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Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 5 of 5)

ALL-INDIA


 
 
 
 
 
 

(Amount in Rupees Lakh)


 

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

    

AND ITS ASSOCIATES


 
 
 
 
 
 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

55,36,876

12475,97

10489,35

95,98,151

20217,58

17919,05

538

106,12

87,99

 

1.

Direct Finance

54,74,074

10705,98

9269,70

94,73,718

16572,48

14960,84

448

55,71

45,36

 

2.

Indirect Finance

62,802

1769,99

1219,65

1,24,433

3645,09

2958,21

9 0

50,42

42,63

II.

INDUSTRY

10,72,563

64513,89

51500,07

19,11,709

91251,33

73492,40

14,906

24458,97

18832,86

 

1.

Mining & Quarrying

5,696

1388,74

1185,59

7,881

1800,97

1440,39

34

153,71

138,56

 

2.

Food Manufacturing & Processing

45,248

5487,60

4149,66

70,025

7791,25

6197,58

551

1105,73

812,63

  

(a)

Rice Mills, Flour & Dal Mills

13,856

1118,36

893,57

20,887

1685,31

1348,19

31

13,04

10,94

  

(b)

Sugar

512

1454,18

1142,87

1,010

1908,09

1608,17

16

31,60

21,08

  

(c)

Edible Oils & Vanaspati

5,733

1264,57

918,00

8,922

1181,22

948,99

6 2

80,45

67,23

  

(d)

Tea Processing

390

509,58

265,16

1,074

668,67

536,24

102

404,97

256,12

  

(e)

Processing of Fruits & Vegetables

581

88,84

66,12

1,529

212,02

171,66

19

21,15

13,49

  

(f)

Others

24,176

1052,06

863,94

36,603

2135,92

1584,33

321

554,53

443,77

 

3.

Beverage & Tobacco

1,458

428,39

285,19

3,557

1092,87

915,47

213

647,98

518,01

 

4.

Textiles

37,519

9032,92

7071,82

80,532

16280,63

12588,23

1,290

2291,92

1655,99

  

(a)

Cotton Textiles

10,690

3933,09

3107,07

18,830

6484,83

4941,26

504

951,30

719,06

  

(b)

Jute Textiles

564

201,38

143,19

935

317,61

211,44

34

17,14

17,28

  

(c)

Handloom Textiles & Khadi

3,061

118,63

101,41

6,394

315,10

272,41

44

1,61

1,18

  

(d)

Other Textiles

23,204

4779,82

3720,15

54,373

9163,08

7163,12

708

1321,87

918,46

 

5.

Paper, Paper Products & Printing

11,610

1508,39

1318,33

26,131

2750,50

2378,46

371

498,62

429,17

 

6.

Leather & Leather Products

4,281

1036,20

818,99

9,267

1501,09

1175,58

194

182,50

93,06

 

7.

Rubber & Rubber Products

4,201

907,97

766,14

6,904

1318,32

1116,46

188

410,25

282,86

 

8.

Chemicals & Chemical Products

21,294

8874,49

7012,41

42,649

12530,01

9847,34

2,024

4395,84

3279,33

  

(a)

Heavy Industrial Chemicals

2,083

1486,70

1195,88

3,855

2210,65

1725,38

539

724,82

585,51

  

(b)

Fertilisers

739

2036,27

1405,77

843

1506,07

1182,54

57

327,84

226,25

  

(c)

Drugs & Pharmaceuticals

3,975

1902,99

1616,57

7,878

3382,54

2591,77

673

1723,80

1333,98

  

(d)

Non-Edible Oils

518

145,89

120,11

902

270,60

244,52

23

3,84

2,49

  

(e)

Other Chemicals & Chemical Products

13,979

3302,64

2674,08

29,171

5160,15

4103,14

732

1615,54

1131,11

 

9.

Petroleum, Coal Products & Nuclear Fuels

2,122

5252,03

3993,85

2,863

1935,38

1497,88

200

543,94

306,24

 

10.

Manufacture of Cement & Cement Products

3,251

1098,01

876,99

5,155

1156,81

1050,76

203

613,49

545,14

 

11.

Basic Metals & Metal Products

28,813

8380,13

7044,58

50,552

12409,80

10438,86

1,198

1476,50

1074,80

  

(a)

Iron & Steel

8,174

5898,53

5039,23

14,407

8877,38

7605,89

424

863,26

668,96

  

(b)

Non-Ferrous Metals

1,723

668,26

489,17

2,584

843,95

655,98

183

240,22

137,88

  

(c)

Other Metal Products

18,916

1813,34

1516,18

33,561

2688,47

2176,98

591

373,03

267,95

 

12.

Engineering

32,387

9516,81

7664,47

57,508

12386,07

9679,92

2,201

5646,87

4423,38

  

(a)

Heavy Engineering

5,606

2823,97

2289,25

7,381

3828,93

2833,72

466

1373,48

1005,64

  

(b)

Light Engineering

13,352

2409,66

1930,33

24,393

2813,74

2267,11

662

1560,36

1209,51

  

(c)

Electrical Machinery & Goods

7,642

2250,93

1709,22

14,873

3363,29

2521,17

456

1026,79

881,45

  

(d)

Electronic Machinery & Goods

5,787

2032,25

1735,67

10,861

2380,11

2057,92

617

1686,25

1326,78

 

13.

Vehicles, Vehicle Parts & Transport Equipments

10,214

2767,06

2061,89

17,733

2929,94

2113,48

557

1827,04

1447,02

 

14.

Other Industries

8,54,841

6063,83

5078,29

15,12,740

10838,61

9246,61

5,284

3523,58

2942,91

 

15.

Electricity, Gas & Water

5,185

1759,77

1332,39

3,862

2646,39

2112,94

195

493,47

347,80

  

(a)

Electricity Generation & Transmission

4,609

1715,41

1300,55

2,791

2295,05

1817,32

93

469,18

326,44

  

(b)

Non-Conventional Energy

85

17,54

14,30

315

50,08

36,44

16

5,38

5,12

  

(c)

Gas, Steam & Water Supply

491

26,83

17,54

756

301,27

259,18

86

18,91

16,24

 

16.

Construction

4,443

1011,54

839,48

14,350

1882,69

1692,44

203

647,52

535,98

III.

TRANSPORTOPERATORS

2,55,736

2004,78

1576,30

4,95,799

3874,55

3216,10

295

199,07

127,02

IV.

PROFESSIONAL AND OTHER SERVICES

2,01,417

1752,04

1437,68

12,19,998

7266,23

6279,20

2,712

1162,89

931,71

V.

PERSONALLOANS

34,76,331

11124,23

9759,83

46,72,350

17599,57

15510,22

10,66,402

6777,29

5124,25

 

1.

Loans for Purchase of Consumer Durables

3,04,410

581,91

505,83

3,12,567

641,19

535,15

8,246

35,73

37,12

 

2.

Loans for Housing

3,32,569

3657,54

3194,57

5,98,290

5634,08

5030,98

6,715

232,07

228,61

 

3.

Rest of the Personal Loans

28,39,352

6884,78

6059,44

37,61,493

11324,29

9944,09

10,51,441

6509,48

4858,52

VI.

TRADE

19,36,272

14522,36

12188,65

37,37,412

29198,88

25470,05

3,504

1379,80

1111,35

 

1.

Wholesale Trade

1,58,036

9093,84

7571,77

2,18,438

18350,03

16013,98

714

860,53

664,87

 

2.

Retail Trade

17,78,236

5428,53

4616,88

35,18,974

10848,85

9456,07

2,790

519,27

446,48

VII.

FINANCE

2,744

1927,25

1578,28

11,645

6445,77

5373,79

827

3607,77

2600,21

VIII.


ALL OTHERS


6,79,462


6497,31


5611,95


27,54,365


14844,27


13513,02


4,550


1116,55


951,79


TOTALBANKCREDIT

131,61,401

114817,84

94142,11

244,01,429

190698,17

160773,82

10,93,734

38808,46

29767,19

OF WHICH:

1. Artisans & Village Industries

3,69,573

623,41

570,05

6,10,008

848,48

780,90

1,057

2,18

2,14

 
 
 

2. Other Small Scale Industries


5,21,925


10082,29


8517,53


8,38,203


19909,24


16017,28


1,289


721,04


599,56


 
 
 
 
 
 
 
 
 
 
 
 
 
    

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS


COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

1 0


11


12


13


1 4


15


16


17


18


I.

AGRICULTURE

59,75,729

5492,04

4923,78

6,08,761

2026,54

1842,35

217,20,055

40318,25

35262,52

 

1.

Direct Finance

58,68,342

5338,26

4794,39

5,91,141

1561,87

1438,61

214,07,723

34234,31

30508,90

 

2.

Indirect Finance

1,07,387

153,77

129,39

17,620

464,67

403,75

3,12,332

6083,94

4753,62

II.

INDUSTRY

12,36,590

891,38

787,92

1,32,647

19612,86

16482,69

43,68,415

200728,43

161095,94

 

1.

Mining & Quarrying

991

14,96

12,45

981

383,75

332,31

15,583

3742,13

3109,31

 

2.

Food Manufacturing & Processing

9,174

48,69

40,43

7,689

1590,80

1277,44

1,32,687

16024,06

12477,73

  

(a)

Rice Mills, Flour & Dal Mills

1,597

22,10

18,15

2,364

323,73

256,37

38,735

3162,54

2527,23

  

(b)

Sugar

47

39

32

103

130,84

88,96

1,688

3525,10

2861,39

  

(c)

Edible Oils & Vanaspati

553

5,72

4,69

1,370

293,62

234,26

16,640

2825,58

2173,18

  

(d)

Tea Processing

4

3

2

90

70,07

58,81

1,660

1653,32

1116,34

  

(e)

Processing of Fruits & Vegetables

162

1,20

1,09

112

33,04

26,20

2,403

356,24

278,56

  

(f)

Others

6,811

19,25

16,15

3,650

739,51

612,83

71,561

4501,28

3521,02

 

3.

Beverage & Tobacco

106

1,07

77

715

229,84

229,39

6,049

2400,15

1948,83

 

4.

Textiles

1,560

11,17

9,27

18,444

4393,55

3417,86

1,39,345

32010,19

24743,16

  

(a)

Cotton Textiles

249

3,30

2,59

7,270

2057,00

1633,18

37,543

13429,52

10403,15

  

(b)

Jute Textiles

10

10

10

88

62,28

43,40

1,631

598,52

415,42

  

(c)

Handloom Textiles & Khadi

188

1,06

95

583

46,83

33,42

10,270

483,21

409,37

  

(d)

Other Textiles

1,113

6,71

5,63

10,503

2227,45

1707,86

89,901

17498,94

13515,22

 

5.

Paper, Paper Products & Printing

379

4,59

4,09

4,261

540,44

455,49

42,752

5302,53

4585,54

 

6.

Leather & Leather Products

199

1,72

1,71

1,355

264,16

217,97

15,296

2985,67

2307,31

 

7.

Rubber & Rubber Products

84

1,06

88

1,197

248,13

197,54

12,574

2885,73

2363,88

 

8.

Chemicals & Chemical Products

473

5,54

4,84

6,012

2158,61

1850,31

72,452

27964,50

21994,23

  

(a)

Heavy Industrial Chemicals

3

3

2

548

345,41

312,11

7,028

4767,61

3818,90

  

(b)

Fertilisers

6

46

45

103

135,44

95,51

1,748

4006,09

2910,52

  

(c)

Drugs & Pharmaceuticals

95

1,12

97

1,211

610,96

568,32

13,832

7621,42

6111,61

  

(d)

Non-Edible Oils

77

59

52

106

14,74

13,72

1,626

435,66

381,36

  

(e)

Other Chemicals & Chemical Products

292

3,34

2,87

4,044

1052,05

860,65

48,218

11133,73

8771,85

 

9.

Petroleum, Coal Products & Nuclear Fuels

39

34

30

346

279,39

238,40

5,570

8011,08

6036,66

 

10.

Manufacture of Cement & Cement Products

184

2,85

2,28

809

254,69

231,59

9,602

3125,85

2706,77

 

11.

Basic Metals & Metal Products

973

8,20

7,13

5,354

1785,65

1604,68

86,890

24060,30

20170,05

  

(a)

Iron & Steel

18

1,88

1,87

2,138

1254,25

1135,62

25,161

16895,30

14451,57

  

(b)

Non-Ferrous Metals

6

13

9

338

145,38

133,93

4,834

1897,94

1417,06

  

(c)

Other Metal Products

949

6,20

5,18

2,878

386,02

335,13

56,895

5267,06

4301,42

 

12.

Engineering

1,209

15,02

12,95

7,417

2067,78

1733,38

1,00,722

29632,55

23514,11

  

(a)

Heavy Engineering

512

9,20

7,90

1,265

452,84

348,65

15,230

8488,42

6485,16

  

(b)

Light Engineering

284

2,71

2,23

2,473

499,35

418,25

41,164

7285,82

5827,43

  

(c)

Electrical Machinery & Goods

206

1,42

1,36

1,964

485,81

404,33

25,141

7128,24

5517,54

  

(d)

Electronic Machinery & Goods

207

1,69

1,46

1,715

629,78

562,14

19,187

6730,07

5683,98

 

13.

Vehicles, Vehicle Parts & Transport Equipments

1,236

16,37

12,36

2,058

523,80

442,30

31,798

8064,22

6077,05

 

14.

Other Industries

12,19,397

748,93

668,32

70,063

2865,49

2494,18

36,62,325

24040,44

20430,32

 

15.

Electricity, Gas & Water

42

44

33

282

321,25

295,81

9,566

5221,33

4089,26

  

(a)

Electricity Generation & Transmission

21

21

14

167

249,46

235,43

7,681

4729,30

3679,87

  

(b)

Non-Conventional Energy

3

2

2

40

63,41

52,47

459

136,43

108,34

  

(c)

Gas, Steam & Water Supply

18

21

16

75

8,38

7,92

1,426

355,60

301,06

 

16.

Construction

544

10,43

9,82

5,664

1705,53

1464,02

25,204

5257,71

4541,73

III.

TRANSPORTOPERATORS

3,22,694

679,97

542,81

68,095

1267,36

1006,26

11,42,619

8025,74

6468,49

IV.

PROFESSIONAL AND OTHER SERVICES

4,94,450

382,34

339,08

1,08,378

2749,63

2457,81

20,26,955

13313,13

11445,48

V.

PERSONALLOANS

11,31,784

1622,94

1439,46

9,13,284

3275,74

2918,87

112,60,151

40399,77

34752,64

 

1.

Loans for Purchase of Consumer Durables

1,08,396

149,67

125,01

93,363

145,39

119,32

8,26,982

1553,89

1322,42

 

2.

Loans for Housing

64,416

373,97

345,33

78,174

955,01

832,02

10,80,164

10852,68

9631,51

 

3.

Rest of the Personal Loans

9,58,972

1099,30

969,12

7,41,747

2175,35

1967,53

93,53,005

27993,19

23798,71

VI.

TRADE

24,43,728

1840,88

1659,44

2,80,578

6737,21

5374,94

84,01,494

53679,13

45804,43

 

1.

Wholesale Trade

37,682

76,15

66,22

33,146

4042,84

3164,42

4,48,016

32423,39

27481,26

 

2.

Retail Trade

24,06,046

1764,73

1593,22

2,47,432

2694,37

2210,52

79,53,478

21255,74

18323,17

VII.

FINANCE

231

4,09

3,74

4,403

3150,48

2680,78

19,850

15135,35

12236,80

VIII.


ALL OTHERS


6,88,109


537,95


503,54


5,17,931


2734,20


2297,84


46,44,417


25730,28


22878,14


TOTALBANKCREDIT

122,93,315

11451,59

10199,77

26,34,077

41554,03

35061,55

535,83,956

397330,09

329944,44

OF WHICH:

1. Artisans & Village Industries

10,22,821

605,03

534,15

24,615

61,33

54,90

20,28,074

2140,42

1942,14

 

2. Other Small Scale Industries


1,84,354


175,88


160,23


59,599


4138,08


3333,69


16,05,370


35026,53


28628,29


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