Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

81,235

43,18

41,32

32,051

14,57

13,42

1.

Direct Finance

80,990

37,86

36,95

31,972

13,57

12,60

2.

Indirect Finance

245

5,32

4,37

79

1,00

81

II.

INDUSTRY

30,432

15,74

19,08

16,027

13,83

14,65

1.

Mining & Quarrying

-

-

-

4

4

4

2.

Food Manufacturing and Processing

374

1,36

1,40

87

1,24

1,27

(a) Rice Mills, Flour and Dal Mills

15

6

7

16

13

13

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

1

-

-

-

-

-

(d) Tea Processing

2

71

71

1

89

88

(e) Processing of Fruits & Vegetables

-

-

-

2

3

6

(f) Others

356

59

61

68

20

20

3.

Beverage and Tobacco

-

-

-

1

-

-

4.

Textiles

19

57

1,49

36

2,51

2,54

(a) Cotton Textiles

4

1

1

10

3

3

(b) Jute Textiles

1

37

41

16

2,42

2,44

(c) Handloom Textiles & Khadi

6

4

5

3

1

1

(d) Other Textiles

8

14

1,01

7

6

6

5.

Paper, Paper Products and Printing

10

5

5

9

5

5

6.

Leather and Leather Products

1

1

1

-

-

-

7.

Rubber and Rubber Products

2

6

9

5

4

4

8.

Chemicals and Chemical Products

1

-

1

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

1

-

1

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

2

1

1

13

26

21

11.

Basic Metals & Metal Products

5

3

3

20

24

33

(a) Iron and Steel

2

1

1

9

15

22

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

3

2

2

11

9

11

12.

Engineering

9

3

3

16

36

35

(a) Heavy Engineering

-

-

-

1

2

2

(b) Light Engineering

2

1

1

4

3

3

(c) Electrical Machinery & Goods

2

1

1

5

28

26

(d) Electronic Machinery & Goods

5

2

2

6

4

4

13.

Vehicles, Vehicle Parts & Transport Equipments

2

1

1

1

-

-

14.

Other Industries

29,929

12,84

15,07

15,732

8,38

9,08

15.

Electricity, Gas & Water

38

28

27

13

9

9

(a) Electricity Generation & Transmission

31

23

22

11

8

8

(b) Non-Conventional Energy

2

1

1

1

1

1

(c) Gas, Steam & Water Supply

5

4

4

1

-

-

16.

Construction

40

48

63

90

61

67

III.

TRANSPORT OPERATORS

2,204

3,91

3,95

1,376

4,69

4,48

IV.

PROFESSIONAL AND OTHER SERVICES

6,440

3,23

4,24

1,599

1,47

1,63

V .

PERSONAL LOANS

8,170

8,53

7,41

5,090

6,85

6,03

1.

Loans for Purchase of Consumer Durables

436

33

26

256

15

15

2.

Loans for Housing

345

1,65

1,35

252

1,81

1,43

3.

Rest of the Personal Loans

7,389

6,55

5,80

4,582

4,90

4,46

V I.

TRADE

80,303

41,71

51,30

27,595

18,14

20,49

1.

Wholesale Trade

973

64

56

75

29

23

2.

Retail Trade

79,330

41,07

50,74

27,520

17,86

20,27

VII.

FINANCE

20

12

11

36

32

33

VIII.

ALL OTHERS

3,801

1,87

1,74

1,558

2,61

1,14

TOTAL BANK CREDIT

2,12,605

118,28

129,16

85,332

62,48

62,19

OF WHICH :

1. Artisans & Village Industries

16,806

6,47

9,18

9,056

3,56

4,03

2. Other Small Scale Industries

8,424

4,19

4,62

2,983

3,42

3,86

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,501

11,10

10,82

-

-

-

1.

Direct Finance

4,131

10,18

10,08

-

-

-

2.

Indirect Finance

370

92

74

-

-

-

II.

INDUSTRY

3,606

16,76

17,94

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

202

50

52

-

-

-

(a) Rice Mills, Flour and Dal Mills

10

14

11

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

3

3

3

-

-

-

(d) Tea Processing

3

9

10

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

186

24

27

-

-

-

3.

Beverage and Tobacco

2

1

2

-

-

-

4.

Textiles

76

3,53

4,10

-

-

-

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute Textiles

11

3,21

3,76

-

-

-

(c) Handloom Textiles & Khadi

9

6

6

-

-

-

(d) Other Textiles

56

27

28

-

-

-

5.

Paper, Paper Products and Printing

35

44

50

-

-

-

6.

Leather and Leather Products

8

5

5

-

-

-

7.

Rubber and Rubber Products

8

15

15

-

-

-

8.

Chemicals and Chemical Products

26

74

1,05

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

4

4

4

-

-

-

(d) Non-Edible Oils

1

2

3

-

-

-

(e) Other Chemicals & Chemical Products

21

68

99

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

21

18

16

-

-

-

11.

Basic Metals & Metal Products

81

1,78

1,76

-

-

-

(a) Iron and Steel

9

39

31

-

-

-

(b) Non-Ferrous Metals

2

7

7

-

-

-

(c) Other Metal Products

70

1,33

1,38

-

-

-

12.

Engineering

28

58

64

-

-

-

(a) Heavy Engineering

1

1

1

-

-

-

(b) Light Engineering

1

1

1

-

-

-

(c) Electrical Machinery & Goods

15

45

52

-

-

-

(d) Electronic Machinery & Goods

11

12

12

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

11

60

52

-

-

-

14.

Other Industries

3,052

7,42

7,49

-

-

-

15.

Electricity, Gas & Water

8

5

5

-

-

-

(a) Electricity Generation & Transmission

8

5

5

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

48

72

93

-

-

-

III.

TRANSPORT OPERATORS

905

8,70

8,20

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,151

2,71

2,76

-

-

-

V.

PERSONAL LOANS

9,219

17,79

15,42

-

-

-

1.

Loans for Purchase of Consumer Durables

1,289

1,21

1,04

-

-

-

2.

Loans for Housing

579

6,09

4,95

-

-

-

3.

Rest of the Personal Loans

7,351

10,50

9,43

-

-

-

V I.

TRADE

7,982

21,03

19,77

-

-

-

1.

Wholesale Trade

182

8,91

7,38

-

-

-

2.

Retail Trade

7,800

12,11

12,40

-

-

-

VII.

FINANCE

95

7,67

8,23

-

-

-

VIII.

ALL OTHERS

1,265

3,54

3,44

-

-

-

TOTAL BANK CREDIT

28,724

89,29

86,59

-

-

-

OF WHICH :

1. Artisans & Village Industries

833

86

79

-

-

-

2. Other Small Scale Industries

2,488

9,68

10,66

-

-

-