(` Billion)

Item

Outstanding as on Mar. 30, 2012 #

Variation over

Month

Financial year so far

Year-on-Year

2010-2011

2011-2012

2011

2012

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

901.1

124.3

88.1

163.7

88.1

163.7

Borrowings from Banks ⁽¹⁾

296.1

23.7

–26.3

–1.2

–26.3

–1.2

Other Demand and Time Liabilities ⁽²⁾

71.5

–54.7

11.5

0.2

11.5

0.2

Liabilities to Others

Aggregate Deposits

61,124.8

2,970.2

7,151.4

9,045.1

7,151.4

9,045.1

(5.1)

(15.9)

(17.4)

(15.9)

(17.4)

Demand

7,397.0

1,432.6

–39.0

980.0

–39.0

980.0

Time

53,727.8

1,537.5

7,190.5

8,065.2

7,190.5

8,065.2

Borrowings ⁽³⁾

2,011.9

198.6

270.6

698.5

270.6

698.5

Other Demand and Time Liabilities

3,753.0

315.9

123.8

335.0

123.8

335.0

Borrowings from Reserve Bank

63.3

8.0

49.9

12.9

49.9

12.9

Cash in Hand and Balances with Reserve Bank

3,862.6

380.9

425.4

367.5

425.4

367.5

Cash in hand

397.1

32.6

47.7

93.7

47.7

93.7

Balances with Reserve Bank

3,465.5

348.2

377.7

273.8

377.7

273.8

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

734.1

92.2

–62.8

172.7

–62.8

172.7

Money at Call and Short Notice

197.8

7.6

–10.6

31.7

–10.6

31.7

Advances to Banks

146.8

78.4

26.8

21.1

26.8

21.1

Other Assets

852.2

31.9

246.1

161.4

246.1

161.4

Investments ⁽⁵⁾

17,449.6

0.3

1,168.7

2,433.4

1,168.7

2,433.4

(—)

(8.4)

(16.2)

(8.4)

(16.2)

Government Securities

17,420.8

2.3

1,187.5

2,449.4

1,187.5

2,449.4

Other Approved Securities

28.8

–2.0

–18.9

–15.9

–18.9

–15.9

Bank Credit

47,047.9

2,972.7

6,972.9

7,627.1

6,972.9

7,627.1

(6.7)

(21.5)

(19.3)

(21.5)

(19.3)

Food Credit

797.9

–34.2

157.9

155.1

157.9

155.1

Non-food credit

46,250.0

3,006.9

6,815.0

7,472.0

6,815.0

7,472.0

Loans, Cash credit and Overdrafts

45,194.4

2,705.3

6,718.5

7,254.3

6,718.5

7,254.3

Inland Bills – Purchased

171.9

14.6

14.3

37.4

14.3

37.4

Discounted ⁽⁶⁾

1,026.0

165.3

176.5

227.4

176.5

227.4

Foreign Bills – Purchased

239.6

59.4

24.5

53.8

24.5

53.8

Discounted

416.0

28.1

39.2

54.2

39.2

54.2

Cash-Deposit Ratio

6.32

Investment-Deposit Ratio

28.55

Credit-Deposit Ratio

76.97

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes:1. Includes the impact of mergers since May 3,2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
3. Year on year variation are over the level of reporting Friday of the previous year.