Tamil Nadu - ആർബിഐ - Reserve Bank of India
Tamil Nadu
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
SOUTHERN REGION | (Amount in Rupees Lakh) | |||||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||||||
AND ITS ASSOCIATES | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | Standing | |||||||||||||
1 | 2 | 3 | 4 | 5 | 6 | |||||||||
I. | AGRICULTURE | 4,98,299 | 1449,71 | 1305,73 | 14,78,994 | 3628,96 | 2904,27 | |||||||
1. Direct Finance | 4,95,891 | 1153,10 | 1038,91 | 14,45,627 | 3004,33 | 2412,77 | ||||||||
2. Indirect Finance | 2,408 | 296,62 | 266,82 | 33,367 | 624,63 | 491,50 | ||||||||
II. | INDUSTRY | 56,472 | 8571,04 | 6058,66 | 2,06,281 | 13672,97 | 11384,95 | |||||||
1. Mining & Quarrying | 182 | 283,67 | 223,43 | 1,237 | 438,10 | 340,74 | ||||||||
2. Food Manufacturing & Processing | 2,665 | 955,71 | 533,40 | 20,774 | 1516,73 | 1223,13 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 674 | 46,39 | 37,73 | 1,564 | 89,92 | 75,56 | |||||||
(b) | Sugar | 57 | 459,09 | 204,51 | 62 | 637,60 | 482,23 | |||||||
(c) | Edible Oils & Vanaspati | 212 | 113,85 | 48,36 | 377 | 48,49 | 47,41 | |||||||
(d) | Tea Processing | 65 | 20,25 | 15,72 | 230 | 64,56 | 50,20 | |||||||
(e) | Processing of Fruits & Vegetables | 25 | 31,88 | 17,29 | 66 | 177,09 | 173,49 | |||||||
(f) | Others | 1,632 | 284,26 | 209,78 | 18,475 | 499,06 | 394,24 | |||||||
3. Beverage & Tobacco | 105 | 54,41 | 47,07 | 241 | 102,20 | 96,40 | ||||||||
4. Textiles | 8,763 | 2166,21 | 1608,12 | 24,248 | 3411,70 | 2837,72 | ||||||||
(a) | Cotton Textiles | 3,656 | 1171,53 | 881,46 | 7,261 | 1852,42 | 1503,72 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 488 | 3,57 | 2,92 | 1,137 | 11,58 | 11,77 | |||||||
(c) | Handloom Textiles & Khadi | 1,014 | 32,11 | 27,01 | 1,882 | 97,41 | 82,67 | |||||||
(d) | Other Textiles & Textile Products | 3,605 | 959,00 | 696,73 | 13,968 | 1450,29 | 1239,56 | |||||||
5. Paper, Paper Products & Printing | 1,935 | 262,40 | 209,12 | 3,430 | 382,00 | 355,15 | ||||||||
6. Leather & Leather Products | 769 | 636,29 | 373,27 | 6,620 | 690,89 | 582,29 | ||||||||
7. Rubber & Plastic Products | 1,001 | 243,96 | 189,02 | 2,840 | 229,48 | 178,51 | ||||||||
8. Chemicals & Chemical Products | 2,128 | 1078,06 | 722,11 | 5,238 | 1397,13 | 1230,90 | ||||||||
(a) | Heavy Industrial Chemicals | 61 | 81,71 | 69,86 | 351 | 174,25 | 151,98 | |||||||
(b) | Fertilisers | 29 | 211,21 | 206,11 | 111 | 586,43 | 566,15 | |||||||
(c) | Drugs & Pharmaceuticals | 273 | 308,86 | 130,98 | 2,218 | 384,76 | 292,98 | |||||||
(d) | Non-Edible Oils | 30 | 18,67 | 18,09 | 38 | 8,98 | 10,06 | |||||||
(e) | Other Chemicals & Chemical Products | 1,735 | 457,62 | 297,07 | 2,520 | 242,71 | 209,72 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 14 | 3,65 | 2,76 | 196 | 389,53 | 254,87 | ||||||||
10. Manufacture of Cement & Cement Products | 251 | 149,39 | 127,35 | 308 | 459,97 | 392,74 | ||||||||
11. Basic Metals & Metal Products | 1,503 | 333,22 | 244,81 | 6,445 | 832,57 | 836,70 | ||||||||
(a) | Iron & Steel | 244 | 190,32 | 139,02 | 600 | 453,67 | 438,33 | |||||||
(b) | Non-Ferrous Metals | 50 | 24,72 | 18,23 | 193 | 140,04 | 179,75 | |||||||
(c) | Metal Products | 1,209 | 118,18 | 87,56 | 5,652 | 238,87 | 218,62 | |||||||
12. Engineering | 3,019 | 721,83 | 560,81 | 23,363 | 1236,03 | 928,84 | ||||||||
(a) | Heavy Engineering | 156 | 109,74 | 86,68 | 741 | 269,91 | 172,90 | |||||||
(b) | Light Engineering | 1,276 | 261,64 | 185,89 | 19,117 | 376,69 | 312,25 | |||||||
(c) | Electrical Machinery & Goods | 679 | 212,09 | 177,90 | 2,006 | 398,89 | 290,14 | |||||||
(d) | Electronic Machinery & Goods | 908 | 138,35 | 110,35 | 1,499 | 190,53 | 153,54 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 560 | 597,90 | 334,82 | 2,030 | 537,77 | 391,47 | ||||||||
14. Other Industries | 32,694 | 624,74 | 514,28 | 1,04,722 | 857,43 | 785,16 | ||||||||
15. Electricity, Gas & Water | 72 | 313,87 | 240,20 | 250 | 595,80 | 430,07 | ||||||||
(a) | Electricity Generation &Transmission | 51 | 310,43 | 237,21 | 97 | 493,06 | 376,73 | |||||||
(b) | Non-Conventional Energy | 1 | 40 | 20 | 36 | 59,21 | 31,79 | |||||||
(c) | Gas, Steam & Water Supply | 20 | 3,04 | 2,78 | 117 | 43,53 | 21,55 | |||||||
16. Construction | 811 | 145,72 | 128,11 | 4,339 | 595,62 | 520,25 | ||||||||
III. | TRANSPORT OPERATORS | 9,369 | 163,95 | 100,89 | 12,244 | 317,15 | 284,16 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 11,247 | 380,41 | 273,73 | 99,273 | 2260,82 | 1441,85 | |||||||
V. | PERSONAL LOANS | 3,53,448 | 2329,05 | 1933,23 | 9,77,743 | 4779,17 | 4138,28 | |||||||
1. Loans for Purchase of Consumer Durables | 40,677 | 138,51 | 97,32 | 65,199 | 163,33 | 127,73 | ||||||||
2. Loans for Housing | 40,027 | 1027,53 | 910,00 | 1,14,681 | 2084,67 | 1865,75 | ||||||||
3. Rest of the Personal Loans | 2,72,744 | 1163,01 | 925,90 | 7,97,863 | 2531,17 | 2144,81 | ||||||||
VI. | TRADE | 40,341 | 1435,21 | 944,05 | 1,72,993 | 4018,68 | 3741,25 | |||||||
1. Wholesale Trade | 4,026 | 924,25 | 620,52 | 16,913 | 2813,16 | 2690,45 | ||||||||
2. Retail Trade | 36,315 | 510,95 | 323,53 | 1,56,080 | 1205,52 | 1050,80 | ||||||||
VII. | FINANCE | 2,191 | 685,20 | 615,61 | 3,755 | 1189,22 | 1090,34 | |||||||
VIII. | ALL OTHERS | 1,07,822 | 3348,51 | 2547,52 | 4,17,193 | 2882,58 | 2503,85 | |||||||
TOTAL BANK CREDIT | 10,79,189 | 18363,08 | 13779,42 | 33,68,476 | 32749,56 | 27488,96 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 11,883 | 692,73 | 544,94 | 15,098 | 116,79 | 119,29 | ||||||||
2.OtherSmallScaleIndustries | 28,478 | 1279,84 | 933,91 | 82,653 | 2855,92 | 2428,85 | ||||||||
FOREIGN BANKS | REGIONAL RURAL | |||||||||||||
BANKS | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||||||
I. | AGRICULTURE | 55 | 33,55 | 34,65 | 1,65,765 | 182,63 | 162,20 | |||||||
1. Direct Finance | 23 | 9 | 9 | 1,51,215 | 163,60 | 145,15 | ||||||||
2. Indirect Finance | 32 | 33,45 | 34,56 | 14,550 | 19,03 | 17,05 | ||||||||
II. | INDUSTRY | 6,401 | 3756,97 | 2650,64 | 21,843 | 33,01 | 28,11 | |||||||
1. Mining & Quarrying | 21 | 90,93 | 58,03 | 4 | 16 | 13 | ||||||||
2. Food Manufacturing & Processing | 46 | 69,09 | 60,44 | 45 | 1,28 | 1,11 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 24 | 34 | 29 | |||||||
(b) | Sugar | 7 | 47,75 | 39,88 | — | — | — | |||||||
(c) | Edible Oils & Vanaspati | 1 | 20 | 22 | 1 | — | 1 | |||||||
(d) | Tea Processing | 2 | 80 | 43 | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | 2 | 33 | 33 | — | — | — | |||||||
(f) | Others | 34 | 20,00 | 19,58 | 20 | 94 | 82 | |||||||
3. Beverage & Tobacco | 7 | 1,74 | 64 | 1 | 8 | 7 | ||||||||
4. Textiles | 173 | 257,26 | 204,92 | 215 | 53 | 32 | ||||||||
(a) | Cotton Textiles | 97 | 96,37 | 80,55 | 1 | 9 | 6 | |||||||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | |||||||
(c) | Handloom Textiles & Khadi | 1 | 22 | 22 | 185 | 28 | 12 | |||||||
(d) | Other Textiles & Textile Products | 75 | 160,68 | 124,15 | 29 | 17 | 13 | |||||||
5. Paper, Paper Products & Printing | 18 | 34,64 | 34,46 | 36 | 32 | 17 | ||||||||
6. Leather & Leather Products | 39 | 36,80 | 29,15 | — | — | — | ||||||||
7. Rubber & Plastic Products | 11 | 56,14 | 21,05 | 3 | 10 | 8 | ||||||||
8. Chemicals & Chemical Products | 215 | 431,72 | 375,78 | 6 | 14 | 12 | ||||||||
(a) | Heavy Industrial Chemicals | 74 | 109,64 | 100,33 | — | — | — | |||||||
(b) | Fertilisers | 2 | 44,85 | 44,85 | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | 6 | 75,98 | 69,68 | 2 | 1 | 1 | |||||||
(d) | Non-Edible Oils | 1 | 8,50 | 8,78 | — | — | — | |||||||
(e) | Other Chemicals & Chemical Products | 132 | 192,74 | 152,13 | 4 | 13 | 11 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 10 | 39,92 | 35,61 | 4 | 11 | 10 | ||||||||
10. Manufacture of Cement & Cement Products | 28 | 330,35 | 306,07 | 2 | 1 | 1 | ||||||||
11. Basic Metals & Metal Products | 74 | 109,88 | 66,27 | 63 | 34 | 34 | ||||||||
(a) | Iron & Steel | 26 | 27,80 | 20,09 | — | — | — | |||||||
(b) | Non-Ferrous Metals | 31 | 60,12 | 32,98 | — | — | — | |||||||
(c) | Metal Products | 17 | 21,97 | 13,20 | 63 | 34 | 34 | |||||||
12. Engineering | 162 | 887,82 | 605,51 | 59 | 20 | 17 | ||||||||
(a) | Heavy Engineering | 53 | 188,58 | 150,45 | — | — | — | |||||||
(b) | Light Engineering | 34 | 288,75 | 171,93 | 37 | 8 | 8 | |||||||
(c) | Electrical Machinery & Goods | 56 | 276,93 | 191,70 | 20 | 9 | 7 | |||||||
(d) | Electronic Machinery & Goods | 19 | 133,56 | 91,43 | 2 | 3 | 2 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 198 | 796,83 | 432,44 | 10 | 7 | 7 | ||||||||
14. Other Industries | 5,302 | 329,09 | 167,62 | 21,173 | 26,54 | 22,85 | ||||||||
15. Electricity, Gas & Water | 23 | 155,20 | 136,00 | — | — | — | ||||||||
(a) | Electricity Generation &Transmission | 18 | 85,46 | 66,66 | — | — | — | |||||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||||||
(c) | Gas, Steam & Water Supply | 5 | 69,73 | 69,34 | — | — | — | |||||||
16. Construction | 74 | 129,58 | 116,65 | 222 | 3,14 | 2,58 | ||||||||
III. | TRANSPORT OPERATORS | 99 | 155,91 | 132,75 | 1,602 | 4,55 | 4,01 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,024 | 712,63 | 608,15 | 41,676 | 49,92 | 41,53 | |||||||
V. | PERSONAL LOANS | 2,56,279 | 2929,11 | 2100,56 | 57,663 | 120,83 | 105,67 | |||||||
1. Loans for Purchase of Consumer Durables | 1,802 | 19,96 | 19,99 | 14,258 | 30,99 | 25,43 | ||||||||
2. Loans for Housing | 9,867 | 808,52 | 674,18 | 1,896 | 14,46 | 12,83 | ||||||||
3. Rest of the Personal Loans | 2,44,610 | 2100,63 | 1406,38 | 41,509 | 75,38 | 67,41 | ||||||||
VI. | TRADE | 301 | 160,49 | 128,63 | 32,470 | 29,58 | 26,08 | |||||||
1. Wholesale Trade | 249 | 73,73 | 56,16 | 1,755 | 2,95 | 2,64 | ||||||||
2. Retail Trade | 52 | 86,75 | 72,47 | 30,715 | 26,63 | 23,44 | ||||||||
VII. | FINANCE | 83 | 707,02 | 453,52 | 632 | 1,41 | 1,19 | |||||||
VIII. | ALL OTHERS | 12,134 | 234,51 | 201,30 | 41,843 | 61,29 | 52,07 | |||||||
TOTAL BANK CREDIT | 2,76,376 | 8690,19 | 6310,20 | 3,63,494 | 483,22 | 420,87 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 118 | 3,59 | 2,95 | 10,335 | 12,08 | 10,07 | ||||||||
2.OtherSmallScaleIndustries | 149 | 57,44 | 49,05 | 11,086 | 15,37 | 13,34 | ||||||||
OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
Standing | standing | |||||||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||||||
I. | AGRICULTURE | 2,20,348 | 998,90 | 647,80 | 23,63,461 | 6293,75 | 5054,66 | |||||||
1. Direct Finance | 2,12,302 | 705,69 | 468,48 | 23,05,058 | 5026,82 | 4065,41 | ||||||||
2. Indirect Finance | 8,046 | 293,21 | 179,32 | 58,403 | 1266,94 | 989,25 | ||||||||
II. | INDUSTRY | 43,065 | 11843,63 | 9544,14 | 3,34,062 | 37877,63 | 29666,50 | |||||||
1. Mining & Quarrying | 276 | 82,92 | 69,75 | 1,720 | 895,78 | 692,09 | ||||||||
2. Food Manufacturing & Processing | 3,015 | 965,28 | 830,93 | 26,545 | 3508,09 | 2649,01 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 1,593 | 138,25 | 114,04 | 3,855 | 274,91 | 227,62 | |||||||
(b) | Sugar | 48 | 348,03 | 287,44 | 174 | 1492,47 | 1014,06 | |||||||
(c) | Edible Oils & Vanaspati | 484 | 147,97 | 135,60 | 1,075 | 310,51 | 231,59 | |||||||
(d) | Tea Processing | 56 | 60,95 | 53,76 | 353 | 146,56 | 120,12 | |||||||
(e) | Processing of Fruits & Vegetables | 45 | 19,33 | 10,63 | 138 | 228,64 | 201,74 | |||||||
(f) | Others | 789 | 250,75 | 229,46 | 20,950 | 1055,01 | 853,88 | |||||||
3. Beverage & Tobacco | 133 | 105,99 | 87,50 | 487 | 264,42 | 231,68 | ||||||||
4. Textiles | 9,341 | 3037,56 | 2347,71 | 42,740 | 8873,26 | 6998,78 | ||||||||
(a) | Cotton Textiles | 5,291 | 2378,60 | 1823,01 | 16,306 | 5499,01 | 4288,80 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 83 | 7,37 | 6,28 | 1,708 | 22,51 | 20,97 | |||||||
(c) | Handloom Textiles & Khadi | 360 | 21,61 | 20,28 | 3,442 | 151,63 | 130,30 | |||||||
(d) | Other Textiles & Textile Products | 3,607 | 629,98 | 498,14 | 21,284 | 3200,11 | 2558,71 | |||||||
5. Paper, Paper Products & Printing | 1,661 | 625,66 | 515,19 | 7,080 | 1305,02 | 1114,09 | ||||||||
6. Leather & Leather Products | 424 | 135,31 | 117,19 | 7,852 | 1499,28 | 1101,90 | ||||||||
7. Rubber & Plastic Products | 810 | 388,68 | 302,08 | 4,665 | 918,35 | 690,74 | ||||||||
8. Chemicals & Chemical Products | 1,337 | 1041,13 | 907,72 | 8,924 | 3948,19 | 3236,63 | ||||||||
(a) | Heavy Industrial Chemicals | 222 | 365,64 | 361,98 | 708 | 731,25 | 684,15 | |||||||
(b) | Fertilisers | 54 | 158,37 | 164,20 | 196 | 1000,86 | 981,31 | |||||||
(c) | Drugs & Pharmaceuticals | 242 | 250,26 | 194,31 | 2,741 | 1019,86 | 687,96 | |||||||
(d) | Non-Edible Oils | 26 | 2,30 | 2,94 | 95 | 38,45 | 39,88 | |||||||
(e) | Other Chemicals & Chemical Products | 793 | 264,57 | 184,29 | 5,184 | 1157,77 | 843,32 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 69 | 102,72 | 93,23 | 293 | 535,93 | 386,57 | ||||||||
10. Manufacture of Cement & Cement Products | 163 | 451,37 | 428,77 | 752 | 1391,11 | 1254,94 | ||||||||
11. Basic Metals & Metal Products | 1,183 | 933,47 | 904,72 | 9,268 | 2209,47 | 2052,83 | ||||||||
(a) | Iron & Steel | 501 | 609,37 | 637,93 | 1,371 | 1281,15 | 1235,37 | |||||||
(b) | Non-Ferrous Metals | 72 | 191,20 | 168,71 | 346 | 416,07 | 399,67 | |||||||
(c) | Metal Products | 610 | 132,90 | 98,07 | 7,551 | 512,25 | 417,79 | |||||||
12. Engineering | 1,898 | 837,94 | 569,75 | 28,501 | 3683,81 | 2665,09 | ||||||||
(a) | Heavy Engineering | 367 | 364,13 | 231,19 | 1,317 | 932,36 | 641,22 | |||||||
(b) | Light Engineering | 899 | 129,88 | 103,45 | 21,363 | 1057,05 | 773,60 | |||||||
(c) | Electrical Machinery & Goods | 388 | 206,63 | 142,92 | 3,149 | 1094,64 | 802,73 | |||||||
(d) | Electronic Machinery & Goods | 244 | 137,29 | 92,20 | 2,672 | 599,76 | 447,54 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 663 | 1133,95 | 771,59 | 3,461 | 3066,51 | 1930,38 | ||||||||
14. Other Industries | 19,959 | 786,95 | 677,09 | 1,83,850 | 2624,75 | 2167,00 | ||||||||
15. Electricity, Gas & Water | 115 | 851,81 | 607,11 | 460 | 1916,68 | 1413,38 | ||||||||
(a) | Electricity Generation &Transmission | 46 | 747,31 | 535,66 | 212 | 1636,26 | 1216,28 | |||||||
(b) | Non-Conventional Energy | 15 | 48,97 | 46,10 | 52 | 108,59 | 78,09 | |||||||
(c) | Gas, Steam & Water Supply | 54 | 55,53 | 25,34 | 196 | 171,83 | 119,01 | |||||||
16. Construction | 2,018 | 362,89 | 313,81 | 7,464 | 1236,96 | 1081,40 | ||||||||
III. | TRANSPORT OPERATORS | 5,850 | 701,32 | 486,92 | 29,164 | 1342,89 | 1008,74 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 15,783 | 1513,91 | 1319,60 | 1,69,003 | 4917,68 | 3684,85 | |||||||
V. | PERSONAL LOANS | 2,12,079 | 1519,88 | 1161,61 | 18,57,212 | 11678,03 | 9439,36 | |||||||
1. Loans for Purchase of Consumer Durables | 19,873 | 87,80 | 65,50 | 1,41,809 | 440,60 | 335,97 | ||||||||
2. Loans for Housing | 14,068 | 443,94 | 358,81 | 1,80,539 | 4379,12 | 3821,58 | ||||||||
3. Rest of the Personal Loans | 1,78,138 | 988,13 | 737,30 | 15,34,864 | 6858,32 | 5281,81 | ||||||||
VI. | TRADE | 45,149 | 2094,99 | 1752,16 | 2,91,254 | 7738,95 | 6592,16 | |||||||
1. Wholesale Trade | 7,587 | 928,68 | 792,71 | 30,530 | 4742,78 | 4162,48 | ||||||||
2. Retail Trade | 37,562 | 1166,31 | 959,45 | 2,60,724 | 2996,17 | 2429,68 | ||||||||
VII. | FINANCE | 1,509 | 1547,56 | 1139,85 | 8,170 | 4130,42 | 3300,51 | |||||||
VIII. | ALL OTHERS | 82,524 | 1139,51 | 821,00 | 6,61,516 | 7666,41 | 6125,75 | |||||||
TOTAL BANK CREDIT | 6,26,307 | 21359,71 | 16873,08 | 57,13,842 | 81645,76 | 64872,53 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 5,261 | 34,66 | 32,05 | 42,695 | 859,86 | 709,30 | ||||||||
2.OtherSmallScaleIndustries | 21,888 | 1771,44 | 1440,04 | 1,44,254 | 5980,01 | 4865,20 | ||||||||