Regulating Commercial Banking

Unhedged Foreign Currency Exposure of Corporates

RBI/2012-13/302 DBOD.BP.BC.No.61/21.04.103/2012-13 November 21, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Second Quarter Review of Monetary Policy 2012-13 – Unhedged Foreign Currency Exposure of Corporates Please refer to paragraphs 95 and 96 of the Second Quarter Review of Monetary Policy 2012-13 (extract enclosed) announced on October 30, 2012 on ‘Monitoring of Unhedged Foreign Currency Exposure’. 2. In terms of our circular No. DBOD.BP.BC.37/21

RBI/2012-13/302 DBOD.BP.BC.No.61/21.04.103/2012-13 November 21, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Second Quarter Review of Monetary Policy 2012-13 – Unhedged Foreign Currency Exposure of Corporates Please refer to paragraphs 95 and 96 of the Second Quarter Review of Monetary Policy 2012-13 (extract enclosed) announced on October 30, 2012 on ‘Monitoring of Unhedged Foreign Currency Exposure’. 2. In terms of our circular No. DBOD.BP.BC.37/21

Unhedged Foreign Currency Exposure of Corporates

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List

RBI/2012-13/295 DBOD.AML.No.7299/14.06.001/2012-13 November 19, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 6278/14.06.001/2012-13 dated October 25, 2012 on the captioned subject. We have since received from

RBI/2012-13/295 DBOD.AML.No.7299/14.06.001/2012-13 November 19, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 6278/14.06.001/2012-13 dated October 25, 2012 on the captioned subject. We have since received from

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List

Frauds - Classification and Reporting

RBI 2012-13/293 DBS.FrMC.BC.No. 04/23.04.001/2012-13 November 15, 2012 The Chairmen & Chief Executive Officers of all Scheduled Commercial Banks (excluding RRBs) and All India Select Financial Institutions Dear Sir, Frauds – Classification and Reporting Please refer to our circular DBS. FrMC. BC. No.1 /23.04.001/2012-13 dated July 02, 2012 i.e., the Master Circular on “Frauds – Classification and Reporting”. 2. As per para 3.4 of the above mentioned circular, case

RBI 2012-13/293 DBS.FrMC.BC.No. 04/23.04.001/2012-13 November 15, 2012 The Chairmen & Chief Executive Officers of all Scheduled Commercial Banks (excluding RRBs) and All India Select Financial Institutions Dear Sir, Frauds – Classification and Reporting Please refer to our circular DBS. FrMC. BC. No.1 /23.04.001/2012-13 dated July 02, 2012 i.e., the Master Circular on “Frauds – Classification and Reporting”. 2. As per para 3.4 of the above mentioned circular, case

Frauds - Classification and Reporting

Service Area Approach - Educational Loan Scheme

RBI/2012-13/291 RPCD.MSME&NFS.BC.No. 46/06.12.05/2012-13 November 9, 2012 The Chairman / Managing Director All Scheduled Commercial Banks Madam/Dear Sir, Service Area Approach - Educational Loan Scheme We have been receiving a number of complaints where students have been refused educational loan as the residence of the borrower does not fall under the bank's service area. In this connection, we advise that Service area norms are to be followed only in the case of

RBI/2012-13/291 RPCD.MSME&NFS.BC.No. 46/06.12.05/2012-13 November 9, 2012 The Chairman / Managing Director All Scheduled Commercial Banks Madam/Dear Sir, Service Area Approach - Educational Loan Scheme We have been receiving a number of complaints where students have been refused educational loan as the residence of the borrower does not fall under the bank's service area. In this connection, we advise that Service area norms are to be followed only in the case of

Service Area Approach - Educational Loan Scheme

Interest Subvention Scheme Monitoring of end-use of Crop Loans

RBI/2012-13/290 RPCD.FSD.BC No.45/05.02.02/2012-13 November 9, 2012 The Chairman and Managing Director All Public Sector Banks Madam/Dear Sir Interest Subvention Scheme Monitoring of end-use of Crop Loans As you are aware, the Government of India, through its budget announcement for the year 2006-07, introduced an interest subvention scheme with a view to ensure availability of short term crop loans up to Rs. 3.00 lakh to farmers at a reduced rate of 7% p.a. This sche

RBI/2012-13/290 RPCD.FSD.BC No.45/05.02.02/2012-13 November 9, 2012 The Chairman and Managing Director All Public Sector Banks Madam/Dear Sir Interest Subvention Scheme Monitoring of end-use of Crop Loans As you are aware, the Government of India, through its budget announcement for the year 2006-07, introduced an interest subvention scheme with a view to ensure availability of short term crop loans up to Rs. 3.00 lakh to farmers at a reduced rate of 7% p.a. This sche

Interest Subvention Scheme Monitoring of end-use of Crop Loans

RRBs - National Telecom Policy, 2012 - Migration of current version of Internet Protocol IPv4 to IPv6

RBI/2012-13/288 RPCD.CO.RRB.BC No. 44/03.05.33/2012-13 November 08, 2012 All Regional Rural Banks Dear Sir / Madam, National Telecom Policy, 2012 - Migration of current version of Internet Protocol IPv4 to IPv6 As you may be aware, the Government of India has envisaged providing ”Broadband on Demand” by 2015 in the recently unveiled National Telecom Policy (NTP) - 2012 emphasizing the role of Internet as catalyst for socio-economic development of the country and also

RBI/2012-13/288 RPCD.CO.RRB.BC No. 44/03.05.33/2012-13 November 08, 2012 All Regional Rural Banks Dear Sir / Madam, National Telecom Policy, 2012 - Migration of current version of Internet Protocol IPv4 to IPv6 As you may be aware, the Government of India has envisaged providing ”Broadband on Demand” by 2015 in the recently unveiled National Telecom Policy (NTP) - 2012 emphasizing the role of Internet as catalyst for socio-economic development of the country and also

RRBs - National Telecom Policy, 2012 - Migration of current version of Internet Protocol IPv4 to IPv6

National Telecom Policy, 2012- Migration of current version of Internet Protocol IPv4 to IPv6

RBI/2012-13/279 DBOD.CO.BP.BC No. 55/21.04.178/2012-13 November 05, 2012 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) and Local Area Banks Dear Sir / Madam, National Telecom Policy, 2012- Migration of current version of Internet Protocol IPv4 to IPv6 As you may be aware, the Government of India has envisaged providing ”Broadband on Demand” by 2015 in the recently unveiled National Telecom Poli

RBI/2012-13/279 DBOD.CO.BP.BC No. 55/21.04.178/2012-13 November 05, 2012 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) and Local Area Banks Dear Sir / Madam, National Telecom Policy, 2012- Migration of current version of Internet Protocol IPv4 to IPv6 As you may be aware, the Government of India has envisaged providing ”Broadband on Demand” by 2015 in the recently unveiled National Telecom Poli

National Telecom Policy, 2012- Migration of current version of Internet Protocol IPv4 to IPv6

Corporate Bond Market - Permission to banks for membership in SEBI approved Stock Exchanges

RBI/2012-13/277 DBOD.No.FSD.BC. 53/24.01.001/2012-13 November 05, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Corporate Bond Market - Permission to banks for membership in SEBI approved Stock Exchanges With a view to developing the Corporate Bond Market in India, several initiatives have been taken. These include measures to impart liquidity by permitting repo transactions in corporate bonds, increase transparency by capturing information rela

RBI/2012-13/277 DBOD.No.FSD.BC. 53/24.01.001/2012-13 November 05, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Corporate Bond Market - Permission to banks for membership in SEBI approved Stock Exchanges With a view to developing the Corporate Bond Market in India, several initiatives have been taken. These include measures to impart liquidity by permitting repo transactions in corporate bonds, increase transparency by capturing information rela

Corporate Bond Market - Permission to banks for membership in SEBI approved Stock Exchanges

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List - Primary (Urban) Co-operative Banks

RBI/2012-13/275 UBD.BPD (PCB) Cir. No. 21/14.01.062/2012-13 November 1, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.17/14.01.062/2012-13 dated October 9, 2012. We have since received from Government of India, Ministry of External

RBI/2012-13/275 UBD.BPD (PCB) Cir. No. 21/14.01.062/2012-13 November 1, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.17/14.01.062/2012-13 dated October 9, 2012. We have since received from Government of India, Ministry of External

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List - Primary (Urban) Co-operative Banks

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List - Primary (Urban) Co-operative Banks

RBI/2012-13/274 UBD.BPD (PCB) Cir. No. 22/14.01.062/2012-13 November 1, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.16/14.01.062/2012-13 dated October 09, 2012. We have since received from Government of India, Ministry of External Affairs, UNP

RBI/2012-13/274 UBD.BPD (PCB) Cir. No. 22/14.01.062/2012-13 November 1, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.16/14.01.062/2012-13 dated October 09, 2012. We have since received from Government of India, Ministry of External Affairs, UNP

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List - Primary (Urban) Co-operative Banks