(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

Income

Income

Expended

Total

Of which

& Contin-

(NII)

(3+11)

(4-7)

(5+6)

(8+9+11)

Wage Bill

gencies

1

2

3

4

5

6

7

8

9

10

11

12

Scheduled Commercial Banks

2000-01

19,756.78

6,403.48

1,32,075.67

1,15,091.13

16,984.54

1,25,672.19

78,140.76

34,178.13

23,218.33

13,353.30

36,950.37

(1.53)

(0.49)

(10.20)

(8.88)

(1.31)

(9.70)

(6.03)

(2.64)

(1.79)

(1.03)

(2.85)

2001-02

29,836.59

11,576.06

1,51,031.88

1,26,957.71

24,074.17

1,39,455.82

87,516.25

33,679.04

21,785.42

18,260.53

39,441.46

(1.94)

(0.75)

(9.83)

(8.26)

(1.57)

(9.08)

(5.70)

(2.19)

(1.42)

(1.19)

(2.57)

2002-03

40,681.78

17,077.07

1,72,373.94

1,40,717.65

31,656.29

1,55,296.87

93,606.70

38,085.46

23,613.25

23,604.71

47,110.95

(2.39)

(1.01)

(10.15)

(8.28)

(1.86)

(9.14)

(5.51)

(2.24)

(1.39)

(1.39)

(2.77)

Public Sector Banks

2000-01

13,801.68

4,316.94

1,03,499.36

91,129.44

12,369.92

99,182.42

61,693.19

28,004.49

20,929.17

9,484.74

29,436.25

(1.34)

(0.42)

(10.05)

(8.85)

(1.20)

(9.63)

(5.99)

(2.72)

(2.03)

(0.92)

(2.86)

2001-02

21,676.54

8,304.85

1,17,252.36

1,00,710.96

16,541.40

1,08,947.51

69,153.77

26,422.05

19,045.38

13,371.69

31,557.19

(1.88)

(0.72)

(10.15)

(8.72)

(1.43)

(9.43)

(5.99)

(2.29)

(1.65)

(1.16)

(2.73)

2002-03

29,715.24

12,295.46

1,28,464.37

1,07,192.81

21,271.56

1,16,168.91

69,852.59

28,896.54

20,446.88

17,419.78

37,340.22

(2.31)

(0.96)

(10.00)

(8.34)

(1.66)

(9.04)

(5.44)

(2.25)

(1.59)

(1.36)

(2.91)

Nationalised Banks

2000-01

8,062.06

2,095.09

64,126.52

56,977.36

7,149.16

62,031.43

38,789.64

17,274.82

13,142.78

5,966.97

18,187.72

(1.29)

(0.33)

(10.23)

(9.09)

(1.14)

(9.89)

(6.19)

(2.76)

(2.10)

(0.95)

(2.90)

2001-02

12,956.86

4,855.36

72,489.56

61,964.93

10,524.63

67,634.20

42,597.86

16,934.84

12,316.55

8,101.50

19,367.07

(1.83)

(0.69)

(10.27)

(8.78)

(1.49)

(9.58)

(6.03)

(2.40)

(1.74)

(1.15)

(2.74)

2002-03

18,486.13

7,783.94

79,597.73

66,324.28

13,273.45

71,813.79

42,645.95

18,465.65

13,062.10

10,702.19

23,678.33

(2.34)

(0.98)

(10.06)

(8.38)

(1.68)

(9.08)

(5.39)

(2.33)

(1.65)

(1.35)

(2.99)

State Bank Group

2000-01

5,739.62

2,221.85

39,372.84

34,152.08

5,220.76

37,150.99

22,903.55

10,729.67

7,786.39

3,517.77

11,248.53

(1.42)

(0.55)

(9.77)

(8.47)

(1.30)

(9.22)

(5.68)

(2.66)

(1.93)

(0.87)

(2.79)

2001-02

8,719.68

3,449.49

44,762.80

38,746.03

6,016.77

41,313.31

26,555.91

9,487.21

6,728.83

5,270.19

12,190.12

(1.94)

(0.77)

(9.96)

(8.62)

(1.34)

(9.20)

(5.91)

(2.11)

(1.50)

(1.17)

(2.71)

2002-03

11,229.11

4,511.52

48,866.64

40,868.53

7,998.11

44,355.12

27,206.64

10,430.89

7,384.78

6,717.59

13,661.89

(2.27)

(0.91)

(9.89)

(8.27)

(1.62)

(8.98)

(5.51)

(2.11)

(1.50)

(1.36)

(2.77)

(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

Income

Income

Expended

Total

Of which

& Contin-

(NII)

(3+11)

(4-7)

(5+6)

(8+9+11)

Wage Bill

gencies

1

2

3

4

5

6

7

8

9

10

11

12

Old Private Sector Banks

2000-01

1,475.75

502.15

9,091.20

8,054.57

1,036.63

8,589.05

5,931.92

1,683.53

1,049.57

973.60

2,122.65

(1.75)

(0.59)

(10.76)

(9.53)

(1.23)

(10.16)

(7.02)

(1.99)

(1.24)

(1.15)

(2.51)

2001-02

2,515.78

1,004.48

10,945.65

8,725.23

2,220.42

9,941.17

6,496.57

1,933.30

1,179.28

1,511.30

2,228.66

(2.70)

(1.08)

(11.74)

(9.36)

(2.38)

(10.66)

(6.97)

(2.07)

(1.26)

(1.62)

(2.39)

2002-03

2,804.43

1,231.59

11,278.83

8,917.82

2,361.01

10,047.24

6,327.22

2,147.18

1,297.45

1,572.84

2,590.60

(2.67)

(1.17)

(10.73)

(8.48)

(2.25)

(9.56)

(6.02)

(2.04)

(1.23)

(1.50)

(2.46)

New Private Sector Banks

2000-01

1,368.96

639.41

7,498.23

6,437.61

1,060.62

6,858.82

4,752.76

1,376.51

249.55

729.55

1,684.85

(1.74)

(0.81)

(9.52)

(8.17)

(1.35)

(8.70)

(6.03)

(1.75)

(0.32)

(0.93)

(2.14)

2001-02

2,130.66

774.62

9,869.86

7,821.87

2,047.99

9,095.24

5,812.69

1,926.51

436.45

1,356.04

2,009.18

(1.22)

(0.44)

(5.66)

(4.48)

(1.17)

(5.21)

(3.33)

(1.10)

(0.25)

(0.78)

(1.15)

2002-03

4,434.26

1,725.98

20,587.15

15,634.83

4,952.32

18,861.17

12,361.45

3,791.44

828.76

2,708.28

3,273.38

(2.31)

(0.90)

(10.71)

(8.14)

(2.58)

(9.81)

(6.43)

(1.97)

(0.43)

(1.41)

(1.70)

Foreign Banks

2000-01

3,110.39

944.98

11,986.88

9,469.51

2,517.37

11,041.90

5,762.89

3,113.60

990.04

2,165.41

3,706.62

(3.05)

(0.93)

(11.74)

(9.27)

(2.47)

(10.81)

(5.64)

(3.05)

(0.97)

(2.12)

(3.63)

2001-02

3,513.61

1,492.11

12,964.01

9,699.65

3,264.36

11,471.90

6,053.22

3,397.18

1,124.31

2,021.50

3,646.43

(3.10)

(1.32)

(11.44)

(8.56)

(2.88)

(10.12)

(5.34)

(3.00)

(0.99)

(1.78)

(3.22)

2002-03

3,727.85

1,824.04

12,043.59

8,972.19

3,071.40

10,219.55

5,065.44

3,250.30

1,040.16

1,903.81

3,906.75

(3.20)

(1.57)

(10.35)

(7.71)

(2.64)

(8.78)

(4.35)

(2.79)

(0.89)

(1.64)

(3.36)

Notes:
1. The number of scheduled commercial banks in 2000-01, 2001-02 and 2002-03 were 100, 97 and 93, respectively.
2. The number of Foreign Banks in 2000-01, 2001-02 and 2002-03 were 42, 40 and 36, respectively.
3. The number of Old Private Banks in 2000-01, 2001-02 and 2002-03 were 23, 22 and 21, respectively.
4. The number of New Private Banks for the years 2000-01, 2001-02 and 2002-03 were 8, 8 and 9, respectively.
5. Figures in brackets are percentages to Total Assets.
6. NII - Net Interest Income.
Source: Balance sheets of respective banks.