Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002.

(per cent pre annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6.5-16.25

8.5-16.5

8.5-16

9.75-16.5

Foreign Banks

 6.9-25

6.92-22.5

6.9-18

7.2-22.5

Private Sector Banks

6-19.75

5-19.5

6.4-19.5

6.75-19

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002.

(per cent pre annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6.5-16.25

8.5-16.5

8.5-16

9.75-16.5

Foreign Banks

 6.9-25

6.92-22.5

6.9-18

7.2-22.5

Private Sector Banks

6-19.75

5-19.5

6.4-19.5

6.75-19

Table  2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit  for the quarter ended December 2009

(per cent  per  annum)

 Bank Group

Interest rate range excluding 5 % of business contracted at extreme rates

Interest rate range at which at least 60% business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

8.00 – 15.50

8.00 – 15.50

9.50 – 12.75

9.50 – 13.00

Foreign Banks

5.75 – 14.00

6.85 – 15.00

7.20 – 11.25

8.50 – 11.60

Private Sector Banks

8.63 – 17.88

8.00 – 18.13

10.25 – 14.00

10.25 – 14.00

Note :  i)  Data pertain to  80 banks, of which  27 are public sector banks,31 are foreign  banks and 22 are private sector banks.
ii) The median interest rate range has been worked out by taking into account  separately the median values of minimum and maximum lending rates charged by banks.

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended  September 2008

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

9-17

9-17

11-14

10-14

Foreign Banks

9.5-15

8.5-14.5

11.04-13.75

10.5-13.4

Private Sector Banks

9.45-18.375

9.825-18.375

11.625-14.725

11.625-14.55

Note : Data pertains to 76 banks , of which 27 are public sector banks, 27 are foreign sector banks and 22 are private banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended December 2002.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6-16

6-16

8.5-15.75

8-16

Foreign Banks

4.6-25

5.75-22.5

5.9-18

5.75-22.5

Private Sector Banks

6-19.75

5-19.5

6.4-18

6.5-18

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended  December 2007

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8.5-16.5

8.75-16.75

10-13.625

9.5-13

Foreign Banks

8.275-13.5

7.275-13.25

9.5-11

9.125-10.375

Private Sector Banks

9-17

8.5-17.5

11-13.25

10.5-14

Note : Data pertains to 79 banks , of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks.

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2005

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

7.75-14.25

7.5-14.5

9-12.5

8.375-12

Foreign Banks

6.5-14.5

6.515-13.375

7.125-9

7.625-9.5

Private Sector Banks

7-15.5

7.5-16

10-12.5

9-13

Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 29 are foreign banks.

Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit  for the quarter ended June 2010

(per cent  per  annum)

 Bank Group

Interest rate range excluding 5 % of business contracted at extreme rates

Interest rate range at which at least 60 % business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

8.00 – 15.50

8.00 – 15.75

9.00 – 12.75

9.00 – 13.00

Foreign Banks

6.25 – 14.00

6.50 – 13.50

7.50 – 11.00

8.00 – 11.00

Private Sector Banks

8.63 – 17.50

8.25 – 17.88

10.00 – 14.00

10.00 – 14.00

Note :  i)   Data pertain to  80 banks, of which  27  are public sector banks,31 are foreign banks and 22  are private sector banks.
ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2004.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

3.5-15.25

4-19.5

5.7-15

5.25-15.25

Foreign Banks

3-23

4.45-23

4.5-23

4.45-16.5

Private Sector Banks

2.62-21

4-22

5.25-16.5

4.6-16

Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended  June 2005.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

7.625-14

7.375-14.25

8-12.125

8-11.875

Foreign Banks

6.25-14.5

6.4-13.25

7.75-9

7.5-9.5

Private Sector Banks

7-15.5

7.5-15.75

10-12.75

9-13

Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks.