(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Jul. 30#

Fortnight

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

35,085

3,118

1,423

2,824

9,979

Borrowings from Banks⁽¹⁾

14,944

3,704

615

3,320

7,169

Other demand and time liabilities⁽²⁾

799

-232

-1,063

109

417

Liabilities to Others

Aggregate deposits

7,40,578@

6,770

28,161

31,485

1,13,932

(0.9)

(4.7)

(4.4)

(18.2)

Demand

1,09,052

183

-3,156

-4,428

9,695

Time

6,31,526@

6,586

31,317*

35,913*

1,04,237*

Borrowings⁽³⁾

1,267

-870

165

-724

-177

Other demand and time liabilities

61,893

1,402

3,036*

1,299*

12,178*

Borrowings from Reserve Bank

2,761

-2,969

248

-133

2,118

Cash in hand and Balances with Reserve Bank

70,410

-2,289

5,405

2,880

3,699

Cash in hand

4,336

71

569

354

159

Balances with Reserve Bank

66,074

-2,360

4,836

2,526

3,541

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,296

-196

-510

-626

1,254

Money at call and short notice

21,161

5,351

417

3,028

11,883

Advances to banks

1,768

178

-1,095

129

700

Other assets

1,576

90

-503

274

413

Investments⁽⁵⁾

2,81,298

2,221

19,385

27,179

43,208

(0.8)

(8.9)

(10.7)

(18.1)

Government securities

2,49,742

2,335

19,419

26,998

43,367

Other approved securities

31,555

-114

-34

181

-159

Bank Credit

3,72,028

-686

-1,029

6,025

48,978

(-0.2)

(-0.3)

(1.6)

(15.2)

Food Credit

22,491

-205

4,973

5,676

5,034

Non-food credit

3,49,537

-481

-6,001

349

43,945

Loans, cash-credit and overdrafts

3,42,825

-671

504

7,958

47,586

Inland bills- purchased

3,989

-69

-601

-722

-70

discounted⁽⁶⁾

10,577

156

317

-200

492

Foreign bills-purchased

7,638

-34

-804

-730

512

discounted

7,000

-68

-444

-281

459

Cash-Deposit Ratio

9.51

Investment-Deposit Ratio

37.98

Credit-Deposit Ratio

50.23

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 4.6 per cent and 15.3 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.