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Scheduled Commercial Banks - Business in India
104040005

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on Dec. 1, 2023 Variation over
Fortnight Financial year so far Year-on-Year
2022-23 2023-24 2022 2023
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 254743 13620 13942 28623 24857 50231
1.2 Borrowings from Banks 200302 12935 28908 133102 20135 133076
1.3 Other Demand and Time Liabilities 71647 -91 22518 13123 30133 19367
2 Liabilities to Others            
2.1 Aggregate Deposits 19880901 229041 1058852 1836988 1571998 2356736
  (19754809)     (1710895)   (2230644)
2.1a Growth (Per cent)   1.2 6.4 10.2 9.9 13.4
        (9.5)   (12.7)
2.1.1 Demand 2334167 26989 16603 153737 221216 244818
2.1.2 Time 17546734 202053 1042249 1683251 1350783 2111918
2.2 Borrowings 842265 -277 166398 396935 179119 401272
2.3 Other Demand and Time Liabilities 952750 65517 82042 163098 104697 229860
3. Borrowings from Reserve Bank 91279 -39763 1007 -73806 1365 -4027
4 Cash in Hand and Balances with Reserve Bank 1026479 26777 158604 126309 147177 98512
4.1 Cash in hand 87995 -884 35143 -2268 24873 -33074
4.2 Balances with Reserve Bank 938484 27661 123461 128577 122303 131586
5 Assets with the Banking System            
5.1 Balances with Other Banks 191971 5402 41011 -1451 45148 -13280
5.2 Money at Call and Short Notice 20580 -2461 4947 -4285 -106 8651
5.3 Advances to Banks 51427 -310 10751 10243 22473 4874
5.4 Other Assets 95404 -2253 22549 28274 30098 36242
6 Investments 6034229 -35638 392265 619081 444189 913017
  (5929867)     (514718)   (808654)
6.1a Growth (Per cent)   -0.6 8.3 11.4 9.5 17.8
        (9.5)   (15.8)
6.1 Government Securities 6033389 -35658 392216 619068 444729 912994
6.2 Other Approved Securities 840 20 48 14 -539 23
7 Bank Credit 15829769 208962 1214930 2154533 1947262 2723525
  (15251576)     (1576341)   (2145332)
7.1a Growth (Per cent)   1.3 10.2 15.8 17.5 20.8
        (11.5)   (16.4)
7a.1 Food Credit 41693 1432 -3391 21787 -34818 -9927
7a.2 Non-food credit 15788076 207530 1218321 2132746 1982080 2733451
7b.1 Loans, Cash credit and Overdrafts 15555269 204617 1222316 2130363 1926615 2681617
7b.2 Inland Bills - Purchased 48660 1269 -1550 9226 2518 14155
7b.3 Discounted 186914 2208 123 24003 25506 32579
7b.4 Foreign Bills - Purchased 16496 689 -2739 -3048 -2818 79
7b.5 Discounted 22429 179 -3220 -6010 -4559 -4905
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

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