(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Fortnight

Financial year so far

Year-on-year

Jun. 28#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,183

–409

–2,171

5,965

9,925

–11,396

Borrowings from Banks⁽¹⁾

19,337

1,394

1,512

–374

10,295

–6,222

Other demand and time liabilities ⁽²⁾

2,226

–180

–807

129

363

742

Liabilities to Others

Aggregate deposits@

12,03,966

6,676

54,171

1,03,512

1,62,883

1,87,176

(0.6)

(5.6)

(9.4)

(19.1)

(18.4)

[5.9]

[9.8]

[16.4]

[19.2]

Demand

1,56,726

2,047

5,392

5,045

17,705

8,782

Time@

10,47,240

4,628

48,780

98,468

1,45,178

1,78,395

Borrowings⁽³⁾

2,606

152

–341

–473

–229

381

Other demand and time liabilities

1,10,212

690

2,205

–488

16,462

16,799

Borrowings from Reserve Bank

336

80

–280

–3,280

–5,097

–3,280

Cash in hand and Balances with Reserve Bank

62,245

–10,832

16,024

–6,221

14,545

–18,981

Cash in hand

7,176

332

1,242

1,113

1,151

276

Balances with Reserve Bank

55,069

–11,164

14,782

–7,334

13,394

–19,257

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,573

335

–927

858

3,720

–356

Money at call and short notice

27,181

2,246

1,390

–235

18,552

–9,837

Advances to Banks

5,587

48

–112

346

2,736

767

Other assets

2,236

–85

17

–538

–242

282

Investments⁽⁵⁾

4,84,349

15,742

23,216

45,196

65,501

90,974

(3.4)

(6.3)

(10.3)

(20.0)

(23.1)

Government securities

4,56,823

15,739

24,213

46,598

66,952

92,576

Other approved securities

27,526

2

–997

–1,402

–1,452

–1,601

Bank Credit

6,48,050

4,166

7,982

62,219

59,481

1,28,635

(0.6)

(1.6)

(10.6)

(12.9)

(24.8)

Food Credit

61,008

562

10,349

7,030

17,158

10,668

Non-food credit

5,87,043

3,604

–2,367

55,189

42,323

1,17,967

Loans, cash-credit and overdrafts

6,05,719

4,368

9,346

61,918

57,475

1,26,158

Inland bills- purchased

4,824

–156

–51

–510

–144

–34

discounted⁽⁶⁾

18,682

–98

–665

485

2,999

773

Foreign bills-purchased

8,653

167

–128

–310

308

–569

discounted

10,172

–115

–520

636

–1,158

2,307

Cash-Deposit Ratio

5.17

Investment-Deposit Ratio

40.23

Credit-Deposit Ratio

53.83

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period. Since May 3, 2002 this Table includes the impact of the merger of the ICICI with the ICICI Bank.