Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

CENTRAL REGION

STATE :UTTAR PRADESH

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,99,098

1644,64

1028,16

11,40,035

2148,51

1777,20

-

-

-

1.

Direct Finance

4,93,812

1349,78

960,89

11,28,493

1902,85

1576,08

-

-

-

2.

Indirect Finance

5,286

294,86

67,27

11,542

245,66

201,11

-

-

-

II.

INDUSTRY

88,835

2562,40

2095,14

2,62,469

5902,43

5154,68

192

343,07

259,95

1.

Mining & Quarrying

603

40,31

32,66

564

298,13

289,52

-

-

-

2.

Food Manufacturing & Processing

4,851

802,07

582,12

13,272

1183,36

991,61

8

7,70

7,09

(a)

Rice Mills, Flour & Dal Mills

1,846

107,95

67,66

3,963

195,65

154,93

2

1,09

80

(b)

Sugar

117

563,55

412,78

448

766,69

650,14

1

2,00

2,09

(c)

Edible Oils & Vanaspati

612

21,17

17,58

2,567

104,55

85,16

1

99

99

(d)

Tea Processing

6

26

17

34

2,36

2,26

-

-

-

(e)

Processing of Fruits & Vegetables

40

2,22

3,34

134

10,99

8,27

4

3,62

3,20

(f)

Others

2,230

106,91

80,59

6,126

103,12

90,86

-

-

-

3.

Beverage & Tobacco

173

5,91

2,75

338

123,84

86,42

1

75

-

4.

Textiles

2,841

374,72

321,86

7,999

821,73

732,18

22

26,15

26,49

(a)

Cotton Textiles

745

35,08

31,10

1,367

202,45

210,25

5

5,60

6,18

(b)

Jute Textiles

15

42

33

84

6,47

3,25

-

-

-

(c)

Handloom Textiles & Khadi

387

14,44

13,88

1,084

50,28

47,64

2

60

17

(d)

Other Textiles

1,694

324,77

276,56

5,464

562,53

471,05

15

19,95

20,13

5.

Paper, Paper Products & Printing

1,078

113,36

107,63

2,959

257,27

241,46

4

35

34

6.

Leather & Leather Products

709

50,91

47,95

1,733

215,03

179,35

8

5,74

1,94

7.

Rubber & Rubber Products

193

20,68

14,39

771

130,12

116,11

15

14,30

12,69

8.

Chemicals & Chemical Products

1,675

193,09

151,02

3,801

400,65

351,76

36

75,58

54,75

(a)

Heavy Industrial Chemicals

323

12,27

9,85

235

65,25

52,03

12

29,62

25,07

(b)

Fertilisers

104

69,11

47,37

99

55,09

45,78

4

1,05

94

(c)

Drugs & Pharmaceuticals

330

45,72

41,66

630

73,75

74,45

5

18,80

3,67

(d)

Non-Edible Oils

90

3,80

1,80

206

15,84

12,27

-

-

-

(e)

Other Chemicals & Chemical Products

828

62,20

50,34

2,631

190,71

167,23

15

26,11

25,08

9.

Petroleum, Coal Products & Nuclear Fuels

226

16,64

13,55

213

18,25

11,92

-

-

-

10.

Manufacture of Cement & Cement Products

192

17,38

15,75

438

31,58

44,45

1

2,61

2,75

11.

Basic Metals & Metal Products

2,411

228,22

204,05

5,981

631,91

541,85

16

46,77

30,74

(a)

Iron & Steel

561

95,38

80,56

1,310

329,89

285,05

5

8,49

7,20

(b)

Non-Ferrous Metals

135

22,67

13,48

310

26,19

15,18

8

37,77

23,27

(c)

Other Metal Products

1,715

110,17

110,00

4,361

275,83

241,62

3

50

26

12.

Engineering

2,101

321,22

290,73

4,716

867,00

734,45

45

102,53

74,96

(a)

Heavy Engineering

685

79,24

66,34

615

333,69

317,66

3

3,24

1,66

(b)

Light Engineering

738

43,77

35,48

1,942

75,94

67,25

11

9,64

4,58

(c)

Electrical Machinery & Goods

455

59,84

50,90

1,434

249,65

186,34

7

12,29

12,18

(d)

Electronic Machinery & Goods

223

138,38

138,00

725

207,72

163,19

24

77,36

56,54

13.

Vehicles, Vehicle Parts & Transport Equipments

463

31,83

18,67

1,477

102,10

80,89

24

47,22

36,69

14.

Other Industries

67,934

273,44

231,79

2,17,253

708,63

647,53

11

12,06

11,05

15.

Electricity, Gas & Water

3,248

61,57

50,47

201

34,55

32,50

1

1,30

47

(a)

Electricity Generation & Transmission

3,233

61,40

50,30

137

31,40

29,72

1

1,30

47

(b)

Non-Conventional Energy

14

16

16

18

79

69

-

-

-

(c)

Gas, Steam & Water Supply

1

1

1

46

2,36

2,09

-

-

-

16.

Construction

137

11,04

9,75

753

78,27

72,69

-

-

-

III.

TRANSPORT OPERATORS

23,566

144,58

95,31

69,970

313,60

252,58

1

4

4

IV.

PROFESSIONAL AND OTHER SERVICES

7,187

68,09

50,68

88,877

275,05

232,37

13

2,08

1,30

V.

PERSONAL LOANS

2,93,819

892,35

742,75

4,33,851

1579,27

1367,64

1,291

17,45

11,05

1.

Loans for Purchase of Consumer Durables

20,113

40,88

35,26

19,724

44,11

38,14

-

-

-

2.

Loans for Housing

19,436

206,54

147,95

48,369

502,42

440,20

11

9

7

3.

Rest of the Personal Loans

2,54,270

644,93

559,54

3,65,758

1032,74

889,30

1,280

17,36

10,99

VI.

TRADE

1,99,711

772,13

615,41

5,87,090

2045,50

1736,41

23

12,38

10,70

1.

Wholesale Trade

14,550

298,88

254,15

33,746

667,52

565,93

20

4,50

4,34

2.

Retail Trade

1,85,161

473,24

361,26

5,53,344

1377,98

1170,48

3

7,88

6,36

VII.

FINANCE

207

17,60

12,23

604

114,64

92,71

6

8,23

7,54

VIII.

ALL OTHERS

42,095

971,68

750,81

2,23,390

893,16

783,18

14

49,44

37,72

TOTAL BANK CREDIT

11,54,518

7073,47

5390,48

28,06,286

13272,17

11396,77

1,540

432,68

328,30

OF WHICH:

1. Artisans & Village Industries

26,160

48,56

41,26

99,245

159,99

140,67

-

-

-

2. Other Small Scale Industries

44,091

718,47

594,61

1,06,241

1671,68

1415,54

21

12,53

6,32

CENTRAL REGION

STATE :UTTAR PRADESH

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

12,49,459

1145,03

942,42

11,202

25,47

19,31

28,99,794

4963,66

3767,09

1.

Direct Finance

12,23,172

1119,02

920,78

10,922

18,09

14,52

28,56,399

4389,74

3472,28

2.

Indirect Finance

26,287

26,02

21,64

280

7,39

4,79

43,395

573,92

294,81

II.

INDUSTRY

2,33,544

235,53

205,12

8,974

275,12

229,68

5,94,014

9318,55

7944,57

1.

Mining & Quarrying

333

2,35

2,01

2

4

4

1,502

340,83

324,23

2.

Food Manufacturing & Processing

2,582

15,57

12,55

434

59,04

44,95

21,147

2067,73

1638,32

(a)

Rice Mills, Flour & Dal Mills

700

9,35

7,36

259

39,83

26,16

6,770

353,86

256,90

(b)

Sugar

39

31

29

1

5,00

4,97

606

1337,55

1070,27

(c)

Edible Oils & Vanaspati

279

2,35

1,81

36

42

46

3,495

129,49

106,01

(d)

Tea Processing

2

1

1

-

-

-

42

2,63

2,43

(e)

Processing of Fruits & Vegetables

4

3

3

12

61

42

194

17,47

15,27

(f)

Others

1,558

3,52

3,05

126

13,18

12,94

10,040

226,73

187,45

3.

Beverage & Tobacco

29

28

18

4

13

9

545

130,91

89,44

4.

Textiles

533

2,69

2,21

303

44,07

36,28

11,698

1269,35

1119,02

(a)

Cotton Textiles

112

66

50

68

18,05

12,58

2,297

261,84

260,61

(b)

Jute Textiles

3

1

1

5

6

6

107

6,95

3,65

(c)

Handloom Textiles & Khadi

73

36

32

17

33

43

1,563

66,02

62,43

(d)

Other Textiles

345

1,66

1,39

213

25,63

23,21

7,731

934,54

792,33

5.

Paper, Paper Products & Printing

50

36

31

152

9,09

7,31

4,243

380,43

357,04

6.

Leather & Leather Products

50

59

61

65

14,64

4,58

2,565

286,92

234,43

7.

Rubber & Rubber Products

30

29

25

35

2,16

2,17

1,044

167,56

145,61

8.

Chemicals & Chemical Products

198

1,58

1,40

150

41,12

38,91

5,860

712,02

597,83

(a)

Heavy Industrial Chemicals

1

-

-

9

25,21

25,06

580

132,36

112,01

(b)

Fertilisers

1

3

2

5

37

30

213

125,64

94,40

(c)

Drugs & Pharmaceuticals

26

38

33

17

1,04

71

1,008

139,69

120,82

(d)

Non-Edible Oils

58

36

34

12

3,22

3,01

366

23,23

17,41

(e)

Other Chemicals & Chemical Products

112

80

71

107

11,28

9,84

3,693

291,11

253,18

9.

Petroleum, Coal Products & Nuclear Fuels

19

11

10

6

24

28

464

35,25

25,85

10.

Manufacture of Cement & Cement Products

36

57

56

17

1,74

1,79

684

53,88

65,30

11.

Basic Metals & Metal Products

542

2,92

2,34

269

27,03

23,69

9,219

936,85

802,66

(a)

Iron & Steel

7

5

5

103

21,81

18,36

1,986

455,63

391,23

(b)

Non-Ferrous Metals

6

13

9

11

1,12

1,16

470

87,87

53,19

(c)

Other Metal Products

529

2,74

2,20

155

4,10

4,17

6,763

393,35

358,25

12.

Engineering

313

2,75

2,33

162

32,74

31,72

7,337

1326,24

1134,19

(a)

Heavy Engineering

135

1,59

1,40

17

17,40

17,33

1,455

435,16

404,38

(b)

Light Engineering

79

55

41

51

4,95

4,45

2,821

134,84

112,17

(c)

Electrical Machinery & Goods

63

41

36

63

6,87

6,26

2,022

329,05

256,04

(d)

Electronic Machinery & Goods

36

20

17

31

3,52

3,68

1,039

427,19

361,59

13.

Vehicles, Vehicle Parts & Transport Equipments

379

4,78

3,64

78

7,82

6,88

2,421

193,75

146,77

14.

Other Industries

2,28,330

199,03

175,05

7,208

32,49

28,43

5,20,736

1225,66

1093,86

15.

Electricity, Gas & Water

11

12

9

14

6

11

3,475

97,60

83,63

(a)

Electricity Generation & Transmission

4

6

4

13

6

11

3,388

94,22

80,65

(b)

Non-Conventional Energy

-

-

-

-

-

-

32

95

85

(c)

Gas, Steam & Water Supply

7

5

5

1

1

-

55

2,43

2,14

16.

Construction

109

1,55

1,49

75

2,71

2,44

1,074

93,57

86,37

III.

TRANSPORT OPERATORS

74,492

150,87

116,59

3,132

11,89

8,77

1,71,161

620,99

473,28

IV.

PROFESSIONAL AND OTHER SERVICES

1,34,923

111,70

96,73

3,936

14,14

12,04

2,34,936

471,06

393,12

V.

PERSONAL LOANS

1,43,060

253,41

218,98

21,725

63,51

55,51

8,93,746

2805,99

2395,93

1.

Loans for Purchase of Consumer Durables

9,219

12,48

9,69

593

1,01

81

49,649

98,48

83,90

2.

Loans for Housing

13,436

82,58

74,05

1,576

15,50

13,42

82,828

807,14

675,69

3.

Rest of the Personal Loans

1,20,405

158,34

135,25

19,556

47,01

41,27

7,61,269

1900,37

1636,35

VI.

TRADE

4,92,296

434,97

365,82

16,202

103,38

86,83

12,95,322

3368,35

2815,16

1.

Wholesale Trade

11,584

15,68

12,33

1,694

46,26

38,44

61,594

1032,84

875,19

2.

Retail Trade

4,80,712

419,30

353,49

14,508

57,12

48,39

12,33,728

2335,51

1939,97

VII.

FINANCE

18

1,01

90

82

59,00

53,81

917

200,49

167,18

VIII.

ALL OTHERS

61,799

59,71

53,19

24,533

62,15

55,23

3,51,831

2036,14

1680,12

TOTAL BANK CREDIT

23,89,591

2392,24

1999,73

89,786

614,67

521,17

64,41,721

23785,22

19636,45

OF WHICH:

1. Artisans & Village Industries

1,78,593

152,42

133,77

3,111

3,15

2,69

3,07,109

364,13

318,40

2. Other Small Scale Industries

46,387

54,19

46,99

3,466

102,71

82,70

2,00,206

2559,58

2146,16