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Scheduled Commercial Banks - Business in India
82502750

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on Jul. 1, 2022 Variation over
Fortnight Financial year so far Year-on-Year
2021-22 2022-23 2021 2022
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 193254 6294 -19093 2684 -67169 16480
1.2 Borrowings from Banks 71609 13507 -929 33291 -15651 31658
1.3 Other Demand and Time Liabilities 39663 336 -370 9901 2123 22189
2 Liabilities to Others            
2.1 Aggregate Deposits 16961198 391881 337796 495885 1374228 1509889
2.1a Growth (per cent)   2.4 2.2 3.0 9.8 9.8
2.1.1 Demand 2050264 103967 -111023 -22482 240108 300095
2.1.2 Time 14910933 287914 448819 518367 1134119 1209794
2.2 Borrowings 321598 -49744 6572 47004 -34067 71001
2.3 Other Demand and Time Liabilities 654760 -12013 -85092 13912 66376 83245
3. Borrowings from Reserve Bank 94828 526 698 529 -194614 3855
4 Cash in Hand and Balances with Reserve Bank 904666 -7564 111750 135303 220142 159476
4.1 Cash in hand 110949 -1140 -3451 25023 4033 23652
4.2 Balances with Reserve Bank 793717 -6424 115201 110280 216110 135824
5 Assets with the Banking System            
5.1 Balances with Other Banks 204264 8086 -7129 40024 -32266 68099
5.2 Money at Call and Short Notice 13753 -2939 -4419 6771 -10557 7518
5.3 Advances to Banks 34588 10537 7580 -1214 1789 10243
5.4 Other Assets 51543 1596 -3193 14930 -19641 27907
6 Investments 4959660 70445 205028 230712 449173 292106
6.1a Growth (per cent)   1.4 4.6 4.9 10.6 6.3
6.1 Government Securities 4958857 79916 204792 230678 448930 292433
6.2 Other Approved Securities 803 -9471 236 34 243 -327
7 Bank Credit* 12381258 230905 -20955 489944 624352 1562371
7.1a Growth (per cent)   1.9 –0.2 4.1 6.1 14.4
7a.1 Food Credit 37417 -6142 21923 -17594 -2709 -45761
7a.2 Non-food credit 12343842 237047 -42878 507538 627061 1608132
7b.1 Loans, Cash credit and Overdrafts 12136571 219369 -12799 485234 609958 1522547
7b.2 Inland Bills - Purchased 33902 351 987 -2153 9377 2383
7b.3 Discounted 158539 7615 -12317 4327 -10713 42973
7b.4 Foreign Bills - Purchased 21840 3422 1157 2683 4931 290
7b.5 Discounted 30407 147 2018 -147 10799 -5821
*Bank credit growth and related variations for all fortnights since December 3, 2021 are adjusted for past reporting errors by select scheduled commercial banks (SCBs).

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