Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997 (Part 3 of 5) - ആർബിഐ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
(Part 3 of 5)
URBAN | | (Amount in Rupees Lakh) | ||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | | | | | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | ||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
I. | AGRICULTURE | 4,28,499 | 1505,28 | 1175,18 | 6,70,732 | 2172,91 | 1897,83 | 304 | 6,38 | 3,98 | ||
1. | Direct Finance | 4,14,852 | 1107,89 | 926,48 | 6,51,858 | 1522,68 | 1399,95 | 298 | 3,37 | 1,05 | ||
2. | Indirect Finance | 13,647 | 397,39 | 248,70 | 18,874 | 650,23 | 497,88 | 6 | 3,01 | 2,93 | ||
II. | INDUSTRY | 2,62,647 | 10041,35 | 8597,40 | 4,10,585 | 18380,98 | 14880,86 | 598 | 962,25 | 735,38 | ||
1. | Mining & Quarrying | 1,112 | 101,92 | 84,79 | 1,968 | 228,76 | 174,92 | 4 | 13 | - | ||
2. | Food Manufacturing and Processing | 8,270 | 1254,46 | 989,32 | 13,800 | 2315,96 | 1851,38 | 32 | 73,59 | 61,99 | ||
(a) | Rice Mills, Flour and Dal Mills | 2,764 | 245,65 | 194,41 | 3,916 | 690,02 | 558,45 | 3 | 8,11 | 8,09 | ||
(b) | Sugar | 77 | 316,71 | 249,74 | 296 | 469,18 | 390,91 | 3 | 6,41 | 5,54 | ||
(c) | Edible Oils and Vanaspati | 1,009 | 246,99 | 176,32 | 1,725 | 336,84 | 275,57 | 1 | 1 | - | ||
(d) | Tea Processing | 54 | 59,66 | 41,53 | 198 | 80,18 | 68,95 | 11 | 13,76 | 6,54 | ||
(e) | Processing of Fruits & Vegetables | 108 | 7,41 | 6,83 | 300 | 28,22 | 26,30 | 1 | 1,30 | 8 | ||
(f) | Others | 4,258 | 378,04 | 320,49 | 7,365 | 711,51 | 531,19 | 13 | 44,01 | 41,74 | ||
3. | Beverage and Tobacco | 380 | 84,59 | 77,24 | 1,041 | 503,43 | 329,63 | 10 | 12,92 | 12,70 | ||
4. | Textiles | 11,950 | 1656,67 | 1423,15 | 26,785 | 3759,51 | 3109,25 | 91 | 129,50 | 104,10 | ||
(a) | Cotton Textiles | 3,377 | 591,69 | 517,38 | 7,651 | 1810,86 | 1478,29 | 56 | 93,04 | 70,80 | ||
(b) | Jute Textiles | 226 | 118,41 | 91,88 | 223 | 54,10 | 50,69 | 1 | 3 | 3 | ||
(c) | Handloom Textiles & Khadi | 1,509 | 139,84 | 115,70 | 2,272 | 120,90 | 102,24 | - | - | - | ||
(d) | Other Textiles | 6,838 | 806,73 | 698,19 | 16,639 | 1773,65 | 1478,02 | 34 | 36,43 | 33,27 | ||
5. | Paper, Paper Products and Printing | 3,512 | 327,29 | 226,79 | 8,535 | 634,40 | 552,25 | 7 | 2,68 | 2,45 | ||
6. | Leather and Leather Products | 1,231 | 99,68 | 102,42 | 2,539 | 180,52 | 141,62 | 2 | 25 | 5 | ||
7. | Rubber and Rubber Products | 1,552 | 171,20 | 156,22 | 2,716 | 355,59 | 287,23 | 14 | 49,80 | 52,58 | ||
8. | Chemicals and Chemical Products | 6,973 | 1077,82 | 889,87 | 12,079 | 1668,41 | 1374,09 | 87 | 112,57 | 78,77 | ||
(a) | Heavy Industrial Chemicals | 525 | 113,62 | 90,42 | 1,296 | 266,24 | 207,30 | 16 | 24,85 | 17,05 | ||
(b) | Fertilizers | 234 | 191,79 | 146,40 | 305 | 354,91 | 254,63 | 2 | 97 | 95 | ||
(c) | Drugs and Pharmaceuticals | 1,658 | 290,39 | 247,19 | 2,204 | 399,45 | 356,29 | 37 | 63,81 | 41,28 | ||
(d) | Non-Edible Oils | 151 | 51,59 | 46,79 | 302 | 38,61 | 28,06 | - | - | - | ||
(e) | Other Chemicals & Chemical Products | 4,405 | 430,42 | 359,08 | 7,972 | 609,20 | 527,81 | 32 | 22,95 | 19,49 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 1,016 | 95,90 | 85,63 | 956 | 111,94 | 79,57 | - | - | - | ||
10. | Manufacture of Cement & Cement Products | 793 | 138,28 | 132,62 | 1,315 | 307,63 | 273,12 | 4 | 25,50 | 22,84 | ||
11. | Basic Metals & Metal Products | 11,804 | 1261,87 | 1066,78 | 19,280 | 3056,75 | 2500,95 | 85 | 91,79 | 67,50 | ||
(a) | Iron and Steel | 3,468 | 681,17 | 567,56 | 6,264 | 2263,61 | 1838,36 | 49 | 67,77 | 47,75 | ||
(b) | Non-Ferrous Metals | 780 | 67,80 | 53,83 | 1,272 | 189,59 | 161,94 | 4 | 1,72 | 1,28 | ||
(c) | Other Metal Products | 7,556 | 512,89 | 445,39 | 11,744 | 603,55 | 500,65 | 32 | 22,30 | 18,47 | ||
12. | Engineering | 10,535 | 1615,16 | 1465,68 | 18,091 | 2549,57 | 1947,54 | 171 | 266,49 | 202,12 | ||
(a) | Heavy Engineering | 1,835 | 291,71 | 314,64 | 2,155 | 881,27 | 710,60 | 64 | 91,10 | 60,93 | ||
(b) | Light Engineering | 4,903 | 396,96 | 344,32 | 7,873 | 503,54 | 380,67 | 54 | 98,38 | 71,56 | ||
(c) | Electrical Machinery & Goods | 2,465 | 530,49 | 440,52 | 4,988 | 781,98 | 548,19 | 25 | 22,48 | 17,36 | ||
(d) | Electronic Machinery & Goods | 1,332 | 396,00 | 366,21 | 3,075 | 382,78 | 308,09 | 28 | 54,52 | 52,28 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,888 | 426,11 | 411,62 | 4,738 | 484,18 | 390,00 | 41 | 73,09 | 32,93 | ||
14. | Other Industries | 1,98,432 | 1540,84 | 1336,22 | 2,91,809 | 1768,20 | 1509,50 | 37 | 100,60 | 79,36 | ||
15. | Electricity, Gas & Water | 2,176 | 116,39 | 83,59 | 1,056 | 200,08 | 128,03 | 5 | 5,42 | 1,20 | ||
(a) | Electricity Generation & Transmission | 2,114 | 95,03 | 66,11 | 755 | 178,71 | 113,58 | 1 | 20 | 2 | ||
(b) | Non-Conventional Energy | 17 | 15,04 | 14,19 | 80 | 3,24 | 2,55 | - | - | - | ||
(c) | Gas, Steam & Water Supply | 45 | 6,33 | 3,29 | 221 | 18,13 | 11,91 | 4 | 5,22 | 1,18 | ||
16. | Construction | 1,023 | 73,17 | 65,46 | 3,877 | 256,06 | 231,79 | 8 | 17,90 | 16,77 | ||
III. | TRANSPORT OPERATORS | 55,210 | 361,39 | 291,85 | 1,03,761 | 693,77 | 602,98 | 6 | 2,15 | 1,41 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 53,959 | 402,59 | 327,66 | 3,00,995 | 1325,57 | 1137,99 | 31 | 1,41 | 67 | ||
V. | PERSONAL LOANS | 9,55,110 | 2922,10 | 2532,39 | 12,86,900 | 3978,85 | 3552,53 | 12,069 | 88,50 | 73,72 | ||
1. | Loans for Purchase of Consumer Durables | 1,09,823 | 175,30 | 148,35 | 93,323 | 155,21 | 125,82 | 19 | 1 | 1 | ||
2. | Loans for Housing | 1,10,692 | 1197,14 | 1045,37 | 1,75,111 | 1339,08 | 1230,33 | 465 | 4,41 | 4,24 | ||
3. | Rest of the Personal Loans | 7,34,595 | 1549,66 | 1338,67 | 10,18,466 | 2484,55 | 2196,38 | 11,585 | 84,08 | 69,46 | ||
V I. | TRADE | 3,36,597 | 2606,75 | 2190,36 | 7,46,897 | 4239,52 | 3538,95 | 131 | 113,52 | 82,11 | ||
1. | Wholesale Trade | 23,970 | 1407,40 | 1178,71 | 46,899 | 1936,98 | 1536,81 | 62 | 106,87 | 78,38 | ||
2. | Retail Trade | 3,12,627 | 1199,36 | 1011,65 | 6,99,998 | 2302,54 | 2002,14 | 69 | 6,66 | 3,73 | ||
VII. | FINANCE | 786 | 145,13 | 102,70 | 2,719 | 457,54 | 374,25 | 17 | 30,18 | 27,72 | ||
VIII. | ALL OTHERS | 2,16,887 | 1901,43 | 1360,74 | 7,37,928 | 2523,34 | 2178,10 | 490 | 79,59 | 63,21 | ||
TOTAL BANK CREDIT | 23,09,695 | 19886,02 | 16578,27 | 42,60,517 | 33772,46 | 28163,48 | 13,646 | 1283,98 | 988,20 | |||
OF WHICH: | 1. | Artisans & Village Industries | 57,678 | 149,84 | 134,40 | 72,292 | 171,50 | 150,78 | 5 | 80 | 37 | |
| | 2. | Other Small Scale Industries | 1,48,590 | 3189,80 | 2711,29 | 2,51,601 | 5146,78 | 4227,19 | 76 | 38,87 | 51,80 |
URBAN | | (Amount in Rupees Lakh) | ||||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | ||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
I. | AGRICULTURE | 75,348 | 67,34 | 61,90 | 35,985 | 225,90 | 209,10 | 12,10,868 | 3977,81 | 3347,99 | ||
1. | Direct Finance | 72,013 | 56,16 | 51,71 | 33,831 | 175,13 | 166,45 | 11,72,852 | 2865,23 | 2545,63 | ||
2. | Indirect Finance | 3,335 | 11,18 | 10,19 | 2,154 | 50,77 | 42,65 | 38,016 | 1112,59 | 802,36 | ||
II. | INDUSTRY | 33,241 | 47,77 | 41,37 | 40,336 | 3236,28 | 2650,94 | 7,47,407 | 32668,63 | 26905,95 | ||
1. | Mining & Quarrying | 34 | 1,43 | 1,32 | 271 | 30,03 | 25,62 | 3,389 | 362,26 | 286,65 | ||
2. | Food Manufacturing and Processing | 870 | 6,50 | 4,42 | 2,299 | 478,33 | 357,96 | 25,271 | 4128,84 | 3265,07 | ||
(a) | Rice Mills, Flour and Dal Mills | 56 | 3,74 | 2,15 | 660 | 69,21 | 58,32 | 7,399 | 1016,73 | 821,42 | ||
(b) | Sugar | 2 | 7 | 7 | 42 | 58,88 | 38,63 | 420 | 851,26 | 684,89 | ||
(c) | Edible Oils and Vanaspati | 19 | 22 | 15 | 263 | 42,17 | 36,87 | 3,017 | 626,23 | 488,91 | ||
(d) | Tea Processing | 2 | 1 | - | 17 | 6,96 | 3,50 | 282 | 160,56 | 120,53 | ||
(e) | Processing of Fruits & Vegetables | 3 | 6 | 6 | 44 | 7,47 | 6,71 | 456 | 44,45 | 39,98 | ||
(f) | Others | 788 | 2,40 | 1,99 | 1,273 | 293,64 | 213,93 | 13,697 | 1429,61 | 1109,34 | ||
3. | Beverage and Tobacco | 12 | 7 | 7 | 164 | 36,73 | 30,19 | 1,607 | 637,75 | 449,83 | ||
4. | Textiles | 296 | 1,68 | 1,43 | 9,345 | 1479,71 | 1166,34 | 48,467 | 7027,07 | 5804,27 | ||
(a) | Cotton Textiles | 32 | 24 | 20 | 4,364 | 882,27 | 713,96 | 15,480 | 3378,10 | 2780,64 | ||
(b) | Jute Textiles | 2 | 1 | 1 | 36 | 15,19 | 10,56 | 488 | 187,74 | 153,16 | ||
(c) | Handloom Textiles & Khadi | 15 | 11 | 11 | 249 | 12,94 | 10,45 | 4,045 | 273,79 | 228,50 | ||
(d) | Other Textiles | 247 | 1,32 | 1,12 | 4,696 | 569,30 | 431,37 | 28,454 | 3187,44 | 2641,97 | ||
5. | Paper, Paper Products and Printing | 74 | 99 | 96 | 1,407 | 89,66 | 78,51 | 13,535 | 1055,02 | 860,96 | ||
6. | Leather and Leather Products | 46 | 55 | 49 | 408 | 19,68 | 15,86 | 4,226 | 300,67 | 260,45 | ||
7. | Rubber and Rubber Products | 12 | 10 | 10 | 250 | 18,82 | 17,77 | 4,544 | 595,51 | 513,89 | ||
8. | Chemicals and Chemical Products | 59 | 77 | 69 | 1,582 | 152,39 | 133,93 | 20,780 | 3011,96 | 2477,36 | ||
(a) | Heavy Industrial Chemicals | 1 | 1 | 1 | 154 | 29,75 | 24,00 | 1,992 | 434,47 | 338,77 | ||
(b) | Fertilizers | 3 | 15 | 15 | 23 | 4,51 | 3,48 | 567 | 552,33 | 405,62 | ||
(c) | Drugs and Pharmaceuticals | 10 | 5 | 3 | 316 | 35,44 | 33,08 | 4,225 | 789,15 | 677,88 | ||
(d) | Non-Edible Oils | 3 | 8 | 7 | 22 | 4,15 | 3,78 | 478 | 94,42 | 78,69 | ||
(e) | Other Chemicals & Chemical Products | 42 | 49 | 43 | 1,067 | 78,53 | 69,60 | 13,518 | 1141,59 | 976,40 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 9 | 6 | 6 | 60 | 9,41 | 8,87 | 2,041 | 217,31 | 174,12 | ||
10. | Manufacture of Cement & Cement Products | 7 | 8 | 8 | 197 | 30,69 | 29,21 | 2,316 | 502,18 | 457,86 | ||
11. | Basic Metals & Metal Products | 490 | 2,77 | 2,42 | 1,859 | 217,91 | 190,68 | 33,518 | 4631,09 | 3828,33 | ||
(a) | Iron and Steel | 40 | 64 | 63 | 876 | 170,43 | 149,94 | 10,697 | 3183,62 | 2604,25 | ||
(b) | Non-Ferrous Metals | 353 | 1,57 | 1,35 | 155 | 12,30 | 11,59 | 2,564 | 272,99 | 229,99 | ||
(c) | Other Metal Products | 97 | 56 | 44 | 828 | 35,18 | 29,15 | 20,257 | 1174,48 | 994,10 | ||
12. | Engineering | 201 | 1,73 | 1,64 | 2,202 | 206,53 | 183,01 | 31,200 | 4639,48 | 3800,00 | ||
(a) | Heavy Engineering | 8 | 22 | 22 | 439 | 57,64 | 51,99 | 4,501 | 1321,95 | 1138,37 | ||
(b) | Light Engineering | 64 | 57 | 49 | 731 | 52,16 | 46,74 | 13,625 | 1051,62 | 843,78 | ||
(c) | Electrical Machinery & Goods | 67 | 41 | 46 | 603 | 72,15 | 61,05 | 8,148 | 1407,51 | 1067,58 | ||
(d) | Electronic Machinery & Goods | 62 | 52 | 47 | 429 | 24,58 | 23,23 | 4,926 | 858,40 | 750,28 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 125 | 1,40 | 98 | 615 | 63,02 | 56,06 | 7,407 | 1047,80 | 891,59 | ||
14. | Other Industries | 30,942 | 28,51 | 25,41 | 18,120 | 258,13 | 223,00 | 5,39,340 | 3696,28 | 3173,49 | ||
15. | Electricity, Gas & Water | 6 | 4 | 3 | 93 | 22,42 | 21,01 | 3,336 | 344,35 | 233,87 | ||
(a) | Electricity Generation & Transmission | 3 | 1 | 1 | 63 | 2,61 | 2,15 | 2,936 | 276,56 | 181,86 | ||
(b) | Non-Conventional Energy | - | - | - | 8 | 16,94 | 16,07 | 105 | 35,21 | 32,81 | ||
(c) | Gas, Steam & Water Supply | 3 | 3 | 2 | 22 | 2,87 | 2,80 | 295 | 32,57 | 19,20 | ||
16. | Construction | 58 | 1,09 | 1,27 | 1,464 | 122,84 | 112,92 | 6,430 | 471,07 | 428,21 | ||
III. | TRANSPORT OPERATORS | 10,897 | 40,17 | 34,21 | 16,252 | 213,96 | 174,98 | 1,86,126 | 1311,43 | 1105,42 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 21,697 | 28,18 | 24,33 | 20,294 | 321,56 | 271,01 | 3,96,976 | 2079,30 | 1761,66 | ||
V. | PERSONAL LOANS | 81,508 | 182,10 | 167,47 | 2,43,449 | 755,19 | 670,17 | 25,79,036 | 7926,75 | 6996,28 | ||
1. | Loans for Purchase of Consumer Durables | 9,912 | 11,20 | 9,52 | 39,687 | 55,71 | 42,02 | 2,52,764 | 397,43 | 325,73 | ||
2. | Loans for Housing | 12,444 | 98,64 | 92,93 | 19,239 | 197,97 | 174,54 | 3,17,951 | 2837,24 | 2547,41 | ||
3. | Rest of the Personal Loans | 59,152 | 72,26 | 65,02 | 1,84,523 | 501,52 | 453,60 | 20,08,321 | 4692,08 | 4123,13 | ||
V I. | TRADE | 86,970 | 91,97 | 78,70 | 63,921 | 1413,05 | 1170,29 | 12,34,516 | 8464,82 | 7060,41 | ||
1. | Wholesale Trade | 936 | 5,82 | 4,91 | 13,171 | 848,19 | 706,00 | 85,038 | 4305,26 | 3504,81 | ||
2. | Retail Trade | 86,034 | 86,15 | 73,79 | 50,750 | 564,86 | 464,29 | 11,49,478 | 4159,56 | 3555,60 | ||
VII. | FINANCE | 26 | 85 | 76 | 1,148 | 181,93 | 154,68 | 4,696 | 815,63 | 660,10 | ||
VIII. | ALL OTHERS | 29,756 | 32,37 | 29,31 | 1,09,434 | 376,82 | 326,85 | 10,94,495 | 4913,54 | 3958,21 | ||
TOTAL BANK CREDIT | 3,39,443 | 490,76 | 438,05 | 5,30,819 | 6724,69 | 5628,02 | 74,54,120 | 62157,91 | 51796,03 | |||
OF WHICH: | 1. | Artisans & Village Industries | 24,364 | 17,04 | 15,50 | 4,818 | 14,77 | 12,68 | 1,59,157 | 353,95 | 313,72 | |
| | 2. | Other Small Scale Industries | 6,037 | 11,77 | 10,66 | 19,797 | 1139,39 | 895,92 | 4,26,101 | 9526,60 | 7896,86 |