Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

21,14,483

2643,87

2541,87

9,21,441

1333,37

1253,07

1.

Direct Finance

20,82,454

2391,01

2313,91

9,06,885

1204,42

1147,67

2.

Indirect Finance

32,029

252,86

227,96

14,556

128,96

105,40

II.

INDUSTRY

94,120

1129,04

948,40

69,859

1444,43

1202,88

1.

Mining & Quarrying

649

20,85

17,37

658

46,84

28,62

2.

Food Manufacturing & Processing

3,787

232,14

218,20

4,821

351,89

269,81

(a) Rice Mills, Flour & Dal Mills

1,354

48,03

39,81

2,490

210,20

148,71

(b) Sugar

42

124,93

124,06

43

46,88

44,06

(c) Edible Oils & Vanaspati

297

17,04

15,93

373

57,71

46,67

(d) Tea Processing

6

11

6

3

8

1

(e) Processing of Fruits & Vegetables

351

3,91

3,08

36

3,72

3,44

(f) Others

1,737

38,12

35,27

1,876

33,30

26,92

3.

Beverage & Tobacco

92

4,47

2,88

109

5,86

3,88

4.

Textiles

898

77,29

65,17

2,073

156,16

144,08

(a) Cotton Textiles

256

34,46

24,59

612

101,52

97,82

(b) Jute Textiles

13

4,07

2,35

24

18,68

13,33

(c) Handloom Textiles & Khadi

212

1,30

1,20

229

3,50

2,64

(d) Other Textiles

417

37,46

37,02

1,208

32,46

30,30

5.

Paper, Paper Products & Printing

226

30,96

28,75

600

46,04

39,41

6.

Leather & Leather Products

52

68

61

102

1,45

1,24

7.

Rubber & Rubber Products

60

2,24

2,17

74

3,38

3,25

8.

Chemicals & Chemical Products

564

373,53

257,36

850

119,63

102,08

(a) Heavy Industrial Chemicals

19

7,77

6,62

74

22,00

20,55

(b) Fertilisers

20

34,09

33,14

10

43

40

(c) Drugs & Pharmaceuticals

180

157,29

130,02

147

34,97

31,99

(d) Non-Edible Oils

41

6,84

7,26

47

19,24

20,70

(e) Other Chemicals & Chemical Products

304

167,54

80,32

572

42,99

28,44

9.

Petroleum, Coal Products & Nuclear Fuels

14

5,98

6,70

57

4,35

3,05

10.

Manufacture of Cement & Cement Products

134

25,58

22,10

201

32,25

28,86

11.

Basic Metals & Metal Products

359

107,70

101,82

838

414,68

349,97

(a) Iron & Steel

74

84,92

80,63

170

298,62

274,58

(b) Non-Ferrous Metals

20

13,09

12,92

53

86,81

48,06

(c) Other Metal Products

265

9,69

8,28

615

29,25

27,33

12.

Engineering

1,080

90,15

82,27

1,282

72,22

62,49

(a) Heavy Engineering

201

7,59

6,15

142

19,46

17,44

(b) Light Engineering

442

18,36

17,98

504

24,56

21,91

(c) Electrical Machinery & Goods

196

16,32

12,81

374

19,19

15,60

(d) Electronic Machinery & Goods

241

47,88

45,33

262

9,01

7,54

13.

Vehicles, Vehicle Parts & Transport Equipments

373

15,97

14,54

545

13,34

11,03

14.

Other Industries

85,693

118,39

113,83

57,397

147,15

133,76

15.

Electricity, Gas & Water

67

15,34

7,51

53

20,93

13,87

(a) Electricity Generation & Transmission

60

15,31

7,49

31

20,44

13,53

(b) Non-Conventional Energy

-

-

-

4

7

3

(c) Gas, Steam & Water Supply

7

3

3

18

42

31

16.

Construction

72

7,76

7,11

199

8,25

7,50

III.

TRANSPORT OPERATORS

21,387

77,41

63,60

23,723

107,73

83,86

IV.

PROFESSIONAL AND OTHER SERVICES

74,014

96,08

82,87

48,449

128,29

105,65

V.

PERSONAL LOANS

3,79,693

709,64

648,68

3,79,326

881,79

795,81

1.

Loans for Purchase of Consumer Durables

17,684

22,99

19,37

23,319

36,41

30,06

2.

Loans for Housing

20,175

178,33

163,10

24,776

204,16

188,97

3.

Rest of the Personal Loans

3,41,834

508,32

466,21

3,31,231

641,22

576,77

VI.

TRADE

2,84,531

554,83

526,58

1,97,760

632,69

528,66

1.

Wholesale Trade

12,957

261,55

265,30

10,390

204,30

157,88

2.

Retail Trade

2,71,574

293,28

261,28

1,87,370

428,39

370,77

VII.

FINANCE

148

21,26

18,70

256

21,34

15,33

VIII.

ALL OTHERS

3,09,157

380,98

359,94

1,90,774

323,88

291,00

TOTAL BANK CREDIT

32,77,533

5613,10

5190,64

18,31,588

4873,51

4276,26

OF WHICH:

1. Artisans & Village Industries

51,399

45,72

43,39

26,127

43,56

38,02

2. Other Small Scale Industries

26,866

179,43

158,84

28,858

475,82

381,80

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,72,499

470,42

440,38

5,119

414,37

358,04

1.

Direct Finance

1,67,436

402,58

382,72

3,744

207,35

197,27

2.

Indirect Finance

5,063

67,84

57,66

1,375

207,01

160,78

II.

INDUSTRY

42,808

2785,71

2295,28

22,624

5643,34

4650,87

1.

Mining & Quarrying

417

30,04

27,21

140

52,98

45,66

2.

Food Manufacturing & Processing

2,730

396,07

321,79

784

335,87

263,13

(a) Rice Mills, Flour & Dal Mills

1,138

101,26

81,21

128

15,29

10,02

(b) Sugar

29

44,65

48,86

42

91,38

83,89

(c) Edible Oils & Vanaspati

272

117,09

85,43

127

126,71

68,23

(d) Tea Processing

6

14

5

13

85

79

(e) Processing of Fruits & Vegetables

25

4,06

3,77

13

6,28

6,22

(f) Others

1,260

128,87

102,47

461

95,35

93,98

3.

Beverage & Tobacco

366

242,68

252,72

66

50,64

32,59

4.

Textiles

1,567

224,05

178,18

845

502,54

407,97

(a) Cotton Textiles

914

182,94

144,27

266

193,24

138,58

(b) Jute Textiles

24

13,08

10,61

15

2,69

2,49

(c) Handloom Textiles & Khadi

120

1,86

1,62

16

2,02

1,73

(d) Other Textiles

509

26,17

21,69

548

304,58

265,17

5.

Paper, Paper Products & Printing

971

92,18

96,27

1,002

210,95

188,02

6.

Leather & Leather Products

192

10,15

8,29

190

38,82

36,69

7.

Rubber & Rubber Products

181

13,45

10,95

173

56,91

46,16

8.

Chemicals & Chemical Products

1,121

236,35

190,51

1,926

1248,12

1099,07

(a) Heavy Industrial Chemicals

100

22,82

18,15

129

59,73

55,95

(b) Fertilisers

54

63,94

44,40

60

172,56

145,25

(c) Drugs & Pharmaceuticals

242

69,38

59,02

860

735,65

650,12

(d) Non-Edible Oils

43

12,79

12,99

20

11,95

8,15

(e) Other Chemicals & Chemical Products

682

67,41

55,95

857

268,23

239,59

9.

Petroleum, Coal Products & Nuclear Fuels

84

11,55

4,49

47

40,12

34,96

10.

Manufacture of Cement & Cement Products

240

23,48

15,79

288

263,70

230,57

11.

Basic Metals & Metal Products

1,078

536,57

453,35

1,312

624,24

533,17

(a) Iron & Steel

287

428,15

355,65

481

456,46

384,25

(b) Non-Ferrous Metals

62

9,15

7,46

86

31,52

27,35

(c) Other Metal Products

729

99,27

90,24

745

136,26

121,57

12.

Engineering

1,828

478,38

286,90

2,037

836,03

688,41

(a) Heavy Engineering

170

65,89

52,77

214

136,44

115,08

(b) Light Engineering

810

66,01

44,32

758

239,57

212,28

(c) Electrical Machinery & Goods

449

318,42

169,02

458

293,21

210,62

(d) Electronic Machinery & Goods

399

28,05

20,79

607

166,81

150,44

13.

Vehicles, Vehicle Parts & Transport Equipments

376

201,95

207,72

344

21,93

13,45

14.

Other Industries

30,979

222,85

181,80

12,726

402,63

379,99

15.

Electricity, Gas & Water

52

13,73

9,13

140

784,99

498,70

(a) Electricity Generation & Transmission

34

3,07

2,61

106

764,73

479,84

(b) Non-Conventional Energy

5

9,08

5,00

19

18,67

17,65

(c) Gas, Steam & Water Supply

13

1,58

1,52

15

1,60

1,21

16.

Construction

626

52,24

50,17

604

172,85

152,32

III.

TRANSPORT OPERATORS

19,015

124,06

96,33

8,817

68,24

59,02

IV.

PROFESSIONAL AND OTHER SERVICES

38,233

230,66

194,76

14,325

351,92

308,59

V.

PERSONAL LOANS

3,23,981

1123,93

1014,08

1,79,721

957,14

851,46

1.

Loans for Purchase of Consumer Durables

40,019

65,32

57,22

19,715

62,78

57,29

2.

Loans for Housing

36,252

408,06

372,96

26,318

366,58

324,74

3.

Rest of the Personal Loans

2,47,710

650,55

583,90

1,33,688

527,78

469,43

VI.

TRADE

1,02,641

901,50

737,03

37,536

568,22

484,91

1.

Wholesale Trade

7,545

445,97

347,68

4,791

247,61

206,02

2.

Retail Trade

95,096

455,53

389,35

32,745

320,62

278,89

VII.

FINANCE

460

77,32

56,83

683

304,72

240,03

VIII.

ALL OTHERS

1,43,674

439,87

403,06

51,229

1624,30

1528,23

TOTAL BANK CREDIT

8,43,311

6153,46

5237,76

3,20,054

9932,24

8481,16

OF WHICH:

1. Artisans & Village Industries

8,122

30,09

26,71

1,581

8,76

9,08

2. Other Small Scale Industries

22,155

626,44

560,37

12,262

572,36

482,68