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Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
(Part 3 of 5)

             

URBAN


 

(Amount in Rupees Lakh)


    

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

    

AND ITS ASSOCIATES


 
 
 
 
    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

4,28,499

1505,28

1175,18

6,70,732

2172,91

1897,83

304

6,38

3,98

 

1.

Direct Finance

4,14,852

1107,89

926,48

6,51,858

1522,68

1399,95

298

3,37

1,05

 

2.

Indirect Finance

13,647

397,39

248,70

18,874

650,23

497,88

6

3,01

2,93

II.

INDUSTRY

2,62,647

10041,35

8597,40

4,10,585

18380,98

14880,86

598

962,25

735,38

 

1.

Mining & Quarrying

1,112

101,92

84,79

1,968

228,76

174,92

4

13

-

 

2.

Food Manufacturing and Processing

8,270

1254,46

989,32

13,800

2315,96

1851,38

32

73,59

61,99

  

(a)

Rice Mills, Flour and Dal Mills

2,764

245,65

194,41

3,916

690,02

558,45

3

8,11

8,09

  

(b)

Sugar

77

316,71

249,74

296

469,18

390,91

3

6,41

5,54

  

(c)

Edible Oils and Vanaspati

1,009

246,99

176,32

1,725

336,84

275,57

1

1

-

  

(d)

Tea Processing

54

59,66

41,53

198

80,18

68,95

11

13,76

6,54

  

(e)

Processing of Fruits & Vegetables

108

7,41

6,83

300

28,22

26,30

1

1,30

8

  

(f)

Others

4,258

378,04

320,49

7,365

711,51

531,19

13

44,01

41,74

 

3.

Beverage and Tobacco

380

84,59

77,24

1,041

503,43

329,63

10

12,92

12,70

 

4.

Textiles

11,950

1656,67

1423,15

26,785

3759,51

3109,25

91

129,50

104,10

  

(a)

Cotton Textiles

3,377

591,69

517,38

7,651

1810,86

1478,29

56

93,04

70,80

  

(b)

Jute Textiles

226

118,41

91,88

223

54,10

50,69

1

3

3

  

(c)

Handloom Textiles & Khadi

1,509

139,84

115,70

2,272

120,90

102,24

-

-

-

  

(d)

Other Textiles

6,838

806,73

698,19

16,639

1773,65

1478,02

34

36,43

33,27

 

5.

Paper, Paper Products and Printing

3,512

327,29

226,79

8,535

634,40

552,25

7

2,68

2,45

 

6.

Leather and Leather Products

1,231

99,68

102,42

2,539

180,52

141,62

2

25

5

 

7.

Rubber and Rubber Products

1,552

171,20

156,22

2,716

355,59

287,23

14

49,80

52,58

 

8.

Chemicals and Chemical Products

6,973

1077,82

889,87

12,079

1668,41

1374,09

87

112,57

78,77

  

(a)

Heavy Industrial Chemicals

525

113,62

90,42

1,296

266,24

207,30

16

24,85

17,05

  

(b)

Fertilizers

234

191,79

146,40

305

354,91

254,63

2

97

95

  

(c)

Drugs and Pharmaceuticals

1,658

290,39

247,19

2,204

399,45

356,29

37

63,81

41,28

  

(d)

Non-Edible Oils

151

51,59

46,79

302

38,61

28,06

-

-

-

  

(e)

Other Chemicals & Chemical Products

4,405

430,42

359,08

7,972

609,20

527,81

32

22,95

19,49

 

9.

Petroleum, Coal Products & Nuclear Fuels

1,016

95,90

85,63

956

111,94

79,57

-

-

-

 

10.

Manufacture of Cement & Cement Products

793

138,28

132,62

1,315

307,63

273,12

4

25,50

22,84

 

11.

Basic Metals & Metal Products

11,804

1261,87

1066,78

19,280

3056,75

2500,95

85

91,79

67,50

  

(a)

Iron and Steel

3,468

681,17

567,56

6,264

2263,61

1838,36

49

67,77

47,75

  

(b)

Non-Ferrous Metals

780

67,80

53,83

1,272

189,59

161,94

4

1,72

1,28

  

(c)

Other Metal Products

7,556

512,89

445,39

11,744

603,55

500,65

32

22,30

18,47

 

12.

Engineering

10,535

1615,16

1465,68

18,091

2549,57

1947,54

171

266,49

202,12

  

(a)

Heavy Engineering

1,835

291,71

314,64

2,155

881,27

710,60

64

91,10

60,93

  

(b)

Light Engineering

4,903

396,96

344,32

7,873

503,54

380,67

54

98,38

71,56

  

(c)

Electrical Machinery & Goods

2,465

530,49

440,52

4,988

781,98

548,19

25

22,48

17,36

  

(d)

Electronic Machinery & Goods

1,332

396,00

366,21

3,075

382,78

308,09

28

54,52

52,28

 

13.

Vehicles, Vehicle Parts & Transport Equipments

1,888

426,11

411,62

4,738

484,18

390,00

41

73,09

32,93

 

14.

Other Industries

1,98,432

1540,84

1336,22

2,91,809

1768,20

1509,50

37

100,60

79,36

 

15.

Electricity, Gas & Water

2,176

116,39

83,59

1,056

200,08

128,03

5

5,42

1,20

  

(a)

Electricity Generation & Transmission

2,114

95,03

66,11

755

178,71

113,58

1

20

2

  

(b)

Non-Conventional Energy

17

15,04

14,19

80

3,24

2,55

-

-

-

  

(c)

Gas, Steam & Water Supply

45

6,33

3,29

221

18,13

11,91

4

5,22

1,18

 

16.

Construction

1,023

73,17

65,46

3,877

256,06

231,79

8

17,90

16,77

III.

TRANSPORT OPERATORS

55,210

361,39

291,85

1,03,761

693,77

602,98

6

2,15

1,41

IV.

PROFESSIONAL AND OTHER SERVICES

53,959

402,59

327,66

3,00,995

1325,57

1137,99

31

1,41

67

V.

PERSONAL LOANS

9,55,110

2922,10

2532,39

12,86,900

3978,85

3552,53

12,069

88,50

73,72

 

1.

Loans for Purchase of Consumer Durables

1,09,823

175,30

148,35

93,323

155,21

125,82

19

1

1

 

2.

Loans for Housing

1,10,692

1197,14

1045,37

1,75,111

1339,08

1230,33

465

4,41

4,24

 

3.

Rest of the Personal Loans

7,34,595

1549,66

1338,67

10,18,466

2484,55

2196,38

11,585

84,08

69,46

V I.

TRADE

 

3,36,597

2606,75

2190,36

7,46,897

4239,52

3538,95

131

113,52

82,11

 

1.

Wholesale Trade

23,970

1407,40

1178,71

46,899

1936,98

1536,81

62

106,87

78,38

 

2.

Retail Trade

3,12,627

1199,36

1011,65

6,99,998

2302,54

2002,14

69

6,66

3,73

VII.

FINANCE

786

145,13

102,70

2,719

457,54

374,25

17

30,18

27,72

VIII.


ALL OTHERS


2,16,887


1901,43


1360,74


7,37,928


2523,34


2178,10


490


79,59


63,21


TOTAL BANK CREDIT

23,09,695

19886,02

16578,27

42,60,517

33772,46

28163,48

13,646

1283,98

988,20

OF WHICH:

1.

Artisans & Village Industries

57,678

149,84

134,40

72,292

171,50

150,78

5

80

37

 
 

2.


Other Small Scale Industries


1,48,590


3189,80


2711,29


2,51,601


5146,78


4227,19


76


38,87


51,80


             

URBAN


 

(Amount in Rupees Lakh)


    

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS


COMMERCIAL BANKS


    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

10


11


12


13


14


15


16


17


18


I.

AGRICULTURE

75,348

67,34

61,90

35,985

225,90

209,10

12,10,868

3977,81

3347,99

 

1.

Direct Finance

72,013

56,16

51,71

33,831

175,13

166,45

11,72,852

2865,23

2545,63

 

2.

Indirect Finance

3,335

11,18

10,19

2,154

50,77

42,65

38,016

1112,59

802,36

II.

INDUSTRY

33,241

47,77

41,37

40,336

3236,28

2650,94

7,47,407

32668,63

26905,95

 

1.

Mining & Quarrying

34

1,43

1,32

271

30,03

25,62

3,389

362,26

286,65

 

2.

Food Manufacturing and Processing

870

6,50

4,42

2,299

478,33

357,96

25,271

4128,84

3265,07

  

(a)

Rice Mills, Flour and Dal Mills

56

3,74

2,15

660

69,21

58,32

7,399

1016,73

821,42

  

(b)

Sugar

2

7

7

42

58,88

38,63

420

851,26

684,89

  

(c)

Edible Oils and Vanaspati

19

22

15

263

42,17

36,87

3,017

626,23

488,91

  

(d)

Tea Processing

2

1

-

17

6,96

3,50

282

160,56

120,53

  

(e)

Processing of Fruits & Vegetables

3

6

6

44

7,47

6,71

456

44,45

39,98

  

(f)

Others

788

2,40

1,99

1,273

293,64

213,93

13,697

1429,61

1109,34

 

3.

Beverage and Tobacco

12

7

7

164

36,73

30,19

1,607

637,75

449,83

 

4.

Textiles

296

1,68

1,43

9,345

1479,71

1166,34

48,467

7027,07

5804,27

  

(a)

Cotton Textiles

32

24

20

4,364

882,27

713,96

15,480

3378,10

2780,64

  

(b)

Jute Textiles

2

1

1

36

15,19

10,56

488

187,74

153,16

  

(c)

Handloom Textiles & Khadi

15

11

11

249

12,94

10,45

4,045

273,79

228,50

  

(d)

Other Textiles

247

1,32

1,12

4,696

569,30

431,37

28,454

3187,44

2641,97

 

5.

Paper, Paper Products and Printing

74

99

96

1,407

89,66

78,51

13,535

1055,02

860,96

 

6.

Leather and Leather Products

46

55

49

408

19,68

15,86

4,226

300,67

260,45

 

7.

Rubber and Rubber Products

12

10

10

250

18,82

17,77

4,544

595,51

513,89

 

8.

Chemicals and Chemical Products

59

77

69

1,582

152,39

133,93

20,780

3011,96

2477,36

  

(a)

Heavy Industrial Chemicals

1

1

1

154

29,75

24,00

1,992

434,47

338,77

  

(b)

Fertilizers

3

15

15

23

4,51

3,48

567

552,33

405,62

  

(c)

Drugs and Pharmaceuticals

10

5

3

316

35,44

33,08

4,225

789,15

677,88

  

(d)

Non-Edible Oils

3

8

7

22

4,15

3,78

478

94,42

78,69

  

(e)

Other Chemicals & Chemical Products

42

49

43

1,067

78,53

69,60

13,518

1141,59

976,40

 

9.

Petroleum, Coal Products & Nuclear Fuels

9

6

6

60

9,41

8,87

2,041

217,31

174,12

 

10.

Manufacture of Cement & Cement Products

7

8

8

197

30,69

29,21

2,316

502,18

457,86

 

11.

Basic Metals & Metal Products

490

2,77

2,42

1,859

217,91

190,68

33,518

4631,09

3828,33

  

(a)

Iron and Steel

40

64

63

876

170,43

149,94

10,697

3183,62

2604,25

  

(b)

Non-Ferrous Metals

353

1,57

1,35

155

12,30

11,59

2,564

272,99

229,99

  

(c)

Other Metal Products

97

56

44

828

35,18

29,15

20,257

1174,48

994,10

 

12.

Engineering

201

1,73

1,64

2,202

206,53

183,01

31,200

4639,48

3800,00

  

(a)

Heavy Engineering

8

22

22

439

57,64

51,99

4,501

1321,95

1138,37

  

(b)

Light Engineering

64

57

49

731

52,16

46,74

13,625

1051,62

843,78

  

(c)

Electrical Machinery & Goods

67

41

46

603

72,15

61,05

8,148

1407,51

1067,58

  

(d)

Electronic Machinery & Goods

62

52

47

429

24,58

23,23

4,926

858,40

750,28

 

13.

Vehicles, Vehicle Parts & Transport Equipments

125

1,40

98

615

63,02

56,06

7,407

1047,80

891,59

 

14.

Other Industries

30,942

28,51

25,41

18,120

258,13

223,00

5,39,340

3696,28

3173,49

 

15.

Electricity, Gas & Water

6

4

3

93

22,42

21,01

3,336

344,35

233,87

  

(a)

Electricity Generation & Transmission

3

1

1

63

2,61

2,15

2,936

276,56

181,86

  

(b)

Non-Conventional Energy

-

-

-

8

16,94

16,07

105

35,21

32,81

  

(c)

Gas, Steam & Water Supply

3

3

2

22

2,87

2,80

295

32,57

19,20

 

16.

Construction

58

1,09

1,27

1,464

122,84

112,92

6,430

471,07

428,21

III.

TRANSPORT OPERATORS

10,897

40,17

34,21

16,252

213,96

174,98

1,86,126

1311,43

1105,42

IV.

PROFESSIONAL AND OTHER SERVICES

21,697

28,18

24,33

20,294

321,56

271,01

3,96,976

2079,30

1761,66

V.

PERSONAL LOANS

81,508

182,10

167,47

2,43,449

755,19

670,17

25,79,036

7926,75

6996,28

 

1.

Loans for Purchase of Consumer Durables

9,912

11,20

9,52

39,687

55,71

42,02

2,52,764

397,43

325,73

 

2.

Loans for Housing

12,444

98,64

92,93

19,239

197,97

174,54

3,17,951

2837,24

2547,41

 

3.

Rest of the Personal Loans

59,152

72,26

65,02

1,84,523

501,52

453,60

20,08,321

4692,08

4123,13

V I.

TRADE

 

86,970

91,97

78,70

63,921

1413,05

1170,29

12,34,516

8464,82

7060,41

 

1.

Wholesale Trade

936

5,82

4,91

13,171

848,19

706,00

85,038

4305,26

3504,81

 

2.

Retail Trade

86,034

86,15

73,79

50,750

564,86

464,29

11,49,478

4159,56

3555,60

VII.

FINANCE

26

85

76

1,148

181,93

154,68

4,696

815,63

660,10

VIII.


ALL OTHERS


29,756


32,37


29,31


1,09,434


376,82


326,85


10,94,495


4913,54


3958,21


TOTAL BANK CREDIT

3,39,443

490,76

438,05

5,30,819

6724,69

5628,02

74,54,120

62157,91

51796,03

OF WHICH:

1.

Artisans & Village Industries

24,364

17,04

15,50

4,818

14,77

12,68

1,59,157

353,95

313,72

 
 

2.


Other Small Scale Industries


6,037


11,77


10,66


19,797


1139,39


895,92


4,26,101


9526,60


7896,86


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