Uttaranchal - ആർബിഐ - Reserve Bank of India
Uttaranchal
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
CENTRAL REGION | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||||
AND ITS ASSOCIATES | ||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||
Standing | standing | |||||||||||
1 | 2 | 3 | 4 | 5 | 6 | |||||||
I. | AGRICULTURE | 51,905 | 208,59 | 154,00 | 55,785 | 241,18 | 196,74 | |||||
1. Direct Finance | 51,831 | 200,67 | 149,46 | 54,278 | 187,06 | 155,54 | ||||||
2. Indirect Finance | 74 | 7,91 | 4,55 | 1,507 | 54,11 | 41,20 | ||||||
II. | INDUSTRY | 8,629 | 730,65 | 424,27 | 10,115 | 448,51 | 377,36 | |||||
1. Mining & Quarrying | 18 | 520,20 | 197,72 | 57 | 8,76 | 7,08 | ||||||
2. Food Manufacturing & Processing | 727 | 58,23 | 38,14 | 691 | 186,13 | 162,68 | ||||||
(a) | Rice Mills, Flour & Dal Mills | 482 | 52,27 | 32,75 | 463 | 61,71 | 46,26 | |||||
(b) | Sugar | — | — | — | 9 | 72,54 | 74,04 | |||||
(c) | Edible Oils & Vanaspati | 43 | 1,35 | 1,83 | 30 | 9,36 | 7,71 | |||||
(d) | Tea Processing | 1 | 3 | 2 | 6 | 38 | 27 | |||||
(e) | Processing of Fruits & Vegetables | 1 | 3 | 3 | 6 | 88 | 69 | |||||
(f) | Others | 200 | 4,55 | 3,51 | 177 | 41,26 | 33,71 | |||||
3. Beverage & Tobacco | 2 | 74 | 51 | 5 | 32 | 34 | ||||||
4. Textiles | 853 | 14,29 | 68,54 | 334 | 24,13 | 23,96 | ||||||
(a) | Cotton Textiles | 13 | 1,93 | 1,41 | 35 | 7,16 | 7,26 | |||||
(b) | Jute & Other Natural Fibre Textiles | 206 | 57 | 36 | 8 | 12 | 12 | |||||
(c) | Handloom Textiles & Khadi | 33 | 11 | 6 | 30 | 23 | 26 | |||||
(d) | Other Textiles & Textile Products | 601 | 11,67 | 66,70 | 261 | 16,62 | 16,32 | |||||
5. Paper, Paper Products & Printing | 156 | 13,02 | 9,89 | 459 | 29,54 | 28,33 | ||||||
6. Leather & Leather Products | 39 | 1,66 | 1,51 | 36 | 35 | 21 | ||||||
7. Rubber & Plastic Products | 58 | 5,44 | 10,67 | 49 | 5,06 | 4,95 | ||||||
8. Chemicals & Chemical Products | 83 | 37,54 | 25,60 | 219 | 73,47 | 46,04 | ||||||
(a) | Heavy Industrial Chemicals | 5 | 19,75 | 10,64 | 7 | 1,25 | 1,16 | |||||
(b) | Fertilisers | — | — | — | 7 | 4,23 | 4,16 | |||||
(c) | Drugs & Pharmaceuticals | 22 | 4,44 | 3,56 | 51 | 2,44 | 2,11 | |||||
(d) | Non-Edible Oils | 3 | 5,40 | 3,77 | 2 | 9 | 9 | |||||
(e) | Other Chemicals & Chemical Products | 53 | 7,94 | 7,63 | 152 | 65,46 | 38,53 | |||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 7 | 33 | 32 | ||||||
10. Manufacture of Cement & Cement Products | 22 | 50 | 29 | 35 | 2,55 | 2,45 | ||||||
11. Basic Metals & Metal Products | 166 | 13,69 | 20,61 | 136 | 13,75 | 13,27 | ||||||
(a) | Iron & Steel | 24 | 8,74 | 15,38 | 19 | 2,34 | 2,35 | |||||
(b) | Non-Ferrous Metals | 1 | 5 | 6 | 4 | 71 | 70 | |||||
(c) | Metal Products | 141 | 4,90 | 5,17 | 113 | 10,71 | 10,22 | |||||
12. Engineering | 172 | 34,39 | 30,42 | 432 | 22,08 | 17,95 | ||||||
(a) | Heavy Engineering | 3 | 41 | 24 | 9 | 82 | 59 | |||||
(b) | Light Engineering | 64 | 26,16 | 24,77 | 179 | 6,82 | 6,51 | |||||
(c) | Electrical Machinery & Goods | 69 | 7,24 | 4,94 | 110 | 10,20 | 8,48 | |||||
(d) | Electronic Machinery & Goods | 36 | 59 | 47 | 134 | 4,23 | 2,37 | |||||
13. Vehicles, Vehicle Parts & Transport Equipments | 41 | 3,16 | 55 | 67 | 3,64 | 2,68 | ||||||
14. Other Industries | 4,454 | 20,56 | 14,51 | 6,879 | 49,38 | 40,81 | ||||||
15. Electricity, Gas & Water | 1 | 3 | 3 | 9 | 3,05 | 3,50 | ||||||
(a) | Electricity Generation &Transmission | — | — | — | 2 | 1,23 | 1,68 | |||||
(b) | Non-Conventional Energy | 1 | 3 | 3 | 1 | 4 | 4 | |||||
(c) | Gas, Steam & Water Supply | — | — | — | 6 | 1,77 | 1,77 | |||||
16. Construction | 1,837 | 7,22 | 5,28 | 700 | 25,97 | 22,78 | ||||||
III. | TRANSPORT OPERATORS | 4,144 | 79,10 | 47,40 | 3,090 | 39,93 | 30,41 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,894 | 42,67 | 32,18 | 4,596 | 62,63 | 48,70 | |||||
V. | PERSONAL LOANS | 58,939 | 331,65 | 270,40 | 63,546 | 415,20 | 356,38 | |||||
1. Loans for Purchase of Consumer Durables | 5,490 | 23,05 | 15,20 | 6,955 | 25,97 | 19,09 | ||||||
2. Loans for Housing | 7,267 | 129,15 | 114,05 | 6,981 | 129,12 | 116,25 | ||||||
3. Rest of the Personal Loans | 46,182 | 179,45 | 141,14 | 49,610 | 260,11 | 221,04 | ||||||
VI. | TRADE | 21,732 | 181,19 | 141,18 | 24,435 | 228,91 | 176,80 | |||||
1. Wholesale Trade | 736 | 49,85 | 38,79 | 990 | 46,12 | 32,49 | ||||||
2. Retail Trade | 20,996 | 131,34 | 102,39 | 23,445 | 182,78 | 144,31 | ||||||
VII. | FINANCE | 305 | 9,30 | 7,58 | 275 | 4,09 | 3,08 | |||||
VIII. | ALL OTHERS | 25,369 | 290,46 | 179,43 | 31,461 | 232,92 | 203,47 | |||||
TOTAL BANK CREDIT | 1,73,917 | 1873,62 | 1256,43 | 1,93,303 | 1673,37 | 1392,95 | ||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 2,433 | 40,38 | 26,87 | 2,180 | 12,51 | 9,94 | ||||||
2.OtherSmallScaleIndustries | 3,511 | 55,75 | 41,28 | 4,936 | 120,53 | 102,33 | ||||||
FOREIGN BANKS | REGIONAL RURAL | |||||||||||
BANKS | ||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||
Standing | standing | |||||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||||
I. | AGRICULTURE | — | — | — | 24,760 | 65,93 | 49,69 | |||||
1. Direct Finance | — | — | — | 24,006 | 63,50 | 48,14 | ||||||
2. Indirect Finance | — | — | — | 754 | 2,43 | 1,55 | ||||||
II. | INDUSTRY | 2 | 8,50 | 3,07 | 4,375 | 13,05 | 9,69 | |||||
1. Mining & Quarrying | — | — | — | 2 | 9 | 10 | ||||||
2. Food Manufacturing & Processing | — | — | — | 61 | 1,12 | 1,12 | ||||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 32 | 61 | 66 | |||||
(b) | Sugar | — | — | — | — | — | — | |||||
(c) | Edible Oils & Vanaspati | — | — | — | 3 | 1 | 1 | |||||
(d) | Tea Processing | — | — | — | 1 | 18 | 15 | |||||
(e) | Processing of Fruits & Vegetables | — | — | — | 2 | 7 | 7 | |||||
(f) | Others | — | — | — | 23 | 26 | 23 | |||||
3. Beverage & Tobacco | — | — | — | 1 | 3 | 3 | ||||||
4. Textiles | — | — | — | 65 | 29 | 26 | ||||||
(a) | Cotton Textiles | — | — | — | — | — | — | |||||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | |||||
(c) | Handloom Textiles & Khadi | — | — | — | 55 | 11 | 13 | |||||
(d) | Other Textiles & Textile Products | — | — | — | 10 | 18 | 14 | |||||
5. Paper, Paper Products & Printing | — | — | — | 8 | 28 | 20 | ||||||
6. Leather & Leather Products | — | — | — | — | — | — | ||||||
7. Rubber & Plastic Products | — | — | — | — | — | — | ||||||
8. Chemicals & Chemical Products | — | — | — | 20 | 56 | 46 | ||||||
(a) | Heavy Industrial Chemicals | — | — | — | — | — | — | |||||
(b) | Fertilisers | — | — | — | — | — | — | |||||
(c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | |||||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||||
(e) | Other Chemicals & Chemical Products | — | — | — | 20 | 56 | 46 | |||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | ||||||
10. Manufacture of Cement & Cement Products | — | — | — | 3 | 7 | 5 | ||||||
11. Basic Metals & Metal Products | — | — | — | 4 | 5 | 4 | ||||||
(a) | Iron & Steel | — | — | — | — | — | — | |||||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | |||||
(c) | Metal Products | — | — | — | 4 | 5 | 4 | |||||
12. Engineering | 2 | 8,50 | 3,07 | 7 | 14 | 12 | ||||||
(a) | Heavy Engineering | — | — | — | — | — | — | |||||
(b) | Light Engineering | — | — | — | 1 | — | — | |||||
(c) | Electrical Machinery & Goods | 2 | 8,50 | 3,07 | 1 | 5 | 5 | |||||
(d) | Electronic Machinery & Goods | — | — | — | 5 | 9 | 7 | |||||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 29 | 24 | 15 | ||||||
14. Other Industries | — | — | — | 4,133 | 8,82 | 5,90 | ||||||
15. Electricity, Gas & Water | — | — | — | 1 | 4 | 4 | ||||||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | |||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||||
(c) | Gas, Steam & Water Supply | — | — | — | 1 | 4 | 4 | |||||
16. Construction | — | — | — | 41 | 1,32 | 1,22 | ||||||
III. | TRANSPORT OPERATORS | — | — | — | 3,299 | 44,17 | 29,12 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 1,355 | 5,28 | 3,78 | |||||
V. | PERSONAL LOANS | 18 | 74 | 68 | 20,298 | 46,17 | 38,85 | |||||
1. Loans for Purchase of Consumer Durables | — | — | — | 3,212 | 5,98 | 4,28 | ||||||
2. Loans for Housing | — | — | — | 1,084 | 14,52 | 13,03 | ||||||
3. Rest of the Personal Loans | 18 | 74 | 68 | 16,002 | 25,66 | 21,55 | ||||||
VI. | TRADE | — | — | — | 11,097 | 38,25 | 26,61 | |||||
1. Wholesale Trade | — | — | — | 380 | 2,71 | 1,83 | ||||||
2. Retail Trade | — | — | — | 10,717 | 35,53 | 24,79 | ||||||
VII. | FINANCE | — | — | — | 16 | 29 | 22 | |||||
VIII. | ALL OTHERS | — | — | — | 2,973 | 5,54 | 4,63 | |||||
TOTAL BANK CREDIT | 20 | 9,24 | 3,76 | 68,173 | 218,67 | 162,61 | ||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | — | — | — | 3,533 | 7,06 | 4,62 | ||||||
2.OtherSmallScaleIndustries | — | — | — | 530 | 2,98 | 2,46 | ||||||
OTHER SCHEDULED | ALL SCHEDULED | |||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||
standing | Standing | |||||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||||
I. | AGRICULTURE | 3,615 | 18,45 | 13,73 | 1,36,065 | 534,14 | 414,17 | |||||
1. Direct Finance | 3,591 | 13,12 | 10,70 | 1,33,706 | 464,36 | 363,84 | ||||||
2. Indirect Finance | 24 | 5,33 | 3,03 | 2,359 | 69,78 | 50,33 | ||||||
II. | INDUSTRY | 966 | 188,81 | 139,57 | 24,087 | 1389,52 | 953,97 | |||||
1. Mining & Quarrying | 1 | 6 | 3 | 78 | 529,10 | 204,94 | ||||||
2. Food Manufacturing & Processing | 67 | 14,48 | 9,23 | 1,546 | 259,97 | 211,17 | ||||||
(a) | Rice Mills, Flour & Dal Mills | 48 | 9,80 | 6,08 | 1,025 | 124,40 | 85,74 | |||||
(b) | Sugar | 1 | 1,00 | 5 | 10 | 73,54 | 74,08 | |||||
(c) | Edible Oils & Vanaspati | 1 | 35 | 14 | 77 | 11,07 | 9,69 | |||||
(d) | Tea Processing | — | — | — | 8 | 59 | 44 | |||||
(e) | Processing of Fruits & Vegetables | 1 | 1,25 | 1,08 | 10 | 2,23 | 1,87 | |||||
(f) | Others | 16 | 2,08 | 1,89 | 416 | 48,15 | 39,35 | |||||
3. Beverage & Tobacco | — | — | — | 8 | 1,09 | 88 | ||||||
4. Textiles | 4 | 2,02 | 69 | 1,256 | 40,73 | 93,46 | ||||||
(a) | Cotton Textiles | 2 | 1,77 | 44 | 50 | 10,86 | 9,11 | |||||
(b) | Jute & Other Natural Fibre Textiles | 1 | 1 | 1 | 215 | 69 | 48 | |||||
(c) | Handloom Textiles & Khadi | — | — | — | 118 | 46 | 45 | |||||
(d) | Other Textiles & Textile Products | 1 | 24 | 25 | 873 | 28,72 | 83,41 | |||||
5. Paper, Paper Products & Printing | 13 | 1,22 | 1,13 | 636 | 44,05 | 39,54 | ||||||
6. Leather & Leather Products | 1 | 1 | 1 | 76 | 2,01 | 1,73 | ||||||
7. Rubber & Plastic Products | 8 | 30 | 28 | 115 | 10,80 | 15,90 | ||||||
8. Chemicals & Chemical Products | 22 | 18,92 | 8,30 | 344 | 130,49 | 80,41 | ||||||
(a) | Heavy Industrial Chemicals | 3 | 1,65 | 1,11 | 15 | 22,65 | 12,90 | |||||
(b) | Fertilisers | — | — | — | 7 | 4,23 | 4,16 | |||||
(c) | Drugs & Pharmaceuticals | — | — | — | 73 | 6,88 | 5,67 | |||||
(d) | Non-Edible Oils | 4 | 42 | 38 | 9 | 5,91 | 4,25 | |||||
(e) | Other Chemicals & Chemical Products | 15 | 16,85 | 6,82 | 240 | 90,81 | 53,44 | |||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 7 | 33 | 32 | ||||||
10. Manufacture of Cement & Cement Products | — | — | — | 60 | 3,12 | 2,79 | ||||||
11. Basic Metals & Metal Products | 18 | 38,69 | 19,40 | 324 | 66,18 | 53,33 | ||||||
(a) | Iron & Steel | 6 | 36,85 | 19,18 | 49 | 47,93 | 36,91 | |||||
(b) | Non-Ferrous Metals | — | — | — | 5 | 76 | 75 | |||||
(c) | Metal Products | 12 | 1,84 | 22 | 270 | 17,49 | 15,66 | |||||
12. Engineering | 41 | 28,54 | 16,61 | 654 | 93,65 | 68,18 | ||||||
(a) | Heavy Engineering | 2 | 2,53 | 47 | 14 | 3,76 | 1,30 | |||||
(b) | Light Engineering | 15 | 52 | 43 | 259 | 33,50 | 31,72 | |||||
(c) | Electrical Machinery & Goods | 21 | 20,29 | 15,63 | 203 | 46,27 | 32,17 | |||||
(d) | Electronic Machinery & Goods | 3 | 5,21 | 7 | 178 | 10,12 | 2,99 | |||||
13. Vehicles, Vehicle Parts & Transport Equipments | 27 | 7 | 5 | 164 | 7,10 | 3,43 | ||||||
14. Other Industries | 748 | 3,62 | 2,99 | 16,214 | 82,38 | 64,21 | ||||||
15. Electricity, Gas & Water | 8 | 80,44 | 80,41 | 19 | 83,55 | 83,97 | ||||||
(a) | Electricity Generation &Transmission | 2 | 80,00 | 80,00 | 4 | 81,23 | 81,68 | |||||
(b) | Non-Conventional Energy | — | — | — | 2 | 7 | 7 | |||||
(c) | Gas, Steam & Water Supply | 6 | 44 | 41 | 13 | 2,25 | 2,22 | |||||
16. Construction | 8 | 45 | 42 | 2,586 | 34,96 | 29,71 | ||||||
III. | TRANSPORT OPERATORS | 479 | 3,89 | 2,85 | 11,012 | 167,09 | 109,78 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 725 | 3,05 | 2,15 | 9,570 | 113,63 | 86,81 | |||||
V. | PERSONAL LOANS | 4,027 | 17,23 | 13,27 | 1,46,828 | 810,98 | 679,59 | |||||
1. Loans for Purchase of Consumer Durables | 211 | 65 | 51 | 15,868 | 55,65 | 39,08 | ||||||
2. Loans for Housing | 791 | 5,38 | 4,36 | 16,123 | 278,17 | 247,69 | ||||||
3. Rest of the Personal Loans | 3,025 | 11,20 | 8,40 | 1,14,837 | 477,16 | 392,82 | ||||||
VI. | TRADE | 2,471 | 17,49 | 13,79 | 59,735 | 465,83 | 358,39 | |||||
1. Wholesale Trade | 119 | 4,59 | 3,46 | 2,225 | 103,28 | 76,57 | ||||||
2. Retail Trade | 2,352 | 12,89 | 10,33 | 57,510 | 362,55 | 281,82 | ||||||
VII. | FINANCE | 10 | 5 | 5 | 606 | 13,73 | 10,93 | |||||
VIII. | ALL OTHERS | 398 | 3,16 | 2,29 | 60,201 | 532,08 | 389,81 | |||||
TOTAL BANK CREDIT | 12,691 | 252,12 | 187,71 | 4,48,104 | 4027,01 | 3003,45 | ||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 368 | 1,01 | 74 | 8,514 | 60,95 | 42,17 | ||||||
2.OtherSmallScaleIndustries | 466 | 18,96 | 12,96 | 9,443 | 198,22 | 159,03 | ||||||