(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

2002

Fortnight

2001-2002

2002-2003

2001

2002

Item

Dec. 27#

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,785

–305

–18,809

6,356

–13,317

5,843

Borrowings from Banks⁽¹⁾

20,684

1,708

–5,956

434

–2,650

2,593

Other demand and time liabilities⁽²⁾

2,089

–191

149

–134

1,188

–351

Liabilities to Others

Aggregate deposits@

12,59,128

3,332

1,08,145

1,55,767

1,37,594

1,88,365

(0.3)

(11.2)

(14.1)

(14.7)

(17.6)

[11.8]

[14.7]

[15.5]

[18.3]

Demand

1,63,228

2,329

6,084

10,180

8,605

14,592

Time@

10,95,899

1,004

1,02,061

1,45,588

1,28,989

1,73,773

Borrowings⁽³⁾

10,397

613

1,933

7,368

2,227

5,898

Other demand and time liabilities

1,23,354

2,893

14,964

11,471

18,293

17,182

Borrowings from Reserve Bank

34

28

3,090

–3,583

294

–6,952

Cash in hand and Balances with Reserve Bank

71,132

–1,853

10,745

2,484

1,951

–4,815

Cash in hand

6,840

174

1,484

595

469

–302

Balances with Reserve Bank

64,292

–2,027

9,260

1,889

1,482

–4,513

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,650

194

–2,493

–343

853

287

Money at call and short notice

34,466

2,575

–10,982

7,842

–7,485

9,820

Advances to Banks

7,866

115

–3,180

2,293

–951

6,113

Other assets

2,447

44

439

–227

536

71

Investments⁽⁵⁾

5,25,302

–4,887

56,705

87,033

70,914

98,439

(–0.9)

(15.3)

(19.9)

(19.9)

(23.1)

Government securities

4,98,830

–4,582

59,092

87,654

73,495

99,703

Other approved securities

26,472

–305

–2,388

–621

–2,581

–1,265

Bank Credit

6,88,934

4,892

48,240

99,212

61,971

1,29,261

(0.7)

(9.4)

(16.8)

(12.5)

(23.1)

Food Credit

51,947

–281

12,285

–2,031

14,826

–330

Non-food credit

6,36,988

5,173

35,955

1,01,243

47,144

1,29,590

Loans, cash-credit and overdrafts

6,44,577

4,841

49,895

96,970

63,789

1,24,466

Inland bills- purchased

5,242

239

75

211

–403

258

discounted⁽⁶⁾

19,952

210

–982

1,669

–425

2,360

Foreign bills-purchased

9,289

297

–828

201

–1092

766

discounted

9,874

–694

78

161

103

1,410

Cash-Deposit Ratio

5.65

Investment-Deposit Ratio

41.72

Credit-Deposit Ratio

54.72

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.

Note : Includes the impact of mergers since May 3, 2002.