(Rs. crore)

Outstanding

Variation over

as on 2003

Financial year so far

Year-on-year

Item

Sep. 19#

Fortnight

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,137

479

6,915

–1,318

5,795

793

Borrowings from Banks⁽¹⁾

18,224

1,098

519

–1,414

1,331

–2,545

Other demand and time liabilities⁽²⁾

2,609

116

–308

355

307

693

Liabilities to Others

Aggregate deposits@

13,77,334

2,961

1,24,331

96,480

1,88,028

    1,49,643

(0.2)

(11.3)

(7.5)

(18.1)

(12.2)

[11.7]

[7.8]

[18.9]

[12.6]

Demand

1,75,273

–3,119

182

4,984

14,668

22,043

Time@

12,02,060

6,080

1,24,149

91,496

1,73,360

1,27,600

Borrowings⁽³⁾

17,260

–130

7,240

4,622

6,178

6,991

Other demand and time liabilities

1,32,707

1,084

3,875

2,901

21,812

16,948

Borrowings from Reserve Bank

1

—

–3,605

–78

–4,141

–11

Cash in hand and Balances with Reserve Bank

71,639

–8,336

4,507

5,737

–1,235

–1,515

Cash in hand

8,309

–148

181

741

316

1,882

Balances with Reserve Bank

63,330

–8,188

4,325

4,995

–1,551

–3,397

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,070

648

–392

–118

1,335

–531

Money at call and short notice

31,429

3,717

9,642

–706

8,496

–4,837

Advances to Banks

9,306

1,344

2,509

2,159

6,143

1,225

Other assets

2,707

27

–88

157

481

121

Investments⁽⁵⁾

6,30,071

962

64,070

82,526

87,814

1,27,732

(0.2)

(14.6)

(15.1)

(21.2)

(25.4)

Government securities

6,02,922

1,217

65,762

79,505

91,603

1,25,983

Other approved securities

27,149

–255

–1,692

3,020

–3,789

1,749

Bank Credit

7,35,546

2,642

71,396

6,331

1,31,132

74,428

(0.4)

(12.1)

(0.9)

(24.7)

(11.3)

Food Credit

37,465

–4,141

–616

–12,014

5,101

–15,897

Non-food credit

6,98,081

6,783

72,011

18,345

1,26,031

90,325

Loans, cash-credit and overdrafts

6,91,899

2,363

71,986

9,826

1,27,515

72,307

Inland bills- purchased

6,081

37

–599

496

–102

1,649

discounted⁽⁶⁾

17,694

–158

–570

–2,490

730

–19

Foreign bills-purchased

8,853

150

262

–897

1,048

–498

Discounted

11,020

250

317

–605

1,942

989

Cash-Deposit Ratio

5.20

Investment-Deposit Ratio

45.75

Credit-Deposit Ratio

53.40

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.

Note: Includes the impact of mergers since May 3, 2002.