(Rs. crore)

Outstanding
as on

Variation over

Item

1999

Financial year so far

Jan. 15#

Fortnight

1997-98

1998-99

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

29,329

-49

3,050

5,647

8,883

Borrowings from Banks⁽¹⁾

11,584

1,112

6,111

4,424

2,215

Other demand and time liabilities⁽²⁾

561

-32

-325

-884

347

Liabilities to Others

Aggregate deposits

6,85,062@

1,981

59,580

79,652

1,19,883

(0.3)

(11.8)

(13.2)

(21.2)

Demand

1,00,394

-599

-1,535

-2,119

11,319

Time

5,84,668@

2,580

61,115

81,771

1,08,564

Borrowings⁽³⁾

1,776

-102

819

497

20

Other demand and time liabilities

46,370

-1,550

2,993

6,616

9,124

Borrowings from Reserve Bank

6,781

1,825

1,230

6,386

4,991

Cash in hand and Balances with Reserve Bank

76,677

1,410

2,902

15,371

20,580

Cash in hand

3,830

-15

174

222

309

Balances with Reserve Bank

72,847

1,425

2,729

15,149

20,271

Assets with the Banking System

Balance with other Banks⁽⁴⁾

11,607

55

1,841

55

1,397

Money at call and short notice

12,667

-4,333

-1,384

3,806

6,092

Advances to banks

1,672

49

2

-491

-206

Other assets

1,936

525

52

270

197

Investments⁽⁵⁾

2,49,843

160

24,394

31,138

34,936

(0.1)

(12.8)

(14.2)

(16.3)

Gover nment securities

2,17,884

-213

24,514

30,927

34,480

Other approved securities

31,959

373

-121

211

456

Bank Credit

3,49,240

5,216

23,675

25,161

47,164

(1.5)

(8.5)

(7.8)

(15.6)

Food Credit

16,600

499

4,416

4,115

4,587

Non-food credit

3,32,640

4,717

19,259

21,046

42,577

Loans, cash-credit and overdrafts

3,20,206

5,036

22,410

25,471

46,174

Inland bills- purchased

4,272

82

396

-388

-311

discounted⁽⁶⁾

9,849

-275

500

81

744

Foreign bills-purchased

8,282

632

293

352

340

discounted

6,631

-257

77

-354

217

Cash-Deposit Ratio

11.19

Investment-Deposit Ratio

36.47

Credit-Deposit Ratio

50.98

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 10.2 per cent and 18.0 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.

(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.

(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.

(4) In current account and in other account

(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.

(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variations in the relevant period.