Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

SOUTHERN REGION

STATE :ANDHRA PRADESH

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

11,55,747

1638,00

1552,83

11,65,068

2131,98

1992,64

5

11,07

11,06

1.

Direct Finance

11,46,809

1487,07

1433,05

11,54,120

1786,60

1708,95

5

11,07

11,06

2.

Indirect Finance

8,938

150,93

119,79

10,948

345,39

283,69

-

-

-

II.

INDUSTRY

83,662

5018,22

4136,19

90,246

4627,17

3775,40

201

265,12

226,24

1.

Mining & Quarrying

1,116

76,22

58,25

684

61,28

48,03

-

-

-

2.

Food Manufacturing & Processing

6,151

639,22

496,38

4,890

569,45

490,54

19

9,39

9,55

(a)

Rice Mills, Flour & Dal Mills

2,835

215,84

165,87

1,954

133,47

99,21

2

2

2

(b)

Sugar

46

68,12

65,85

95

227,14

222,35

-

-

-

(c)

Edible Oils & Vanaspati

538

197,06

123,12

420

87,45

66,33

6

34

33

(d)

Tea Processing

6

22

12

17

77

73

-

-

-

(e)

Processing of Fruits & Vegetables

36

6,09

5,15

378

5,21

5,23

2

2,00

1,89

(f)

Others

2,690

151,89

136,26

2,026

115,41

96,68

9

7,02

7,31

3.

Beverage & Tobacco

203

57,05

43,21

405

233,02

235,40

1

2,50

2,53

4.

Textiles

2,062

363,67

308,39

2,159

378,24

328,27

23

40,76

30,73

(a)

Cotton Textiles

848

200,03

177,22

789

202,51

163,66

5

18,19

13,09

(b)

Jute Textiles

27

15,60

9,68

36

9,30

7,43

-

-

-

(c)

Handloom Textiles & Khadi

329

3,60

3,49

208

4,76

3,43

-

-

-

(d)

Other Textiles

858

144,44

118,00

1,126

161,66

153,75

18

22,57

17,64

5.

Paper, Paper Products & Printing

935

127,54

126,59

1,624

183,70

161,59

7

21,62

19,80

6.

Leather & Leather Products

214

36,41

34,06

293

10,88

11,23

-

-

-

7.

Rubber & Rubber Products

224

40,87

34,07

244

31,62

25,47

-

-

-

8.

Chemicals & Chemical Products

1,817

938,58

764,36

2,228

680,11

557,73

47

104,77

81,91

(a)

Heavy Industrial Chemicals

162

58,18

50,44

138

19,89

17,34

5

30,07

30,07

(b)

Fertilisers

55

121,70

106,97

75

105,67

75,13

5

24,36

23,93

(c)

Drugs & Pharmaceuticals

533

439,28

395,98

738

357,13

285,99

23

31,44

17,14

(d)

Non-Edible Oils

64

30,35

29,22

70

19,06

18,88

-

-

-

(e)

Other Chemicals & Chemical Products

1,003

289,07

181,76

1,207

178,37

160,39

14

18,91

10,78

9.

Petroleum, Coal Products & Nuclear Fuels

83

39,11

32,60

88

15,03

8,21

-

-

-

10.

Manufacture of Cement & Cement Products

382

129,75

96,91

420

185,91

170,20

1

3,50

3,47

11.

Basic Metals & Metal Products

1,469

749,32

638,17

1,854

804,90

678,97

14

7,72

6,87

(a)

Iron & Steel

431

482,85

423,87

466

697,05

590,09

6

4,48

4,18

(b)

Non-Ferrous Metals

132

106,28

66,27

70

21,96

17,99

-

-

-

(c)

Other Metal Products

906

160,19

148,03

1,318

85,89

70,89

8

3,25

2,69

12.

Engineering

3,024

782,07

667,42

2,770

609,45

379,87

20

23,15

21,17

(a)

Heavy Engineering

283

90,89

80,29

325

114,10

90,02

-

-

-

(b)

Light Engineering

1,403

211,39

187,37

997

123,06

98,48

10

3,42

2,86

(c)

Electrical Machinery & Goods

725

345,54

275,56

676

276,97

111,08

6

10,68

9,58

(d)

Electronic Machinery & Goods

613

134,25

124,20

772

95,32

80,29

4

9,05

8,72

13.

Vehicles, Vehicle Parts & Transport Equipments

673

210,47

216,87

800

36,94

24,53

-

-

-

14.

Other Industries

64,866

436,14

393,39

70,750

332,29

299,94

66

43,21

43,42

15.

Electricity, Gas & Water

103

359,17

194,42

175

397,14

264,96

-

-

-

(a)

Electricity Generation & Transmission

76

357,64

192,95

134

388,76

258,03

-

-

-

(b)

Non-Conventional Energy

4

30

32

16

6,85

5,86

-

-

-

(c)

Gas, Steam & Water Supply

23

1,23

1,14

25

1,53

1,08

-

-

-

16.

Construction

340

32,62

31,10

862

97,21

90,47

3

8,50

6,78

III.

TRANSPORT OPERATORS

30,327

157,15

127,88

29,996

144,08

116,04

3

2,50

2,27

IV.

PROFESSIONAL AND OTHER SERVICES

24,810

200,80

175,90

1,04,433

470,45

396,19

19

13,23

13,23

V.

PERSONAL LOANS

5,67,118

1696,19

1555,64

4,48,677

1441,41

1293,94

8,848

89,62

61,63

1.

Loans for Purchase of Consumer Durables

40,954

77,89

66,55

34,218

59,16

51,59

1,548

27,36

27,56

2.

Loans for Housing

49,206

593,31

540,66

45,398

482,05

433,31

42

3,16

3,08

3.

Rest of the Personal Loans

4,76,958

1024,99

948,42

3,69,061

900,20

809,04

7,258

59,10

30,99

VI.

TRADE

2,37,703

925,81

800,74

2,25,273

1208,86

1041,24

11

8,23

7,96

1.

Wholesale Trade

15,199

338,26

278,24

12,941

601,56

525,05

3

2,05

2,11

2.

Retail Trade

2,22,504

587,55

522,51

2,12,332

607,30

516,18

8

6,18

5,85

VII.

FINANCE

310

162,88

125,55

738

160,39

121,06

2

1,02

54

VIII.

ALL OTHERS

73,458

1099,72

1027,23

4,10,142

1140,96

1056,19

9

3,35

3,29

TOTAL BANK CREDIT

21,73,135

10898,78

9501,97

24,74,573

11325,31

9792,72

9,098

394,14

326,23

OF WHICH:

1. Artisans & Village Industries

26,397

58,15

53,94

17,253

41,70

36,88

-

-

-

2. Other Small Scale Industries

41,644

904,64

785,29

40,822

770,21

678,96

10

4,65

2,43

SOUTHERN REGION

STATE :ANDHRA PRADESH

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

8,36,091

740,42

718,18

56,631

340,57

318,65

32,13,542

4862,03

4593,37

1.

Direct Finance

8,05,398

708,55

690,08

54,187

212,08

198,42

31,60,519

4205,37

4041,56

2.

Indirect Finance

30,693

31,87

28,10

2,444

128,48

120,23

53,023

656,67

551,80

II.

INDUSTRY

50,650

42,41

38,43

4,652

1049,59

921,18

2,29,411

11002,51

9097,44

1.

Mining & Quarrying

29

58

55

35

12,61

12,02

1,864

150,70

118,86

2.

Food Manufacturing & Processing

573

3,32

2,78

489

94,58

73,70

12,122

1315,97

1072,93

(a)

Rice Mills, Flour & Dal Mills

95

1,59

1,33

224

23,85

13,33

5,110

374,78

279,76

(b)

Sugar

2

1

1

13

12,57

12,67

156

307,83

300,88

(c)

Edible Oils & Vanaspati

28

40

34

77

33,31

26,13

1,069

318,56

216,25

(d)

Tea Processing

1

-

-

4

18

6

28

1,18

91

(e)

Processing of Fruits & Vegetables

-

-

-

9

4,67

4,24

425

17,97

16,51

(f)

Others

447

1,33

1,10

162

19,99

17,28

5,334

295,65

258,63

3.

Beverage & Tobacco

3

2

2

21

11,06

10,91

633

303,66

292,07

4.

Textiles

147

1,02

79

992

176,35

127,22

5,383

960,04

795,40

(a)

Cotton Textiles

17

14

7

389

91,28

51,22

2,048

512,16

405,25

(b)

Jute Textiles

1

2

2

12

13,60

11,65

76

38,52

28,78

(c)

Handloom Textiles & Khadi

34

20

17

6

13

9

577

8,68

7,18

(d)

Other Textiles

95

66

54

585

71,34

64,25

2,682

400,68

354,18

5.

Paper, Paper Products & Printing

16

42

32

217

46,86

44,15

2,799

380,13

352,46

6.

Leather & Leather Products

4

2

1

25

3,80

1,53

536

51,11

46,83

7.

Rubber & Rubber Products

3

2

1

17

3,47

2,97

488

75,98

62,52

8.

Chemicals & Chemical Products

33

46

39

336

253,71

244,63

4,461

1977,63

1649,02

(a)

Heavy Industrial Chemicals

-

-

-

17

4,19

3,42

322

112,33

101,27

(b)

Fertilisers

-

-

-

9

19,30

17,17

144

271,03

223,19

(c)

Drugs & Pharmaceuticals

7

5

3

128

169,38

172,01

1,429

997,28

871,15

(d)

Non-Edible Oils

5

10

10

12

1,31

90

151

50,81

49,10

(e)

Other Chemicals & Chemical Products

21

31

26

170

59,52

51,12

2,415

546,17

404,30

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

31

7,86

8,39

202

62,00

49,20

10.

Manufacture of Cement & Cement Products

12

43

29

48

25,41

26,45

863

345,01

297,32

11.

Basic Metals & Metal Products

17

19

14

233

121,05

114,16

3,587

1683,19

1438,31

(a)

Iron & Steel

-

-

-

109

83,77

76,97

1,012

1268,15

1095,11

(b)

Non-Ferrous Metals

-

-

-

19

12,33

11,52

221

140,57

95,78

(c)

Other Metal Products

17

19

14

105

24,95

25,67

2,354

274,47

247,41

12.

Engineering

126

1,84

1,59

287

60,27

50,04

6,227

1476,78

1120,08

(a)

Heavy Engineering

66

1,21

1,07

53

23,19

20,05

727

229,39

191,43

(b)

Light Engineering

25

20

15

79

10,42

7,63

2,514

348,50

296,50

(c)

Electrical Machinery & Goods

8

5

3

62

13,91

11,80

1,477

647,14

408,05

(d)

Electronic Machinery & Goods

27

38

33

93

12,76

10,56

1,509

251,75

224,10

13.

Vehicles, Vehicle Parts & Transport Equipments

65

91

69

100

4,87

4,66

1,638

253,19

246,75

14.

Other Industries

49,578

31,64

29,30

1,535

47,75

43,32

1,86,795

891,03

809,38

15.

Electricity, Gas & Water

9

5

4

25

78,64

69,78

312

835,00

529,21

(a)

Electricity Generation & Transmission

6

4

4

15

57,10

52,44

231

803,54

503,46

(b)

Non-Conventional Energy

-

-

-

8

20,68

16,50

28

27,82

22,68

(c)

Gas, Steam & Water Supply

3

1

1

2

86

84

53

3,63

3,07

16.

Construction

35

1,48

1,49

261

101,28

87,26

1,501

241,09

217,12

III.

TRANSPORT OPERATORS

9,674

28,80

23,30

2,942

44,90

33,31

72,942

377,43

302,81

IV.

PROFESSIONAL AND OTHER SERVICES

40,929

36,61

30,95

4,830

85,85

75,60

1,75,021

806,95

691,87

V.

PERSONAL LOANS

1,85,332

241,11

217,61

52,746

204,16

181,21

12,62,721

3672,49

3310,03

1.

Loans for Purchase of Consumer Durables

14,049

15,08

12,02

9,968

8,01

6,22

1,00,737

187,50

163,94

2.

Loans for Housing

10,206

43,54

42,94

2,669

35,07

29,77

1,07,521

1157,13

1049,78

3.

Rest of the Personal Loans

1,61,077

182,50

162,65

40,109

161,07

145,21

10,54,463

2327,86

2096,31

VI.

TRADE

1,35,508

101,00

88,11

23,973

413,32

339,12

6,22,468

2657,24

2277,17

1.

Wholesale Trade

4,260

7,22

6,30

3,280

210,33

165,18

35,683

1159,43

976,88

2.

Retail Trade

1,31,248

93,78

81,81

20,693

202,99

173,94

5,86,785

1497,81

1300,29

VII.

FINANCE

40

68

63

457

99,66

83,10

1,547

424,63

330,89

VIII.

ALL OTHERS

1,85,133

151,32

145,07

26,092

373,67

350,46

6,94,834

2769,03

2582,23

TOTAL BANK CREDIT

14,43,357

1342,35

1262,28

1,72,323

2611,73

2302,62

62,72,486

26572,31

23185,81

OF WHICH:

1. Artisans & Village Industries

43,127

27,08

25,40

452

1,20

99

87,229

128,12

117,21

2. Other Small Scale Industries

6,056

6,92

6,10

1,609

167,64

110,92

90,141

1854,05

1583,70