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Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 3 of 3)


 
 
 
 
 
 

(Amount in Rupees Lakh)


 

JOINT SECTOR UNDERTAKINGS


INDIVIDUALS - MALE


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Out-

Accounts

Limit

Out-

    
 

standing


 
 

standing


 
 
 

25


26


27


28


29


30


I.

AGRICULTURE

181

11,20

11,82

9,74,291

10206,47

8923,66

 

1.

Direct Finance

160

7,44

6,66

9,58,255

9728,77

8580,80

 

2.

Indirect Finance

21

3,76

5,16

16,036

477,70

342,85

II.

INDUSTRY

1,019

521,64

399,28

2,81,544

4623,97

3952,91

 

1.

Mining & Quarrying

41

4,41

4,20

7,835

95,69

85,22

 

2.

Food Manufacturing and Processing

49

31,80

23,39

33,840

528,38

432,77

  

(a)

Rice Mills, Flour and Dal Mills

13

3,07

3,12

14,308

192,61

160,36

  

(b)

Sugar

6

19,97

15,29

273

22,93

20,87

  

(c)

Edible Oils and Vanaspati

5

2,30

1,75

6,376

69,57

61,80

  

(d)

Tea Processing

3

15

15

173

36,45

26,14

  

(e)

Processing of Fruits & Vegetables

2

31

24

768

10,47

9,71

  

(f)

Others

20

6,00

2,84

11,942

196,36

153,90

 

3.

Beverage and Tobacco

2

11

12

1,439

44,30

28,94

 

4.

Textiles

122

47,93

35,89

36,711

588,60

473,29

  

(a)

Cotton Textiles

55

22,00

18,81

6,300

160,34

131,08

  

(b)

Jute Textiles

-

-

-

535

16,75

12,22

  

(c)

Handloom Textiles & Khadi

1

2

2

5,279

37,02

35,98

  

(d)

Other Textiles

66

25,91

17,06

24,597

374,50

294,01

 

5.

Paper, Paper Products and Printing

95

37,55

27,16

9,620

133,95

116,21

 

6.

Leather and Leather Products

15

1,84

2,02

4,552

96,10

73,37

 

7.

Rubber and Rubber Products

13

7,33

6,48

2,101

61,87

54,93

 

8.

Chemicals and Chemical Products

135

198,60

135,81

11,501

373,55

300,28

  

(a)

Heavy Industrial Chemicals

49

32,37

18,89

884

60,12

48,89

  

(b)

Fertilizers

33

140,41

97,42

199

14,20

8,73

  

(c)

Drugs and Pharmaceuticals

24

15,23

12,29

2,191

119,86

91,64

  

(d)

Non-Edible Oils

3

5,90

4,27

386

6,62

5,52

  

(e)

Other Chemicals & Chemical Products

26

4,69

2,94

7,841

172,75

145,49

 

9.

Petroleum, Coal Products & Nuclear Fuels

11

14,75

14,90

1,171

38,62

29,94

 

10.

Manufacture of Cement & Cement Products

17

2,42

2,18

3,036

54,56

51,03

 

11.

Basic Metals & Metal Products

154

60,64

53,11

17,576

313,94

282,37

  

(a)

Iron and Steel

120

50,97

45,66

3,897

116,49

107,83

  

(b)

Non-Ferrous Metals

11

5,19

3,73

1,377

26,65

23,57

  

(c)

Other Metal Products

23

4,49

3,72

12,302

170,80

150,97

 

12.

Engineering

163

50,32

45,20

19,393

357,28

304,61

  

(a)

Heavy Engineering

54

13,78

6,04

2,090

57,07

46,39

  

(b)

Light Engineering

33

3,83

3,57

7,357

98,81

85,58

  

(c)

Electrical Machinery & Goods

30

13,64

12,13

5,466

114,83

95,01

  

(d)

Electronic Machinery & Goods

46

19,08

23,47

4,480

86,58

77,64

 

13.

Vehicles, Vehicle Parts & Transport Equipments

45

25,81

17,90

11,172

145,24

115,16

 

14.

Other Industries

130

31,13

26,57

1,10,348

1495,86

1348,49

 

15.

Electricity, Gas & Water

7

90

69

2,252

34,25

25,59

  

(a)

Electricity Generation & Transmission

7

90

69

1,661

28,36

20,57

  

(b)

Non-Conventional Energy

-

-

-

221

2,77

2,25

  

(c)

Gas, Steam & Water Supply

-

-

-

370

3,12

2,77

 

16.

Construction

20

6,10

3,66

8,997

261,77

230,71

III.

TRANSPORT OPERATORS

51

2,47

2,06

2,24,909

3270,86

2677,69

IV.

PROFESSIONAL AND OTHER SERVICES

105

218,14

21,58

1,43,288

1934,94

1663,15

V.

PERSONAL LOANS

-

-

-

17,90,017

19741,39

17145,79

 

1.

Loans for Purchase of Consumer Durables

-

-

-

38,846

341,36

286,10

 

2.

Loans for Housing

-

-

-

5,51,272

6333,20

5748,75

 

3.

Rest of the Personal Loans

-

-

-

11,99,899

13066,83

11110,94

VI.

TRADE

240

44,85

35,01

2,84,142

3131,83

2740,70

 

1.

Wholesale Trade

105

35,38

25,97

27,766

739,82

633,91

 

2.

Retail Trade

135

9,47

9,03

2,56,376

2392,01

2106,79

VII.

FINANCE

23

13,23

12,29

4,982

145,97

113,30

VIII.


ALL OTHERS


53


43,24


34,19


18,889


3693,49


3159,20


TOTAL BANK CREDIT

1,672

854,77

516,22

37,22,062

46748,93

40376,38

OF WHICH :

1. Artisans & Village Industries

14

22

35

62,762

365,99

322,91

 

2. Other Small Scale Industries


314


55,34


42,26


1,04,175


1471,88


1320,63



 
 
 
 
 
 

(Amount in Rupees Lakh)


 

INDIVIDUALS - FEMALES


TOTAL


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Out-

Accounts

Limit

Out-

    
 

standing


 
 

standing


 
 
 

31


32


33


34


35


36


I.

AGRICULTURE

61,029

547,95

495,67

12,10,131

20585,94

16758,69

 

1.

Direct Finance

60,044

521,78

472,00

11,69,030

14781,44

12554,64

 

2.

Indirect Finance

985

26,17

23,67

41,101

5804,50

4204,05

II.

INDUSTRY

19,142

263,65

227,94

9,25,599

175586,00

137789,82

 

1.

Mining & Quarrying

387

7,09

6,57

17,631

5483,42

3787,07

 

2.

Food Manufacturing and Processing

2,097

29,82

26,09

92,333

15158,70

11496,00

  

(a)

Rice Mills, Flour and Dal Mills

691

8,96

6,97

38,284

2702,66

2103,62

  

(b)

Sugar

28

7,37

7,13

1,579

2768,04

2276,47

  

(c)

Edible Oils and Vanaspati

282

3,42

2,69

16,812

3019,00

2178,91

  

(d)

Tea Processing

5

7

5

1,605

1764,32

1170,46

  

(e)

Processing of Fruits & Vegetables

170

92

84

2,324

362,61

270,54

  

(f)

Others

921

9,08

8,40

31,729

4542,07

3495,99

 

3.

Beverage and Tobacco

91

94

79

6,084

2262,24

1709,81

 

4.

Textiles

5,249

48,48

45,04

1,42,787

29068,36

22338,75

  

(a)

Cotton Textiles

696

12,69

11,33

36,960

11831,74

9234,85

  

(b)

Jute Textiles

45

40

26

1,759

559,95

426,74

  

(c)

Handloom Textiles & Khadi

531

3,44

3,33

11,502

512,09

425,86

  

(d)

Other Textiles

3,977

31,95

30,12

92,566

16164,58

12251,29

 

5.

Paper, Paper Products and Printing

818

9,61

7,63

43,648

4650,91

3793,85

 

6.

Leather and Leather Products

235

7,43

5,59

15,882

2738,56

2202,70

 

7.

Rubber and Rubber Products

124

1,09

91

13,063

2811,05

2325,19

 

8.

Chemicals and Chemical Products

755

18,96

15,46

76,599

25391,33

19521,58

  

(a)

Heavy Industrial Chemicals

45

4,03

3,22

8,092

4764,46

3413,94

  

(b)

Fertilizers

22

42

9

2,197

3338,86

2452,25

  

(c)

Drugs and Pharmaceuticals

91

4,04

3,47

15,028

7317,25

5836,61

  

(d)

Non-Edible Oils

21

20

18

1,749

339,25

294,99

  

(e)

Other Chemicals & Chemical Products

576

10,27

8,50

49,533

9631,51

7523,79

 

9.

Petroleum, Coal Products & Nuclear Fuels

69

1,48

1,27

5,785

3629,34

3042,47

 

10.

Manufacture of Cement & Cement Products

113

88

81

9,541

2836,83

2331,07

 

11.

Basic Metals & Metal Products

706

21,58

17,08

86,975

21294,90

17303,52

  

(a)

Iron and Steel

139

4,81

4,99

28,676

15075,81

12388,83

  

(b)

Non-Ferrous Metals

43

71

66

6,159

1570,15

1250,82

  

(c)

Other Metal Products

524

16,05

11,42

52,140

4648,94

3663,87

 

12.

Engineering

1,090

26,28

22,76

1,02,645

27446,94

21559,15

  

(a)

Heavy Engineering

112

8,23

7,76

14,659

7618,37

5757,90

  

(b)

Light Engineering

403

6,60

6,04

42,200

6607,72

5108,94

  

(c)

Electrical Machinery & Goods

209

5,05

3,78

26,592

6998,66

5440,28

  

(d)

Electronic Machinery & Goods

366

6,41

5,18

19,194

6222,19

5252,03

 

13.

Vehicles, Vehicle Parts & Transport Equipments

459

8,31

6,84

33,009

6945,62

5372,62

 

14.

Other Industries

6,539

68,38

59,96

2,44,028

16778,90

13692,47

 

15.

Electricity, Gas & Water

96

1,65

1,33

11,393

4652,05

3452,86

  

(a)

Electricity Generation & Transmission

72

1,43

1,14

9,809

4338,25

3204,04

  

(b)

Non-Conventional Energy

8

9

10

503

155,69

125,27

  

(c)

Gas, Steam & Water Supply

16

14

9

1,081

158,10

123,55

 

16.

Construction

314

11,67

9,83

24,196

4436,86

3860,73

III.

TRANSPORT OPERATORS

10,494

216,83

174,46

2,86,778

5635,39

4602,33

IV.

PROFESSIONAL AND OTHER SERVICES

11,650

167,69

141,67

2,24,099

9438,69

7662,27

V.

PERSONAL LOANS

1,74,673

1675,42

1426,22

19,68,793

23072,32

19886,35

 

1.

Loans for Purchase of Consumer Durables

2,741

25,15

20,57

41,587

366,51

306,67

 

2.

Loans for Housing

36,763

435,22

394,93

5,92,122

8417,02

7449,01

 

3.

Rest of the Personal Loans

1,35,169

1215,05

1010,72

13,35,084

14288,79

12130,66

VI.

TRADE

20,470

221,88

188,03

7,46,635

39683,37

31981,09

 

1.

Wholesale Trade

1,685

69,14

54,67

1,63,072

26509,41

21052,32

 

2.

Retail Trade

18,785

152,73

133,36

5,83,563

13173,97

10928,78

VII.

FINANCE

491

24,27

14,35

21,970

14043,12

11293,34

VIII.


ALL OTHERS


759


119,74


98,78


1,39,895


20840,25


16952,96


TOTAL BANK CREDIT

2,98,708

3237,42

2767,12

55,23,900

308885,08

246926,86

OF WHICH :

1. Artisans & Village Industries

3,891

23,15

20,68

90,490

822,43

717,43

 

2. Other Small Scale Industries


7,902


98,48


83,20


4,52,212


32422,46


25612,14


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