(Amount in Rs. crore)

Item

2000-01

2001-02

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

9,091.20

10,946.04

1,854.84

20.40

(i+ii)

(100.00)

(100.00)

i)

Interest Income

8,054.57

8,725.33

670.76

8.33

(88.60)

(79.71)

of which: Interest on Advances

4,198.64

4,620.90

422.26

10.06

(46.18)

(42.22)

ii)

Other Income

1,036.63

2,220.71

1,184.08

114.22

(11.40)

(20.29)

of which: Commission & Brokerage

485.95

485.60

-0.35

-0.07

(5.35)

(4.44)

B.

Expenditure

8,589.05

9,941.55

1,352.50

15.75

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

5,931.92

6,494.96

563.04

9.49

(69.06)

(65.33)

of which: Interest on Deposits

5,615.60

6,187.96

572.36

10.19

(65.38)

(62.24)

ii)

Provisions and Contingencies

973.60

1,511.70

538.10

55.27

(11.34)

(15.21)

of which Provision for NPAs

542.33

745.61

203.28

37.48

(6.31)

(7.50)

iii)

Operating Expenses

1,683.53

1,934.89

251.36

14.93

(19.60)

(19.46)

of which: Wage Bill

1,049.57

1,178.28

128.71

12.26

(12.22)

(11.85)

C.

Profit

i)

Operating Profit

1,475.75

2,516.19

1,040.44

70.50

ii)

Net Profit

502.15

1,004.49

502.34

100.04

D.

Spread (Net Interest Income)

2,122.65

2,230.37

107.72

5.07

(Interest Income - Interest Expended)

E.

Total Assets

84,528.91

93,225.79

8,696.88

10.29

Note: Figures in brackets are percentage to the respective total.