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Scheduled Commercial Banks - Business in India
135703354

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstandingas on Oct. 31, 2025 Variation over
Fortnight Financial Year so far Year-on-Year
2024-25 2025-26 2024 2025
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 323777 6558 -4607 14364 47177 33914
1.2 Borrowings from Banks 85927 1758 -46531 -26049 -59705 -49971
1.3 Other Demand and Time Liabilities 27504 1767 -47482 -2412 -47864 2534
2 Liabilities to Others            
2.1 Aggregate Deposits 24173858 290565 1552309 1593257 2315446 2146323
2.1a Growth (Per cent)   1.2 7.6 7.1 11.7 9.7
2.1.1 Demand 3100879 127181 118888 402830 274000 538138
2.1.2 Time 21072979 163384 1433420 1190427 2041446 1608185
2.2 Borrowings 846241 -14557 85512 -69008 30487 -17214
2.3 Other Demand and Time Liabilities 1083201 -9215 12807 21569 68285 132966
3 Borrowings from Reserve Bank 5489 -3244 -213684 -305977 -54784 -3543
4 Cash in Hand and Balances with Reserve Bank 930650 15442 64010 -33639 55984 -154275
4.1 Cash in hand 87703 -44 3523 5829 -1749 -5253
4.2 Balances with Reserve Bank 842947 15486 60487 -39467 57733 -149022
5 Assets with the Banking System            
5.1 Balances with Other Banks 246662 3339 8182 30861 18081 40153
5.2 Money at Call and Short Notice 15240 -1665 9579 -10598 -8700 -6695
5.3 Advances to Banks 32719 958 -4763 -6785 -8150 -10886
5.4 Other Assets 63915 6648 -54666 -3438 -33261 3157
6 Investments 6889910 4836 450795 191983 444468 332558
6.1a Growth (Per cent)   0.1 7.4 2.9 7.3 5.1
6.1 Government Securities 6889415 4956 451181 192117 445164 332625
6.2 Other Approved Securities 495 -120 -386 -135 -696 -67
7 Bank Credit 19390500 178071 987368 1146527 1835006 1970968
7.1a Growth (Per cent)   0.9 6.0 6.3 11.8 11.3
7a.1 Food Credit 70371 17882 6974 33840 7251 40317
7a.2 Non-food credit 19320128 160189 980394 1112687 1827755 1930651
7b.1 Loans, Cash credit and Overdrafts 19026264 179919 971501 1116412 1791827 1920460
7b.2 Inland Bills - Purchased 85925 -758 7451 10963 20668 18007
7b.3 Discounted 243500 -716 10428 22441 22894 35714
7b.4 Foreign Bills - Purchased 12726 -192 -954 -2396 -218 -2732
7b.5 Discounted 22084 -182 -1058 -892 -165 -481
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.

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