(Rs. crore)

Outstanding

as on

Variation over

Item

Feb. 26#

Fortnight

1997-98

1998-99

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

29,672

167

3,696

5,990

8,580

Borrowings from Banks⁽¹⁾

13,190

2,494

3,029

6,030

6,902

Other demand and time liabilities⁽²⁾

750

-65

1,132

-695

-921

Liabilities to Others

Aggregate deposits

6,95,207 @

3,489

74,715

89,797

1,14,893

(0.5)

(14.8)

(14.8)

(19.8)

Demand

1,02,233

660

405

-280

11,218

Time

5,92,974 @

2,829

74,310

90,077

1,03,675

Borrowings⁽³⁾

1,825

-150

475

546

414

Other demand and time liabilities

50,618

2,826

4,289

10,864

12,076

Borrowings from Reserve Bank

4,730

-1,379

-162

4,335

4,332

Cash in hand and Balances with Reserve Bank

73,883

-1,797

8,841

12,577

11,847

Cash in hand

3,998

40

327

390

324

Balances with Reserve Bank

69,884

-1,837

8,514

12,186

11,523

Assets with the Banking System

Balance with other Banks⁽⁴⁾

11,879

-117

1,554

327

1,956

Money at call and short notice

18,226

3,682

26

9,365

10,241

Advances to banks

1,816

50

219

-347

-280

Other assets

1,408

25

-17

-258

-263

Investments⁽⁵⁾

2,52,569

2,901

24,196

33,864

37,859

(1.2)

(12.7)

(15.5)

(17.6)

Government securities

2,21,038

2,850

23,407

34,081

38,741

Other approved securities

31,531

51

789

-218

-883

Bank Credit

3,52,047

2,297

35,054

27,968

38,592

(0.7)

(12.6)

(8.6)

(12.3)

Food Credit

17,336

224

5,271

4,851

4,468

Non-food credit

3,34,711

2,074

29,783

23,117

34,123

Loans, cash-credit and overdrafts

3,22,793

2,046

33,729

28,058

37,441

Inland bills- purchased

4,479

23

163

-181

129

discounted⁽⁶⁾

9,601

120

911

-167

85

Foreign bills-purchased

8,060

-41

44

130

366

discounted

7,115

149

207

130

570

Cash-Deposit Ratio

10.63

Investment-Deposit Ratio

36.33

Credit-Deposit Ratio

50.64

@

: Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 11.9 per cent and 16.7 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Note: Figures in brackets denote percentage variations in the relevant period.