(Rs. crore)

Out-

Variation over

standing

Financial year so far

Year-on-year

Item

as on 2003

Fortnight

2002-

2003-

Apr. 18#

2003

2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

40,296

–2,255

659

–154

–19,806

8,209

Borrowings from Banks ⁽¹⁾

17,421

–1,303

1,176

–2,032

–3,180

–4,004

Other demand and time liabilities⁽²⁾

4,075

–1,746

126

1,783

170

1,726

Liabilities to Others

Aggregate deposits@

13,20,858

–2,804

30,669

40,282

1,44,587

1,86,829

(–0.2)

(2.8)

(3.1)

(14.6)

(16.5)

[2.9]

[3.3]

[15.3]

[17.1]

Demand

1,81,443

–6,617

1,381

12,603

10,046

27,014

Time@

11,39,415

3,813

29,288

27,679

1,34,540

1,59,815

Borrowings⁽³⁾

14,928

1,918

–575

2,305

–468

12,475

Other demand and time liabilities

1,31,424

2,207

–4,217

2,476

11,023

23,757

Borrowings from Reserve Bank

4

–436

–94

–76

–2,320

–3,519

Cash in hand and Balances with Reserve Bank

84,233

14,466

13,247

18,893

6,750

2,338

Cash in hand

7,991

751

268

985

652

1,478

Balances with Reserve Bank

76,242

13,715

12,979

17,907

6,097

861

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,930

704

819

1,280

–2,234

117

Money at call and short notice

27,094

–4,861

2,914

–5,595

–5,511

–2,444

Advances to Banks

6,954

4,751

271

–152

1,482

1,110

Other assets

2,771

–134

–111

273

465

208

Investments⁽⁵⁾

5,67,751

6,115

5,657

19,434

57,266

1,23,824

(1.1)

(1.3)

(3.5)

(14.8)

(27.9)

Government securities

5,40,703

5,734

5,973

18,887

60,950

1,23,554

Other approved securities

27,048

381

–316

546

–3,684

270

Bank Credit

7,32,872

–17,006

6,079

7,504

80,476

1,37,070

(–2.3)

(1.0)

(1.0)

(15.6)

(23.0)

Food Credit

44,589

–2

–1,495

–4,890

16,376

–7,894

Non-food credit

6,88,283

–17,004

7,573

12,394

64,100

1,44,965

Loans, cash-credit and overdrafts

6,84,200

–16,623

3,982

6,334

80,311

1,32,612

Inland bills- purchased

6,536

227

383

723

–100

1,122

discounted⁽⁶⁾

21,587

312

1,352

973

–269

1,952

Foreign bills-purchased

9,907

–153

119

386

–707

699

discounted

10,643

–770

243

–911

1,241

686

Cash-Deposit Ratio

6.38

Investment-Deposit Ratio

42.98

Credit-Deposit Ratio

55.48

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.