Scheduled Commercial Banks - Business in India - ആർബിഐ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
|||||||
Dec. 9# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
41,233 |
1,222 |
–1,894 |
4,924 |
–338 |
6,293 |
|
Borrowings from Banks (1) |
31,960 |
–1,754 |
13,701 |
4,344 |
15,706 |
3,233 |
|
Other demand and time liabilities(2) |
6,210 |
636 |
297 |
3,086 |
–629 |
3,286 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
19,28,918 |
12,755 |
1,19,159 |
2,28,719 |
2,11,546 |
3,05,342 |
|
(0.7) |
(7.9) |
(13.5) |
(15.0) |
(18.8) |
|||
Demand |
2,92,042 |
5,684 |
5,484 |
44,014 |
41,250 |
61,535 |
|
Time@ |
16,36,876 |
7,071 |
1,13,675 |
1,84,705 |
1,70,296 |
2,43,807 |
|
[1,10,162] |
[1,66,783] |
||||||
Borrowings(3) |
79,778 |
–359 |
42,301 |
10,255 |
44,394 |
12,808 |
|
Other demand and time liabilities |
1,82,192 |
1,492 |
19,402 |
–10,568 |
29,024 |
14,705 |
|
Borrowings from Reserve Bank |
— |
— |
— |
–50 |
— |
— |
|
Cash in hand and Balances with Reserve Bank |
1,17,823 |
–2,824 |
16,335 |
21,246 |
13,591 |
24,593 |
|
Cash in hand |
10,315 |
–645 |
785 |
1,844 |
705 |
1,632 |
|
Balances with Reserve Bank |
1,07,508 |
–2,179 |
15,550 |
19,402 |
12,886 |
22,961 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
23,573 |
785 |
–387 |
4,252 |
966 |
6,998 |
|
Money at call and short notice |
24,619 |
–1,579 |
2,345 |
4,758 |
2,906 |
4,217 |
|
Advances to Banks |
3,564 |
121 |
–1,336 |
–6,128 |
270 |
–5,624 |
|
Other assets |
3,125 |
–157 |
42 |
700 |
112 |
445 |
|
Investments (5) |
7,43,993 |
824 |
33,361 |
4,839 |
60,932 |
33,044 |
|
(0.1) |
(4.9) |
(0.7) |
(9.4) |
(4.6) |
|||
Government securities |
7,20,406 |
999 |
35,092 |
1,424 |
63,280 |
30,557 |
|
[22,899] |
[51,087] |
||||||
Other approved securities |
23,587 |
–175 |
–1,731 |
3,415 |
–2,347 |
2,488 |
|
Bank Credit |
13,20,808 |
14,948 |
1,76,039 |
2,20,380 |
2,44,453 |
3,03,984 |
|
(1.1) |
(20.9) |
(20.0) |
(31.6) |
(29.9) |
|||
Food Credit |
43,599 |
1,144 |
7,232 |
2,478 |
7,686 |
406 |
|
Non-food credit |
12,77,209 |
13,804 |
1,68,807 |
2,17,902 |
2,36,767 |
3,03,578 |
|
[1,35,925] |
[2,03,884] |
||||||
Loans, cash-credit and overdrafts |
12,56,903 |
15,651 |
1,71,647 |
2,16,691 |
2,35,080 |
2,96,016 |
|
Inland bills- purchased |
9,337 |
–14 |
557 |
1,783 |
1,225 |
1,811 |
|
discounted(6) |
25,757 |
–136 |
1,755 |
525 |
3,987 |
2,273 |
|
Foreign bills-purchased |
10,617 |
–207 |
294 |
–211 |
1,450 |
209 |
|
discounted |
18,194 |
–346 |
1,786 |
1,592 |
2,710 |
3,675 |
|
Cash-Deposit Ratio |
6.11 |
||||||
Investment-Deposit Ratio |
38.57 |
||||||
Credit-DepositRatio |
68.47 |
||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since |