(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Jul. 16#

Fortnight

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

31,967

-89

1,327

-293

6,958

Borrowings from Banks⁽¹⁾

11,240

868

1,203

-384

2,876

Other demand and time liabilities⁽²⁾

1,031

-37

-943

341

529

Liabilities to Others

Aggregate deposits

7,33,808@

2,036

20,188

24,716

1,15,136

(0.3)

(3.4)

(3.5)

(18.6)

Demand

1,08,869

-283

-4,926

-4,611

11,282

Time

6,24,939@

2,320

25,114*

29,327*

1,03,853*

Borrowings⁽³⁾

2,137

842

156

145

702

Other demand and time liabilities

60,492

-1,115

2,631*

-103*

11,181*

Borrowings from Reserve Bank

5,730

1,454

221

2,836

5,114

Cash in hand and Balances with Reserve Bank

72,699

2,856

3,171

5,169

8,222

Cash in hand

4,264

-62

497

282

159

Balances with Reserve Bank

68,435

2,918

2,674

4,887

8,063

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,492

83

-684

-430

1,623

Money at call and short notice

15,811

-1,845

361

-2,323

6,588

Advances to banks

1,590

-630

-1,055

-48

482

Other assets

1,486

2

-471

183

291

Investments⁽⁵⁾

2,79,077

2,014

17,339

24,958

43,033

(0.7)

(7.9)

(9.8)

(18.2)

Government securities

2,47,407

2,107

17,359

24,663

43,091

Other approved securities

31,669

-93

-20

295

-59

Bank Credit

3,72,715

3,344

-683

6,711

49,319

(0.9)

(-0.2)

(1.8)

(15.3)

Food Credit

22,697

706

5,216

5,881

4,996

Non-food credit

3,50,018

2,638

-5,899

831

44,323

Loans, cash-credit and overdrafts

3,43,496

3,572

1,126

8,629

47,635

Inland bills- purchased

4,059

-549

-535

-653

-67

discounted⁽⁶⁾

10,421

361

-127

-355

780

Foreign bills-purchased

7,672

140

-635

-697

376

discounted

7,068

-179

-512

-213

594

Cash-Deposit Ratio

9.91

Investment-Deposit Ratio

38.03

Credit-Deposit Ratio

50.79

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 3.6 per cent and 15.7 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.