Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 2 of 3) - ആർബിഐ - Reserve Bank of India
Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 3)
| | | | | | | | | | | | | | (Amount in Rupees Lakh) | |||
ABOVE Rs. 10 LAKH AND | ABOVE Rs.25 LAKH AND | ABOVE Rs. 50 LAKH AND | |||||||||||||||
UPTO Rs.25 LAKH | UPTO Rs. 5O LAKH | UPTO Rs. 1 CRORE | |||||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||||
| | standing | | | | standing | | | | standing | |||||||
| | | | | | 19 | 20 | 21 | | 22 | 23 | 24 | | 25 | 26 | 27 | |
I. | AGRICULTURE | 5,733 | 954,11 | 749,17 | 3,315 | 1173,92 | 781,23 | 1,244 | 862,28 | 672,39 | |||||||
1. | Direct Finance | 2,354 | 385,94 | 337,28 | 1,049 | 375,74 | 304,10 | 428 | 319,13 | 272,65 | |||||||
2. | Indirect Finance | 3,379 | 568,17 | 411,89 | 2,266 | 798,17 | 477,14 | 816 | 543,15 | 399,74 | |||||||
II. | INDUSTRY | 46,746 | 8092,23 | 6854,85 | 24,959 | 9353,98 | 7424,21 | 16,697 | 12654,52 | 10061,16 | |||||||
1. | Mining & Quarrying | 656 | 112,36 | 93,99 | 360 | 134,85 | 110,23 | 242 | 181,29 | 156,51 | |||||||
2. | Food Manufacturing and Processing | 4,556 | 798,96 | 620,17 | 2,131 | 795,79 | 607,82 | 1,498 | 1130,00 | 868,73 | |||||||
(a) | Rice Mills, Flour and Dal Mills | 2,273 | 398,11 | 290,09 | 812 | 297,18 | 210,18 | 321 | 233,20 | 163,58 | |||||||
(b) | Sugar | 134 | 23,90 | 19,94 | 86 | 34,67 | 28,41 | 107 | 86,47 | 80,37 | |||||||
(c) | Edible Oils and Vanaspati | 576 | 101,59 | 81,05 | 352 | 136,29 | 102,70 | 275 | 212,06 | 167,82 | |||||||
(d) | Tea Processing | 205 | 37,66 | 32,43 | 160 | 59,37 | 53,36 | 250 | 188,88 | 149,14 | |||||||
(e) | Processing of Fruits & Vegetables | 107 | 18,92 | 15,93 | 64 | 24,23 | 18,92 | 38 | 27,09 | 19,22 | |||||||
(f) | Others | 1,261 | 218,79 | 180,73 | 657 | 244,05 | 194,25 | 507 | 382,29 | 288,61 | |||||||
3. | Beverage and Tobacco | 390 | 72,36 | 76,31 | 315 | 120,40 | 103,72 | 228 | 179,95 | 151,97 | |||||||
4. | Textiles | 9,298 | 1628,34 | 1378,34 | 5,218 | 1979,72 | 1548,72 | 3,474 | 2664,14 | 2030,43 | |||||||
(a) | Cotton Textiles | 2,750 | 484,91 | 411,70 | 1,701 | 650,79 | 509,90 | 1,304 | 1003,49 | 791,93 | |||||||
(b) | Jute Textiles | 122 | 20,95 | 18,36 | 81 | 32,65 | 26,06 | 67 | 52,92 | 45,35 | |||||||
(c) | Handloom Textiles & Khadi | 376 | 66,74 | 55,49 | 141 | 53,48 | 35,19 | 100 | 74,73 | 55,64 | |||||||
(d) | Other Textiles | 6,050 | 1055,74 | 892,78 | 3,295 | 1242,81 | 977,58 | 2,003 | 1532,99 | 1137,50 | |||||||
5. | Paper, Paper Products and Printing | 2,231 | 371,49 | 325,19 | 867 | 316,24 | 260,64 | 558 | 416,73 | 336,50 | |||||||
6. | Leather and Leather Products | 1,307 | 228,65 | 195,10 | 828 | 310,83 | 256,52 | 534 | 390,43 | 300,24 | |||||||
7. | Rubber and Rubber Products | 792 | 136,42 | 118,69 | 426 | 160,91 | 133,56 | 286 | 210,61 | 172,01 | |||||||
8. | Chemicals and Chemical Products | 6,300 | 1079,22 | 907,15 | 3,367 | 1273,02 | 988,18 | 2,423 | 1827,57 | 1421,72 | |||||||
(a) | Heavy Industrial Chemicals | 856 | 147,85 | 118,78 | 526 | 199,93 | 146,67 | 412 | 313,82 | 237,29 | |||||||
(b) | Fertilizers | 210 | 37,55 | 31,13 | 151 | 57,74 | 50,15 | 134 | 104,72 | 87,03 | |||||||
(c) | Drugs and | ||||||||||||||||
Pharmaceuticals | 1,414 | 244,86 | 220,40 | 879 | 332,91 | 277,55 | 694 | 521,07 | 413,45 | ||||||||
(d) | Non-Edible Oils | 139 | 24,26 | 21,00 | 97 | 36,65 | 32,87 | 71 | 51,01 | 41,35 | |||||||
(e) | Other Chemicals & Chemical Products | 3,681 | 624,70 | 515,84 | 1,714 | 645,79 | 480,93 | 1,112 | 836,95 | 642,59 | |||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 377 | 66,10 | 56,73 | 185 | 70,18 | 57,24 | 159 | 113,83 | 90,25 | |||||||
10. | Manufacture of Cement & Cement Products | 431 | 73,66 | 64,74 | 306 | 115,25 | 101,56 | 233 | 182,79 | 148,06 | |||||||
11. | Basic Metals & Metal Products | 5,441 | 940,54 | 812,54 | 2,852 | 1065,67 | 881,26 | 1,905 | 1436,03 | 1203,62 | |||||||
(a) | Iron and Steel | 2,638 | 458,86 | 418,51 | 1,534 | 577,25 | 498,72 | 1,109 | 837,15 | 722,04 | |||||||
(b) | Non-Ferrous Metals | 492 | 85,49 | 72,71 | 285 | 110,14 | 88,35 | 169 | 128,90 | 105,48 | |||||||
(c) | Other Metal Products | 2,311 | 396,19 | 321,33 | 1,033 | 378,28 | 294,19 | 627 | 469,98 | 376,10 | |||||||
12. | Engineering | 6,325 | 1098,34 | 918,98 | 3,588 | 1335,82 | 1041,35 | 2,444 | 1864,74 | 1473,82 | |||||||
(a) | Heavy Engineering | 1,259 | 223,50 | 191,39 | 856 | 325,39 | 253,89 | 653 | 499,79 | 386,69 | |||||||
(b) | Light Engineering | 2,120 | 363,63 | 300,99 | 978 | 357,66 | 271,71 | 644 | 486,66 | 391,78 | |||||||
(c) | Electrical Machinery & | ||||||||||||||||
Goods | 1,747 | 303,00 | 257,95 | 959 | 358,46 | 284,17 | 614 | 470,84 | 367,71 | ||||||||
(d) | Electronic Machinery & | ||||||||||||||||
Goods | 1,199 | 208,22 | 168,66 | 795 | 294,31 | 231,57 | 533 | 407,46 | 327,63 | ||||||||
13. | Vehicles, Vehicle | ||||||||||||||||
Parts&Transport Equipments | 1,282 | 220,28 | 182,88 | 790 | 288,04 | 212,85 | 536 | 407,80 | 331,97 | ||||||||
14. | Other Industries | 5,377 | 923,55 | 801,04 | 2,640 | 983,33 | 787,27 | 1,578 | 1204,10 | 980,15 | |||||||
15. | Electricity, Gas & Water | 409 | 70,41 | 56,22 | 393 | 144,27 | 89,30 | 180 | 126,92 | 101,07 | |||||||
(a) | Electricity Generation & | ||||||||||||||||
Transmission | 320 | 55,74 | 42,88 | 350 | 127,30 | 74,83 | 134 | 94,20 | 72,58 | ||||||||
(b) | Non-Conventional Energy | 19 | 3,10 | 2,61 | 10 | 4,15 | 3,83 | 18 | 12,88 | 11,46 | |||||||
(c) | Gas, Steam & Water | ||||||||||||||||
Supply | 70 | 11,57 | 10,72 | 33 | 12,83 | 10,64 | 28 | 19,85 | 17,03 | ||||||||
16. | Construction | 1,574 | 271,56 | 246,78 | 693 | 259,65 | 243,99 | 419 | 317,60 | 294,11 | |||||||
III. | TRANSPORT OPERATORS | 1,296 | 207,27 | 165,12 | 387 | 136,58 | 100,48 | 136 | 105,93 | 85,28 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 4,043 | 670,31 | 568,40 | 1,762 | 631,38 | 484,57 | 1,493 | 1153,51 | 959,63 | |||||||
V. | PERSONAL LOANS | 4,646 | 773,54 | 608,24 | 2,700 | 851,32 | 449,24 | 238 | 181,36 | 143,10 | |||||||
1. | Loans for Purchase of | ||||||||||||||||
Consumer Durables | - | - | - | - | - | - | - | - | - | ||||||||
2. | Loans for Housing | 1,135 | 188,77 | 132,60 | 964 | 290,11 | 117,98 | 238 | 181,36 | 143,10 | |||||||
3. | Rest of the Personal Loans | 3,511 | 584,77 | 475,65 | 1,736 | 561,22 | 331,26 | - | - | - | |||||||
VI. | TRADE | 13,020 | 2216,17 | 1770,33 | 5,123 | 1906,45 | 1400,90 | 2,588 | 1966,07 | 1476,18 | |||||||
1. | Wholesale Trade | 8,816 | 1505,91 | 1193,98 | 3,723 | 1408,41 | 1048,45 | 1,963 | 1505,15 | 1118,89 | |||||||
2. | Retail Trade | 4,204 | 710,26 | 576,35 | 1,400 | 498,04 | 352,45 | 625 | 460,93 | 357,29 | |||||||
VII. | FINANCE | 1,490 | 271,48 | 214,23 | 1,214 | 481,10 | 381,67 | 828 | 666,50 | 555,57 | |||||||
VIII. | ALL OTHERS | 24,552 | 3356,62 | 2874,40 | | 7,844 | 2561,29 | 1412,77 | | 2,534 | 1990,89 | 1655,40 | |||||
TOTAL BANK CREDIT | 1,01,526 | 16541,73 | 13804,74 | 47,304 | 17096,02 | 12435,08 | 25,758 | 19581,05 | 15608,70 | ||||||||
OF WHICH : | 1. | Artisans & Village | |||||||||||||||
Industries | 366 | 62,74 | 48,86 | 157 | 54,77 | 37,61 | 76 | 57,21 | 44,80 | ||||||||
2. | Other Small Scale | ||||||||||||||||
| | Industries | 28,032 | 4787,01 | 4022,88 | | 11,081 | 4049,31 | 3160,94 | | 4,792 | 3546,23 | 2722,09 |
| | | | | | | | | | | | | | (Amount in Rupees Lakh) | |||
ABOVE Rs. 1 CRORE AND | ABOVE Rs. 4 CRORE AND | ABOVE Rs. 6 CRORE AND | |||||||||||||||
UPTO Rs. 4 CRORE | UPTO Rs. 6 CRORE | UPTO Rs. 10 CRORE | |||||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||||
| | standing | | | | standing | | | | standing | |||||||
| | | | | | 28 | 29 | 30 | | 31 | 32 | 33 | | 34 | 35 | 36 | |
I. | AGRICULTURE | 769 | 1511,94 | 1289,10 | 115 | 554,80 | 373,05 | 51 | 399,04 | 313,29 | |||||||
1. | Direct Finance | 342 | 668,89 | 556,72 | 32 | 157,70 | 118,66 | 17 | 123,35 | 122,30 | |||||||
2. | Indirect Finance | 427 | 843,05 | 732,38 | 83 | 397,10 | 254,39 | 34 | 275,69 | 190,99 | |||||||
II. | INDUSTRY | 18,320 | 37890,27 | 30380,87 | 2,909 | 14454,66 | 11008,04 | 2,121 | 16866,85 | 12891,18 | |||||||
1. | Mining & Quarrying | 280 | 570,44 | 418,27 | 30 | 151,25 | 106,14 | 24 | 202,14 | 141,03 | |||||||
2. | Food Manufacturing and | ||||||||||||||||
Processing | 1,627 | 3401,30 | 2684,60 | 256 | 1282,76 | 981,50 | 190 | 1481,56 | 1124,14 | ||||||||
(a) | Rice Mills, Flour and Dal | ||||||||||||||||
Mills | 130 | 259,89 | 207,05 | 11 | 55,72 | 47,63 | 15 | 116,20 | 94,56 | ||||||||
(b) | Sugar | 194 | 428,14 | 335,66 | 52 | 260,95 | 207,11 | 52 | 411,61 | 350,69 | |||||||
(c) | Edible Oils and Vanaspati | 398 | 864,81 | 668,56 | 59 | 290,12 | 228,64 | 38 | 294,42 | 202,69 | |||||||
(d) | Tea Processing | 251 | 501,17 | 384,11 | 40 | 201,04 | 148,36 | 30 | 231,40 | 147,56 | |||||||
(e) | Processing of Fruits & | ||||||||||||||||
Vegetables | 64 | 132,81 | 101,27 | 3 | 14,38 | 10,57 | 1 | 6,30 | 5,85 | ||||||||
(f) | Others | 590 | 1214,48 | 987,95 | 91 | 460,55 | 339,20 | 54 | 421,62 | 322,80 | |||||||
3. | Beverage and Tobacco | 306 | 619,87 | 513,78 | 49 | 241,59 | 184,48 | 45 | 348,89 | 237,05 | |||||||
4. | Textiles | 3,593 | 7358,46 | 5775,61 | 479 | 2351,35 | 1757,99 | 371 | 2902,24 | 2279,94 | |||||||
(a) | Cotton Textiles | 1,440 | 3008,46 | 2413,65 | 219 | 1079,51 | 831,83 | 163 | 1284,43 | 1046,43 | |||||||
(b) | Jute Textiles | 87 | 186,80 | 146,42 | 19 | 91,86 | 74,60 | 13 | 99,17 | 76,41 | |||||||
(c) | Handloom Textiles & | ||||||||||||||||
Khadi | 73 | 146,89 | 107,56 | 7 | 36,42 | 20,40 | 8 | 62,36 | 54,92 | ||||||||
(d) | Other Textiles | 1,993 | 4016,30 | 3107,98 | 234 | 1143,56 | 831,15 | 187 | 1456,28 | 1102,17 | |||||||
5. | Paper, Paper Products and | ||||||||||||||||
Printing | 516 | 1061,79 | 860,57 | 68 | 331,00 | 253,24 | 47 | 394,08 | 287,73 | ||||||||
6. | Leather and Leather Products | 386 | 770,03 | 625,85 | 44 | 223,34 | 178,13 | 26 | 200,68 | 168,12 | |||||||
7. | Rubber and Rubber Products | 322 | 643,79 | 542,56 | 63 | 306,46 | 222,29 | 24 | 179,88 | 145,14 | |||||||
8. | Chemicals and Chemical | ||||||||||||||||
Products | 3,032 | 6345,72 | 5086,42 | 494 | 2473,49 | 1792,76 | 332 | 2676,68 | 2048,58 | ||||||||
(a) | Heavy Industrial | ||||||||||||||||
Chemicals | 604 | 1287,08 | 1024,19 | 97 | 486,17 | 290,48 | 61 | 500,65 | 354,74 | ||||||||
(b) | Fertilzers | 251 | 569,01 | 461,36 | 64 | 324,67 | 258,44 | 50 | 404,35 | 323,05 | |||||||
(c) | Drugs and | ||||||||||||||||
Pharmaceuticals | 998 | 2119,33 | 1689,66 | 164 | 827,88 | 597,23 | 110 | 891,08 | 700,20 | ||||||||
(d) | Non-Edible Oils | 44 | 82,66 | 68,38 | 8 | 38,80 | 28,20 | 3 | 28,00 | 22,14 | |||||||
(e) | Other Chemicals & | ||||||||||||||||
Chemical Products | 1,135 | 2287,64 | 1842,84 | 161 | 795,96 | 618,41 | 108 | 852,60 | 648,46 | ||||||||
9. | Petroleum, Coal Products | ||||||||||||||||
& Nuclear Fuels | 211 | 445,24 | 358,81 | 44 | 218,60 | 179,89 | 26 | 204,11 | 155,03 | ||||||||
10. | Manufacture of Cement & | ||||||||||||||||
Cement Products | 281 | 571,61 | 478,10 | 48 | 242,97 | 193,84 | 24 | 187,17 | 134,07 | ||||||||
11. | Basic Metals & Metal | ||||||||||||||||
Products | 1,971 | 3957,91 | 3275,40 | 314 | 1551,87 | 1279,19 | 251 | 2002,18 | 1547,81 | ||||||||
(a) | Iron and Steel | 1,230 | 2496,16 | 2108,91 | 223 | 1094,82 | 935,48 | 185 | 1474,68 | 1219,90 | |||||||
(b) | Non-Ferrous Metals | 181 | 381,70 | 300,61 | 22 | 111,30 | 105,06 | 23 | 187,35 | 117,47 | |||||||
(c) | Other Metal Products | 560 | 1080,05 | 865,87 | 69 | 345,74 | 238,65 | 43 | 340,15 | 210,44 | |||||||
12. | Engineering | 3,003 | 6234,88 | 5048,46 | 519 | 2582,57 | 1932,99 | 378 | 3039,07 | 2338,17 | |||||||
(a) | Heavy Engineering | 848 | 1792,87 | 1352,90 | 132 | 664,56 | 493,93 | 114 | 920,88 | 655,30 | |||||||
(b) | Light Engineering | 687 | 1393,06 | 1107,44 | 94 | 472,33 | 356,69 | 78 | 636,06 | 509,68 | |||||||
(c) | Electrical Machinery & | ||||||||||||||||
Goods | 719 | 1487,02 | 1242,38 | 127 | 627,46 | 446,61 | 87 | 706,36 | 537,61 | ||||||||
(d) | Electronic Machinery & | ||||||||||||||||
Goods | 749 | 1561,92 | 1345,74 | 166 | 818,21 | 635,76 | 99 | 775,77 | 635,57 | ||||||||
13. | Vehicles, Vehicle | ||||||||||||||||
Parts&Transport Equipments | 612 | 1307,81 | 968,92 | 115 | 571,48 | 431,12 | 80 | 661,64 | 465,89 | ||||||||
14. | Other Industries | 1,645 | 3449,37 | 2774,68 | 269 | 1344,90 | 1043,31 | 209 | 1614,08 | 1233,91 | |||||||
15. | Electricity, Gas & Water | 181 | 399,48 | 308,95 | 48 | 245,14 | 173,19 | 46 | 373,28 | 251,00 | |||||||
(a) | Electricity Generation & | ||||||||||||||||
Transmission | 154 | 349,81 | 265,91 | 42 | 215,92 | 145,80 | 42 | 340,66 | 226,32 | ||||||||
(b) | Non-Conventional Energy | 15 | 28,27 | 26,37 | 5 | 23,94 | 22,95 | 3 | 22,62 | 16,87 | |||||||
(c) | Gas, Steam & Water | ||||||||||||||||
Supply | 12 | 21,41 | 16,67 | 1 | 5,28 | 4,45 | 1 | 10,00 | 7,82 | ||||||||
16. | Construction | 354 | 752,59 | 659,91 | 69 | 335,90 | 298,00 | 48 | 399,17 | 333,56 | |||||||
III. | TRANSPORT OPERATORS | 139 | 262,05 | 226,46 | 20 | 98,98 | 74,79 | 8 | 67,25 | 54,55 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 941 | 1882,74 | 1569,57 | 137 | 673,41 | 557,03 | 88 | 694,43 | 699,96 | |||||||
V. | PERSONAL LOANS | 187 | 403,96 | 346,01 | 29 | 144,96 | 124,58 | 14 | 115,85 | 103,65 | |||||||
1. | Loans for Purchase of | ||||||||||||||||
Consumer Durables | - | - | - | - | - | - | - | - | - | ||||||||
2. | Loans for Housing | 187 | 403,96 | 346,01 | 29 | 144,96 | 124,58 | 14 | 115,85 | 103,65 | |||||||
3. | Rest of the Personal Loans | - | - | - | - | - | - | - | - | - | |||||||
VI. | TRADE | 2,114 | 4265,53 | 3282,30 | 378 | 1886,94 | 1421,89 | 240 | 1945,29 | 1521,40 | |||||||
1. | Wholesale Trade | 1,711 | 3470,07 | 2645,76 | 317 | 1579,86 | 1193,27 | 196 | 1584,00 | 1237,62 | |||||||
2. | Retail Trade | 403 | 795,46 | 636,54 | 61 | 307,08 | 228,62 | 44 | 361,29 | 283,78 | |||||||
VII. | FINANCE | 1,274 | 2830,38 | 2364,11 | 331 | 1684,44 | 1341,30 | 227 | 1849,85 | 1452,78 | |||||||
VIII. | ALL OTHERS | 1,743 | 3565,85 | 2958,04 | | 290 | 1444,50 | 1136,78 | | 178 | 1463,55 | 1132,77 | |||||
TOTAL BANK CREDIT | 25,487 | 52612,73 | 42416,47 | 4,209 | 20942,68 | 16037,47 | 2,927 | 23402,11 | 18169,57 | ||||||||
OF WHICH : | 1. | Artisans & Village | |||||||||||||||
Industries | - | - | - | - | - | - | - | - | - | ||||||||
2. | Other Small Scale | ||||||||||||||||
| | Industries | 3,379 | 6539,45 | 4877,12 | | 229 | 1090,14 | 797,24 | | 155 | 1186,55 | 856,13 |