Andhra Pradesh - आरबीआय - Reserve Bank of India
Andhra Pradesh
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
SOUTHERN REGION | (Amount in Rupees Lakh) | |||||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||||||
AND ITS ASSOCIATES | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
1 | 2 | 3 | 4 | 5 | 6 | |||||||||
I. | AGRICULTURE | 9,86,417 | 2369,82 | 2095,52 | 14,39,008 | 4720,78 | 3739,46 | |||||||
1. Direct Finance | 9,75,170 | 1840,09 | 1716,44 | 13,97,693 | 3111,47 | 2878,43 | ||||||||
2. Indirect Finance | 11,247 | 529,72 | 379,07 | 41,315 | 1609,31 | 861,03 | ||||||||
II. | INDUSTRY | 64,126 | 7715,48 | 5102,85 | 67,929 | 6561,15 | 5607,97 | |||||||
1. Mining & Quarrying | 195 | 93,20 | 57,40 | 487 | 114,28 | 98,74 | ||||||||
2. Food Manufacturing & Processing | 5,475 | 1017,12 | 723,24 | 4,396 | 904,97 | 741,09 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 3,127 | 451,49 | 277,41 | 2,416 | 315,78 | 208,39 | |||||||
(b) | Sugar | 40 | 152,75 | 126,39 | 80 | 326,94 | 312,31 | |||||||
(c) | Edible Oils & Vanaspati | 598 | 162,71 | 137,71 | 253 | 58,01 | 47,69 | |||||||
(d) | Tea Processing | — | — | — | 16 | 1,43 | 1,21 | |||||||
(e) | Processing of Fruits & Vegetables | 12 | 7,46 | 5,12 | 45 | 14,92 | 12,30 | |||||||
(f) | Others | 1,698 | 242,70 | 176,61 | 1,586 | 187,89 | 159,19 | |||||||
3. Beverage & Tobacco | 125 | 50,58 | 38,52 | 272 | 397,45 | 272,19 | ||||||||
4. Textiles | 3,060 | 671,48 | 507,02 | 2,450 | 456,35 | 420,69 | ||||||||
(a) | Cotton Textiles | 496 | 323,06 | 287,43 | 625 | 247,23 | 222,61 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 124 | 47,39 | 20,57 | 168 | 27,13 | 23,96 | |||||||
(c) | Handloom Textiles & Khadi | 959 | 6,36 | 4,61 | 786 | 5,56 | 4,83 | |||||||
(d) | Other Textiles & Textile Products | 1,481 | 294,67 | 194,40 | 871 | 176,44 | 169,29 | |||||||
5. Paper, Paper Products & Printing | 949 | 124,60 | 92,74 | 1,621 | 203,92 | 180,79 | ||||||||
6. Leather & Leather Products | 574 | 150,91 | 137,27 | 278 | 26,55 | 27,19 | ||||||||
7. Rubber & Plastic Products | 644 | 123,69 | 93,21 | 1,576 | 141,53 | 121,91 | ||||||||
8. Chemicals & Chemical Products | 1,346 | 1294,72 | 896,89 | 1,739 | 664,58 | 548,16 | ||||||||
(a) | Heavy Industrial Chemicals | 136 | 167,01 | 148,36 | 129 | 85,03 | 61,18 | |||||||
(b) | Fertilisers | 51 | 174,59 | 107,17 | 45 | 65,43 | 57,50 | |||||||
(c) | Drugs & Pharmaceuticals | 535 | 700,85 | 514,03 | 918 | 403,71 | 313,85 | |||||||
(d) | Non-Edible Oils | 23 | 17,72 | 14,38 | 22 | 9,72 | 9,04 | |||||||
(e) | Other Chemicals & Chemical Products | 601 | 234,55 | 112,96 | 625 | 100,69 | 106,60 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 30 | 80,34 | 55,32 | 24 | 17,35 | 17,86 | ||||||||
10. Manufacture of Cement & Cement Products | 458 | 180,14 | 155,92 | 500 | 193,61 | 189,97 | ||||||||
11. Basic Metals & Metal Products | 2,694 | 1209,42 | 802,48 | 1,195 | 1217,65 | 1120,74 | ||||||||
(a) | Iron & Steel | 358 | 833,28 | 487,87 | 359 | 799,56 | 733,64 | |||||||
(b) | Non-Ferrous Metals | 69 | 80,30 | 72,98 | 48 | 54,73 | 51,90 | |||||||
(c) | Metal Products | 2,267 | 295,83 | 241,62 | 788 | 363,36 | 335,20 | |||||||
12. Engineering | 7,473 | 1089,06 | 801,43 | 3,427 | 364,13 | 296,74 | ||||||||
(a) | Heavy Engineering | 177 | 114,68 | 91,32 | 270 | 96,66 | 83,88 | |||||||
(b) | Light Engineering | 1,039 | 606,00 | 454,47 | 2,101 | 107,85 | 76,03 | |||||||
(c) | Electrical Machinery & Goods | 5,938 | 286,76 | 191,92 | 598 | 77,21 | 68,28 | |||||||
(d) | Electronic Machinery & Goods | 319 | 81,61 | 63,72 | 458 | 82,40 | 68,55 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 945 | 64,63 | 43,97 | 859 | 111,09 | 92,35 | ||||||||
14. Other Industries | 38,127 | 927,80 | 306,02 | 45,460 | 426,41 | 380,42 | ||||||||
15. Electricity, Gas & Water | 105 | 481,56 | 260,36 | 172 | 624,80 | 522,63 | ||||||||
(a) | Electricity Generation &Transmission | 68 | 474,72 | 255,46 | 98 | 563,27 | 497,22 | |||||||
(b) | Non-Conventional Energy | 8 | 1,64 | 1,33 | 10 | 2,07 | 1,73 | |||||||
(c) | Gas, Steam & Water Supply | 29 | 5,20 | 3,57 | 64 | 59,46 | 23,68 | |||||||
16. Construction | 1,926 | 156,23 | 131,07 | 3,473 | 696,48 | 576,52 | ||||||||
III. | TRANSPORT OPERATORS | 14,293 | 223,31 | 161,45 | 25,286 | 428,76 | 279,28 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 14,055 | 1368,79 | 468,70 | 93,040 | 1017,14 | 831,60 | |||||||
V. | PERSONAL LOANS | 5,36,605 | 3372,39 | 2858,24 | 7,12,078 | 3775,08 | 3259,13 | |||||||
1. Loans for Purchase of Consumer Durables | 23,968 | 80,81 | 54,99 | 50,771 | 156,28 | 122,14 | ||||||||
2. Loans for Housing | 62,828 | 1544,22 | 1370,59 | 69,847 | 1285,91 | 1157,35 | ||||||||
3. Rest of the Personal Loans | 4,49,809 | 1747,36 | 1432,66 | 5,91,460 | 2332,89 | 1979,64 | ||||||||
VI. | TRADE | 1,33,496 | 1320,92 | 978,09 | 1,81,335 | 2772,83 | 2411,68 | |||||||
1. Wholesale Trade | 8,550 | 574,90 | 448,31 | 11,530 | 1779,21 | 1568,22 | ||||||||
2. Retail Trade | 1,24,946 | 746,02 | 529,78 | 1,69,805 | 993,62 | 843,47 | ||||||||
VII. | FINANCE | 2,331 | 217,84 | 179,71 | 3,101 | 177,82 | 137,94 | |||||||
VIII. | ALL OTHERS | 3,93,359 | 3380,30 | 1847,22 | 4,53,149 | 2951,58 | 2501,21 | |||||||
TOTAL BANK CREDIT | 21,44,682 | 19968,85 | 13691,78 | 29,74,926 | 22405,13 | 18768,28 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 15,193 | 389,11 | 305,54 | 10,307 | 52,79 | 48,20 | ||||||||
2.OtherSmallScaleIndustries | 22,285 | 835,56 | 612,28 | 36,065 | 1027,64 | 803,03 | ||||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||||||
I. | AGRICULTURE | 4 | 2,13 | 1,62 | 9,54,883 | 1368,68 | 1299,18 | |||||||
1. Direct Finance | — | — | — | 9,35,449 | 1332,69 | 1267,08 | ||||||||
2. Indirect Finance | 4 | 2,13 | 1,62 | 19,434 | 36,00 | 32,10 | ||||||||
II. | INDUSTRY | 712 | 509,58 | 382,53 | 44,961 | 86,90 | 68,27 | |||||||
1. Mining & Quarrying | — | — | — | 42 | 2,50 | 2,16 | ||||||||
2. Food Manufacturing & Processing | 14 | 18,59 | 23,02 | 453 | 9,87 | 8,57 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 333 | 7,27 | 6,51 | |||||||
(b) | Sugar | 1 | 32 | 32 | — | — | — | |||||||
(c) | Edible Oils & Vanaspati | — | — | — | 17 | 32 | 26 | |||||||
(d) | Tea Processing | — | — | — | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | — | — | — | 3 | 15 | 14 | |||||||
(f) | Others | 13 | 18,27 | 22,70 | 100 | 2,14 | 1,66 | |||||||
3. Beverage & Tobacco | 3 | 45,22 | 1,24 | 5 | 25 | 23 | ||||||||
4. Textiles | 19 | 21,34 | 21,64 | 491 | 2,35 | 1,94 | ||||||||
(a) | Cotton Textiles | 11 | 16,85 | 17,37 | 84 | 1,17 | 93 | |||||||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 2 | 1 | 1 | |||||||
(c) | Handloom Textiles & Khadi | — | — | — | 333 | 63 | 58 | |||||||
(d) | Other Textiles & Textile Products | 8 | 4,48 | 4,27 | 72 | 54 | 42 | |||||||
5. Paper, Paper Products & Printing | 9 | 10,48 | 6,34 | 10 | 15 | 11 | ||||||||
6. Leather & Leather Products | — | — | — | 55 | 11 | 10 | ||||||||
7. Rubber & Plastic Products | 7 | 4,77 | 3,21 | 43 | 17 | 15 | ||||||||
8. Chemicals & Chemical Products | 232 | 229,83 | 203,44 | 113 | 62 | 57 | ||||||||
(a) | Heavy Industrial Chemicals | 117 | 32,58 | 32,27 | — | — | — | |||||||
(b) | Fertilisers | 3 | 25,07 | 4,15 | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | 84 | 161,18 | 164,26 | 18 | 29 | 24 | |||||||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||||||
(e) | Other Chemicals & Chemical Products | 28 | 10,99 | 2,75 | 95 | 33 | 33 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 4 | 84 | 84 | — | — | — | ||||||||
10. Manufacture of Cement & Cement Products | 31 | 12,70 | 12,89 | 417 | 86 | 70 | ||||||||
11. Basic Metals & Metal Products | 114 | 21,39 | 20,34 | 42 | 40 | 32 | ||||||||
(a) | Iron & Steel | 65 | 11,54 | 11,54 | — | — | — | |||||||
(b) | Non-Ferrous Metals | 9 | 39 | 34 | — | — | — | |||||||
(c) | Metal Products | 40 | 9,46 | 8,45 | 42 | 40 | 32 | |||||||
12. Engineering | 99 | 55,27 | 26,44 | 310 | 77 | 52 | ||||||||
(a) | Heavy Engineering | 1 | 3,10 | 3,05 | 7 | 31 | 24 | |||||||
(b) | Light Engineering | 11 | 30,01 | 8,76 | 101 | 19 | 11 | |||||||
(c) | Electrical Machinery & Goods | 67 | 21,65 | 14,13 | 146 | 15 | 13 | |||||||
(d) | Electronic Machinery & Goods | 20 | 51 | 50 | 56 | 12 | 4 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 18 | 7,50 | 7,29 | 287 | 1,98 | 1,42 | ||||||||
14. Other Industries | 100 | 10,44 | 7,29 | 42,430 | 59,44 | 45,02 | ||||||||
15. Electricity, Gas & Water | 9 | 50,37 | 30,79 | 1 | 5 | 4 | ||||||||
(a) | Electricity Generation &Transmission | 9 | 50,37 | 30,79 | — | — | — | |||||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||||||
(c) | Gas, Steam & Water Supply | — | — | — | 1 | 5 | 4 | |||||||
16. Construction | 53 | 20,86 | 17,76 | 262 | 7,38 | 6,42 | ||||||||
III. | TRANSPORT OPERATORS | 37 | 7,27 | 6,33 | 6,526 | 29,18 | 23,47 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 205 | 34,91 | 31,81 | 37,060 | 65,73 | 51,85 | |||||||
V. | PERSONAL LOANS | 65,966 | 539,97 | 318,41 | 3,37,842 | 680,00 | 578,53 | |||||||
1. Loans for Purchase of Consumer Durables | 1,407 | 12,72 | 12,69 | 57,004 | 109,52 | 86,22 | ||||||||
2. Loans for Housing | 1,276 | 70,43 | 64,61 | 25,277 | 131,78 | 111,19 | ||||||||
3. Rest of the Personal Loans | 63,283 | 456,82 | 241,10 | 2,55,561 | 438,70 | 381,12 | ||||||||
VI. | TRADE | 272 | 12,16 | 9,03 | 1,20,762 | 156,99 | 128,48 | |||||||
1. Wholesale Trade | 260 | 7,81 | 3,52 | 5,460 | 11,74 | 9,69 | ||||||||
2. Retail Trade | 12 | 4,36 | 5,51 | 1,15,302 | 145,26 | 118,79 | ||||||||
VII. | FINANCE | 14 | 22,77 | 22,48 | 1,257 | 3,03 | 2,41 | |||||||
VIII. | ALL OTHERS | 5,742 | 48,86 | 45,69 | 2,23,555 | 350,59 | 292,95 | |||||||
TOTAL BANK CREDIT | 72,952 | 1177,66 | 817,89 | 17,26,846 | 2741,11 | 2445,14 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 30 | 95 | 85 | 35,047 | 46,56 | 33,94 | ||||||||
2.OtherSmallScaleIndustries | 23 | 25,52 | 16,01 | 6,145 | 15,33 | 13,06 | ||||||||
OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | Standing | |||||||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||||||
I. | AGRICULTURE | 62,794 | 612,29 | 439,31 | 34,43,106 | 9073,71 | 7575,08 | |||||||
1. Direct Finance | 59,686 | 357,20 | 263,79 | 33,67,998 | 6641,45 | 6125,75 | ||||||||
2. Indirect Finance | 3,108 | 255,09 | 175,52 | 75,108 | 2432,25 | 1449,33 | ||||||||
II. | INDUSTRY | 12,586 | 5997,10 | 4746,35 | 1,90,314 | 20870,21 | 15907,98 | |||||||
1. Mining & Quarrying | 148 | 443,72 | 388,19 | 872 | 653,69 | 546,49 | ||||||||
2. Food Manufacturing & Processing | 758 | 510,08 | 378,70 | 11,096 | 2460,63 | 1874,62 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 408 | 93,09 | 46,55 | 6,284 | 867,62 | 538,87 | |||||||
(b) | Sugar | 36 | 207,63 | 176,34 | 157 | 687,64 | 615,36 | |||||||
(c) | Edible Oils & Vanaspati | 105 | 40,88 | 37,57 | 973 | 261,92 | 223,23 | |||||||
(d) | Tea Processing | 3 | 42 | 35 | 19 | 1,85 | 1,56 | |||||||
(e) | Processing of Fruits & Vegetables | 14 | 14,47 | 7,73 | 74 | 37,01 | 25,28 | |||||||
(f) | Others | 192 | 153,59 | 110,16 | 3,589 | 604,60 | 470,31 | |||||||
3. Beverage & Tobacco | 95 | 194,45 | 158,84 | 500 | 687,95 | 471,02 | ||||||||
4. Textiles | 987 | 490,40 | 340,15 | 7,007 | 1641,93 | 1291,43 | ||||||||
(a) | Cotton Textiles | 639 | 363,07 | 252,53 | 1,855 | 951,38 | 780,88 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 38 | 60,45 | 35,41 | 332 | 134,98 | 79,95 | |||||||
(c) | Handloom Textiles & Khadi | 6 | 12 | 9 | 2,084 | 12,67 | 10,11 | |||||||
(d) | Other Textiles & Textile Products | 304 | 66,76 | 52,12 | 2,736 | 542,89 | 420,50 | |||||||
5. Paper, Paper Products & Printing | 494 | 149,57 | 111,34 | 3,083 | 488,71 | 391,30 | ||||||||
6. Leather & Leather Products | 34 | 6,67 | 5,24 | 941 | 184,23 | 169,79 | ||||||||
7. Rubber & Plastic Products | 154 | 34,15 | 32,31 | 2,424 | 304,31 | 250,78 | ||||||||
8. Chemicals & Chemical Products | 858 | 1056,39 | 760,03 | 4,288 | 3246,14 | 2409,10 | ||||||||
(a) | Heavy Industrial Chemicals | 113 | 172,56 | 113,59 | 495 | 457,19 | 355,39 | |||||||
(b) | Fertilisers | 27 | 361,61 | 268,13 | 126 | 626,71 | 436,96 | |||||||
(c) | Drugs & Pharmaceuticals | 168 | 250,58 | 206,08 | 1,723 | 1516,60 | 1198,46 | |||||||
(d) | Non-Edible Oils | — | — | — | 45 | 27,44 | 23,41 | |||||||
(e) | Other Chemicals & Chemical Products | 550 | 271,64 | 172,24 | 1,899 | 618,20 | 394,88 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 3 | 1,93 | 1,74 | 61 | 100,47 | 75,76 | ||||||||
10. Manufacture of Cement & Cement Products | 139 | 630,35 | 541,29 | 1,545 | 1017,66 | 900,77 | ||||||||
11. Basic Metals & Metal Products | 422 | 531,36 | 365,32 | 4,467 | 2980,22 | 2309,20 | ||||||||
(a) | Iron & Steel | 222 | 414,04 | 285,12 | 1,004 | 2058,43 | 1518,17 | |||||||
(b) | Non-Ferrous Metals | 42 | 21,11 | 18,85 | 168 | 156,53 | 144,07 | |||||||
(c) | Metal Products | 158 | 96,21 | 61,36 | 3,295 | 765,25 | 646,96 | |||||||
12. Engineering | 419 | 173,13 | 124,34 | 11,728 | 1682,36 | 1249,47 | ||||||||
(a) | Heavy Engineering | 65 | 32,31 | 28,28 | 520 | 247,06 | 206,77 | |||||||
(b) | Light Engineering | 152 | 46,30 | 26,52 | 3,404 | 790,35 | 565,89 | |||||||
(c) | Electrical Machinery & Goods | 101 | 47,61 | 37,53 | 6,850 | 433,38 | 311,99 | |||||||
(d) | Electronic Machinery & Goods | 101 | 46,92 | 32,01 | 954 | 211,57 | 164,82 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 121 | 118,15 | 102,01 | 2,230 | 303,35 | 247,04 | ||||||||
14. Other Industries | 7,052 | 99,13 | 88,25 | 1,33,169 | 1523,21 | 827,01 | ||||||||
15. Electricity, Gas & Water | 57 | 1185,21 | 1015,48 | 344 | 2341,99 | 1829,30 | ||||||||
(a) | Electricity Generation &Transmission | 42 | 1161,18 | 998,67 | 217 | 2249,54 | 1782,14 | |||||||
(b) | Non-Conventional Energy | 2 | 22,36 | 15,67 | 20 | 26,07 | 18,73 | |||||||
(c) | Gas, Steam & Water Supply | 13 | 1,67 | 1,13 | 107 | 66,39 | 28,42 | |||||||
16. Construction | 845 | 372,42 | 333,13 | 6,559 | 1253,37 | 1064,90 | ||||||||
III. | TRANSPORT OPERATORS | 2,959 | 334,43 | 176,25 | 49,101 | 1022,95 | 646,79 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 7,523 | 664,84 | 503,76 | 1,51,883 | 3151,41 | 1887,72 | |||||||
V. | PERSONAL LOANS | 80,666 | 570,10 | 415,69 | 17,33,157 | 8937,54 | 7430,00 | |||||||
1. Loans for Purchase of Consumer Durables | 7,717 | 20,90 | 12,78 | 1,40,867 | 380,23 | 288,83 | ||||||||
2. Loans for Housing | 4,248 | 135,48 | 110,82 | 1,63,476 | 3167,82 | 2814,56 | ||||||||
3. Rest of the Personal Loans | 68,701 | 413,71 | 292,08 | 14,28,814 | 5389,48 | 4326,61 | ||||||||
VI. | TRADE | 23,946 | 659,55 | 512,82 | 4,59,811 | 4922,45 | 4040,10 | |||||||
1. Wholesale Trade | 4,037 | 375,71 | 296,75 | 29,837 | 2749,36 | 2326,49 | ||||||||
2. Retail Trade | 19,909 | 283,83 | 216,07 | 4,29,974 | 2173,09 | 1713,62 | ||||||||
VII. | FINANCE | 1,245 | 185,23 | 129,08 | 7,948 | 606,68 | 471,62 | |||||||
VIII. | ALL OTHERS | 27,816 | 663,14 | 542,31 | 11,03,621 | 7394,47 | 5229,38 | |||||||
TOTAL BANK CREDIT | 2,19,535 | 9686,66 | 7465,58 | 71,38,941 | 55979,42 | 43188,67 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 1,587 | 7,31 | 5,96 | 62,164 | 496,71 | 394,48 | ||||||||
2.OtherSmallScaleIndustries | 4,762 | 268,81 | 187,02 | 69,280 | 2172,86 | 1631,40 | ||||||||