On Advances above Rs.2 lakh other than Export Credit - ആർബിഐ - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002. |
||||
(per cent pre annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.5-16.25 |
8.5-16.5 |
8.5-16 |
9.75-16.5 |
Foreign Banks |
6.9-25 |
6.92-22.5 |
6.9-18 |
7.2-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-19.5 |
6.75-19 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002. |
||||
(per cent pre annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.5-16.25 |
8.5-16.5 |
8.5-16 |
9.75-16.5 |
Foreign Banks |
6.9-25 |
6.92-22.5 |
6.9-18 |
7.2-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-19.5 |
6.75-19 |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended December 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60% business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.50 |
9.50 – 12.75 |
9.50 – 13.00 |
Foreign Banks |
5.75 – 14.00 |
6.85 – 15.00 |
7.20 – 11.25 |
8.50 – 11.60 |
Private Sector Banks |
8.63 – 17.88 |
8.00 – 18.13 |
10.25 – 14.00 |
10.25 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2008 |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
9-17 |
9-17 |
11-14 |
10-14 |
Foreign Banks |
9.5-15 |
8.5-14.5 |
11.04-13.75 |
10.5-13.4 |
Private Sector Banks |
9.45-18.375 |
9.825-18.375 |
11.625-14.725 |
11.625-14.55 |
Note : Data pertains to 76 banks , of which 27 are public sector banks, 27 are foreign sector banks and 22 are private banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2002. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-16 |
6-16 |
8.5-15.75 |
8-16 |
Foreign Banks |
4.6-25 |
5.75-22.5 |
5.9-18 |
5.75-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-18 |
6.5-18 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.5 |
8.75-16.75 |
10-13.625 |
9.5-13 |
Foreign Banks |
8.275-13.5 |
7.275-13.25 |
9.5-11 |
9.125-10.375 |
Private Sector Banks |
9-17 |
8.5-17.5 |
11-13.25 |
10.5-14 |
Note : Data pertains to 79 banks , of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.75-14.25 |
7.5-14.5 |
9-12.5 |
8.375-12 |
Foreign Banks |
6.5-14.5 |
6.515-13.375 |
7.125-9 |
7.625-9.5 |
Private Sector Banks |
7-15.5 |
7.5-16 |
10-12.5 |
9-13 |
Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.75 |
9.00 – 12.75 |
9.00 – 13.00 |
Foreign Banks |
6.25 – 14.00 |
6.50 – 13.50 |
7.50 – 11.00 |
8.00 – 11.00 |
Private Sector Banks |
8.63 – 17.50 |
8.25 – 17.88 |
10.00 – 14.00 |
10.00 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks.
|
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2004. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.5-15.25 |
4-19.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
3-23 |
4.45-23 |
4.5-23 |
4.45-16.5 |
Private Sector Banks |
2.62-21 |
4-22 |
5.25-16.5 |
4.6-16 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.625-14 |
7.375-14.25 |
8-12.125 |
8-11.875 |
Foreign Banks |
6.25-14.5 |
6.4-13.25 |
7.75-9 |
7.5-9.5 |
Private Sector Banks |
7-15.5 |
7.5-15.75 |
10-12.75 |
9-13 |
Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||