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7.1: Bank Group-Wise Classification of Loan Assets of Scheduled Commercial Banks: 2000 to 2004

(Amount in Rs. crore)

As on March 31

Bank group/

Standard

Sub-standard

Doubtful

Loss 

Total 

Total

Years

Assets

Assets

Assets

Assets

NPAs

Advances

Amount

Per cent

Amount

Per cent

Amount

Per cent

Amount

Per cent

Amount

Per cent

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

 [=(3)+(5)+(7)]

[=(4)+(6)+(8)]

[=(1)+(3)+(5)+(7)]

Public Sector Banks

2000

326783

86

16361

4.3

30535

8

6398

1.7

53294

14

380077

2001

387360

87.6

14745

3.3

33485

7.6

6544

1.5

54774

12.4

442134

2002

452862

88.9

15788

3.1

33658

6.6

7061

1.4

56507

11.1

509368

2003

523724

90.6

14909

2.6

32340

5.6

6840

1.2

54089

9.4

577812

2004

610435

92.2

16909

2.6

28756

4.3

5876

0.9

51541

7.8

661975

Indian Private Banks

2000

53317

91.5

2137

3.7

2355

4

439

0.8

4932

8.5

58249

2001

65071

91.5

2585

3.6

3069

4.3

424

0.6

6078

8.5

71149

2002

109216

90.3

4738

3.9

6539

5.4

390

0.3

11667

9.7

120883

2003

131620

90.8

3703

2.6

8512

5.9

1118

0.8

13333

9.2

144953

2004

167076

94.2

3127

1.8

6391

3.6

825

0.5

10343

5.8

177419

Foreign Banks

2000

34817

93

1096

2.9

798

2.1

721

1.9

2615

7

37432

2001

42285

93.1

876

1.9

1202

2.6

1033

2.3

3111

6.9

45396

2002

47838

94.5

856

1.7

1004

2

920

1.8

2780

5.5

50618

2003

50851

94.6

994

1.8

944

1.8

954

1.8

2892

5.4

53743

2004

59619

95.2

990

1.6

1099

1.8

924

1.5

3013

4.8

62632

All Scheduled Commercial Banks

2000

414917

87.2

19594

4.1

33688

7.1

7558

1.6

60841

12.8

475758

2001

494716

88.6

18206

3.3

37756

6.8

8001

1.4

63963

11.4

558679

2002

609915

89.6

21381

3.1

41202

6.1

8370

1.2

70954

10.4

680869

2003

706194

90.9

19605

2.5

41797

5.4

8911

1.1

70314

9.1

776508

2004

837129

92.8

21025

2.3

36247

4

7625

0.8

64897

7.2

902026

Note : Data are Provisional

Source: Department of Banking Supervision.

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