SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

CENTRAL REGION STATE: UTTARANCHAL

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,51,899

724,05

585,14

59,688

500,67

382,45

1.

Direct Finance

1,49,055

683,54

553,73

58,694

444,18

349,82

2.

Indirect Finance

2,844

40,52

31,41

994

56,50

32,63

II.

INDUSTRY

13,479

805,73

581,60

7,800

1407,91

996,24

1.

Mining & Quarrying

86

4,40

3,73

51

17,70

13,44

2.

Food Manufacturing & Processing

522

80,59

57,56

1,197

359,75

195,15

(a)

Rice Mills, Flour & Dal Mills

245

37,45

17,54

791

132,37

86,05

(b)

Sugar

7

33,21

31,39

18

152,86

56,55

(c)

Edible Oils & Vanaspati

13

2,28

2,25

30

26,06

21,93

(d)

Tea Processing

2

8

7

3

21

19

(e)

Processing of Fruits & Vegetables

49

2,66

2,24

31

8,71

7,56

(f)

Others

206

4,91

4,07

324

39,53

22,87

3.

Beverage & Tobacco

5

38

34

4

2,36

1,05

4.

Textiles

228

19,54

13,78

433

34,74

29,28

(a)

Cotton Textiles

16

6,23

5,66

206

7,28

6,46

(b)

Jute & Other Natural Fibre Textiles

5

12

9

2

10

9

(c)

Handloom Textiles & Khadi

77

32

32

55

51

38

(d)

Other Textiles & Textile Products

130

12,88

7,70

170

26,84

22,35

5.

Paper, Paper Products & Printing

90

48,58

45,07

189

141,67

121,06

6.

Leather & Leather Products

183

50,61

35,35

9

18

14

7.

Rubber & Plastic Products

37

5,00

4,85

74

24,03

14,58

8.

Chemicals & Chemical Products

53

63,76

63,08

970

65,09

44,02

(a)

Heavy Industrial Chemicals

7

60,61

60,58

9

21,41

9,68

(b)

Fertilisers

–

–

–

2

65

64

(c)

Drugs & Pharmaceuticals

5

9

5

882

31,42

23,28

(d)

Non-Edible Oils

5

1,01

94

2

9

5

(e)

Other Chemicals & Chemical Products

36

2,05

1,50

75

11,50

10,38

9.

Petroleum, Coal Products & Nuclear Fuels

3

60

36

1

6

6

10.

Manufacture of Cement & Cement Products

10

42

37

22

5,89

3,92

11.

Basic Metals & Metal Products

133

13,95

12,18

152

48,09

39,49

(a)

Iron & Steel

26

10,92

9,36

50

40,72

33,87

(b)

Non-Ferrous Metals

1

3

3

7

41

31

(c)

Metal Products

106

3,00

2,79

95

6,96

5,30

12.

Engineering

173

33,66

19,46

313

103,67

79,96

(a)

Heavy Engineering

4

75

10

11

33,64

40,70

(b)

Light Engineering

91

12,98

10,61

202

52,23

22,80

(c)

Electrical Machinery & Goods

67

19,44

8,38

70

15,22

14,28

(d)

Electronic Machinery & Goods

11

49

38

30

2,58

2,17

13.

Vehicles, Vehicle Parts & Transport Equipments

84

4,71

3,51

26

73

53

14.

Other Industries

7,873

59,33

40,62

3,434

71,61

52,47

15.

Electricity, Gas & Water

4

262,57

131,98

16

460,51

338,06

(a)

Electricity Generation & Transmission

1

262,16

131,65

6

458,71

336,33

(b)

Non-Conventional Energy

2

25

25

2

5

1

(c)

Gas, Steam & Water Supply

1

16

8

8

1,75

1,73

16.

Construction

3,995

157,63

149,36

909

71,83

63,04

III.

TRANSPORT OPERATORS

4,340

83,30

52,77

1,696

35,62

24,53

IV.

PROFESSIONAL AND OTHER SERVICES

5,376

83,02

60,76

4,269

138,26

113,28

V.

PERSONAL LOANS

1,03,636

743,79

590,89

74,859

949,19

752,62

1.

Loans for Purchase of Consumer Durables

3,591

17,74

12,09

3,035

19,80

14,97

2.

Loans for Housing

14,689

230,61

203,35

13,385

390,02

337,94

3.

Rest of the Personal Loans

85,356

495,43

375,45

58,439

539,36

399,71

VI.

TRADE

36,482

293,53

220,38

23,177

405,83

322,79

1.

Wholesale Trade

636

16,96

14,72

862

60,65

43,88

2.

Retail Trade

35,846

276,57

205,65

22,315

345,17

278,91

VII.

FINANCE

273

1,39

78

88

40,57

25,91

VIII.

ALL OTHERS

8,051

60,09

41,15

5,368

78,50

59,74

TOTAL BANK CREDIT

3,23,536

2794,91

2133,47

1,76,945

3556,54

2677,57

OF WHICH : 1.

Artisans and Village & Tiny Industries

6,586

53,58

37,62

2,492

113,02

77,60

2.

Other Small Scale Industries

2,297

156,81

112,05

2,079

248,71

174,48

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

CENTRAL REGION STATE: UTTARANCHAL

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,305

340,01

327,75

–

–

–

1.

Direct Finance

3,206

49,44

43,50

–

–

–

2.

Indirect Finance

99

290,57

284,25

–

–

–

II.

INDUSTRY

5,727

683,09

345,88

–

–

–

1.

Mining & Quarrying

26

7,01

6,40

–

–

–

2.

Food Manufacturing & Processing

238

79,96

36,06

–

–

–

(a)

Rice Mills, Flour & Dal Mills

52

4,06

3,05

–

–

–

(b)

Sugar

5

68,30

27,32

–

–

–

(c)

Edible Oils & Vanaspati

13

1,68

82

–

–

–

(d)

Tea Processing

4

27

27

–

–

–

(e)

Processing of Fruits & Vegetables

7

62

39

–

–

–

(f)

Others

157

5,03

4,20

–

–

–

3.

Beverage & Tobacco

9

4,11

4,04

–

–

–

4.

Textiles

1,159

46,97

42,14

–

–

–

(a)

Cotton Textiles

521

30,34

29,57

–

–

–

(b)

Jute & Other Natural Fibre Textiles

460

5,56

5,16

–

–

–

(c)

Handloom Textiles & Khadi

29

67

59

–

–

–

(d)

Other Textiles & Textile Products

149

10,40

6,83

–

–

–

5.

Paper, Paper Products & Printing

100

7,43

5,15

–

–

–

6.

Leather & Leather Products

26

1,88

1,87

–

–

–

7.

Rubber & Plastic Products

75

10,68

8,26

–

–

–

8.

Chemicals & Chemical Products

180

62,99

36,29

–

–

–

(a)

Heavy Industrial Chemicals

10

33,43

9,81

–

–

–

(b)

Fertilisers

3

65

38

–

–

–

(c)

Drugs & Pharmaceuticals

23

8,08

5,86

–

–

–

(d)

Non-Edible Oils

–

–

–

–

–

–

(e)

Other Chemicals & Chemical Products

144

20,83

20,24

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

4

95

92

–

–

–

10.

Manufacture of Cement & Cement Products

207

199,22

17,03

–

–

–

11.

Basic Metals & Metal Products

122

26,48

24,35

–

–

–

(a)

Iron & Steel

33

15,50

13,61

–

–

–

(b)

Non-Ferrous Metals

1

3,00

2,91

–

–

–

(c)

Metal Products

88

7,99

7,83

–

–

–

12.

Engineering

497

94,65

63,36

–

–

–

(a)

Heavy Engineering

188

15,37

13,06

–

–

–

(b)

Light Engineering

162

67,18

41,53

–

–

–

(c)

Electrical Machinery & Goods

86

9,62

6,34

–

–

–

(d)

Electronic Machinery & Goods

61

2,48

2,42

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

93

2,95

2,10

–

–

–

14.

Other Industries

2,489

62,21

47,20

–

–

–

15.

Electricity, Gas & Water

1

37

21

–

–

–

(a)

Electricity Generation & Transmission

–

–

–

–

–

–

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

1

37

21

–

–

–

16.

Construction

501

75,22

50,51

–

–

–

III.

TRANSPORT OPERATORS

1,415

24,89

21,73

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

3,879

169,84

142,73

–

–

–

V.

PERSONAL LOANS

1,00,573

1477,81

1219,69

–

–

–

1.

Loans for Purchase of Consumer Durables

1,932

13,28

11,43

–

–

–

2.

Loans for Housing

16,305

691,39

621,12

–

–

–

3.

Rest of the Personal Loans

82,336

773,14

587,13

–

–

–

VI.

TRADE

12,619

387,79

284,12

–

–

–

1.

Wholesale Trade

609

109,81

76,19

–

–

–

2.

Retail Trade

12,010

277,99

207,93

–

–

–

VII.

FINANCE

87

6,63

2,60

–

–

–

VIII.

ALL OTHERS

6,782

182,43

132,24

–

–

–

TOTAL BANK CREDIT

1,34,387

3272,49

2476,75

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

401

7,02

5,98

–

–

–

2.

Other Small Scale Industries

2,874

153,85

117,43

–

–

–