Appendix Table II.5(C): Financial Performance of Nationalised Banks - आरबीआय - Reserve Bank of India
Appendix Table II.5(C): Financial Performance of Nationalised Banks
(Amount in Rs.crore) |
|||||||
|
|||||||
Item |
1999-2000 |
2000-01 |
Variation of Col. (3) over Col.(2) |
||||
Absolute |
Percentage |
||||||
|
|||||||
1 |
2 |
3 |
4 |
5 |
|||
|
|||||||
A. |
Income |
56,896.43 |
64,126.52 |
7,230.09 |
12.71 |
||
(i+ii) |
(100.00) |
(100.00) |
|||||
i) |
Interest Income |
50,234.01 |
56,967.11 |
6,733.10 |
13.40 |
||
(88.29) |
(88.84) |
||||||
ii) |
Other Income |
6,662.42 |
7,159.41 |
496.99 |
7.46 |
||
(11.71) |
(11.16) |
||||||
B. |
Expenditure |
54,459.43 |
62,031.43 |
7,572.00 |
13.90 |
||
(i+ii+iii) |
(100.00) |
(100.00) |
|||||
i) |
Interest Expended |
35,477.41 |
38,789.64 |
3,312.23 |
9.34 |
||
(65.14) |
(62.53) |
||||||
ia) |
Interest on Recapitalisation Bonds |
1,797.88 |
1,795.48 |
||||
ii) |
Provisions and Contingencies |
4,766.15 |
5,958.24 |
1,192.09 |
25.01 |
||
(8.75) |
(9.61) |
||||||
iii) |
Operating Expenses |
14,215.87 |
17,283.55 |
3,067.68 |
21.58 |
||
(26.10) |
(27.86) |
||||||
of which : Wage Bill |
10,468.28 |
13,142.78 |
2,674.50 |
25.55 |
|||
(19.22) |
(21.19) |
||||||
C. |
Profit |
||||||
i) |
Operating Profit |
7,203.15 |
8,053.33 |
850.18 |
11.80 |
||
ia) |
Operating Profit exclusive of |
||||||
income from recapitalisation bonds |
5,405.27 |
6,257.85 |
852.58 |
15.77 |
|||
ii) |
Net Profit |
2,437.00 |
2,095.09 |
-341.91 |
-14.03 |
||
iia) |
Net Profit exclusive of income |
||||||
from recapitalisation bonds |
639.12 |
299.61 |
-339.51 |
-53.12 |
|||
D. |
Total Assets |
5,54,205.72 |
6,26,892.12 |
72,686.40 |
13.12 |
||
E. |
Financial Ratios (per cent) @ |
||||||
i) |
Operating Profit |
1.30 |
1.28 |
-0.02 |
— |
||
ia) |
Operating Profit exclusive of |
0.98 |
1.00 |
0.02 |
— |
||
income from recapitalisation bonds |
|||||||
ii) |
Net Profit |
0.44 |
0.33 |
-0.11 |
— |
||
iia) |
Net Profit exclusive of income |
0.12 |
0.05 |
-0.07 |
— |
||
from recapitalisation bonds |
|||||||
iii) |
Income |
10.27 |
10.23 |
-0.04 |
— |
||
iv) |
Interest Income |
9.06 |
9.09 |
0.03 |
— |
||
v) |
Other Income |
1.20 |
1.14 |
-0.06 |
— |
||
vi) |
Expenditure |
9.83 |
9.90 |
0.07 |
— |
||
vii) |
Interest Expended |
6.40 |
6.19 |
-0.21 |
— |
||
viii) |
Operating Expenses |
2.57 |
2.76 |
0.19 |
— |
||
ix) |
Wage Bill |
1.89 |
2.10 |
0.21 |
— |
||
x) |
Provisions and Contingencies |
0.86 |
0.95 |
0.09 |
— |
||
xi) |
Spread (Net Interest Income) |
2.66 |
2.90 |
0.24 |
— |
||
xia) |
Spread exclusive of recapitalisation |
2.34 |
2.61 |
0.27 |
— |
||
Bonds |
|||||||
|
|||||||
@ Ratios to Total Assets. |
|||||||
Note : Figures in brackets are percentage to the respective total. |