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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 1 of 2)

 

(Amount in Rupees Lakh)

       

LESS THAN 6%

6% AND ABOVE BUT

             

LESS THAN 10%

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

1

2

3

4

5

6

I.

AGRICULTURE

29

4,09

3,43

6,507

6630,21

1651,80

 

1.

Direct Finance

3

16

3

4,887

5177,11

902,72

 

2.

Indirect Finance

26

3,93

3,40

1,620

1453,11

749,09

II.

INDUSTRY

68

22,94

12,97

15,522

18817,22

14601,73

 

1.

Mining & Quarrying

381

3804,91

3732,61

 

2.

Food Manufacturing& Processing

1

86

86

712

2066,83

1524,71

   

(a)

Rice Mills, Flour & Dal Mills

1

86

86

130

628,85

506,34

   

(b)

Sugar

13

59,98

50,60

   

(c)

Edible Oils & Vanaspati

37

72,01

52,06

   

(d)

Tea Processing

24

130,29

102,70

   

(e)

Processing of Fruits & Vegetables

48

38,89

28,53

   

(f)

Others

460

1136,82

784,49

 

3.

Beverage & Tobacco

44

250,90

200,99

 

4.

Textiles

1

2,64

2,64

4,118

3744,80

2871,77

   

(a)

Cotton Textiles

921

1299,64

916,04

   

(b)

Jute & Other Natural Fibre Textiles

79

49,46

49,81

   

(c)

Handloom Textiles & Khadi

87

94,48

79,58

   

(d)

Other Textiles & Textile Products

1

2,64

2,64

3,031

2301,22

1826,35

 

5.

Paper, PaperProducts & Printing

159

112,63

50,13

 

6.

Leather & Leather Products

804

541,36

472,96

 

7.

Rubber & Plastic Products

314

188,77

126,76

 

8.

Chemicals & Chemical Products

2

3,04

3,04

677

1812,86

1501,57

   

(a)

Heavy Industrial Chemicals

119

254,78

187,48

   

(b)

Fertilisers

7

105,17

101,64

   

(c)

Drugs & Pharmaceuticals

2

3,04

3,04

204

389,66

288,87

   

(d)

Non-Edible Oils

15

27,14

25,83

   

(e)

OtherChemicals & ChemicalProducts

332

1036,11

897,75

 

9.

Petroleum, Coal Products & Nuclear Fuels

33

133,00

90,24

 

10.

Manufacture of Cement& Cement Products

25

41,71

36,65

 

11.

Basic Metals & Metal Products

1

5

5

1,038

1324,14

879,81

   

(a)

Iron & Steel

1

5

5

283

938,44

575,56

   

(b)

Non-Ferrous Metals

247

147,35

126,31

   

(c)

Metal Products

508

238,34

177,94

 

12.Engineering

699

1421,52

679,32

   

(a)

Heavy Engineering

175

354,81

86,85

   

(b)

Light Engineering

285

602,00

162,66

   

(c)

Electrical Machinery & Goods

163

354,90

334,33

   

(d)

Electronic Machinery & Goods

76

109,82

95,48

 

13.

Vehicles, VehicleParts & Transport Equipments

297

330,86

258,42

 

14.

Other Industries

24

4,63

3,47

1,840

2171,83

1429,80

 

15. Electricity, Gas & Water

3

1,97

32

73

303,17

247,56

   

(a)

ElectricityGeneration & Transmission

2

19

19

51

301,24

245,96

   

(b)

Non-Conventional Energy

5

50

35

   

(c)

Gas, Steam & WaterSupply

1

1,78

13

17

1,43

1,25

 

16.

Construction

36

9,75

2,58

4,308

567,93

498,42

III.

TRANSPORTOPERATORS

2

5

9

437

51,33

81,93

IV.

PROFESSIONALANDOTHERSERVICES

12

16,60

7,32

2,805

1082,51

858,32

V.

PERSONALLOANS

24,307

1438,00

790,44

1,09,071

7419,25

6141,37

 

1.

LoansforPurchaseofConsumerDurables

 

2.

Loans for Housing

21,951

1362,79

719,33

1,05,724

7310,85

6046,53

 

3.

RestofthePersonalLoans

2,356

75,21

71,11

3,347

108,40

94,83

VI.

TRADE

 

8

2,62

1,22

6,229

2694,27

2077,58

 

1.

WholesaleTrade

1

21

21

2,692

1916,63

1511,39

 

2.

RetailTrade

7

2,41

1,01

3,537

777,64

566,19

VII.

FINANCE

26

2,11

1,71

584

4159,21

3030,13

VIII.

ALLOTHERS

32

13,26

9,84

5,675

1876,12

1421,74

TOTALLOANSANDADVANCES

24,484

1499,68

827,02

1,46,830

42730,11

29864,59

OFWHICH:

1. ArtisansandVillage&TinyIndustries

11

88

87

1,031

140,42

114,75

     

2. Other Small Scale Industries

3

4,04

3,15

4,732

3294,26

2665,61

 

             

(Amount in Rupees Lakh)

     

10% AND ABOVE BUT

12% AND ABOVE BUT

     

LESS THAN 12%

LESS THAN 13%

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

     

7

8

9

10

11

12

I.

AGRICULTURE

42,920

14868,80

5700,80

69,670

9742,86

4281,38

 

1. Direct Finance

34,378

9159,59

1755,77

62,344

7345,75

2472,91

 

2. Indirect Finance

8,542

5709,21

3945,03

7,326

2397,10

1808,47

II.

INDUSTRY

42,367

51599,20

36139,28

45,042

39763,59

28631,16

 

1. Mining & Quarrying

592

3654,50

1459,84

963

3672,12

1823,20

 

2. FoodManufacturing & Processing

3,009

3057,28

2030,89

6,037

2883,16

1990,40

 

(a)

Rice Mills, Flour & Dal Mills

1,245

731,10

434,52

3,051

1073,68

742,59

 

(b)

Sugar

90

752,08

522,52

109

405,36

335,83

 

(c)

Edible Oils & Vanaspati

297

272,39

178,96

546

266,33

174,59

 

(d)

TeaProcessing

105

159,69

126,58

220

274,92

212,38

 

(e)

Processing of Fruits & Vegetables

81

77,69

62,19

141

33,21

21,99

 

(f)

Others

1,191

1064,32

706,13

1,970

829,65

503,02

 

3. Beverage&Tobacco

218

383,25

336,68

324

310,67

249,72

 

4. Textiles

5,363

5050,05

3643,72

6,815

3586,41

2717,11

 

(a)

Cotton Textiles

1,436

2046,16

1566,90

2,095

1768,18

1469,08

 

(b)

Jute & Othe rNatural Fibre Textiles

62

56,48

24,18

119

72,57

44,74

 

(c)

Handloom Textiles & Khadi

622

256,17

201,37

431

67,87

45,28

 

(d)

Other Textiles & Textile Products

3,243

2691,24

1851,27

4,170

1677,79

1158,02

 

5. Paper, Paper Products & Printing

1,200

927,06

742,60

1,885

1032,09

768,90

 

6. Leather & Leather Products

600

380,56

318,87

436

147,29

121,36

 

7. Rubber & Plastic Products

1,389

1097,16

848,91

2,142

877,48

752,06

 

8. Chemicals & Chemical Products

2,073

6166,59

3762,75

3,002

3885,68

2981,24

 

(a)

Heavy Industrial Chemicals

287

736,46

523,79

405

686,52

585,09

 

(b)

Fertilisers

122

1957,68

1082,01

112

678,88

570,92

 

(c)

Drugs & Pharmaceuticals

513

1235,64

918,03

782

1398,50

1033,63

 

(d)

Non-Edible Oils

44

78,17

63,89

87

44,36

33,83

 

(e)

OtherChemicals & ChemicalProducts

1,107

2158,65

1175,03

1,616

1077,42

757,76

 

9. Petroleum, Coal Products & NuclearFuels

146

3289,89

2800,73

177

1869,98

1004,38

 

10. Manufacture of Cement & Cement Products

429

518,42

462,55

748

598,98

470,49

 

11. BasicMetals & MetalProducts

2,978

4890,02

4076,43

3,758

4877,46

3924,62

 

(a)

Iron & Steel

1,114

3956,19

3385,89

1,443

3692,14

2964,40

 

(b)

Non-Ferrous Metals

331

212,74

171,97

339

344,16

272,65

 

(c)

Metal Products

1,533

721,10

518,57

1,976

841,16

687,57

 

12. Engineering

3,279

3880,48

2961,44

4,762

3745,07

2631,08

 

(a)

Heavy Engineering

632

695,71

521,44

985

696,46

509,18

 

(b)

Light Engineering

1,260

1757,41

1358,44

1,849

1197,32

815,83

 

(c)

Electrical Machinery & Goods

977

872,98

674,16

1,318

1090,25

867,95

 

(d)

Electronic Machinery&Goods

410

554,38

407,40

610

761,05

438,12

 

13. Vehicles, Vehicle Parts & Transport Equipments

1,213

3074,24

1374,21

1,312

1390,85

981,50

 

14. Other Industries

5,114

3506,28

2979,29

5,611

2025,59

1712,77

 

15. Electricity, Gas & Water

331

6401,68

4487,26

466

4827,70

3529,52

 

(a)

Electricity Generation &Transmission

217

5734,40

4013,19

261

4435,19

3290,35

 

(b)

Non-Conventional Energy

38

204,50

148,90

42

83,49

75,23

 

(c)

Gas, Steam & WaterSupply

76

462,78

325,17

163

309,02

163,94

 

16.Construction

14,433

5321,73

3853,12

6,604

4033,06

2972,80

III.

TRANSPORTOPERATORS

3,320

1745,39

1425,44

7,838

1526,56

1057,06

IV.

PROFESSIONALANDOTHERSERVICES

14,373

5677,69

3898,63

15,762

5096,74

3283,02

V.

PERSONALLOANS

4,14,729

23116,10

18215,22

2,21,192

11088,54

8462,45

 

1. LoansforPurchaseofConsumerDurables

2,370

77,12

60,30

 

2. Loans for Housing

3,59,723

21323,27

16833,23

87,041

5450,30

4330,10

 

3. RestofthePersonalLoans

55,006

1792,83

1381,98

1,31,781

5561,11

4072,05

VI.

TRADE

 

24,223

51700,06

45962,54

41,465

6650,42

5352,04

 

1. WholesaleTrade

6,378

49126,90

44165,49

13,524

4130,92

3498,29

 

2. RetailTrade

17,845

2573,16

1797,05

27,941

2519,50

1853,75

VII.

FINANCE

3,286

12545,05

10059,47

3,377

6323,38

5037,93

VIII.

ALLOTHERS

44,527

10193,50

6526,75

31,586

7723,30

4918,68

TOTALLOANSANDADVANCES

5,89,745

171445,79

127928,13

4,35,932

87915,39

61023,72

OFWHICH:

1. ArtisansandVillage&TinyIndustries

6,360

542,35

417,36

9,236

1097,84

841,98

   

2. Other Small Scale Industries

9,426

2775,07

2146,21

15,164

3924,93

2855,89

 

               

(Amount in Rupees Lakh)

       

13% AND ABOVE BUT

14% AND ABOVE BUT

       

LESS THAN 14%

LESS THAN 15%

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

13

14

15

16

17

18

I.

AGRICULTURE

1,05,270

7389,57

5890,02

1,00,632

6836,85

5720,73

 

1.

Direct Finance

90,907

4324,81

3452,60

90,333

4336,28

3527,17

 

2.

Indirect Finance

14,363

3064,76

2437,42

10,299

2500,57

2193,56

II.

INDUSTRY

61,136

55110,84

41561,05

79,170

78869,55

63030,34

 

1.

Mining & Quarrying

1,730

2552,81

1837,76

2,358

1425,74

1196,64

 

2.

Food Manufacturing & Processing

9,010

5964,87

3720,15

9,137

5590,42

4580,30

   

(a)

Rice Mills, Flour & Dal Mills

4,330

1024,81

822,42

4,021

1090,84

828,68

   

(b)

Sugar

224

2059,18

1257,34

231

1421,38

1189,89

   

(c)

Edible Oils & Vanaspati

912

489,91

379,92

1,007

511,63

411,72

   

(d)

Tea Processing

430

561,34

341,56

373

854,54

757,96

   

(e)

Processing of Fruits & Vegetables

230

62,76

43,04

237

83,14

75,40

   

(f)

Others

2,884

1766,88

875,87

3,268

1628,90

1316,65

 

3.

Beverage & Tobacco

521

434,04

353,57

725

1409,55

1228,37

 

4.

Textiles

8,660

5812,36

4163,66

11,903

8893,51

7344,44

   

(a)

Cotton Textiles

2,760

3058,65

2304,33

4,511

3987,01

3494,15

   

(b)

Jute & OtherNatural Fibre Textiles

197

83,91

59,34

208

288,17

246,74

   

(c)

Handloom Textiles & Khadi

541

153,33

128,07

645

133,95

112,04

   

(d)

Other Textiles & Textile Products

5,162

2516,47

1671,92

6,539

4484,38

3491,52

 

5.

Paper, Paper Products & Printing

3,086

1495,77

1118,69

4,022

2683,66

2269,83

 

6.

Leather & Leather Products

669

217,02

153,91

1,015

608,02

490,48

 

7.

Rubber & Plastic Products

3,432

1184,08

880,09

3,840

2278,56

1840,75

 

8.

Chemicals & Chemical Products

4,262

5540,87

4194,99

5,519

11724,59

9429,12

   

(a)

Heavy Industrial Chemicals

625

1108,07

765,70

1,008

3083,60

2170,86

   

(b)

Fertilisers

167

1246,77

1095,99

268

2144,65

2036,94

   

(c)

Drugs & Pharmaceuticals

1,022

1223,32

994,82

1,344

2190,62

1799,07

   

(d)

Non-EdibleOils

130

52,13

40,00

121

63,35

35,39

   

(e)

OtherChemicals & ChemicalProducts

2,318

1910,58

1298,49

2,778

4242,36

3386,86

 

9.

Petroleum, CoalProducts & NuclearFuels

326

1849,74

1418,06

410

1566,55

1460,91

 

10.

Manufacture of Cement & CementProducts

1,130

1416,56

1151,41

924

2538,35

2020,45

 

11.

BasicMetals & MetalProducts

5,794

6216,05

4869,30

7,360

11295,57

9051,51

   

(a)

Iron & Steel

2,104

4735,75

3790,48

2,672

6967,76

6522,67

   

(b)

Non-Ferrous Metals

453

362,94

245,29

596

771,96

753,32

   

(c)

Metal Products

3,237

1117,37

833,54

4,092

3555,85

1775,53

 

12.

Engineering

6,564

4689,05

3628,48

8,622

10927,21

8150,28

   

(a)

Heavy Engineering

1,418

739,55

560,72

1,845

1995,43

1429,50

   

(b)

Light Engineering

2,547

1160,66

822,44

3,314

2969,38

2476,73

   

(c)

Electrical Machinery & Goods

1,756

1519,15

1289,51

2,321

3142,54

2177,36

   

(d)

Electronic Machinery & Goods

843

1269,69

955,80

1,142

2819,87

2066,69

 

13.

Vehicles, Vehicle Parts & Transport Equipments

1,780

1651,09

1051,00

2,180

3223,99

2395,62

 

14.

Other Industries

8,528

3085,42

2375,13

13,236

6483,72

4822,21

 

15. Electricity, Gas & Water

591

8447,90

6803,41

1,282

5039,93

3908,29

   

(a)

Electricity Generation & Transmission

342

7821,56

6353,05

955

4822,68

3720,67

   

(b)

Non-Conventional Energy

62

56,12

40,93

81

116,68

105,92

   

(c)

Gas, Steam & WaterSupply

187

570,23

409,44

246

100,58

81,69

 

16.Construction

5,053

4553,20

3841,42

6,637

3180,19

2841,13

III.

TRANSPORTOPERATORS

17,855

1934,86

1258,95

18,761

2148,56

1522,59

IV.

PROFESSIONALANDOTHERSERVICES

18,168

8076,17

5491,10

19,590

10126,14

6160,20

V.

PERSONALLOANS

1,09,504

5421,76

4238,89

75,010

3871,86

2907,73

 

1.

LoansforPurchaseofConsumerDurables

1,304

44,12

33,56

1,672

55,61

41,37

 

2.

Loans for Housing

46,899

2736,31

2208,45

17,535

1560,43

1173,60

 

3.

RestofthePersonalLoans

61,301

2641,34

1996,88

55,803

2255,82

1692,76

VI.

TRADE

 

58,472

6528,33

5231,68

86,664

12004,74

10242,40

 

1.

WholesaleTrade

19,608

3267,77

2588,07

27,715

5900,57

4877,21

 

2.

RetailTrade

38,864

3260,55

2643,61

58,949

6104,17

5365,19

VII.

FINANCE

5,128

12598,94

10937,82

2,084

14433,22

12847,22

VIII.

ALLOTHERS

28,638

6999,20

4810,73

26,764

8759,54

6183,68

TOTALLOANSANDADVANCES

4,04,171

104059,66

79420,24

4,08,675

137050,45

108614,90

OFWHICH:

1. Artisans and Village & Tiny Industries

9,038

966,61

754,51

4,860

481,47

387,94

     

2. Other Small Scale Industries

25,861

5274,12

4000,38

36,429

7356,78

6109,52


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