(As at end-March)

(Amount in Rs. crore)

Item

Public Sector Banks

Nationalised Banks

State Bank Group

2003

2004

2003

2004

2003

2004

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

to total

to total

to total

to total

to total

to total

1

2

3

4

5

6

7

8

9

10

11

12

13

1.

Capital

14,175.38

1.10

14,675.56

1.00

13,139.58

1.66

13,639.76

1.48

1,035.80

0.21

1,035.80

0.19

2.

Reserves and Surplus

51,407.17

4.00

64,548.91

4.39

29,310.15

3.71

37,835.43

4.10

22,097.02

4.47

26,713.48

4.86

3.

Deposits

10,79,167.36

83.96

12,26,837.56

83.38

6,88,081.00

87.00

7,93,946.95

86.10

3,91,086.36

79.09

4,32,890.61

78.81

3.1

Demand Deposits

1,26,650.68

9.85

1,41,223.07

9.60

69,999.20

8.85

77,727.56

8.43

56,651.48

11.46

63,495.51

11.56

3.2

Savings Bank Deposits

2,67,173.81

20.79

3,21,016.66

21.82

1,79,250.82

22.66

2,14,311.31

23.24

87,922.99

17.78

1,06,705.35

19.43

3.3

Term Deposits

6,85,342.87

53.32

7,64,597.83

51.96

4,38,830.98

55.48

5,01,908.08

54.43

2,46,511.89

49.85

2,62,689.75

47.83

4.

Borrowings

22,425.00

1.74

30,735.81

2.09

10,832.44

1.37

13,920.38

1.51

11,592.56

2.34

16,815.43

3.06

5.

Other Liabilities and Provisions

1,18,235.70

9.20

1,34,629.83

9.15

49,575.88

6.27

62,828.05

6.81

68,659.82

13.89

71,801.78

13.07

Total Liabilities

12,85,410.61

100.00

14,71,427.67

100.00

7,90,939.05

100.00

9,22,170.57

100.00

4,94,471.56

100.00

5,49,257.10

100.00

1.

Cash and balances with RBI

65,166.59

5.07

84,241.76

5.73

46,054.46

5.82

58,079.66

6.30

19,112.13

3.87

26,162.10

4.76

2.

Balances with banks and

money at call and short notice

57,731.97

4.49

57,448.65

3.90

22,794.24

2.88

30,115.15

3.27

34,937.73

7.07

27,333.50

4.98

3.

Investments

5,45,635.87

42.45

6,25,677.68

42.52

3,22,301.60

40.75

3,77,903.75

40.98

2,23,334.27

45.17

2,47,773.93

45.11

3.1

In Government Securities (a+b)

4,32,243.22

33.63

5,10,231.77

34.68

2,44,174.72

30.87

2,96,022.58

32.10

1,88,068.50

38.03

2,14,209.19

39.00

a. In India

4,29,089.65

33.38

5,07,451.67

34.49

2,41,402.53

30.52

2,93,445.42

31.82

1,87,687.12

37.96

2,14,006.25

38.96

b. Outside India

3,153.57

0.25

2,780.10

0.19

2,772.19

0.35

2,577.16

0.28

381.38

0.08

202.94

0.04

3.2

In other approved Securities

18,164.82

1.41

17,137.45

1.16

12,367.80

1.56

11,784.71

1.28

5,797.02

1.17

5,352.74

0.97

3.3

In non-approved Securities

95,227.83

7.41

98,308.46

6.68

65,759.08

8.31

70,096.46

7.60

29,468.75

5.96

28,212.00

5.14

4.

Loans and Advances

5,48,436.62

42.67

6,32,739.70

43.00

3,59,232.74

45.42

4,12,223.90

44.70

1,89,203.88

38.26

2,20,515.80

40.15

4.1

Bills purchased & discounted

41,897.95

3.26

47,926.01

3.26

24,273.05

3.07

26,938.87

2.92

17,624.90

3.56

20,987.14

3.82

4.2

Cash Credit, Overdrafts, etc.

2,91,680.91

22.69

2,99,612.46

20.36

1,94,231.10

24.56

1,99,723.35

21.66

97,449.81

19.71

99,889.11

18.19

4.3

Term Loans

2,14,857.76

16.72

2,85,201.23

19.38

1,40,728.59

17.79

1,85,561.68

20.12

74,129.17

14.99

99,639.55

18.14

5.

Fixed Assets

10,592.99

0.82

11,527.56

0.78

7,667.66

0.97

8,178.06

0.89

2,925.33

0.59

3,349.50

0.61

6.

Other Assets

57,846.57

4.50

59,792.32

4.06

32,888.35

4.16

35,670.05

3.87

24,958.22

5.05

24,122.27

4.39

Total Assets

12,85,410.61

100.00

14,71,427.67

100.00

7,90,939.05

100.00

9,22,170.57

100.00

4,94,471.56

100.00

5,49,257.10

100.00

Source : Balance Sheets of respective banks.