(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Financial year so far

Year-on-year

Jan. 10#

Fortnight

2001-2002

2002-2003

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,322

–463

–18,689

5,893

–14,144

5,261

Borrowings from Banks ⁽¹⁾

19,608

–1,076

–6,511

–641

–2,549

2,072

Other demand and time liabilities⁽²⁾

1,855

–234

–412

–369

826

–25

Liabilities to Others

Aggregate deposits@

12,62,138

3,011

1,10,820

1,58,778

1,42,916

1,88,700

(0.2)

(11.5)

(14.4)

(15.4)

(17.6)

[12.1]

[15.0]

[16.1]

[18.3]

Demand

1,60,614

–2,614

–1,740

7,566

10,713

19,802

Time@

11,01,524

5,625

1,12,560

1,51,212

1,32,203

1,68,898

Borrowings⁽³⁾

10,587

190

–308

7,558

–592

8,329

Other demand and time liabilities

1,22,496

–858

13,814

10,612

18,365

17,474

Borrowings from Reserve Bank

304

271

–1,969

–3,312

–5,006

–1,622

Cash in hand and Balances with Reserve Bank

77,573

6,442

1,725

8,926

–11,475

10,646

Cash in hand

6,731

–109

416

486

812

658

Balances with Reserve Bank

70,842

6,551

1,310

8,440

–12,287

9,989

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,784

133

–2,689

–209

1,234

616

Money at call and short notice

32,043

–2,423

–12,230

5,419

–5,993

8,645

Advances to Banks

7,235

–631

400

1,663

1,599

1,902

Other assets

2,482

35

514

–191

485

31

Investments⁽⁵⁾

5,24,007

–1,295

63,082

85,738

79,695

90,766

(–0.2)

(17.0)

(19.6)

(22.5)

(21.0)

Government securities

4,97,623

–1,207

65,602

86,447

82,384

91,986

Other approved securities

26,384

–88

–2,520

–709

–2,689

–1,221

Bank Credit

6,91,640

2,706

56,222

1,01,917

69,226

1,23,985

(0.4)

(11.0)

(17.3)

(13.9)

(21.8)

Food Credit

50,142

–1,805

13,204

–3,836

14,778

–3,053

Non-food credit

6,41,498

4,510

43,018

1,05,753

54,448

1,27,037

Loans, cash-credit and overdrafts

6,46,507

1,930

56,722

98,901

69,326

1,19,570

Inland bills- purchased

5,493

251

366

462

148

219

discounted⁽⁶⁾

19,992

40

–388

1,709

99

1,805

Foreign bills-purchased

9,690

401

–482

601

–537

822

discounted

9,958

84

4

244

190

1,569

Cash-Deposit Ratio

6.15

Investment-Deposit Ratio

41.52

Credit-DepositRatio

54.80

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.