(Amount in Rupees Lakh)

 OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

94,35,692

91920,24

75323,85

165,21,949

191463,36

157803,62

1. Direct Finance

92,56,102

76252,71

63626,97

161,87,935

131572,47

112970,95

2. Indirect Finance

1,79,590

15667,53

11696,88

3,34,014

59890,89

44832,67

II.

INDUSTRY

5,07,309

464748,60

312498,41

17,31,837

845248,89

606476,27

1. Mining & Quarrying

9,140

18828,67

11431,32

9,514

20634,98

13263,00

2. Food Manufacturing & Processing

86,906

39106,10

26752,67

1,44,436

45347,50

29986,05

  (a) Rice Mills, Flour & Dal Mills

25,575

11069,30

8573,26

59,440

10064,38

6559,21

  (b) Sugar

822

8449,67

6385,78

1,055

13036,85

9702,70

  (c) Edible Oils & Vanaspati

6,217

5241,16

3614,82

9,559

4305,36

2814,32

  (d) Tea Processing

860

686,58

528,03

3,590

2510,99

1529,23

  (e) Processing of Fruits & Vegetables

1,588

956,41

727,68

1,260

640,42

441,11

  (f) Others

51,844

12702,99

6923,11

69,532

14789,49

8939,48

3. Beverage & Tobacco

3,290

3811,71

3116,77

2,634

4720,39

3382,92

4. Textiles

90,258

55429,07

40450,49

3,61,167

93250,68

59836,70

  (a) Cotton Textiles

15,870

23649,20

17064,81

95,977

41097,59

28507,85

  (b) Jute & Other Natural Fibre Textiles

3,680

645,70

466,51

19,563

1224,18

902,71

  (c) Handloom Textiles & Khadi

15,195

1315,34

1079,96

28,546

1882,12

2409,09

  (d) Other Textiles & Textile Products

55,513

29818,84

21839,21

2,17,081

49046,79

28017,04

5. Paper, Paper Products & Printing

15,503

8329,97

6019,23

42,759

13610,51

10711,85

6. Woods and Wood Products

14,982

1612,04

1220,07

43,851

2363,71

1830,14

7. Leather & Leather Products

9,439

2722,49

1950,51

41,294

6371,09

3202,64

8. Gems and Jewellary

9,682

15673,51

9725,41

38,522

20947,33

9677,22

9. Rubber & Plastic Products

12,163

8881,49

5981,47

31,363

15186,89

9039,59

10. Chemicals & Chemical Products

23,823

33323,27

22951,75

2,57,673

49504,53

30915,30

  (a) Heavy Industrial Chemicals

2,122

5812,11

3924,66

4,289

8577,00

5890,51

  (b) Fertilisers

974

4087,58

2768,65

4,624

4817,68

2894,23

  (c) Drugs & Pharmaceuticals

3,329

7977,27

6092,96

1,26,387

17473,85

12731,73

  (d) Non-Edible Oils

792

852,58

644,86

499

906,65

517,87

  (e) Other Chemicals & Chemical Products

16,606

14593,74

9520,62

1,21,874

17729,34

8880,96

11. Petroleum, Coal Products & Nuclear Fuels

1,071

25947,70

18719,08

1,709

39995,14

32266,34

12. Manufacture of Cement & Cement Products

8,894

5852,57

3860,35

14,416

15999,40

12427,97

13. Basic Metals & Metal Products

32,610

71717,21

44853,53

99,369

161370,56

114808,69

  (a) Iron & Steel

9,488

56024,18

35330,79

12,064

80067,23

55007,62

  (b) Non-Ferrous Metals

3,315

8464,87

4594,50

3,052

8931,90

7273,49

  (c) Metal Products

19,807

7228,16

4928,24

84,253

72371,43

52527,58

14. Engineering

48,883

35520,92

26125,94

1,33,251

55390,48

41753,91

  (a) Heavy Engineering

3,733

4718,53

3266,01

17,400

13656,67

9707,42

  (b) Light Engineering

29,314

15808,97

11396,13

72,895

20887,71

15935,77

  (c) Electrical Machinery & Goods

12,867

9292,54

6938,11

32,498

13729,21

10147,62

  (d) Electronic Machinery & Goods

2,969

5700,88

4525,70

10,458

7116,89

5963,11

15. Vehicles, Vehicle Parts & Transport Equipments

9,109

18284,41

12832,36

36,187

22043,00

15935,12

16. Other Industries

78,382

12155,38

9241,07

3,57,837

35080,80

26035,16

17. Electricity, Gas & Water

1,582

27527,51

17337,50

3,674

102049,89

78302,35

  (a) Electricity Generation & Transmission

708

24293,25

15176,56

1,801

94601,53

73960,35

  (b) Non-Conventional Energy

240

1833,60

1175,43

686

4187,80

2808,29

  (c) Gas, Steam & Water Supply

634

1400,66

985,52

1,187

3260,55

1533,71

18. Construction

51,592

80024,58

49928,88

1,12,181

141382,01

113101,33

(a) Other than Infrastructure

9,655

16711,41

12146,42

75,372

34438,51

27510,90

(b) Infrastructure Construction

41,937

63313,17

37782,47

36,809

106943,50

85590,42

III.

TRANSPORT OPERATORS

99,940

13766,77

11309,57

1,90,745

28393,22

25426,80

IV.

PROFESSIONAL AND OTHER SERVICES

2,07,932

48315,80

33670,13

11,57,706

181695,01

140117,58

1. Professional Services

20,522

5543,24

3490,92

2,58,132

22538,83

17528,47

2. Tourism, Hotel & Restaurants

24,400

6886,92

4564,05

62,105

14940,18

10732,36

3. Recreation services

8,207

1890,36

1461,07

12,569

6021,60

5100,63

4. IT and Telecommunications

2,129

3657,75

2507,50

3,957

27286,06

22188,63

5. Others

1,52,674

30337,52

21646,60

8,20,943

110908,34

84567,48

V.

PERSONAL LOANS

88,04,921

186410,99

142923,72

97,37,310

216064,34

181885,32

1. Housing

18,35,065

91300,32

72898,03

24,74,554

124385,98

110136,86

2. Consumer Durables

1,61,037

1023,64

757,45

4,85,516

4352,43

3199,12

3. Vehicles

6,31,805

14299,15

10845,73

6,15,363

10739,65

9127,17

4. Education

5,32,813

14794,80

9742,91

8,92,556

17425,41

13907,22

5. Personal Credit Cards

-

-

-

3,98,308

1967,75

1212,70

6. Others

56,44,201

64993,08

48679,60

48,71,013

57193,13

44302,24

VI.

TRADE

13,64,232

153915,77

60594,61

31,31,306

206531,45

154125,37

1. Wholesale Trade

46,840

117727,83

31655,44

3,25,146

96901,52

74290,09

2. Retail Trade

13,17,392

36187,94

28939,18

28,06,160

109629,93

79835,28

VII.

FINANCE

12,009

27419,39

18361,55

1,59,038

150431,80

122603,84

VIII.

ALL OTHERS

1,28,949

3241,94

2573,18

26,34,695

62845,95

48331,02

TOTAL BANK CREDIT

205,60,984

989739,51

657255,04

352,64,586

1882674,01

1436769,82

(Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

156

1150,02

423,03

98,03,882

43216,61

36437,64

1. Direct Finance

51

542,44

100,92

96,37,301

41403,18

34976,41

2. Indirect Finance

105

607,57

322,11

1,66,581

1813,44

1461,23

II.

INDUSTRY

52,818

118606,19

63724,85

5,53,198

3438,71

2600,32

1. Mining & Quarrying

183

2318,92

1118,22

903

70,38

51,65

2. Food Manufacturing & Processing

658

3882,62

1712,64

95,354

553,46

392,00

  (a) Rice Mills, Flour & Dal Mills

106

515,46

407,13

24,047

281,27

200,79

  (b) Sugar

27

154,70

64,31

23

1,15

93

  (c) Edible Oils & Vanaspati

63

429,63

281,58

3,028

27,76

19,01

  (d) Tea Processing

15

92,84

26,47

1,798

13,24

10,06

  (e) Processing of Fruits & Vegetables

13

311,24

24,05

183

11,68

8,93

  (f) Others

434

2378,75

909,12

66,275

218,37

152,29

3. Beverage & Tobacco

167

4142,45

2380,76

226

17,48

14,35

4. Textiles

8,399

6980,84

3921,76

68,078

393,62

285,33

  (a) Cotton Textiles

561

2289,77

1354,58

11,286

117,62

90,19

  (b) Jute & Other Natural Fibre Textiles

-

-

-

9,522

91,64

56,39

  (c) Handloom Textiles & Khadi

14

10,12

10,12

28,305

88,55

63,36

  (d) Other Textiles & Textile Products

7,824

4680,95

2557,06

18,965

95,81

75,39

5. Paper, Paper Products & Printing

558

3065,06

1555,25

4,955

47,91

34,10

6. Woods and Wood Products

72

59,10

43,59

19,572

85,56

68,98

7. Leather & Leather Products

206

692,96

504,96

21,977

57,28

28,29

8. Gems and Jewellary

239

1860,28

878,45

44,758

110,68

88,76

9. Rubber & Plastic Products

453

1731,19

1062,19

4,313

21,70

16,38

10. Chemicals & Chemical Products

1,897

18961,58

10386,16

13,616

66,28

55,02

  (a) Heavy Industrial Chemicals

388

3831,22

1979,22

23

10,35

9,59

  (b) Fertilisers

56

978,62

286,93

1,098

6,71

5,17

  (c) Drugs & Pharmaceuticals

692

8401,36

4914,73

3,377

11,36

8,71

  (d) Non-Edible Oils

7

78,00

75,69

6

43

26

  (e) Other Chemicals & Chemical Products

754

5672,38

3129,59

9,112

37,43

31,30

11. Petroleum, Coal Products & Nuclear Fuels

190

4054,27

887,95

103

5,87

3,83

12. Manufacture of Cement & Cement Products

67

2670,23

1994,99

2,958

32,29

22,92

13. Basic Metals & Metal Products

2,907

15750,24

6145,19

7,470

73,47

54,13

  (a) Iron & Steel

1,132

6055,99

1910,62

69

23,96

20,62

  (b) Non-Ferrous Metals

502

4846,36

2075,14

17

69

46

  (c) Metal Products

1,273

4847,89

2159,44

7,384

48,82

33,05

14. Engineering

2,425

18193,41

9762,74

10,568

76,60

52,09

  (a) Heavy Engineering

360

3085,65

1936,59

468

18,50

16,18

  (b) Light Engineering

776

5360,36

1831,79

5,424

34,55

18,45

  (c) Electrical Machinery & Goods

955

5994,00

3743,12

1,996

13,34

9,11

  (d) Electronic Machinery & Goods

334

3753,41

2251,25

2,680

10,21

8,35

15. Vehicles, Vehicle Parts & Transport Equipments

1,268

14423,18

8429,00

11,179

65,46

47,32

16. Other Industries

24,632

7254,78

4954,69

2,18,331

775,19

557,83

17. Electricity, Gas & Water

148

2468,67

1728,16

224

22,09

19,10

  (a) Electricity Generation & Transmission

44

1203,16

734,34

22

2,65

1,80

  (b) Non-Conventional Energy

6

165,78

113,37

152

16,47

14,86

  (c) Gas, Steam & Water Supply

98

1099,73

880,44

50

2,97

2,44

18. Construction

8,349

10096,41

6258,15

28,613

963,38

808,25

(a) Other than Infrastructure

749

4033,12

3188,43

15,834

803,59

683,34

(b) Infrastructure Construction

7,600

6063,29

3069,72

12,779

159,79

124,91

III.

TRANSPORT OPERATORS

1,166

2818,64

1849,97

1,14,053

1033,87

755,14

IV.

PROFESSIONAL AND OTHER SERVICES

75,933

29550,50

21203,48

5,84,464

2531,23

1919,18

1. Professional Services

17,335

2957,36

2622,00

1,77,125

652,58

483,60

2. Tourism, Hotel & Restaurants

748

1439,27

975,91

38,935

270,73

193,46

3. Recreation services

843

922,19

633,93

5,717

34,58

19,42

4. IT and Telecommunications

756

2686,02

1397,36

121

6,60

5,03

5. Others

56,251

21545,67

15574,28

3,62,566

1566,74

1217,67

V.

PERSONAL LOANS

78,27,938

103742,71

49350,67

23,62,932

16174,39

12328,16

1. Housing

1,50,997

26556,68

21646,57

2,93,080

4617,50

3797,21

2. Consumer Durables

2,522

23,09

20,05

2,91,167

2026,57

1423,53

3. Vehicles

6,181

148,47

59,36

1,02,969

731,30

551,38

4. Education

7

21

16

48,378

481,98

408,25

5. Personal Credit Cards

66,19,563

56052,82

14156,33

-

-

-

6. Others

10,48,668

20961,44

13468,21

16,27,338

8317,05

6147,79

VI.

TRADE

47,452

24542,95

14737,34

18,04,645

7529,09

5866,81

1. Wholesale Trade

10,472

11809,27

7766,93

1,07,796

799,75

627,71

2. Retail Trade

36,980

12733,67

6970,41

16,96,849

6729,34

5239,10

VII.

FINANCE

2,596

20949,62

12080,38

5,88,422

3654,53

2738,81

VIII.

ALL OTHERS

8,401

7602,97

4351,95

12,01,735

5190,13

4182,86

TOTAL BANK CREDIT

80,16,460

308963,61

167721,66

170,13,331

82768,56

66828,91

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

42,18,815

47919,60

39481,30

399,80,494

375669,82

309469,44

41,74,904

32624,49

27027,55

392,56,293

282395,29

238702,80

43,911

15295,10

12453,75

7,24,201

93274,54

70766,64

4,69,193

220170,84

149143,12

33,14,355

1652213,24

1134442,98

2,275

5991,12

4231,73

22,015

47844,07

30095,92

25,580

13693,28

9229,19

3,52,934

102582,96

68072,55

3,148

2315,18

1600,52

1,12,316

24245,59

17340,90

257

1729,72

1185,43

2,184

23372,09

17339,14

1,180

1459,27

1116,77

20,047

11463,17

7846,49

2,184

1658,27

1003,35

8,447

4961,93

3097,13

454

465,98

304,46

3,498

2385,73

1506,23

18,357

6064,86

4018,67

2,06,442

36154,46

20942,66

550

2247,67

1834,43

6,867

14939,69

10729,23

51,506

21342,46

14357,94

5,79,408

177396,67

118852,22

12,213

12071,56

7923,89

1,35,907

79225,74

54941,32

625

253,30

193,67

33,390

2214,82

1619,28

8,311

293,09

144,45

80,371

3589,21

3706,98

30,357

8724,52

6095,93

3,29,740

92366,90

58584,63

11,378

4088,51

2989,04

75,153

29141,96

21309,47

4,201

857,17

599,62

82,678

4977,57

3762,40

3,934

1051,24

707,10

76,850

10895,08

6393,50

85,972

2312,60

1481,67

1,79,173

40904,40

21851,51

4,795

3932,96

2485,58

53,087

29754,22

18585,22

11,799

19938,90

13439,37

3,08,808

121794,57

77747,60

2,196

3081,78

1942,93

9,018

21312,46

13746,90

304

6570,36

4318,61

7,056

16460,95

10273,59

4,544

4915,55

3673,35

1,38,329

38779,40

27421,47

99

97,14

88,32

1,403

1934,79

1327,00

4,656

5274,07

3416,17

1,53,002

43306,96

24978,64

689

8610,47

6453,41

3,762

78613,45

58330,60

2,234

3203,48

2177,02

28,569

27757,98

20483,26

17,380

23032,66

14208,72

1,59,736

271944,14

180070,26

4,807

15201,90

10062,33

27,560

157373,26

102331,98

611

2624,12

1366,66

7,497

24867,93

15310,25

11,962

5206,65

2779,73

1,24,679

89702,95

62428,03

41,665

15875,58

10084,77

2,36,792

125057,00

87779,45

2,040

4013,16

2851,29

24,001

25492,50

17777,49

35,182

6117,81

3198,84

1,43,591

48209,40

32380,98

3,168

3311,86

2350,34

51,484

32340,95

23188,29

1,275

2432,75

1684,29

17,716

19014,14

14432,69

10,656

14631,07

8791,46

68,399

69447,12

46035,26

1,43,502

18646,38

14368,82

8,22,684

73912,54

55157,58

1,104

14677,65

9872,00

6,732

146745,80

107259,11

622

13633,66

9103,93

3,197

133734,25

98976,97

194

764,64

535,11

1,278

6968,28

4647,07

288

279,35

232,96

2,257

6043,27

3635,07

49,973

46037,65

31831,25

2,50,708

278504,03

201927,86

32,241

23369,88

16005,59

1,33,851

79356,50

59534,68

17,732

22667,77

15825,66

1,16,857

199147,53

142393,18

3,20,516

25653,12

18802,12

7,26,420

71665,62

58143,60

3,67,499

73480,54

51543,16

23,93,534

335573,08

248453,53

43,031

8363,51

5515,23

5,16,145

40055,52

29640,22

14,248

5237,14

2966,08

1,40,436

28774,23

19431,87

1,601

2910,24

2203,91

28,937

11778,97

9418,96

2,042

5454,60

4457,60

9,005

39091,03

30556,12

3,06,577

51515,05

36400,33

16,99,011

215873,32

159406,36

221,80,432

271439,31

167058,60

509,13,533

793831,74

553546,47

9,57,006

91936,41

76272,24

57,10,702

338796,90

284750,91

6,06,214

3032,61

1973,17

15,46,456

10458,33

7373,32

51,74,501

72050,74

39240,39

65,30,819

97969,30

59824,02

46,234

1075,08

789,67

15,19,988

33777,47

24848,22

118,55,910

52890,04

14844,98

188,73,781

110910,61

30214,01

35,40,567

50454,43

33938,15

167,31,787

201919,13

146535,99

4,90,715

56406,14

41866,52

68,38,350

448925,40

277190,65

37,052

24032,79

16073,45

5,27,306

251271,17

130413,61

4,53,663

32373,35

25793,06

63,11,044

197654,23

146777,03

29,686

44436,69

32873,99

7,91,751

246892,03

188658,57

11,23,960

25424,92

18368,88

50,97,740

104305,92

77807,89

292,00,816

764931,16

519137,69

1100,56,177

4029076,84

2847713,12