Bankwise Data - RBI - Reserve Bank of India
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended March 2024 | ||||||||||
Sl. | MCLR Overnight |
Pre-Shipment | ||||||||
No. | Up to 180 days | Beyond 180 days-270 days | ||||||||
Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | |||||||
60 per cent or | 60 per cent or | |||||||||
more business | more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||
1 | BANK OF BARODA | 8.05 | 6.90 | 12.90 | 7.59 | 10.35 | 7.85 | 10.85 | 8.70 | 10.25 |
2 | BANK OF INDIA | 8.10 | ||||||||
3 | BANK OF MAHARASHTRA | 8.10 | 5.00 | 11.05 | 5.00 | 8.40 | ||||
4 | CANARA BANK | 8.15 | 7.27 | 18.35 | 7.27 | 18.35 | 7.91 | 18.35 | 7.91 | 18.35 |
5 | CENTRAL BANK OF INDIA | 8.00 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 |
6 | INDIAN BANK | 8.15 | 6.50 | 14.00 | 6.50 | 14.00 | 6.50 | 14.00 | 6.50 | 14.00 |
7 | INDIAN OVERSEAS BANK | 8.00 | 8.40 | 10.15 | 8.40 | 10.15 | 8.40 | 10.15 | 8.40 | 10.15 |
8 | PUNJAB AND SIND BANK | 8.00 | 5.00 | 9.65 | 5.50 | 8.95 | 6.10 | 8.85 | 6.75 | 8.85 |
9 | PUNJAB NATIONAL BANK | 8.30 | 2.45 | 16.50 | 2.45 | 13.15 | 2.65 | 17.50 | 2.65 | 13.60 |
10 | STATE BANK OF INDIA | 8.00 | 16.65 | 5.13 | 7.33 | |||||
11 | UCO BANK | 8.10 | 6.00 | 8.75 | 6.00 | 8.60 | 6.00 | 8.95 | 6.00 | 8.80 |
12 | UNION BANK OF INDIA | 8.10 | 16.40 | 6.04 | 7.60 | 6.10 | 16.75 | 6.80 | 14.45 | |
(B) | Private banks | |||||||||
13 | AXIS BANK LIMITED | 9.10 | 5.55 | 10.70 | 7.80 | 9.10 | 6.50 | 13.10 | 8.15 | 9.25 |
14 | BANDHAN BANK LIMITED | 7.11 | ||||||||
15 | CITY UNION BANK LIMITED | 7.40 | 8.75 | 14.50 | 9.60 | 10.60 | 8.75 | 14.50 | 9.10 | 10.60 |
16 | CSB BANK LIMITED | 8.40 | ||||||||
17 | DCB BANK LIMITED | 10.22 | 6.00 | 12.00 | 6.00 | 12.00 | ||||
18 | FEDERAL BANK LTD | 9.46 | 7.65 | 20.50 | 8.50 | 10.15 | 7.51 | 19.00 | 7.55 | 8.95 |
19 | HDFC BANK LTD. | 8.95 | 5.14 | 8.30 | 5.50 | 6.70 | 3.80 | 6.56 | 3.80 | 6.56 |
20 | ICICI BANK LIMITED | 8.60 | 11.50 | 19.50 | 19.00 | 19.00 | 9.00 | 19.00 | 9.75 | 19.00 |
21 | IDBI BANK LIMITED | 8.35 | 7.25 | 16.75 | 7.35 | 8.35 | 7.25 | 19.60 | 9.00 | 12.15 |
22 | IDFC FIRST BANK LIMITED | 9.70 | 7.74 | 11.50 | 8.95 | 9.25 | ||||
23 | INDUSIND BANK LTD | 10.00 | 6.55 | 19.25 | 7.83 | 10.55 | 8.97 | 12.00 | 9.05 | 10.50 |
24 | JAMMU AND KASHMIR BANK LTD | 8.00 | 4.75 | 16.65 | 8.75 | 8.75 | 4.75 | 16.65 | 8.75 | 8.75 |
25 | KARNATAKA BANK LTD | 9.10 | ||||||||
26 | KARUR VYSYA BANK LTD | 9.25 | 6.00 | 18.20 | 6.95 | 10.50 | ||||
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.00 | 10.00 | 8.35 | 9.25 | 8.50 | 9.25 | 8.90 | 9.00 |
28 | NAINITAL BANK LTD | 7.65 | ||||||||
29 | RBL BANK LTD | 9.35 | 4.70 | 11.70 | 5.60 | 8.90 | 6.30 | 7.10 | 6.40 | 6.40 |
30 | SOUTH INDIAN BANK LTD | 9.80 | 8.90 | 11.75 | 8.90 | 9.50 | 9.17 | 9.85 | 9.20 | 9.85 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 6.45 | 28.75 | 6.45 | 28.75 | 6.45 | 22.75 | 6.45 | 22.75 |
32 | THE DHANALAKSHMI BANK LTD | 8.20 | 6.90 | 12.65 | 11.40 | 11.40 | 10.50 | 12.65 | 10.50 | 12.65 |
33 | YES BANK LTD. | 9.40 | 5.89 | 14.11 | 7.79 | 10.50 | 8.80 | 10.00 | 9.20 | 9.20 |
(C ) | Foreign banks | |||||||||
34 | AB BANK LIMITED | 5.98 | ||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.48 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.45 | ||||||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.30 | 6.91 | 9.15 | 7.14 | 7.30 | 7.58 | 7.58 | 7.58 | 7.58 |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.35 | 7.30 | 12.85 | 7.30 | 12.85 | ||||
39 | BANK OF CEYLON | 9.69 | 10.39 | 12.39 | 10.39 | 12.39 | ||||
40 | BANK OF CHINA | 5.54 | ||||||||
41 | BANK OF NOVA SCOTIA | |||||||||
42 | BARCLAYS BANK PLC | 7.70 | 8.10 | 10.26 | 8.16 | 10.26 | ||||
43 | BNP PARIBAS | 7.90 | 5.65 | 8.26 | 5.70 | 6.35 | ||||
44 | CITIBANK N A | 6.60 | 6.78 | 11.75 | 7.83 | 9.40 | ||||
45 | COOPERATIEVE RABOBANK U.A. | |||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | 7.42 | 10.25 | 7.52 | 10.15 | 7.57 | 7.57 | 7.57 | 7.57 |
47 | CREDIT SUISSE AG | 5.39 | ||||||||
48 | CTBC BANK CO., LTD. | 7.63 | 7.30 | 9.80 | 7.50 | 7.85 | 7.85 | 7.85 | 7.85 | 7.85 |
49 | DBS BANK LTD. | 8.80 | 7.96 | 13.00 | 8.25 | 8.27 | 8.10 | 11.80 | 8.70 | 9.25 |
50 | DEUTSCHE BANK AG | 8.25 | 8.00 | 9.95 | 8.12 | 8.73 | 8.40 | 12.00 | 8.40 | 12.00 |
51 | DOHA BANK QSC | 7.40 | ||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | 6.15 | 7.89 | 7.87 | 7.89 | ||||
53 | FIRST ABU DHABI BANK PJSC | 6.40 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||
55 | HANA BANK | 9.25 | 7.80 | 7.80 | 7.80 | 7.80 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.60 | 4.20 | 11.60 | 4.45 | 8.80 | 4.86 | 6.45 | 5.66 | 6.45 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.23 | 6.90 | 6.90 | 6.90 | 6.90 | ||||
58 | INDUSTRIAL BANK OF KOREA | 6.70 | ||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.25 | 7.89 | 9.09 | 8.09 | 8.84 | ||||
60 | KOOKMIN BANK | 8.56 | ||||||||
61 | MASHREQ BANK PSC | 8.01 | ||||||||
62 | MIZUHO BANK LTD | 8.15 | 7.75 | 10.20 | 7.86 | 7.86 | ||||
63 | MUFG BANK LTD. | 7.15 | 8.30 | 8.65 | 8.30 | 8.65 | ||||
64 | NATWEST MARKETS PLC | |||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.90 | 8.99 | 8.92 | 8.93 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | ||||||||
67 | SBERBANK | 8.00 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.40 | 6.77 | 10.95 | 6.77 | 6.77 | 7.15 | 7.15 | 7.15 | 7.15 |
69 | SHINHAN BANK | 9.45 | 7.60 | 9.50 | 7.60 | 9.50 | ||||
70 | SOCIETE GENERALE | 7.40 | ||||||||
71 | SONALI BANK | 7.23 | ||||||||
72 | STANDARD CHARTERED BANK | 6.80 | 4.60 | 11.95 | 5.75 | 7.00 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.50 | 7.85 | 10.10 | 7.90 | 7.90 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.86 | 7.23 | 7.23 | 7.23 | 7.23 | ||||
75 | WOORI BANK | 7.00 |
Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended December 2024 | ||||||||||||||
Sl.No. | MCLR Overnight |
Post-Shipment | ||||||||||||
Demand Bills | Usance Bills Up to 90 days | Usance bills beyond 90 days and up to 180 days | ||||||||||||
Rate of Interest | Interest Rate for60 per cent ormore business | Rate of Interest | Interest Rate for60 per cent ormore business | Rate of Interest | Interest Rate for60 per cent ormore business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||||||
1 | BANK OF BARODA | 8.15 | 6.15 | 10.90 | 7.54 | 9.80 | 7.05 | 10.90 | 7.09 | 10.15 | 7.60 | 10.90 | 9.65 | 10.25 |
2 | BANK OF INDIA | 8.25 | ||||||||||||
3 | BANK OF MAHARASHTRA | 8.20 | 7.00 | 9.95 | 7.00 | 8.00 | ||||||||
4 | CANARA BANK | 8.35 | ||||||||||||
5 | CENTRAL BANK OF INDIA | 8.25 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | ||||
6 | INDIAN BANK | 8.30 | 4.00 | 12.00 | 4.00 | 12.00 | ||||||||
7 | INDIAN OVERSEAS BANK | 8.25 | 9.15 | 10.65 | 9.15 | 10.65 | 8.90 | 10.40 | 8.90 | 10.40 | ||||
8 | PUNJAB AND SIND BANK | 8.30 | 5.30 | 11.41 | 5.30 | 9.75 | 5.30 | 12.75 | 6.10 | 11.75 | ||||
9 | PUNJAB NATIONAL BANK | 8.40 | 9.50 | 17.50 | 9.50 | 17.50 | 6.90 | 17.50 | 6.90 | 17.50 | 9.50 | 15.25 | 9.50 | 14.00 |
10 | STATE BANK OF INDIA | 8.20 | 17.25 | 8.13 | 17.25 | 8.13 | ||||||||
11 | UCO BANK | 8.25 | ||||||||||||
12 | UNION BANK OF INDIA | 8.20 | 14.95 | 8.30 | 9.85 | 17.75 | 5.26 | 10.10 | 19.00 | 6.48 | ||||
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 9.20 | 5.25 | 10.40 | 5.95 | 9.25 | 5.25 | 10.25 | 5.75 | 8.25 | 5.25 | 12.00 | 5.75 | 12.00 |
14 | BANDHAN BANK LIMITED | 6.85 | ||||||||||||
15 | CITY UNION BANK LIMITED | 8.05 | 8.50 | 15.75 | 9.00 | 10.50 | 8.50 | 15.75 | 9.50 | 10.50 | 8.50 | 15.75 | 9.75 | 10.10 |
16 | CSB BANK LIMITED | 8.90 | ||||||||||||
17 | DCB BANK LIMITED | 10.34 | ||||||||||||
18 | FEDERAL BANK LTD | 9.65 | 5.38 | 12.10 | 6.84 | 9.25 | 3.31 | 13.25 | 5.70 | 9.00 | 3.43 | 13.05 | 5.38 | 8.98 |
19 | HDFC BANK LTD. | 9.20 | 6.01 | 9.74 | 6.25 | 9.04 | 6.25 | 6.25 | 6.25 | 6.25 | ||||
20 | ICICI BANK LIMITED | 8.45 | 7.50 | 9.25 | 7.50 | 9.25 | 7.50 | 19.00 | 7.75 | 19.00 | 7.50 | 19.00 | 9.25 | 19.00 |
21 | IDBI BANK LIMITED | 8.45 | ||||||||||||
22 | IDFC FIRST BANK LIMITED | 9.85 | 9.25 | 9.25 | 9.25 | 9.25 | 9.00 | 9.60 | 9.00 | 9.60 | ||||
23 | INDUSIND BANK LTD | 10.25 | 10.50 | 10.50 | 10.50 | 10.50 | 6.92 | 18.75 | 8.00 | 10.50 | 6.78 | 12.35 | 6.85 | 10.50 |
24 | JAMMU & KASHMIR BANK LTD | 8.10 | 9.60 | 11.25 | 11.25 | 11.25 | 6.85 | 16.10 | 6.85 | 11.25 | 6.85 | 16.10 | 11.25 | 11.25 |
25 | KARNATAKA BANK LTD | 9.70 | ||||||||||||
26 | KARUR VYSYA BANK LTD | 9.35 | ||||||||||||
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.50 | 10.50 | 8.50 | 10.50 | 8.90 | 9.00 | 8.90 | 9.00 | ||||
28 | NAINITAL BANK LTD | 8.25 | ||||||||||||
29 | RBL BANK LTD | 9.55 | 6.50 | 11.50 | 6.50 | 8.35 | 6.20 | 10.90 | 7.50 | 10.90 | ||||
30 | SOUTH INDIAN BANK LTD | 8.00 | 8.60 | 11.02 | 8.75 | 10.00 | 8.36 | 10.70 | 8.90 | 9.95 | 7.74 | 10.12 | 8.41 | 9.25 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.85 | 6.15 | 12.10 | 6.15 | 12.10 | 5.20 | 14.35 | 5.20 | 14.35 | 6.15 | 9.30 | 6.15 | 9.30 |
32 | DHANLAXMI BANK LIMITED | 8.50 | 8.00 | 12.50 | 8.00 | 10.40 | ||||||||
33 | YES BANK LTD. | 9.35 | 8.13 | 11.15 | 8.13 | 11.15 | 8.45 | 11.40 | 8.50 | 10.90 | ||||
(C ) | Foreign banks | |||||||||||||
34 | AB BANK PLC | 4.09 | ||||||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.94 | ||||||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.15 | 8.50 | 8.50 | 8.50 | 8.50 | ||||||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 7.20 | ||||||||||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 9.00 | 9.50 | 9.50 | 9.50 | 9.50 | ||||||||
39 | BANK OF CEYLON | 9.40 | 10.42 | 12.42 | 10.42 | 12.42 | 10.42 | 12.42 | 10.42 | 12.42 | ||||
40 | BANK OF CHINA LIMITED | 5.52 | ||||||||||||
41 | BANK OF NOVA SCOTIA | |||||||||||||
42 | BARCLAYS BANK PLC | 7.95 | 8.03 | 8.12 | 8.03 | 8.12 | ||||||||
43 | BNP PARIBAS | 7.75 | ||||||||||||
44 | CITIBANK N.A | 7.30 | 7.32 | 11.19 | 7.32 | 8.25 | 7.63 | 10.15 | 7.88 | 8.32 | ||||
45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.48 | ||||||||||||
47 | UBS AG | 6.34 | ||||||||||||
48 | CTBC BANK CO., LTD. | 7.71 | ||||||||||||
49 | DBS BANK INDIA LIMITED | 8.95 | 8.30 | 11.50 | 8.50 | 9.05 | 8.30 | 13.00 | 8.43 | 9.50 | ||||
50 | DEUTSCHE BANK AG | 8.10 | 7.70 | 8.57 | 7.70 | 7.75 | 7.70 | 8.75 | 7.70 | 8.03 | ||||
51 | DOHA BANK Q.P.S.C. | 7.35 | ||||||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 7.95 | ||||||||||||
53 | FIRST ABU DHABI BANK PJSC | 8.16 | ||||||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | KEB HANA BANK | 9.25 | ||||||||||||
56 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 8.65 | 8.75 | 8.95 | 8.87 | 8.95 | 5.85 | 9.76 | 6.00 | 9.76 | 7.69 | 11.43 | 7.69 | 11.43 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.50 | 6.90 | 7.25 | 6.90 | 7.25 | 7.25 | 7.36 | 7.25 | 7.36 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.71 | ||||||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 6.90 | ||||||||||||
60 | KOOKMIN BANK | 8.93 | ||||||||||||
61 | MASHREQ BANK PSC | 9.38 | 8.50 | 8.50 | 8.50 | 8.50 | ||||||||
62 | MIZUHO BANK LTD | 8.25 | ||||||||||||
63 | MUFG BANK, LTD. | 7.55 | ||||||||||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | |||||||||||||
66 | QATAR NATIONAL BANK (Q.P.S.C) | 7.45 | ||||||||||||
67 | SBERBANK | 8.36 | ||||||||||||
68 | SBM BANK (INDIA) LIMITED | 9.50 | ||||||||||||
69 | SHINHAN BANK | 9.15 | ||||||||||||
70 | SOCIETE GENERALE | 7.05 | ||||||||||||
71 | SONALI BANK PLC | 8.37 | 10.50 | 16.00 | 10.50 | 16.00 | ||||||||
72 | STANDARD CHARTERED BANK | 7.80 | 7.29 | 12.50 | 8.00 | 10.01 | 7.50 | 12.50 | 8.00 | 10.50 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.60 | ||||||||||||
74 | UNITED OVERSEAS BANK LTD | 6.90 | ||||||||||||
75 | WOORI BANK | 7.99 |
Table 6A: Bank-wise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended December 2024 | ||||||||||||||
Sl. No. | Banks | MCLR Overnight |
Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
Rate of Interest | Interest Rate for60 per cent ormore business | Rate of Interest | Interest Rate for60 per cent ormore business | Rate of Interest | Interest Rate for60 per cent ormore business | |||||||||
(A) | Public sector banks | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
1 | BANK OF BARODA | 8.15 | 7.00 | 16.50 | 9.20 | 15.60 | 8.25 | 16.50 | 8.75 | 10.25 | 8.20 | 16.50 | 8.70 | 16.50 |
2 | BANK OF INDIA | 8.25 | 4.00 | 22.00 | 7.00 | 17.10 | 4.00 | 30.00 | 6.95 | 18.75 | 4.00 | 24.75 | 5.50 | 19.09 |
3 | BANK OF MAHARASHTRA | 8.20 | 4.50 | 15.30 | 4.50 | 10.40 | 4.75 | 15.30 | 4.75 | 8.60 | 6.00 | 15.30 | 6.00 | 9.45 |
4 | CANARA BANK | 8.35 | 9.10 | 18.55 | 9.10 | 18.55 | 9.10 | 18.55 | 9.10 | 18.55 | 8.20 | 18.55 | 8.20 | 18.55 |
5 | CENTRAL BANK OF INDIA | 8.25 | 6.50 | 16.25 | 7.00 | 13.75 | 7.00 | 14.75 | 7.00 | 13.75 | 6.50 | 16.25 | 7.30 | 15.25 |
6 | INDIAN BANK | 8.30 | 3.00 | 17.90 | 3.00 | 17.90 | 4.00 | 15.00 | 4.50 | 15.00 | 2.00 | 17.50 | 2.00 | 17.50 |
7 | INDIAN OVERSEAS BANK | 8.25 | 8.95 | 16.05 | 8.95 | 16.05 | 11.95 | 12.75 | 11.95 | 12.75 | 8.85 | 16.00 | 8.85 | 16.00 |
8 | PUNJAB AND SIND BANK | 8.30 | 6.50 | 14.95 | 7.90 | 13.85 | 5.40 | 15.60 | 6.70 | 9.90 | 4.00 | 14.95 | 7.25 | 13.85 |
9 | PUNJAB NATIONAL BANK | 8.40 | 6.60 | 16.00 | 7.75 | 11.50 | 4.50 | 15.50 | 6.97 | 9.50 | 4.00 | 17.25 | 5.50 | 11.75 |
10 | STATE BANK OF INDIA | 8.20 | 29.25 | 7.01 | 10.50 | 20.15 | 8.65 | 9.65 | 20.70 | 11.95 | ||||
11 | UCO BANK | 8.25 | 4.25 | 17.95 | 7.00 | 11.95 | 4.25 | 17.00 | 7.62 | 9.20 | 5.00 | 17.90 | 5.50 | 13.00 |
12 | UNION BANK OF INDIA | 8.20 | 36.50 | 9.00 | 11.15 | 36.00 | 7.20 | 9.25 | 36.00 | 7.20 | 11.05 | |||
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 9.20 | 7.00 | 19.00 | 7.00 | 19.00 | 9.25 | 22.05 | 10.80 | 18.80 | 6.00 | 26.00 | 6.00 | 26.00 |
14 | BANDHAN BANK LIMITED | 6.85 | 9.00 | 19.97 | 9.60 | 11.70 | 9.00 | 29.00 | 9.15 | 22.95 | ||||
15 | CITY UNION BANK LIMITED | 8.05 | 8.25 | 19.00 | 9.50 | 11.35 | 5.65 | 19.00 | 9.15 | 10.25 | 3.00 | 19.75 | 8.50 | 12.00 |
16 | CSB BANK LIMITED | 8.90 | 7.00 | 19.95 | 10.00 | 12.30 | 45.00 | 10.50 | 12.99 | 3.00 | 26.00 | 9.15 | 25.00 | |
17 | DCB BANK LIMITED | 10.34 | 11.00 | 15.00 | 11.00 | 14.00 | 9.00 | 11.00 | 9.00 | 10.00 | 9.00 | 26.00 | 9.00 | 26.00 |
18 | FEDERAL BANK LTD | 9.65 | 6.00 | 20.90 | 8.50 | 12.28 | 4.00 | 28.00 | 9.15 | 12.50 | 2.50 | 26.00 | 8.25 | 10.00 |
19 | HDFC BANK LTD. | 9.20 | 8.19 | 12.00 | 8.71 | 10.35 | 7.80 | 9.75 | 8.00 | 9.00 | 5.70 | 24.98 | 6.05 | 16.92 |
20 | ICICI BANK LIMITED | 8.45 | 6.50 | 20.00 | 8.50 | 15.50 | 1.25 | 19.50 | 7.75 | 10.50 | 2.50 | 21.50 | 7.75 | 17.00 |
21 | IDBI BANK LIMITED | 8.45 | 5.90 | 21.35 | 9.20 | 13.15 | 5.32 | 23.90 | 5.32 | 10.50 | 3.00 | 25.00 | 7.18 | 11.25 |
22 | IDFC FIRST BANK LIMITED | 9.85 | 7.00 | 47.88 | 10.50 | 42.00 | 8.20 | 14.15 | 8.75 | 10.55 | 2.00 | 36.00 | 9.10 | 24.50 |
23 | INDUSIND BANK LTD | 10.25 | 6.50 | 22.85 | 8.62 | 10.56 | 6.17 | 47.40 | 7.07 | 47.40 | 5.50 | 32.00 | 7.00 | 25.13 |
24 | JAMMU & KASHMIR BANK LTD | 8.10 | 5.37 | 16.45 | 7.00 | 12.45 | 7.25 | 14.10 | 7.25 | 11.95 | 4.00 | 19.00 | 7.40 | 11.60 |
25 | KARNATAKA BANK LTD | 9.70 | 5.00 | 19.75 | 9.56 | 11.77 | 4.50 | 20.45 | 6.80 | 10.84 | ||||
26 | KARUR VYSYA BANK LTD | 9.35 | 6.50 | 19.00 | 9.25 | 11.50 | 4.00 | 19.50 | 9.60 | 9.60 | 21.00 | 9.00 | 13.25 | |
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.65 | 11.00 | 8.90 | 9.75 | 7.70 | 10.50 | 8.15 | 9.15 | 2.85 | 28.02 | 7.75 | 25.00 |
28 | NAINITAL BANK LTD | 8.25 | 6.50 | 17.25 | 9.20 | 11.20 | 4.00 | 17.60 | 7.60 | 7.80 | 4.00 | 16.60 | 7.70 | 12.50 |
29 | RBL BANK LTD | 9.55 | 5.45 | 47.88 | 5.45 | 47.88 | 7.41 | 13.05 | 7.41 | 11.80 | 2.00 | 47.88 | 2.00 | 47.88 |
30 | SOUTH INDIAN BANK LTD | 8.00 | 8.60 | 15.02 | 9.10 | 12.05 | 6.97 | 16.00 | 7.15 | 9.95 | 6.92 | 12.82 | 7.18 | 11.05 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.85 | 7.00 | 17.40 | 7.00 | 17.40 | 6.45 | 22.90 | 6.45 | 22.90 | 4.00 | 19.70 | 4.00 | 19.70 |
32 | DHANLAXMI BANK LIMITED | 8.50 | 8.75 | 22.50 | 10.50 | 15.00 | 5.00 | 23.00 | 9.10 | 10.10 | 4.00 | 30.18 | 8.85 | 12.00 |
33 | YES BANK LTD. | 9.35 | 3.07 | 18.00 | 7.00 | 11.75 | 2.00 | 18.13 | 3.00 | 10.00 | 4.00 | 34.74 | 5.75 | 26.00 |
(C ) | Foreign banks | |||||||||||||
34 | AB BANK PLC | 4.09 | 11.00 | 11.00 | 11.00 | 11.00 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.94 | 12.00 | 47.88 | 42.00 | 47.88 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.15 | 7.22 | 9.89 | 7.22 | 8.43 | 7.37 | 10.30 | 7.40 | 9.93 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 7.20 | 6.83 | 9.10 | 7.20 | 8.00 | 4.99 | 11.50 | 7.57 | 8.42 | ||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 9.00 | 9.40 | 12.70 | 9.40 | 12.70 | 7.50 | 9.15 | 7.50 | 9.15 | 6.00 | 15.00 | 6.00 | 15.00 |
39 | BANK OF CEYLON | 9.40 | 8.50 | 12.68 | 8.50 | 12.68 | 7.50 | 12.90 | 7.50 | 12.90 | 6.50 | 13.00 | 6.50 | 13.00 |
40 | BANK OF CHINA LIMITED | 5.52 | 7.50 | 7.50 | 7.50 | 7.50 | 8.05 | 9.00 | 8.05 | 9.00 | ||||
41 | BANK OF NOVA SCOTIA | |||||||||||||
42 | BARCLAYS BANK PLC | 7.95 | 7.20 | 9.20 | 7.20 | 9.20 | 7.24 | 12.00 | 7.39 | 12.00 | ||||
43 | BNP PARIBAS | 7.75 | 7.86 | 19.75 | 8.21 | 9.65 | 6.35 | 10.35 | 7.55 | 8.75 | 5.40 | 11.06 | 7.20 | 10.25 |
44 | CITIBANK N.A | 7.30 | 7.19 | 9.50 | 7.44 | 9.00 | 7.68 | 9.10 | 8.10 | 8.70 | 6.45 | 10.06 | 6.70 | 8.97 |
45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.48 | 8.40 | 10.15 | 10.05 | 10.15 | 7.50 | 10.25 | 7.65 | 8.20 | 4.70 | 10.90 | 7.75 | 8.80 |
47 | UBS AG | 6.34 | 8.36 | 8.81 | 8.36 | 8.81 | ||||||||
48 | CTBC BANK CO., LTD. | 7.71 | 8.66 | 8.66 | 8.66 | 8.66 | 7.13 | 9.50 | 7.67 | 8.08 | 7.29 | 9.50 | 7.29 | 9.16 |
49 | DBS BANK INDIA LIMITED | 8.95 | 6.50 | 21.00 | 8.75 | 11.75 | 5.00 | 30.00 | 8.24 | 13.99 | ||||
50 | DEUTSCHE BANK AG | 8.10 | 7.37 | 12.00 | 7.68 | 8.14 | 7.35 | 23.00 | 7.93 | 15.80 | ||||
51 | DOHA BANK Q.P.S.C. | 7.35 | 7.90 | 9.85 | 7.90 | 8.65 | 2.00 | 12.75 | 7.75 | 10.20 | ||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 7.95 | 7.40 | 9.70 | 7.55 | 8.00 | 7.73 | 8.67 | 7.73 | 8.47 | ||||
53 | FIRST ABU DHABI BANK PJSC | 8.16 | 8.14 | 12.00 | 8.14 | 9.98 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | KEB HANA BANK | 9.25 | 7.00 | 9.50 | 7.55 | 7.95 | 7.25 | 9.45 | 7.40 | 8.30 | ||||
56 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 8.65 | 5.05 | 35.00 | 5.10 | 11.12 | 2.50 | 42.00 | 6.52 | 42.00 | ||||
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.50 | 7.25 | 8.44 | 7.25 | 8.44 | 7.73 | 10.15 | 7.73 | 10.15 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.71 | 7.40 | 8.40 | 7.40 | 8.40 | 7.60 | 8.80 | 7.60 | 8.80 | ||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 6.90 | 4.96 | 9.50 | 7.19 | 7.94 | 4.71 | 11.79 | 4.91 | 10.54 | ||||
60 | KOOKMIN BANK | 8.93 | 7.50 | 8.00 | 7.50 | 8.00 | 7.95 | 11.50 | 7.95 | 10.75 | ||||
61 | MASHREQ BANK PSC | 9.38 | 7.80 | 9.85 | 7.80 | 9.85 | 8.59 | 11.39 | 8.59 | 9.69 | ||||
62 | MIZUHO BANK LTD | 8.25 | 7.90 | 10.55 | 8.40 | 10.21 | 7.20 | 10.20 | 7.55 | 8.35 | 7.58 | 11.60 | 7.72 | 8.85 |
63 | MUFG BANK, LTD. | 7.55 | 7.40 | 12.45 | 7.95 | 8.65 | 5.10 | 11.61 | 6.97 | 8.75 | ||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 7.75 | 8.10 | 7.80 | 8.10 | 8.03 | 11.36 | 8.30 | 11.36 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C) | 7.45 | 8.20 | 9.84 | 9.81 | 9.81 | 7.60 | 9.01 | 7.80 | 8.35 | 5.90 | 10.50 | 8.00 | 9.90 |
67 | SBERBANK | 8.36 | 9.30 | 9.30 | 9.30 | 9.30 | 8.65 | 13.75 | 8.65 | 11.40 | ||||
68 | SBM BANK (INDIA) LIMITED | 9.50 | 9.70 | 13.30 | 10.00 | 12.95 | 9.40 | 12.10 | 9.40 | 11.50 | 6.50 | 23.00 | 8.90 | 14.75 |
69 | SHINHAN BANK | 9.15 | 7.15 | 11.65 | 7.80 | 8.50 | 3.00 | 16.50 | 8.50 | 9.90 | ||||
70 | SOCIETE GENERALE | 7.05 | 6.95 | 8.45 | 7.05 | 8.45 | 5.83 | 9.20 | 5.83 | 9.20 | ||||
71 | SONALI BANK PLC | 8.37 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
72 | STANDARD CHARTERED BANK | 7.80 | 12.05 | 45.63 | 45.63 | 45.63 | 6.98 | 18.00 | 8.10 | 9.29 | 1.00 | 21.00 | 8.54 | 11.75 |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.60 | 7.45 | 12.85 | 7.83 | 8.55 | 5.60 | 11.75 | 7.97 | 9.81 | ||||
74 | UNITED OVERSEAS BANK LTD | 6.90 | 7.69 | 9.40 | 7.69 | 9.40 | ||||||||
75 | WOORI BANK | 7.99 | 7.06 | 14.49 | 7.10 | 7.53 | 7.65 | 11.50 | 7.65 | 10.02 |
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended December 2024 | ||||||||||
Sl. No. | MCLR Overnight |
Pre-Shipment | ||||||||
Up to 180 days | Beyond 180 days-270 days | |||||||||
Rate of Interest | Interest Rate for60 per cent ormore business | Rate of Interest | Interest Rate for60 per cent ormore business | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||
1 | BANK OF BARODA | 8.15 | 6.90 | 12.90 | 7.04 | 10.35 | 6.75 | 11.35 | 7.99 | 10.15 |
2 | BANK OF INDIA | 8.25 | ||||||||
3 | BANK OF MAHARASHTRA | 8.20 | 4.90 | 11.25 | 4.90 | 8.25 | ||||
4 | CANARA BANK | 8.35 | 7.25 | 18.55 | 7.25 | 18.55 | 7.25 | 18.55 | 7.25 | 18.55 |
5 | CENTRAL BANK OF INDIA | 8.25 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 |
6 | INDIAN BANK | 8.30 | 4.00 | 16.00 | 4.00 | 16.00 | ||||
7 | INDIAN OVERSEAS BANK | 8.25 | 8.65 | 10.65 | 8.65 | 10.65 | 8.65 | 10.15 | 8.65 | 10.15 |
8 | PUNJAB AND SIND BANK | 8.30 | 6.75 | 10.00 | 6.75 | 9.10 | 6.75 | 9.60 | 6.75 | 9.60 |
9 | PUNJAB NATIONAL BANK | 8.40 | 4.50 | 16.50 | 4.50 | 13.00 | 4.75 | 16.50 | 4.75 | 13.75 |
10 | STATE BANK OF INDIA | 8.20 | 16.85 | 4.80 | 7.80 | |||||
11 | UCO BANK | 8.25 | 8.50 | 15.00 | 8.50 | 14.70 | 8.50 | 15.00 | 8.60 | 11.85 |
12 | UNION BANK OF INDIA | 8.20 | 17.00 | 5.26 | 6.95 | 16.10 | 6.80 | 6.80 | ||
(B) | Private banks | |||||||||
13 | AXIS BANK LIMITED | 9.20 | 6.25 | 10.25 | 8.00 | 8.90 | 6.25 | 13.15 | 8.25 | 13.15 |
14 | BANDHAN BANK LIMITED | 6.85 | ||||||||
15 | CITY UNION BANK LIMITED | 8.05 | 8.40 | 14.50 | 9.50 | 10.20 | 8.40 | 14.50 | 9.70 | 10.50 |
16 | CSB BANK LIMITED | 8.90 | ||||||||
17 | DCB BANK LIMITED | 10.34 | 10.00 | 12.00 | 10.00 | 12.00 | ||||
18 | FEDERAL BANK LTD | 9.65 | 8.35 | 20.50 | 8.70 | 10.50 | 8.20 | 19.00 | 8.50 | 9.00 |
19 | HDFC BANK LTD. | 9.20 | 6.07 | 9.25 | 7.80 | 8.73 | 6.27 | 8.75 | 6.40 | 6.85 |
20 | ICICI BANK LIMITED | 8.45 | 9.75 | 19.50 | 9.75 | 9.75 | 8.75 | 12.75 | 9.50 | 9.50 |
21 | IDBI BANK LIMITED | 8.45 | 7.25 | 16.75 | 7.55 | 8.30 | 7.25 | 19.70 | 9.00 | 12.15 |
22 | IDFC FIRST BANK LIMITED | 9.85 | 6.50 | 9.50 | 8.75 | 9.25 | 9.25 | 9.25 | 9.25 | 9.25 |
23 | INDUSIND BANK LTD | 10.25 | 6.60 | 18.75 | 7.16 | 10.50 | 8.39 | 9.83 | 9.30 | 9.30 |
24 | JAMMU & KASHMIR BANK LTD | 8.10 | 10.20 | 10.75 | 10.45 | 10.45 | 10.95 | 11.45 | 11.20 | 11.20 |
25 | KARNATAKA BANK LTD | 9.70 | ||||||||
26 | KARUR VYSYA BANK LTD | 9.35 | 5.90 | 18.20 | 6.00 | 11.80 | ||||
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.10 | 9.75 | 8.50 | 9.20 | 9.00 | 9.00 | 9.00 | 9.00 |
28 | NAINITAL BANK LTD | 8.25 | ||||||||
29 | RBL BANK LTD | 9.55 | 5.45 | 12.50 | 6.00 | 12.50 | 7.05 | 10.00 | 9.90 | 9.90 |
30 | SOUTH INDIAN BANK LTD | 8.00 | 10.12 | 10.75 | 10.12 | 10.75 | 8.66 | 8.66 | 8.66 | 8.66 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.85 | 6.45 | 19.35 | 6.45 | 19.35 | 6.45 | 22.90 | 6.45 | 22.90 |
32 | DHANLAXMI BANK LIMITED | 8.50 | 10.50 | 12.65 | 11.40 | 11.40 | 10.50 | 12.65 | 10.50 | 12.65 |
33 | YES BANK LTD. | 9.35 | 7.45 | 11.40 | 7.45 | 7.45 | ||||
(C ) | Foreign banks | |||||||||
34 | AB BANK PLC | 4.09 | ||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.94 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.15 | 7.59 | 7.60 | 7.59 | 7.60 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 7.20 | 6.83 | 9.00 | 6.87 | 6.93 | 6.91 | 6.93 | 6.91 | 6.93 |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 9.00 | 7.50 | 9.50 | 7.50 | 9.50 | ||||
39 | BANK OF CEYLON | 9.40 | 10.42 | 12.42 | 10.42 | 12.42 | ||||
40 | BANK OF CHINA LIMITED | 5.52 | ||||||||
41 | BANK OF NOVA SCOTIA | |||||||||
42 | BARCLAYS BANK PLC | 7.95 | 7.85 | 8.40 | 7.85 | 8.40 | ||||
43 | BNP PARIBAS | 7.75 | 6.60 | 8.30 | 7.65 | 7.85 | ||||
44 | CITIBANK N.A | 7.30 | 6.90 | 11.46 | 7.76 | 9.00 | 7.54 | 7.54 | 7.54 | 7.54 |
45 | COOPERATIEVE RABOBANK U.A. | |||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.48 | 8.40 | 10.15 | 10.05 | 10.15 | ||||
47 | UBS AG | 6.34 | ||||||||
48 | CTBC BANK CO., LTD. | 7.71 | 7.13 | 7.95 | 7.71 | 7.85 | 7.47 | 7.47 | 7.47 | 7.47 |
49 | DBS BANK INDIA LIMITED | 8.95 | 7.80 | 13.50 | 8.20 | 9.00 | 8.10 | 11.75 | 8.10 | 8.80 |
50 | DEUTSCHE BANK AG | 8.10 | 7.37 | 8.62 | 7.45 | 8.21 | 12.00 | 12.00 | 12.00 | 12.00 |
51 | DOHA BANK Q.P.S.C. | 7.35 | ||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 7.95 | 7.65 | 8.07 | 7.75 | 8.00 | ||||
53 | FIRST ABU DHABI BANK PJSC | 8.16 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||
55 | KEB HANA BANK | 9.25 | 7.80 | 7.80 | 7.80 | 7.80 | ||||
56 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 8.65 | 5.10 | 11.25 | 5.10 | 8.90 | 5.05 | 7.70 | 5.09 | 7.67 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.50 | 6.95 | 9.72 | 6.95 | 9.72 | 9.72 | 9.72 | 9.72 | 9.72 |
58 | INDUSTRIAL BANK OF KOREA | 7.71 | ||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 6.90 | 7.50 | 8.55 | 7.55 | 7.80 | ||||
60 | KOOKMIN BANK | 8.93 | ||||||||
61 | MASHREQ BANK PSC | 9.38 | ||||||||
62 | MIZUHO BANK LTD | 8.25 | 7.32 | 7.64 | 7.35 | 7.56 | ||||
63 | MUFG BANK, LTD. | 7.55 | ||||||||
64 | NATWEST MARKETS PLC | |||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.43 | 8.58 | 8.43 | 8.50 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C) | 7.45 | ||||||||
67 | SBERBANK | 8.36 | ||||||||
68 | SBM BANK (INDIA) LIMITED | 9.50 | 11.75 | 12.10 | 11.75 | 12.10 | ||||
69 | SHINHAN BANK | 9.15 | 9.50 | 9.50 | 9.50 | 9.50 | ||||
70 | SOCIETE GENERALE | 7.05 | ||||||||
71 | SONALI BANK PLC | 8.37 | ||||||||
72 | STANDARD CHARTERED BANK | 7.80 | 6.00 | 12.58 | 8.10 | 9.50 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.60 | 7.93 | 8.05 | 8.00 | 8.00 | ||||
74 | UNITED OVERSEAS BANK LTD | 6.90 | ||||||||
75 | WOORI BANK | 7.99 |