CENTRAL REGION (Concld.)

STATE : UTTARAKHAND

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,00,896

870,81

704,28

1,10,772

1289,61

1081,95

-

-

-

1. Direct Finance

99,917

836,93

675,07

1,07,074

1156,48

977,16

-

-

-

2. Indirect Finance

979

33,88

29,21

3,698

133,13

104,79

-

-

-

II.

INDUSTRY

7,278

844,95

597,88

11,243

3608,25

2475,54

14

52,35

11,95

1. Mining & Quarrying

51

17,64

14,33

67

48,46

40,42

-

-

-

2. Food Manufacturing & Processing

1,543

154,51

116,14

1,275

602,49

297,60

-

-

-

(a) Rice Mills, Flour & Dal Mills

407

105,22

82,61

793

199,26

24,14

-

-

-

(b) Sugar

5

2,22

1,26

39

262,94

177,88

-

-

-

(c) Edible Oils & Vanaspati

113

7,10

4,71

25

22,43

12,78

-

-

-

(d) Tea Processing

6

57

51

5

19

13

-

-

-

(e) Processing of Fruits & Vegetables

33

7,07

5,08

18

3,59

2,54

-

-

-

(f) Others

979

32,34

21,96

395

114,08

80,12

-

-

-

3. Beverage & Tobacco

43

7,59

5,53

17

4,50

4,13

-

-

-

4. Textiles

1,554

39,56

28,53

1,200

146,74

113,83

-

-

-

(a) Cotton Textiles

117

2,47

1,62

255

54,92

38,81

-

-

-

(b) Jute & Other Natural Fibre Textiles

47

1,01

82

109

1,85

1,40

-

-

-

(c) Handloom Textiles & Khadi

133

1,69

1,16

161

1,65

1,43

-

-

-

(d) Other Textiles & Textile Products

1,257

34,38

24,93

675

88,32

72,18

-

-

-

5. Paper, Paper Products & Printing

307

75,59

62,10

351

252,82

189,18

1

10,00

-

6. Woods and Wood Products

465

8,48

5,57

353

60,00

53,19

-

-

-

7. Leather & Leather Products

88

5,38

4,93

60

7,55

7,41

-

-

-

8. Gems and Jewellery

46

5,62

5,45

31

2,42

1,93

-

-

-

9. Rubber & Plastic Products

82

26,87

21,32

217

168,18

99,75

-

-

-

10. Chemicals & Chemical Products

219

132,04

97,44

843

380,36

322,48

-

-

-

(a) Heavy Industrial Chemicals

11

3,77

2,38

36

168,42

138,17

-

-

-

(b) Fertilisers

3

2

2

7

15

9

-

-

-

(c) Drugs & Pharmaceuticals

72

102,71

75,33

607

149,82

135,69

-

-

-

(d) Non-Edible Oils

2

75

66

3

2,34

69

-

-

-

(e) Other Chemicals & Chemical Products

131

24,79

19,05

190

59,64

47,83

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

5

11,13

7,62

10

15,92

14,78

-

-

-

12. Manufacture of Cement & Cement Products

43

4,32

4,04

91

79,52

75,22

-

-

-

13. Basic Metals & Metal Products

411

92,03

64,48

474

256,27

207,55

1

3,00

-

(a) Iron & Steel

43

71,20

48,39

71

105,72

88,07

-

-

-

(b) Non-Ferrous Metals

11

9,19

7,01

10

10,21

10,47

-

-

-

(c) Metal Products

357

11,65

9,08

393

140,34

109,01

1

3,00

-

14. Engineering

697

113,98

73,81

1,958

369,39

293,80

11

37,34

9,93

(a) Heavy Engineering

15

4,68

3,46

126

66,65

43,92

-

-

-

(b) Light Engineering

377

81,29

48,53

1,394

195,92

174,14

7

29,30

9,93

(c) Electrical Machinery & Goods

240

23,29

19,19

321

85,84

55,84

4

8,04

-

(d) Electronic Machinery & Goods

65

4,71

2,62

117

20,98

19,91

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

70

11,41

7,97

111

47,18

33,32

1

2,01

2,01

16. Other Industries

1,216

61,48

43,01

2,991

359,16

322,82

-

-

-

17. Electricity, Gas & Water

11

51,60

16,61

19

676,61

298,24

-

-

-

(a) Electricity Generation & Transmission

4

47,48

13,23

12

675,70

297,32

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

7

4,13

3,39

7

91

92

-

-

-

18. Construction

427

25,71

19,00

1,175

130,67

99,89

-

-

-

(a) Other than Infrastructure

62

22,14

15,97

816

77,01

63,58

-

-

-

(b) Infrastructure Construction

365

3,57

3,03

359

53,67

36,31

-

-

-

III.

TRANSPORT OPERATORS

3,512

113,30

79,19

1,808

42,28

37,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

5,847

196,54

140,05

11,426

870,67

700,20

-

-

-

1. Professional Services

305

13,59

8,79

2,045

70,86

67,25

-

-

-

2. Tourism, Hotel & Restaurants

1,487

91,15

65,72

852

80,19

69,73

-

-

-

3. Recreation services

154

4,28

2,45

115

21,21

12,48

-

-

-

4. IT and Telecommunications

62

3,79

3,20

58

8,17

4,86

-

-

-

5. Others

3,839

83,73

59,89

8,356

690,24

545,88

-

-

-

V.

PERSONAL LOANS

1,49,589

2228,21

1642,16

98,148

1868,31

1604,16

-

-

-

1. Housing

29,068

891,71

696,91

26,170

923,04

846,14

-

-

-

2. Consumer Durables

2,951

14,82

10,52

6,910

68,42

48,70

-

-

-

3. Vehicles

12,034

254,45

183,01

9,371

162,06

144,91

-

-

-

4. Education

6,136

188,30

117,76

8,860

179,34

156,37

-

-

-

5. Personal Credit Cards

-

-

-

1,230

6,90

4,81

-

-

-

6. Others

99,400

878,93

633,97

45,607

528,56

403,22

-

-

-

VI.

TRADE

26,523

642,57

440,05

33,895

1027,95

809,67

17

11,98

7,82

1. Wholesale Trade

258

180,11

74,38

1,615

104,26

88,23

3

1,57

48

2. Retail Trade

26,265

462,46

365,67

32,280

923,69

721,44

14

10,40

7,33

VII.

FINANCE

21

3,03

2,24

96

67,79

20,08

-

-

-

VIII.

ALL OTHERS

828

10,89

9,13

9,585

126,59

107,67

-

-

-

TOTAL BANK CREDIT

2,94,494

4910,32

3614,97

2,76,973

8901,46

6836,55

31

64,33

19,76

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : UTTARAKHAND

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

44,780

259,89

189,25

11,482

377,62

312,06

2,67,930

2797,94

2287,54

1. Direct Finance

44,426

254,10

184,97

11,114

269,01

235,58

2,62,531

2516,52

2072,78

2. Indirect Finance

354

5,79

4,27

368

108,62

76,48

5,399

281,42

214,76

II.

INDUSTRY

3,991

50,20

36,23

978

707,97

549,16

23,504

5263,73

3670,75

1. Mining & Quarrying

6

43

27

3

17

14

127

66,70

55,17

2. Food Manufacturing & Processing

142

6,04

3,78

110

63,76

36,08

3,070

826,80

453,60

(a) Rice Mills, Flour & Dal Mills

71

3,45

1,93

49

44,58

22,39

1,320

352,51

131,08

(b) Sugar

-

-

-

2

18

18

46

265,34

179,32

(c) Edible Oils & Vanaspati

2

2

1

11

16,04

11,49

151

45,58

28,99

(d) Tea Processing

1

1

1

2

25

4

14

1,02

69

(e) Processing of Fruits & Vegetables

7

43

30

2

1,05

82

60

12,14

8,73

(f) Others

61

2,14

1,54

44

1,67

1,15

1,479

150,22

104,78

3. Beverage & Tobacco

-

-

-

1

5,00

2,79

61

17,09

12,44

4. Textiles

623

3,74

2,78

39

9,67

9,11

3,416

199,71

154,25

(a) Cotton Textiles

59

63

50

2

8,00

8,00

433

66,03

48,92

(b) Jute & Other Natural Fibre Textiles

5

14

10

-

-

-

161

3,01

2,32

(c) Handloom Textiles & Khadi

407

1,25

86

15

31

7

716

4,90

3,53

(d) Other Textiles & Textile Products

152

1,72

1,32

22

1,36

1,04

2,106

125,78

99,47

5. Paper, Paper Products & Printing

33

1,69

1,37

54

34,40

22,89

746

374,51

275,54

6. Woods and Wood Products

213

2,32

1,88

13

2,15

1,12

1,044

72,95

61,76

7. Leather & Leather Products

1

9

9

7

13

10

156

13,15

12,53

8. Gems and Jewellery

8

21

13

2

21

21

87

8,47

7,73

9. Rubber & Plastic Products

6

1,47

96

16

18,46

15,94

321

214,98

137,98

10. Chemicals & Chemical Products

9

43

22

31

12,91

8,71

1,102

525,74

428,85

(a) Heavy Industrial Chemicals

-

-

-

1

3,50

3,53

48

175,69

144,08

(b) Fertilisers

2

2

-

5

6

4

17

24

15

(c) Drugs & Pharmaceuticals

2

4

3

13

5,66

2,29

694

258,22

213,34

(d) Non-Edible Oils

-

-

-

-

-

-

5

3,09

1,34

(e) Other Chemicals & Chemical Products

5

38

19

12

3,69

2,86

338

88,51

69,93

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

15

27,05

22,40

12. Manufacture of Cement & Cement Products

-

-

-

4

1,28

1,22

138

85,12

80,47

13. Basic Metals & Metal Products

22

43

20

26

35,45

24,52

934

387,19

296,74

(a) Iron & Steel

2

7

6

11

33,71

23,29

127

210,69

159,80

(b) Non-Ferrous Metals

-

-

-

4

25

21

25

19,65

17,68

(c) Metal Products

20

36

14

11

1,50

1,03

782

156,84

119,25

14. Engineering

83

1,59

1,24

148

26,93

13,58

2,897

549,23

392,36

(a) Heavy Engineering

1

7

6

1

4

4

143

71,44

47,48

(b) Light Engineering

41

60

43

132

17,95

5,62

1,951

325,05

238,66

(c) Electrical Machinery & Goods

15

16

10

13

8,51

7,48

593

125,85

82,62

(d) Electronic Machinery & Goods

26

77

64

2

43

43

210

26,88

23,60

15. Vehicles, Vehicle Parts & Transport Equipments

18

28

22

21

6,35

2,59

221

67,23

46,11

16. Other Industries

2,568

20,87

14,53

300

29,87

25,52

7,075

471,38

405,88

17. Electricity, Gas & Water

-

-

-

4

399,37

334,03

34

1127,58

648,89

(a) Electricity Generation & Transmission

-

-

-

3

399,12

333,78

19

1122,30

644,32

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

1

25

25

15

5,29

4,56

18. Construction

259

10,61

8,56

199

61,85

50,62

2,060

228,84

178,06

(a) Other than Infrastructure

239

9,97

7,97

148

57,73

47,79

1,265

166,85

135,31

(b) Infrastructure Construction

20

64

59

51

4,12

2,83

795

61,99

42,75

III.

TRANSPORT OPERATORS

3,198

82,79

59,86

1,037

52,68

39,95

9,555

291,06

216,28

IV.

PROFESSIONAL AND OTHER SERVICES

2,570

55,96

42,15

1,730

182,59

119,31

21,573

1305,77

1001,71

1. Professional Services

791

5,64

4,07

226

6,94

4,85

3,367

97,04

84,96

2. Tourism, Hotel & Restaurants

643

28,67

22,15

120

23,10

15,90

3,102

223,10

173,49

3. Recreation services

17

81

51

3

14

5

289

26,44

15,49

4. IT and Telecommunications

11

55

42

8

27

30

139

12,78

8,79

5. Others

1,108

20,30

15,00

1,373

152,15

98,20

14,676

946,41

718,98

V.

PERSONAL LOANS

19,600

211,05

161,46

37,619

790,53

535,19

3,04,956

5098,11

3942,96

1. Housing

7,907

97,82

76,55

5,666

317,03

265,56

68,811

2229,61

1885,16

2. Consumer Durables

1,670

12,68

9,39

1,862

26,62

22,32

13,393

122,54

90,93

3. Vehicles

1,497

23,15

18,37

21,775

316,92

167,41

44,677

756,58

513,70

4. Education

355

5,91

3,90

208

4,85

3,40

15,559

378,39

281,43

5. Personal Credit Cards

-

-

-

213

6,43

2,74

1,443

13,33

7,56

6. Others

8,171

71,48

53,25

7,895

118,68

73,76

1,61,073

1597,65

1164,19

VI.

TRADE

13,830

183,95

135,15

3,403

132,06

102,38

77,668

1998,51

1495,07

1. Wholesale Trade

1,210

20,29

14,56

197

28,44

18,08

3,283

334,68

195,74

2. Retail Trade

12,620

163,66

120,59

3,206

103,62

84,30

74,385

1663,83

1299,34

VII.

FINANCE

980

4,75

2,71

115

9,58

4,86

1,212

85,15

29,90

VIII.

ALL OTHERS

4,841

35,79

26,56

6,399

77,33

53,96

21,653

250,61

197,32

TOTAL BANK CREDIT

93,790

884,39

653,38

62,763

2330,38

1716,87

7,28,051

17090,88

12841,53