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Appendix Table II.4: Region/State-wise Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks

                     

(Per cent)


Sr.

Region/State/

Credit-Deposit Ratio

Investment plus Credit-

No.

Union Territory

             

Deposit Ratio @


   

1998

1999

2000

2001

1999

2000


   

As per

  As per

  As per

  As per

  As per

As per

As per

As per

As per

As per

  As per

   

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Sanc-

Utili-

Sanc-

Utili-

   

tion

sation

tion

sation

tion

sation

tion

tion

sation

tion

sation


1

2

3

4

5

6

7

8

9

10

11

12

13


1

NORTHERN REGION

48.8

47.5

51.1

49.4

51.1

49.6

63.1

56.0

54.3

56.3

54.8

 

Haryana

42.9

55.1

43.3

54.9

42.4

53.4

41.7

52.5

64.0

51.6

62.6

 

Himachal Pradesh

21.4

25.3

22.7

26.0

23.8

26.8

22.6

33.2

36.5

37.0

40.1

 

Jammu & Kashmir

37.7

35.7

39.6

37.2

33.5

30.9

38.3

47.6

45.2

40.8

38.2

 

Punjab

36.5

38.9

38.8

40.9

39.4

40.9

41.4

44.1

46.1

45.3

46.8

 

Rajasthan

47.2

51.7

46.0

49.3

46.7

50.1

48.2

63.5

66.7

65.3

68.7

 

Chandigarh

57.9

56.2

85.1

81.4

82.0

79.5

96.7

85.1

81.4

82.0

79.5

 

Delhi

58.2

50.7

60.0

52.7

60.5

53.7

82.9

60.2

52.9

60.7

53.9

                         

2

NORTH-EASTERN REGION

30.4

33.5

28.9

33.7

28.1

30.6

28.1

48.4

53.2

46.4

48.9

 

Arunachal Pradesh

13.3

16.8

14.6

18.5

15.7

22.3

17.3

20.9

24.8

22.0

28.6

 

Assam

33.6

37.8

32.0

38.7

32.0

35.5

32.4

52.2

58.9

50.3

53.8

 

Manipur

58.2

58.6

47.8

47.8

37.4

37.9

38.9

76.7

76.6

64.9

65.3

 

Meghalaya

15.4

15.7

18.1

19.3

16.3

16.3

16.8

35.5

36.7

33.4

33.4

 

Mizoram

23.2

25.2

20.8

23.6

23.3

26.0

25.5

38.0

40.7

44.0

46.7

 

Nagaland

19.0

21.2

15.9

18.1

15.3

15.6

13.9

44.2

46.4

45.3

45.5

 

Tripura

33.8

35.1

30.3

31.1

25.7

25.7

23.0

45.1

45.9

39.2

39.2

                         

3

EASTERN REGION

40.9

40.4

38.2

38.0

37.0

37.2

36.9

50.1

50.0

48.1

48.3

 

Bihar

28.3

28.7

25.6

27.4

22.5

23.2

21.3

39.1

40.9

33.5

34.3

 

Orissa

47.6

49.4

43.3

44.2

41.5

42.8

41.5

71.4

72.3

67.9

69.1

 

Sikkim

21.3

18.0

20.9

18.8

15.1

15.2

15.6

42.9

40.8

34.8

35.0

 

West Bengal

47.2

45.7

44.9

43.4

45.5

44.9

44.1

52.7

51.2

53.3

52.8

 

Andaman & Nicobar Islands

15.1

16.5

16.0

22.3

16.8

27.6

18.6

16.0

22.3

16.8

27.6

 

Jharkhand

28.4

                         

4

CENTRAL REGION

35.8

39.2

33.7

36.8

33.9

36.8

33.4

45.4

48.6

45.6

48.5

 

Madhya Pradesh

52.8

56.7

48.8

52.2

49.1

52.5

48.3

61.9

65.3

62.3

65.8

 

Uttar Pradesh

29.5

32.7

28.0

31.1

28.2

30.9

28.8

39.3

42.3

39.4

42.1

 

Uttaranchal

23.0

 

Chhattisgarh

39.8

                         

5

WESTERN REGION

66.5

65.0

68.0

67.0

75.4

74.6

75.0

71.8

70.9

79.5

78.6

 

Goa

24.7

25.6

24.0

26.3

23.8

25.4

22.8

26.9

28.7

26.6

28.1

 

Gujarat

49.0

53.8

48.8

54.2

49.0

53.6

49.4

54.6

60.0

54.9

59.4

 

Maharashtra

73.4

69.8

75.8

72.6

86.4

83.4

85.4

79.1

75.9

89.9

86.9

 

Dadra & Nagar Haveli

22.4

127.6

22.0

103.3

18.8

135.6

16.5

22.0

103.3

18.8

135.6

 

Daman & Diu

21.3

69.9

18.7

94.6

15.7

87.6

14.1

18.7

94.6

15.7

97.6

                         

6

SOUTHERN REGION

71.1

72.0

68.2

68.7

66.2

66.8

65.8

77.3

77.8

74.9

75.5

 

Andhra Pradesh

71.1

72.4

67.9

69.1

64.2

65.5

63.3

81.3

82.5

77.2

78.4

 

Karnataka

68.4

70.3

65.4

66.7

63.3

65.5

59.3

72.6

73.8

70.0

72.1

 

Kerala

44.2

44.7

41.7

41.8

41.5

41.7

43.1

50.7

50.8

50.3

50.4

 

Tamil Nadu

92.6

92.6

90.7

90.3

88.6

87.5

90.6

98.2

97.7

95.6

94.5

 

Lakshadweep

7.8

9.8

8.0

9.6

7.4

9.1

9.7

8.0

9.6

7.4

9.1

 

Pondicherry

36.5

48.3

35.4

41.4

33.6

38.7

33.4

36.4

41.4

33.6

38.7


 

ALL INDIA

55.3

55.3

54.8

54.8

56.0

56.0

58.5

62.5

62.5

63.6

63.6


@ State-wise investment figures pertain to investments by scheduled commercial banks in the respective States only. All India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other approved securities.

Notes: 1. Deposits and Credit (as per place of sanction and utilisation) data for 1998,1999 and 2000 are based on BSR-1 and 2 surveys as on 31 st March.
2. The investment figures are based on BSR-5 survey as on 31st March.
3. For March 1999, deposits data exclude Resurgent India Bonds (Rs. 17,945 crore).
4. CD-ratio for 2001 are based on BSR-7 survey as on 31st March 2001.

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