Appendix Table II.4 (A): Financial Performance of Scheduled Commercial Banks for the years 1998-99 and 1999-2000@ - आरबीआय - Reserve Bank of India
Appendix Table II.4 (A): Financial Performance of Scheduled Commercial Banks for the years 1998-99 and 1999-2000@
(Amount in Rs. crore) | |||||
Item | 1998-99 | 1999-2000 | Variation of | ||
Column (3) over (2) | |||||
Absolute | Percentage | ||||
1 | 2 | 3 | 4 | 5 | |
A. Income (i+ii) | 1,00,062.00 | 1,15,386.00 | 15,324.00 | 15.31 | |
(100.00) | (100.00) | ||||
i) | Interest Income | 87,312.04 | 99,506.85 | 12,194.81 | 13.97 |
(87.26) | (86.24) | ||||
ii) | Other Income | 12,749.96 | 15,879.15 | 3,129.19 | 24.54 |
(12.74) | (13.76) | ||||
B. Expenditure (i+ii+iii) | 95,571.66 | 1,08,079.64 | 12,507.98 | 13.09 | |
(100.00) | (100.00) | ||||
i) | Interest Expended | 60,904.99 | 69,317.04 | 8,412.05 | 13.81 |
(63.73) | (64.14) | ||||
ii) | Provisions and Contingencies | 9,320.35 | 11,117.00 | 1,796.65 | 19.28 |
(9.75) | (10.29) | ||||
iii) | Operating Expenses | 25,346.32 | 27,645.60 | 2,299.28 | 9.07 |
(26.52) | (25.58) | ||||
of which : Wage Bill | 16,649.52 | 18,467.38 | 1,817.86 | 10.92 | |
(17.42) | (17.09) | ||||
C. Profit | |||||
i) | Operating Profit | 13,810.69 | 18,423.36 | 4,612.67 | 33.40 |
ii) | Net Profit | 4,490.34 | 7,306.36 | 2,816.02 | 62.71 |
D. Total Assets | 9,50,717.74 | 11,10,368.09 | 1,59,650.35 | 16.79 | |
E. Financial Ratios (per cent) $ | |||||
i) | Operating Profit | 1.45 | 1.66 | 0.21 | |
ii) | Net Profit | 0.47 | 0.66 | 0.19 | |
iii) | Income | 10.52 | 10.39 | -0.13 | |
iv) | Interest Income | 9.18 | 8.96 | -0.22 | |
v) | Other Income | 1.34 | 1.43 | 0.09 | |
vi) | Expenditure | 10.05 | 9.73 | -0.32 | |
vii) | Interest Expended | 6.41 | 6.24 | -0.17 | |
viii) | Operating Expenses | 2.67 | 2.49 | -0.18 | |
ix) | Wage Bill | 1.75 | 1.66 | -0.09 | |
x) | Provisions and Contingencies | 0.98 | 1.00 | 0.02 | |
xi) | Spread (Net Interest Income) | 2.78 | 2.72 | -0.06 | |
Notes: 1. $ Ratios to Total Assets. | |||||
@ Break-up | 1998-99 | 1999-2000 | |||
a.Public Sector Banks | 27 | 27 | |||
b.Private Sector Banks | 34 | 32 | |||
c.Foreign Banks in India | 44 | 42 | |||
Total | 105 | 101 | |||
2. Figures in brackets are percentage shares to the respective total. |