(` crore)

Item

Outstanding
as on Jul. 29# 2011

Variation over

Fortnight

Financial year so far

Year-on-year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

69,580

391

–1,883

–4,161

12,630

6,532

Borrowings from Banks⁽¹⁾

26,150

–8,835

–2,414

–3,574

10,148

–3,794

Other Demand and Time Liabilities⁽²⁾

9,883

–29

1,458

2,758

–7,192

2,446

Aggregate Deposits

54,81,132

63,888

1,81,917

2,73,163

6,04,285

8,06,390

(1.2)

(4.0)

(5.2)

(14.8)

(17.2)

Demand

5,66,875

21,914

–23,975

–74,830

93,463

–54,759

Time

49,14,257

41,974

2,05,892

3,47,993

5,10,821

8,61,149

Borrowings⁽³⁾

1,52,275

4,840

24,554

20,934

26,033

23,442

Other Demand and Time Liabilities

3,51,674

364

7,954

9,870

18,769

14,300

Borrowings from Reserve Bank

2,396

–1,561

1,999

–2,635

1,745

355

Cash in Hand and Balances with Reserve Bank

3,95,161

11,976

22,307

45,652

95,792

65,886

Cash in Hand

35,340

1,193

3,393

4,994

5,101

6,370

Balances with Reserve Bank

3,59,821

10,782

18,914

40,658

90,691

59,516

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

50,171

488

–14,466

–5,966

–606

2,216

Money at Call and Short Notice

15,077

–7,478

1,713

–1,529

10,428

–4,304

Advances to Banks

7,589

–1,638

–4,171

–4,980

4,001

1,868

Other Assets

66,086

1,121

6,380

–2,987

14,934

15,243

Investments⁽⁵⁾

16,81,257

9,134

69,851

1,79,638

1,18,836

2,26,653

(0.5)

(5.0)

(12.0)

(8.9)

(15.6)

Government Securities

16,76,750

9,473

70,512

1,79,603

1,22,037

2,27,843

Other Approved Securities

4,507

–339

–661

35

–3,201

–1,190

Bank Credit

40,05,366

–9,190

1,35,211

63,283

5,74,775

6,25,366

(–0.2)

(4.2)

(1.6)

(20.5)

(18.5)

Food Credit

70,452

–5,988

2,937

6,169

2,536

19,025

Non-Food credit

39,34,914

–3,202

1,32,274

57,114

5,72,240

6,06,341

Loans, Cash-credit and Overdrafts

38,60,268

–7,587

1,34,026

66,261

5,46,188

6,04,083

Inland Bills-Purchased

10,357

–325

–2,239

–3,087

–1,300

582

Discounted⁽⁶⁾

83,283

–826

3,530

3,416

20,594

17,535

Foreign Bills-Purchased

17,664

–19

1,011

–919

1,519

520

Discounted

33,795

–432

–1,116

–2,388

7,774

2,646

Cash-Deposit Ratio

7.21

Investment-Deposit Ratio

30.67

Credit-Deposit Ratio

73.08

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.