(Rs. crore)
			Outstanding		Variation over
			as on
					Financial year so far		Year-on-year
Item			2004	Month
			Jan. 30#		2002-2003	2003-2004	2003	2004
1			2	3	4	5	6	7
Liabilities to the Banking System
	Demand and time deposits from Banks		36,736	1,008	5,421	–3,718	6,005	–114
	Borrowings from Banks(1)		12,548	–1,199	–470	–7,089	2,682	–7,232
	Other demand and time liabilities	(2)	2,185	–167	–232	–69	152	193
Liabilities to Others
	Aggregate deposits@		14,50,698	30,910	1,74,478	1,69,845	2,01,169	1,72,860
				(2.2)	(15.8)	(13.3)	(18.7)	(13.5)
					[16.5]	[15.2]	[19.5]	[15.5]
	Demand		1,96,564	3,212	13,998	26,274	25,595	29,518
	Time@		12,54,135	27,698	1,60,481	1,43,571	1,75,574	1,43,342
	Borrowings(3)		23,633	1,811	10,272	10,996	9,662	10,333
	Other demand and time liabilities		1,34,610	–409	12,967	4,804	22,375	9,759
Borrowings from Reserve Bank			—	—	–3,214	–79	–3,569	–402
Cash in hand and Balances with Reserve Bank			79,473	1,913	4,764	13,571	–1,015	6,062
	Cash in hand		7,890	–646	699	322	796	946
	Balances with Reserve Bank		71,583	2,559	4,065	13,248	–1,811	5,116
Assets with the Banking System
	Balance with other Banks(4)		16,654	968	–555	–534	758	–784
	Money at call and short notice		19,456	–350	3,439	–12,679	6,391	–10,608
	Advances to Banks		8,836	–260	1,349	1,690	771	1,915
	Other assets		2,476	–179	–254	–73	216	57
Investments(5)			6,66,329	17,909	98,656	1,18,784	1,07,377	1,29,404
				(2.8)	(22.5)	(21.7)	(25.0)	(24.1)
	Government securities		6,39,373	17,979	1,01,355	1,15,956	1,10,566	1,26,842
	Other approved securities		26,956	–70	–2,698	2,827	–3,189	2,562
Bank Credit			8,01,253	20,680	1,17,205	72,037	1,38,385	94,325
				(2.6)	(19.9)	(9.9)	(24.3)	(13.3)
	Food Credit		35,864	–488	–3,531	–13,615	–4,233	–14,583
	Non-food credit		7,65,388	21,168	1,20,736	85,652	1,42,618	1,08,908
	Loans, cash-credit and overdrafts		7,52,541	18,767	1,14,559	70,468	1,33,514	90,375
	Inland bills- purchased		6,303	121	53	718	224	1,218
	discounted(6)		20,826	1,000	1,650	642	1,749	893
	Foreign bills-purchased		9,627	605	217	–123	824	322
	discounted		11,957	188	727	332	2,075	1,516
Cash-Deposit Ratio			5.48
Investment-Deposit Ratio			45.93
Credit-Deposit Ratio			55.23
@	: Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption
	of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.				Figures in italics are percentage variations net of RIBs and IMDs as
	the case may be.
(1)	Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking
system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM
Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
	2. Includes the impact of mergers since May 3, 2002.