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83546062

Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 1 of 2)

MARCH 2002

(Amount in Rupees Lakh)


       

CASH CREDIT

OVERDRAFT


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


       

1

2

3

4

5

6


I.

AGRICULTURE

31,531

4365,13

3372,91

6,592

693,44

540,14

 

1.

Direct Finance

19,536

2105,25

1594,16

4,279

341,16

267,13

 

2.

Indirect Finance

11,995

2259,88

1778,74

2,313

352,28

273,01

II.

INDUSTRY

1,78,465

108684,75

70165,58

30,935

12918,42

9687,79

 

1.

Mining &Quarrying

2,752

10522,60

3486,86

490

352,25

343,17

 

2.

Food Manufacturing & Processing

21,781

12798,64

9742,54

2,181

761,84

587,51

   

(a)

Rice Mills, Flour & Dal Mills

10,795

2968,02

2276,63

733

153,40

107,91

   

(b)

Sugar

598

3985,43

2870,22

33

31,46

29,13

   

(c)

Edible Oils &Vanaspati

2,794

1781,87

1408,09

355

123,69

116,56

   

(d)

Tea Processing

802

1053,03

766,22

99

29,12

20,75

   

(e)

Processing of Fruits &Vegetables

481

192,19

156,25

109

30,16

33,53

   

(f)

Others

6,311

2818,10

2265,13

852

394,00

279,63

 

3.

Beverage & Tobacco

1,700

1115,78

920,59

287

180,43

143,83

 

4.

Textiles

32,169

14296,22

9608,27

4,213

1236,39

1058,51

   

(a)

Cotton Textiles

10,496

5394,11

4408,44

1,727

623,34

568,99

   

(b)

Jute & Other Natural Fibre Textiles

598

304,30

201,37

84

20,05

13,95

   

(c)

Handloom Textiles & Khadi

1,949

327,40

258,93

169

18,10

15,84

   

(d)

Other Textiles & Textile Products

19,126

8270,41

4739,53

2,233

574,90

459,73

 

5.

Paper, Paper Products & Printing

9,036

2639,28

2214,16

1,226

334,22

269,99

 

6.

Leather & Leather Products

2,173

630,65

534,02

464

77,63

63,99

 

7.

Rubber & Plastic Products

10,359

3699,10

3161,44

1,083

227,29

187,61

 

8.

Chemicals & Chemical Products

14,902

13637,55

8277,61

1,956

1606,78

1039,00

   

(a)

Heavy Industrial Chemicals

2,216

1851,99

1225,56

390

232,83

180,01

   

(b)

Fertilisers

634

3543,25

2085,60

43

183,22

153,81

   

(c)

Drugs & Pharmaceuticals

3,776

3361,30

2129,94

392

402,48

268,28

   

(d)

Non-Edible Oils

391

130,10

114,54

31

113,18

48,55

   

(e)

Other Chemicals & Chemical Products

7,885

4750,91

2721,97

1,100

675,08

388,36

 

9.

Petroleum, Coal Products & Nuclear Fuels

1,317

2760,54

1226,08

136

235,27

205,15

 

10.

Manufacture of Cement & Cement Products

2,580

1254,05

1065,65

195

302,17

212,25

 

11.

Basic Metals & Metal Products

20,381

12817,26

9998,34

2,342

1019,62

859,41

   

(a)

Iron & Steel

8,464

9031,35

6736,80

741

488,50

384,35

   

(b)

Non-Ferrous Metals

1,718

885,07

703,06

222

62,23

48,34

   

(c)

Metal Products

10,199

2900,84

2558,48

1,379

468,88

426,73

 

12.

Engineering

21,600

18360,52

9615,37

3,269

1495,47

1007,46

   

(a)

Heavy Engineering

4,517

2282,74

1576,98

685

331,40

253,46

   

(b)

Light Engineering

7,379

4185,87

3166,12

1,135

457,71

292,19

   

(c)

Electrical Machinery&Goods

6,413

8136,93

2605,87

884

400,37

260,53

   

(d)

Electronic Machinery & Goods

3,291

3754,99

2266,40

565

305,99

201,27

 

13.

Vehicles, Vehicle Parts & Transport Equipments

5,072

2833,10

2000,89

784

499,34

346,15

 

14.

Other Industries

25,204

6246,11

4210,17

5,588

1336,42

920,97

 

15.

Electricity, Gas & Water

1,169

2692,17

2056,76

315

1035,40

933,33

   

(a)

Electricity Generation & Transmission

627

2413,23

1904,55

161

896,08

833,59

   

(b)

Non-Conventional Energy

108

47,93

24,34

29

15,04

15,19

   

(c)

Gas, Steam & Water Supply

434

231,01

127,87

125

124,29

84,56

 

16.

Construction

6,270

2381,19

2046,83

6,406

2217,92

1509,44

III.

TRANSPORT OPERATORS

3,369

1164,01

940,00

1,949

372,84

263,91

IV.

PROFESSIONAL AND OTHER SERVICES

13,970

3539,93

2719,49

9,591

3031,22

2651,43

V.

PERSONAL LOANS

516

60,95

50,56

58,356

3660,38

2636,52

 

1.

Loans for Purchase of Consumer Durables

––

––

––

––

––

––

 

2.

Loans for Housing

––

––

––

––

––

––

 

3.

Rest of the Personal Loans

516

60,95

50,56

58,356

3660,38

2636,52

VI.

TRADE

1,80,244

72789,66

63834,03

40,361

9079,00

7843,06

 

1.

Wholesale Trade

67,599

61747,73

54698,82

15,570

5913,52

5449,67

 

2.

Retail Trade

1,12,645

11041,93

9135,21

24,791

3165,48

2393,39

VII.

FINANCE

2,819

6226,74

4200,27

3,444

4792,63

2845,56

VIII.

ALL OTHERS

47,719

19823,47

15846,92

20,744

4243,45

3287,43


TOTAL BANK CREDIT

4,58,633

216654,63

161129,76

1,71,972

38791,38

29755,84

OF WHICH:

1.Artisans and Village &Tiny Industries

33,032

3374,66

2901,38

2,091

124,96

97,33

     

2.Other Small Scale Industries

62,595

14285,17

12271,26

8,088

1447,18

1229,16



(Amount in Rupees Lakh)


       

DEMAND LOANS

MEDIUM TERM LOANS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


       

7

8

9

10

11

12


I.

AGRICULTURE

13,453

1974,18

1628,73

66,046

11421,84

8355,21

 

1.

Direct Finance

12,154

851,25

704,96

47,224

2074,26

1788,71

 

2.

Indirect Finance

1,299

1122,93

923,78

18,822

9347,58

6566,50

II.

INDUSTRY

18,113

39248,58

35293,41

24,187

29851,35

22313,79

 

1.

Mining & Quarrying

482

2984,45

2841,05

622

1292,33

1132,85

 

2.

Food Manufacturing & Processing

1,409

1462,88

1171,40

2,468

1050,48

844,13

   

(a)

Rice Mills,Flour & Dal Mills

422

134,86

135,92

976

146,08

102,22

   

(b)

Sugar

75

287,12

269,66

42

153,79

159,26

   

(c)

Edible Oils & Vanaspati

155

166,43

133,47

237

182,60

146,71

   

(d)

Tea Processing

124

212,62

183,94

170

164,08

118,89

   

(e)

Processing of Fruits & Vegetables

62

117,02

53,17

73

20,14

10,90

   

(f)

Others

571

544,84

395,25

970

383,78

306,15

 

3.

Beverage & Tobacco

262

657,01

626,05

228

389,44

286,29

 

4.

Textiles

2,680

2918,46

2740,11

3,204

2723,15

2193,58

   

(a)

Cotton Textiles

899

1269,65

1215,41

1,182

1218,82

999,00

   

(b)

Jute & Other Natural Fibre Textiles

97

53,63

54,08

52

101,48

64,86

   

(c)

Handloom Textiles & Khadi

93

27,72

26,24

257

327,28

286,50

   

(d)

Other Textiles & Textile Products

1,591

1567,46

1444,37

1,713

1075,58

843,22

 

5.

Paper ,Paper Products & Printing

720

994,40

890,31

1,432

753,82

461,71

 

6.

Leather & Leather Products

400

232,92

203,35

276

87,60

71,14

 

7.

Rubber & Plastic Products

770

1047,95

912,74

1,126

648,85

557,56

 

8.

Chemicals & Chemical Products

1,410

4230,13

3687,06

1,723

3183,93

2439,83

   

(a)

Heavy Industrial Chemicals

244

694,61

633,54

329

449,92

366,90

   

(b)

Fertilisers

96

968,57

732,22

91

1092,87

728,61

   

(c)

Drugs & Pharmaceuticals

394

1139,63

1003,43

384

718,67

625,22

   

(d)

Non-Edible Oils

25

190,76

190,70

22

2,88

2,16

   

(e)

Other Chemicals & Chemical Products

651

1236,56

1127,17

897

919,58

716,94

 

9.

Petroleum ,Coal Products & Nuclear Fuels

143

3666,15

3583,85

137

1167,93

1060,70

 

10.

Manufacture of Cement & Cement Products

206

1091,41

908,81

318

708,32

639,63

 

11.

Basic Metals & Metal Products

1,669

3971,11

3582,32

1,712

2274,96

1894,00

   

(a)

Iron & Steel

676

3155,26

2832,85

648

1355,17

1136,80

   

(b)

Non-Ferrous Metals

220

304,79

282,45

167

311,57

250,43

   

(c)

Metal Products

773

511,06

467,02

897

608,22

506,78

 

12.

Engineering

2,273

5916,82

5040,67

2,172

3712,56

2557,38

   

(a)

Heavy Engineering

439

1082,55

920,23

442

837,34

680,61

   

(b)

Light Engineering

682

1885,65

1589,79

797

1403,58

983,87

   

(c)

Electrical Machinery & Goods

697

1341,21

1198,44

599

691,00

456,08

   

(d)

Electronic Machinery & Goods

455

1607,41

1332,21

334

780,64

436,82

 

13.

Vehicles,Vehicle Parts &Transport Equipments

592

3095,37

2882,35

795

1336,41

1101,84

 

14.

Other Industries

2,950

2273,03

2043,43

4,274

2896,13

2009,15

 

15.

Electricity,Gas & Water

204

2496,56

2264,04

379

6009,56

3725,03

   

(a)

Electricity Generation & Transmission

132

2310,28

2097,45

240

5366,59

3321,95

   

(b)

Non- Conventional Energy

19

61,57

39,96

26

164,43

160,40

   

(c)

Gas, Steam & Water Supply

53

124,71

126,64

113

478,54

242,68

 

16.

Construction

1,943

2209,92

1915,87

3,321

1615,88

1338,97

III.

TRANSPORT OPERATORS

4,034

1033,67

854,22

14,815

1271,15

986,59

IV.

PROFESSIONAL AND OTHER SERVICES

5,532

4994,91

4034,70

18,068

6552,04

4382,26

V.

PERSONAL LOANS

74,435

3283,20

2234,17

1,26,983

5031,30

3750,63

 

1.

Loans for Purchase of Consumer Durables

––

––

––

4,484

163,55

124,32

 

2.

Loans for Housing

––

––

––

21

68,19

63,85

 

3.

Rest of the Personal Loans

74,435

3283,20

2234,17

1,22,478

4799,57

3562,46

VI.

TRADE

7,174

4278,07

3978,19

12,571

2037,10

1789,16

 

1.

Wholesale Trade

2,637

3323,83

3093,88

5,482

1374,57

1252,67

 

2.

Retail Trade

4,537

954,24

884,31

7,089

662,53

536,49

VII.

FINANCE

1,282

8847,41

7784,69

2,102

9729,03

7174,15

VIII.

ALL OTHERS

9,167

5827,44

5096,19

11,931

6264,03

3714,88


TOTAL BANK CREDIT

1,33,190

69487,47

60904,31

2,76,703

72157,84

52466,67

OF WHICH:

1.Artisans and Village & Tiny Industries

907

55,96

53,93

3,765

322,29

195,61

     

2.Other Small Scale Industries

4,460

1396,77

1234,56

7,035

1763,66

1303,65



(Amount in Rupees Lakh)


       

LONG TERM LOANS

PACKING CREDIT


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


       

13

14

15

16

17

18


I.

AGRICULTURE

2,16,206

14974,72

11783,22

475

679,69

489,12

 

1.

DirectFinance

1,98,151

7212,73

6255,43

340

434,14

297,98

 

2.

IndirectFinance

18,055

7761,99

5527,79

135

245,56

191,14

II.

INDUSTRY

95,261

94919,80

74910,01

14,582

27159,15

20348,35

 

1.

Mining & Quarrying

3,386

2753,39

2040,90

473

1468,62

1001,30

 

2.

Food Manufacturing & Processing

9,809

5183,37

4135,90

1,016

3016,77

2187,35

   

(a)

Rice Mills, Flour & Dal Mills

3,974

1202,98

907,03

137

933,10

765,12

   

(b)

Sugar

302

1361,57

1106,19

8

123,47

34,83

   

(c)

Edible Oils & Vanaspati

854

464,29

358,21

112

333,51

196,02

   

(d)

Tea Processing

272

438,61

352,60

33

201,47

118,28

   

(e)

Processing of Fruits &Vegetables

342

278,17

249,85

73

68,80

56,92

   

(f)

Others

4,065

1437,76

1162,03

653

1356,42

1016,18

 

3.

Beverage & Tobacco

926

836,92

644,86

46

318,81

232,49

 

4.

Textiles

10,473

9656,65

7259,98

5,876

6860,62

5307,91

   

(a)

CottonTextiles

4,447

5686,15

4368,17

1,355

2525,84

1931,90

   

(b)

Jute & Other Natural Fibre Textiles

168

153,30

142,93

68

73,73

47,58

   

(c)

Handloom Textiles & Khadi

520

539,98

81,06

121

81,61

66,26

   

(d)

Other Textiles & Textile Products

5,338

3277,23

2667,83

4,332

4179,44

3262,17

 

5.

Paper,Paper Products & Printing

5,036

3753,58

3106,45

97

92,47

67,31

 

6.

Leather & Leather Products

730

331,73

268,70

1,364

1121,52

938,75

 

7.

Rubber & Plastic Products

4,252

1651,50

1289,41

402

479,53

383,87

 

8.

Chemicals & Chemical Products

5,276

11609,46

8892,55

1,031

2678,55

1796,62

   

(a)

Heavy Industrial Chemicals

875

3437,77

2726,89

245

518,32

346,21

   

(b)

Fertilisers

231

2147,80

1473,49

26

235,40

136,21

   

(c)

Drugs & Pharmaceuticals

1,079

2005,87

1733,83

350

982,30

623,24

   

(d)

Non-Edible Oils

116

33,59

28,77

33

101,00

72,45

   

(e)

Other Chemicals & Chemical Products

2,975

3984,43

2929,57

377

841,53

618,52

 

9.

Petroleum,Coal Products & Nuclear Fuels

389

5461,50

5189,55

58

736,65

690,23

 

10.

Manufacture of Cement & Cement Products

1,242

3043,79

2558,77

23

99,86

76,74

 

11.

Basic Metals & Metal Products

6,599

12833,36

11089,10

1,244

2951,89

2064,23

   

(a)

Iron & Steel

2,548

10507,60

9243,89

321

1414,60

1160,69

   

(b)

Non-Ferrous Metals

511

733,25

701,33

362

1122,76

606,58

   

(c)

Metal Products

3,540

1592,51

1143,87

561

414,53

296,96

 

12.

Engineering

6,962

9195,68

6726,37

853

2172,71

1682,16

   

(a)

Heavy Engineering

1,704

2027,82

1469,08

185

437,35

337,62

   

(b)

Light Engineering

2,472

1897,20

1491,82

292

683,00

518,33

   

(c)

Electrical Machinery & Goods

1,594

2914,96

1961,55

215

485,83

383,45

   

(d)

Electronic Machinery & Goods

1,192

2355,69

1803,91

161

566,53

442,76

 

13.

Vehicles,VehicleParts & Transport Equipments

2,374

3425,82

2414,19

317

530,64

403,11

 

14.

Other Industries

12,083

4331,89

3356,27

1,720

4257,87

3307,81

 

15.

Electricity,Gas & Water

1,041

11935,99

8535,69

32

134,22

78,34

   

(a)

Electricity Generation & Transmission

565

11348,55

8081,42

16

80,94

35,68

   

(b)

Non-Conventional Energy

128

151,06

138,39

11

12,04

11,20

   

(c)

Gas,Steam&Water Supply

348

436,37

315,89

5

41,24

31,46

 

16.

Construction

24,683

8915,18

7401,32

30

238,43

130,10

III.

TRANSPORT OPERATORS

51,924

5413,15

3860,76

93

375,22

372,31

IV.

PROFESSIONAL AND OTHER SERVICES

56,590

11758,53

9400,40

228

497,06

315,57

V.

PERSONAL LOANS

6,54,247

32341,21

27857,65

16

1,75

1,50

 

1.

Loans for Purchase of Consumer Durables

7,859

261,82

209,59

––

––

––

 

2.

Loans for Housing

4,38,174

24864,66

21641,21

––

––

––

 

3.

Rest of the Personal Loans

2,08,214

7214,74

6006,86

16

1,75

1,50

VI.

TRADE

24,131

2892,84

2351,54

2,707

3239,60

2171,32

 

1.

Whole sale Trade

7,678

1489,82

1239,69

2,150

2765,18

1869,36

 

2.

Retail Trade

16,453

1403,02

1111,85

557

474,43

301,96

VII.

FINANCE

8,871

16611,16

13636,19

29

227,12

211,59

VIII.

ALL OTHERS

27,896

12131,22

9504,21

1,977

2541,23

1626,53


TOTAL BANK CREDIT

11,35,126

191042,64

153303,98

20,107

34720,83

25536,28

OF WHICH:

1.Artisans and Village & Tiny Industries

10,186

816,45

552,49

721

162,81

128,95

     

2.Other Small Scale Industries

23,851

4500,47

3393,95

4,997

4695,27

3734,05


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