SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGION STATE: TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

21,11,684

5822,07

5121,31

16,56,955

5810,97

5004,34

1.

Direct Finance

20,30,169

5517,03

4879,67

16,05,985

5382,29

4715,30

2.

Indirect Finance

81,515

305,04

241,63

50,970

428,69

289,05

II.

INDUSTRY

48,090

4809,16

2903,21

66,820

6760,09

4958,21

1.

Mining & Quarrying

281

288,69

270,02

390

59,96

45,24

2.

Food Manufacturing & Processing

2,569

330,50

225,35

3,819

700,12

497,12

(a)

Rice Mills, Flour & Dal Mills

874

103,38

78,16

1,542

189,35

151,45

(b)

Sugar

8

27,65

18,68

26

111,09

56,68

(c)

Edible Oils & Vanaspati

149

35,22

26,97

358

113,56

92,75

(d)

Tea Processing

62

11,13

10,69

202

57,41

46,63

(e)

Processing of Fruits & Vegetables

22

4,60

4,08

69

16,27

13,33

(f)

Others

1,454

148,53

86,77

1,622

212,44

136,28

3.

Beverage & Tobacco

53

3,38

2,82

136

16,78

14,65

4.

Textiles

6,740

775,92

551,93

11,345

3245,19

2276,25

(a)

Cotton Textiles

3,686

517,29

385,74

4,283

2146,03

1547,48

(b)

Jute & Other Natural Fibre Textiles

65

6,28

5,69

330

8,69

7,84

(c)

Handloom Textiles & Khadi

1,375

18,80

15,60

1,053

223,75

112,61

(d)

Other Textiles & Textile Products

1,614

233,55

144,91

5,679

866,73

608,31

5.

Paper, Paper Products & Printing

430

184,22

138,63

3,748

304,56

233,76

6.

Leather & Leather Products

227

81,07

59,79

857

162,37

129,64

7.

Rubber & Plastic Products

586

30,29

21,83

695

99,52

87,33

8.

Chemicals & Chemical Products

508

289,23

133,74

2,224

500,60

346,66

(a)

Heavy Industrial Chemicals

42

10,21

8,41

133

35,29

26,39

(b)

Fertilisers

24

86,63

74,01

17

25,75

26,30

(c)

Drugs & Pharmaceuticals

77

160,89

24,76

211

31,74

25,65

(d)

Non-Edible Oils

11

84

67

39

12,08

11,09

(e)

Other Chemicals & Chemical Products

354

30,66

25,90

1,824

395,74

257,23

9.

Petroleum, Coal Products & Nuclear Fuels

13

2,30

2,08

50

6,59

3,59

10.

Manufacture of Cement & Cement Products

851

236,65

128,88

199

19,51

10,23

11.

Basic Metals & Metal Products

399

341,60

150,56

2,025

299,87

251,15

(a)

Iron & Steel

98

131,99

59,25

446

162,34

140,55

(b)

Non-Ferrous Metals

37

139,00

35,75

82

20,26

15,24

(c)

Metal Products

264

70,61

55,55

1,497

117,26

95,36

12.

Engineering

1,238

831,14

259,06

2,853

217,76

169,89

(a)

Heavy Engineering

219

66,43

56,57

320

55,49

33,93

(b)

Light Engineering

551

481,36

111,01

1,546

88,28

76,15

(c)

Electrical Machinery & Goods

182

210,31

29,99

557

63,42

50,76

(d)

Electronic Machinery & Goods

286

73,05

61,49

430

10,57

9,05

13.

Vehicles, Vehicle Parts & Transport Equipments

425

368,00

190,78

721

176,71

111,84

14.

Other Industries

23,146

166,80

123,43

31,171

406,67

320,20

15.

Electricity, Gas & Water

119

484,89

317,29

145

118,86

98,47

(a)

Electricity Generation & Transmission

18

444,54

281,50

56

66,32

57,20

(b)

Non-Conventional Energy

17

31,60

29,80

47

48,02

37,67

(c)

Gas, Steam & Water Supply

84

8,75

6,00

42

4,52

3,60

16.

Construction

10,505

394,47

327,02

6,442

425,01

362,19

III.

TRANSPORT OPERATORS

7,333

170,42

155,72

5,469

145,68

119,33

IV.

PROFESSIONAL AND OTHER SERVICES

40,557

415,22

322,03

51,023

881,62

712,55

V.

PERSONAL LOANS

4,83,282

3238,38

2663,48

8,15,988

6798,18

5494,19

1.

Loans for Purchase of Consumer Durables

27,542

139,01

108,88

37,076

198,42

157,12

2.

Loans for Housing

51,591

1158,74

991,29

89,655

2550,77

2161,47

3.

Rest of the Personal Loans

4,04,149

1940,63

1563,32

6,89,257

4049,00

3175,59

VI.

TRADE

1,09,879

954,85

815,42

1,23,075

1707,18

1352,81

1.

Wholesale Trade

4,105

386,40

362,60

9,350

448,43

359,84

2.

Retail Trade

1,05,774

568,44

452,82

1,13,725

1258,75

992,97

VII.

FINANCE

8,236

99,76

85,38

5,347

64,46

47,62

VIII.

ALL OTHERS

3,26,225

1527,21

1206,77

3,51,100

2024,95

1630,99

TOTAL BANK CREDIT

31,35,286

17037,07

13273,33

30,75,777

24193,14

19320,04

OF WHICH : 1.

Artisans and Village & Tiny Industries

12,529

188,82

149,82

18,477

731,24

570,12

2.

Other Small Scale Industries

17,686

801,84

568,34

25,654

1693,95

1314,46

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGION STATE: TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,47,798

4008,27

3126,45

9,427

4124,45

3467,94

1.

Direct Finance

4,33,145

2657,51

2076,91

7,293

765,99

705,42

2.

Indirect Finance

14,653

1350,76

1049,54

2,134

3358,46

2762,52

II.

INDUSTRY

81,098

24322,21

17867,95

60,291

42019,66

28044,21

1.

Mining & Quarrying

554

245,49

155,17

681

1213,12

945,71

2.

Food Manufacturing & Processing

4,002

1361,56

1056,97

1,446

2887,54

1859,63

(a)

Rice Mills, Flour & Dal Mills

1,051

305,61

273,12

240

88,22

69,28

(b)

Sugar

66

505,15

334,82

84

1171,44

701,05

(c)

Edible Oils & Vanaspati

811

93,31

84,28

77

261,60

210,83

(d)

Tea Processing

23

13,12

9,18

9

82,76

73,82

(e)

Processing of Fruits & Vegetables

38

15,13

11,03

104

262,35

212,93

(f)

Others

2,013

429,23

344,54

932

1021,17

591,72

3.

Beverage & Tobacco

112

86,75

65,81

149

239,32

185,93

4.

Textiles

32,810

14282,94

10301,04

5,940

4079,60

3049,66

(a)

Cotton Textiles

20,064

10115,15

7061,54

2,528

2040,14

1375,40

(b)

Jute & Other Natural Fibre Textiles

216

65,45

54,08

41

22,08

16,08

(c)

Handloom Textiles & Khadi

712

176,03

114,31

1,209

21,39

18,80

(d)

Other Textiles & Textile Products

11,818

3926,31

3071,11

2,162

1995,98

1639,38

5.

Paper, Paper Products & Printing

2,226

327,71

247,35

1,973

1188,32

714,48

6.

Leather & Leather Products

880

178,07

125,01

3,367

1728,87

1284,41

7.

Rubber & Plastic Products

1,272

266,96

172,96

1,224

1463,24

839,43

8.

Chemicals & Chemical Products

2,183

369,38

254,14

2,968

7513,13

4222,06

(a)

Heavy Industrial Chemicals

205

155,57

86,07

327

1931,90

1187,59

(b)

Fertilisers

37

27,46

22,65

120

1720,83

1373,14

(c)

Drugs & Pharmaceuticals

518

31,40

19,09

1,157

1553,18

964,03

(d)

Non-Edible Oils

29

9,29

7,67

14

7,65

4,39

(e)

Other Chemicals & Chemical Products

1,394

145,66

118,66

1,350

2299,57

692,91

9.

Petroleum, Coal Products & Nuclear Fuels

37

23,09

9,12

158

922,21

706,76

10.

Manufacture of Cement & Cement Products

236

600,17

444,35

1,302

843,95

607,28

11.

Basic Metals & Metal Products

3,128

1584,19

1349,34

2,578

2083,20

1363,61

(a)

Iron & Steel

899

1078,22

938,63

592

808,79

588,55

(b)

Non-Ferrous Metals

230

232,05

201,12

162

374,84

224,30

(c)

Metal Products

1,999

273,92

209,59

1,824

899,57

550,75

12.

Engineering

7,547

1537,09

1025,47

18,649

3123,21

2162,77

(a)

Heavy Engineering

763

487,44

328,34

795

768,41

470,17

(b)

Light Engineering

5,399

724,40

435,06

8,806

1210,69

797,25

(c)

Electrical Machinery & Goods

924

209,55

162,41

8,430

749,85

572,60

(d)

Electronic Machinery & Goods

461

115,69

99,66

618

394,25

322,75

13.

Vehicles, Vehicle Parts & Transport Equipments

1,011

491,76

382,52

2,493

4527,10

2745,56

14.

Other Industries

16,805

1124,91

845,66

11,203

3065,97

2154,89

15.

Electricity, Gas & Water

214

638,06

528,71

270

2067,23

1547,00

(a)

Electricity Generation & Transmission

77

399,72

353,87

134

1561,31

1159,02

(b)

Non-Conventional Energy

63

211,55

151,86

35

212,72

173,19

(c)

Gas, Steam & Water Supply

74

26,80

22,97

101

293,20

214,80

16.

Construction

8,081

1204,07

904,34

5,890

5073,66

3655,02

III.

TRANSPORT OPERATORS

6,967

233,63

200,68

20,319

1149,95

994,99

IV.

PROFESSIONAL AND OTHER SERVICES

35,541

1925,45

1481,75

23,928

8195,67

6286,69

V.

PERSONAL LOANS

8,93,919

10739,27

8684,60

63,39,780

47163,77

20491,55

1.

Loans for Purchase of Consumer Durables

35,549

215,84

172,48

33,637

325,16

292,00

2.

Loans for Housing

1,16,084

4673,12

3950,96

1,44,607

11917,01

10328,33

3.

Rest of the Personal Loans

7,42,286

5850,31

4561,15

61,61,536

34921,59

9871,23

VI.

TRADE

82,202

4102,51

3110,32

35,590

7678,31

4774,57

1.

Wholesale Trade

15,740

1799,29

1320,42

9,142

3192,95

2163,27

2.

Retail Trade

66,462

2303,22

1789,90

26,448

4485,35

2611,30

VII.

FINANCE

1,972

218,82

117,56

2,157

7538,17

6434,25

VIII.

ALL OTHERS

2,93,571

2827,29

2128,37

2,90,044

7002,28

5266,43

TOTAL BANK CREDIT

18,43,068

48377,45

36717,67

67,81,536

124872,25

75760,64

OF WHICH : 1.

Artisans and Village & Tiny Industries

5,242

131,17

107,22

3,581

216,99

169,40

2.

Other Small Scale Industries

42,453

4942,69

3751,24

20,643

2982,20

2176,89