EASTERN REGION |
STATE : WEST BENGAL |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
9,00,684 |
3386,12 |
2858,89 |
1,84,488 |
1142,30 |
962,83 |
|
1. |
Direct Finance |
8,79,512 |
2981,25 |
2509,23 |
1,79,876 |
890,61 |
749,07 |
|
2. |
Indirect Finance |
21,172 |
404,87 |
349,67 |
4,612 |
251,69 |
213,75 |
II. |
INDUSTRY |
2,76,249 |
2583,90 |
1857,82 |
65,561 |
1510,00 |
1217,55 |
|
1. |
Mining & Quarrying |
202 |
62,55 |
58,37 |
171 |
43,96 |
28,60 |
|
2. |
Food Manufacturing & Processing |
28,156 |
360,94 |
303,20 |
8,240 |
322,06 |
254,22 |
|
|
(a) Rice Mills, Flour & Dal Mills |
25,053 |
131,15 |
110,95 |
6,936 |
142,92 |
115,74 |
|
|
(b) Sugar |
10 |
70 |
63 |
2 |
7 |
6 |
|
|
(c) Edible Oils & Vanaspati |
324 |
14,67 |
12,49 |
196 |
18,64 |
14,06 |
|
|
(d) Tea Processing |
43 |
122,20 |
113,06 |
73 |
84,89 |
63,14 |
|
|
(e) Processing of Fruits & Vegetables |
86 |
11,84 |
10,12 |
45 |
7,83 |
6,58 |
|
|
(f) Others |
2,640 |
80,38 |
55,95 |
988 |
67,72 |
54,65 |
|
3. |
Beverage & Tobacco |
63 |
13,25 |
9,25 |
83 |
24,20 |
20,00 |
|
4. |
Textiles |
4,689 |
152,23 |
135,72 |
3,426 |
157,99 |
113,28 |
|
|
(a) Cotton Textiles |
286 |
96,30 |
91,15 |
291 |
71,42 |
44,34 |
|
|
(b) Jute & Other Natural Fibre Textiles |
276 |
7,39 |
5,27 |
726 |
28,51 |
17,60 |
|
|
(c) Handloom Textiles & Khadi |
1,949 |
16,37 |
13,11 |
1,164 |
6,66 |
4,98 |
|
|
(d) Other Textiles & Textile Products |
2,178 |
32,17 |
26,19 |
1,245 |
51,40 |
46,36 |
|
5. |
Paper, Paper Products & Printing |
425 |
18,05 |
17,16 |
148 |
20,93 |
14,68 |
|
6. |
Leather & Leather Products |
136 |
4,64 |
3,75 |
79 |
4,81 |
4,52 |
|
7. |
Rubber & Plastic Products |
158 |
90,51 |
65,56 |
223 |
22,86 |
18,18 |
|
8. |
Chemicals & Chemical Products |
540 |
22,83 |
19,01 |
2,219 |
71,00 |
55,24 |
|
|
(a) Heavy Industrial Chemicals |
12 |
3,03 |
55 |
13 |
31,29 |
20,92 |
|
|
(b) Fertilisers |
8 |
32 |
29 |
11 |
4,89 |
4,22 |
|
|
(c) Drugs & Pharmaceuticals |
408 |
5,35 |
4,81 |
2,088 |
16,94 |
14,80 |
|
|
(d) Non-Edible Oils |
4 |
20 |
18 |
11 |
91 |
71 |
|
|
(e) Other Chemicals & Chemical Products |
108 |
13,94 |
13,18 |
96 |
16,97 |
14,59 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
61 |
442,18 |
258,88 |
28 |
114,04 |
93,29 |
|
10. |
Manufacture of Cement & Cement Products |
201 |
7,97 |
7,14 |
81 |
16,25 |
13,87 |
|
11. |
Basic Metals & Metal Products |
311 |
400,11 |
336,90 |
324 |
191,71 |
178,09 |
|
|
(a) Iron & Steel |
50 |
359,24 |
308,54 |
58 |
50,52 |
47,31 |
|
|
(b) Non-Ferrous Metals |
27 |
24,91 |
15,37 |
21 |
3,71 |
2,91 |
|
|
(c) Metal Products |
234 |
15,95 |
12,99 |
245 |
137,48 |
127,86 |
|
12. |
Engineering |
800 |
44,31 |
37,08 |
433 |
123,15 |
98,62 |
|
|
(a) Heavy Engineering |
40 |
4,12 |
3,57 |
35 |
13,41 |
9,27 |
|
|
(b) Light Engineering |
550 |
29,33 |
25,59 |
259 |
16,15 |
13,54 |
|
|
(c) Electrical Machinery & Goods |
161 |
9,38 |
6,72 |
107 |
90,21 |
72,38 |
|
|
(d) Electronic Machinery & Goods |
49 |
1,48 |
1,21 |
32 |
3,38 |
3,43 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
231 |
10,58 |
9,19 |
75 |
9,07 |
8,40 |
|
14. |
Other Industries |
2,35,808 |
514,68 |
405,32 |
46,360 |
204,28 |
164,67 |
|
15. |
Electricity, Gas & Water |
57 |
244,37 |
51,92 |
39 |
10,92 |
5,24 |
|
|
(a) Electricity Generation & Transmission |
51 |
243,49 |
51,13 |
15 |
5,89 |
2,47 |
|
|
(b) Non-Conventional Energy |
1 |
4 |
4 |
8 |
61 |
68 |
|
|
(c) Gas, Steam & Water Supply |
5 |
84 |
75 |
16 |
4,42 |
2,09 |
|
16. |
Construction |
4,411 |
194,68 |
139,35 |
3,632 |
172,77 |
146,66 |
III. |
TRANSPORT OPERATORS |
20,507 |
290,11 |
270,64 |
4,067 |
52,80 |
38,84 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
41,483 |
281,78 |
224,20 |
10,825 |
225,87 |
187,61 |
V. |
PERSONAL LOANS |
3,68,487 |
3763,28 |
2920,82 |
1,80,856 |
2387,14 |
1926,09 |
|
1. |
Loans for Purchase of Consumer Durables |
54,772 |
399,68 |
275,70 |
19,625 |
104,52 |
81,37 |
|
2. |
Loans for Housing |
53,556 |
1434,56 |
1234,65 |
38,709 |
1156,49 |
976,45 |
|
3. |
Rest of the Personal Loans |
2,60,159 |
1929,04 |
1410,47 |
1,22,522 |
1126,13 |
868,28 |
VI. |
TRADE |
3,38,024 |
1827,57 |
1434,26 |
1,10,239 |
1503,59 |
1255,16 |
|
1. |
Wholesale Trade |
16,391 |
227,36 |
162,34 |
6,554 |
264,92 |
225,71 |
|
2. |
Retail Trade |
3,21,633 |
1600,21 |
1271,92 |
1,03,685 |
1238,67 |
1029,45 |
VII. |
FINANCE |
1,354 |
12,29 |
10,82 |
955 |
42,88 |
37,58 |
VIII. |
ALL OTHERS |
66,206 |
422,53 |
332,91 |
19,984 |
310,75 |
235,91 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
20,12,994 |
12567,57 |
9910,37 |
5,76,975 |
7175,33 |
5861,57 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
2,21,797 |
448,96 |
341,30 |
42,644 |
241,39 |
193,89 |
|
|
2. Other Small Scale Industries |
38,690 |
292,94 |
248,24 |
11,614 |
323,32 |
262,59 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
EASTERN REGION |
STATE : WEST BENGAL |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
65,696 |
1163,46 |
1003,03 |
40,153 |
4268,52 |
3325,44 |
|
1. |
Direct Finance |
63,671 |
929,56 |
792,48 |
37,957 |
1796,04 |
1398,32 |
|
2. |
Indirect Finance |
2,025 |
233,89 |
210,55 |
2,196 |
2472,48 |
1927,12 |
II. |
INDUSTRY |
41,402 |
3635,15 |
2770,46 |
1,28,481 |
68760,19 |
38305,37 |
|
1. |
Mining & Quarrying |
223 |
43,51 |
37,75 |
302 |
2966,73 |
589,66 |
|
2. |
Food Manufacturing & Processing |
4,637 |
510,84 |
420,54 |
26,104 |
5793,75 |
3957,88 |
|
|
(a) Rice Mills, Flour & Dal Mills |
2,360 |
230,57 |
180,34 |
160 |
337,03 |
272,94 |
|
|
(b) Sugar |
3 |
11 |
7 |
59 |
1438,38 |
918,96 |
|
|
(c) Edible Oils & Vanaspati |
144 |
61,08 |
58,61 |
130 |
101,14 |
91,68 |
|
|
(d) Tea Processing |
126 |
99,58 |
83,81 |
825 |
3244,79 |
2195,93 |
|
|
(e) Processing of Fruits & Vegetables |
48 |
12,46 |
9,46 |
46 |
50,11 |
46,84 |
|
|
(f) Others |
1,956 |
107,04 |
88,25 |
24,884 |
622,29 |
431,53 |
|
3. |
Beverage & Tobacco |
24 |
6,28 |
4,66 |
96 |
200,74 |
87,20 |
|
4. |
Textiles |
9,909 |
218,59 |
188,62 |
17,595 |
3895,86 |
1976,96 |
|
|
(a) Cotton Textiles |
2,608 |
32,74 |
27,67 |
735 |
955,07 |
594,45 |
|
|
(b) Jute & Other Natural Fibre Textiles |
5,458 |
128,12 |
110,34 |
4,160 |
796,78 |
478,35 |
|
|
(c) Handloom Textiles & Khadi |
985 |
4,70 |
4,09 |
111 |
14,54 |
10,82 |
|
|
(d) Other Textiles & Textile Products |
858 |
53,04 |
46,52 |
12,589 |
2129,47 |
893,33 |
|
5. |
Paper, Paper Products & Printing |
454 |
36,95 |
30,40 |
1,289 |
2156,59 |
849,92 |
|
6. |
Leather & Leather Products |
171 |
15,29 |
8,42 |
2,186 |
1255,30 |
909,98 |
|
7. |
Rubber & Plastic Products |
448 |
46,04 |
40,95 |
1,054 |
1174,01 |
711,17 |
|
8. |
Chemicals & Chemical Products |
1,072 |
346,02 |
305,46 |
42,321 |
5015,14 |
2721,06 |
|
|
(a) Heavy Industrial Chemicals |
60 |
268,60 |
236,75 |
240 |
2752,82 |
1112,33 |
|
|
(b) Fertilisers |
5 |
5,26 |
3,89 |
22 |
171,53 |
151,60 |
|
|
(c) Drugs & Pharmaceuticals |
694 |
13,58 |
12,26 |
27,171 |
540,34 |
398,19 |
|
|
(d) Non-Edible Oils |
13 |
4,62 |
3,32 |
23 |
18,62 |
12,77 |
|
|
(e) Other Chemicals & Chemical Products |
300 |
53,95 |
49,24 |
14,865 |
1531,84 |
1046,16 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
48 |
269,25 |
224,00 |
197 |
2932,27 |
1673,27 |
|
10. |
Manufacture of Cement & Cement Products |
416 |
66,92 |
49,10 |
484 |
641,25 |
534,90 |
|
11. |
Basic Metals & Metal Products |
1,045 |
1118,33 |
681,70 |
2,982 |
20194,85 |
9061,80 |
|
|
(a) Iron & Steel |
467 |
867,63 |
546,04 |
1,450 |
15902,80 |
6928,57 |
|
|
(b) Non-Ferrous Metals |
70 |
35,48 |
30,20 |
315 |
2944,53 |
1201,16 |
|
|
(c) Metal Products |
508 |
215,21 |
105,45 |
1,217 |
1347,52 |
932,07 |
|
12. |
Engineering |
2,053 |
234,81 |
196,00 |
6,340 |
7243,37 |
4024,49 |
|
|
(a) Heavy Engineering |
789 |
119,22 |
103,15 |
1,804 |
1544,02 |
908,33 |
|
|
(b) Light Engineering |
759 |
55,72 |
40,86 |
1,784 |
1356,55 |
925,65 |
|
|
(c) Electrical Machinery & Goods |
343 |
45,94 |
39,59 |
1,687 |
2867,89 |
1786,48 |
|
|
(d) Electronic Machinery & Goods |
162 |
13,94 |
12,40 |
1,065 |
1474,91 |
404,04 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
130 |
19,24 |
15,29 |
882 |
1014,24 |
676,41 |
|
14. |
Other Industries |
17,497 |
344,32 |
257,93 |
21,203 |
6109,81 |
4822,20 |
|
15. |
Electricity, Gas & Water |
45 |
21,23 |
17,22 |
177 |
1647,57 |
1046,98 |
|
|
(a) Electricity Generation & Transmission |
26 |
10,95 |
7,49 |
127 |
1597,28 |
1018,31 |
|
|
(b) Non-Conventional Energy |
1 |
20 |
10 |
8 |
10,50 |
3,91 |
|
|
(c) Gas, Steam & Water Supply |
18 |
10,07 |
9,63 |
42 |
39,78 |
24,76 |
|
16. |
Construction |
3,230 |
337,55 |
292,43 |
5,269 |
6518,72 |
4661,49 |
III. |
TRANSPORT OPERATORS |
7,410 |
161,91 |
146,48 |
7,447 |
766,97 |
525,18 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
39,778 |
827,67 |
643,63 |
62,472 |
13817,13 |
4582,26 |
V. |
PERSONAL LOANS |
2,70,804 |
4389,30 |
3585,99 |
6,04,467 |
18206,11 |
14186,33 |
|
1. |
Loans for Purchase of Consumer Durables |
15,048 |
104,31 |
87,32 |
33,496 |
350,28 |
308,65 |
|
2. |
Loans for Housing |
61,193 |
2153,99 |
1835,62 |
1,07,182 |
7810,40 |
6805,40 |
|
3. |
Rest of the Personal Loans |
1,94,563 |
2131,00 |
1663,05 |
4,63,789 |
10045,43 |
7072,29 |
VI. |
TRADE |
78,521 |
2125,47 |
1688,60 |
78,553 |
16975,66 |
9408,44 |
|
1. |
Wholesale Trade |
8,250 |
646,80 |
552,81 |
39,690 |
9588,13 |
5887,27 |
|
2. |
Retail Trade |
70,271 |
1478,67 |
1135,78 |
38,863 |
7387,53 |
3521,17 |
VII. |
FINANCE |
337 |
150,92 |
79,60 |
1,161 |
6239,06 |
4858,82 |
VIII. |
ALL OTHERS |
41,207 |
799,04 |
645,53 |
1,03,880 |
2668,25 |
1807,59 |
TOTAL BANK CREDIT |
5,45,155 |
13252,92 |
10563,32 |
10,26,614 |
131701,89 |
76999,43 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
11,826 |
55,76 |
45,75 |
3,438 |
190,08 |
169,31 |
|
|
2. Other Small Scale Industries |
11,302 |
760,36 |
619,86 |
13,833 |
4187,52 |
3401,83 |
|