(Amount in Rs. crore)

Outstanding

Variations

Variable

as on

Financial year

April-September

March 19,

2002-03

2003-04

2003-04

2004-05

2004

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

9

10

Components

C.I

Aggregate Deposits of Residents

14,29,080

1,75,838

17.4

2,40,732

20.3

98,180

8.3

80,267

5.6

(C.I.1 +

C.I.2)

(1,46,167)

(14.4)

C.I.1

Demand Deposits

2,25,022

17,241

11.3

54,733

32.1

5,415

3.2

-7,895

-3.5

C.I.2

Time Deposits of Residents (C.I.2.1 + C.I.2.2 )

12,04,058

1,58,596

18.5

1,86,000

18.3

92,764

9.1

88,161

7.3

C.I.2.1 Short-term Time Deposits

5,41,826

71,368

18.5

83,700

18.3

41,744

9.1

39,673

7.3

C.I.2.1.1 Certificates of Deposits (CDs)

6,911

-1,499

-67.1

6,177

840.9

1,106

150.6

-3,780

-54.7

C.I.2.2 Long-term Time Deposits

6,62,232

87,228

18.5

1,02,300

18.3

51,020

9.1

48,489

7.3

C.II

Call/Term Funding from Financial Institutions

24,670

9,609

317.3

12,032

95.2

4,779

37.8

5,950

24.1

Sources

S.I

Domestic Credit (S.I.1 + S.I.2)

16,57,237

2,67,294

23.3

2,42,782

17.2

96,732

6.8

1,07,417

6.5

S.I.1

Credit to the Government

6,54,758

1,12,241

27.3

1,31,341

25.1

80,866

15.4

29,663

4.5

S.I.2

Credit to the Commercial Sector

10,02,479

1,55,053

21.1

1,11,441

12.5

15,866

1.8

77,754

7.8

(S.I.2.1 + S.I.2.2 + S.I.2.3 + S.I.2.4 + S.I.2.5)

S.I.2.1 Food Credit

35,961

-4,499

-8.3

-13,518

-27.3

-12,014

-24.3

2,228

6.2

S.I.2.2 Non-food Credit

8,04,824

1,43,992

26.9

1,25,088

18.4

18,277

2.7

76,237

9.5

S.I.2.3 Net Credit to Primary Dealers

1,946

3,765

1,148.9

-2,147

-52.5

4,778

116.7

299

15.4

S.I.2.4 Investments in Other Approved Securities

22,830

-2,964

-10.9

-1,299

-5.4

-420

-1.7

3,734

16.4

S.I.2.5 Other Investments (in non-SLR Securities)

1,36,918

14,759

12.4

3,317

2.5

5,245

3.9

-4,744

-3.5

S.II

Net Foreign Currency Assets of

Commercial Banks (S.II.1 - S.II.2 - S.II.3)

-58,531

-30,501

80.0

10,101

-14.7

3,090

-4.5

-3,478

5.9

S.II.1

Foreign Currency Assets

33,833

-22,994

-42.5

2,752

8.9

2,887

9.3

-186

-0.6

S.II.2

Non-resident Foreign Currency Repatriable

75,336

1,656

1.8

-17,170

-18.6

-3,376

-3.6

970

1.3

Fixed Deposits

S.II.3

Overseas Foreign Currency Borrowings

17,028

5,851

431.0

9,820

136.2

3,173

44.0

2,322

13.6

S.III

Net Bank Reserves (S.III.1 + S.III.2 - S.III.3)

76,895

792

1.2

11,072

16.8

5,876

8.9

6,771

8.8

S.III.1

Balances with the RBI

68,997

-4,068

-6.5

10,662

18.3

4,995

8.6

6,327

9.2

S.III.2

Cash in Hand

7,898

1,322

21.2

331

4.4

803

10.6

447

5.7

S.III.3

Loans and Advances from the RBI

0

-3,537

-97.8

-79

-100.0

-78.0

-98.7

3

–

S.IV

Capital Account

1,03,108

14,221

19.7

16,568

19.1

13,523

15.6

16,318

15.8

S.V.

Other items (net) (S.I + S.II + S.III - S.IV - C.I - C.II)

1,18,743

37,917

44.0

-5,377

-4.3

-10,783

-8.7

8,176

6.9

S.V.1

Other Demand & Time Liabilities (net of S.II.3)

1,31,056

12,072

10.9

8,458

6.9

-544

-0.4

1,297

1.0

S.V.2

Net Inter-Bank Liabilities (other than to PDs)

8,254

6,054

443.2

834

11.2

1,635

22.0

-2,782

-33.7