Appendix Table III.12(B): Financial Performance of Public Sector Banks - आरबीआय - Reserve Bank of India
Appendix Table III.12(B): Financial Performance of Public Sector Banks
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(Amount in Rs. crore) |
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Item |
2002-03 |
2003-04 |
Variation of Col. (3) over Col. (2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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A. |
Income (i+ii) |
1,28,464.38 |
1,37,601.81 |
9,137.43 |
7.11 |
|
(100.00) |
(100.00) |
|||||
i) |
Interest Income |
1,07,232.05 |
1,09,496.25 |
2,264.20 |
2.11 |
|
(83.47) |
(79.57) |
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of which: Interest on Advances |
49,132.22 |
49,934.15 |
801.93 |
1.63 |
||
Income on Investments |
50,062.58 |
53,171.52 |
3,108.94 |
6.21 |
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ii) |
Other Income |
21,232.33 |
28,105.56 |
6,873.23 |
32.37 |
|
(16.53) |
(20.43) |
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of which: Commission & Brokerage |
7,279.22 |
7,809.58 |
530.36 |
7.29 |
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B. |
Expenditure (i+ii+iii) |
1,16,168.92 |
1,21,055.44 |
4,886.52 |
4.21 |
|
(100.00) |
(100.00) |
|||||
i) |
Interest Expended |
69,852.59 |
65,764.53 |
-4,088.06 |
-5.85 |
|
(60.13) |
(54.33) |
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of which: Interest on Deposits |
66,621.00 |
62,213.56 |
-4,407.44 |
-6.62 |
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ii) |
Provisions and Contingencies |
17,421.78 |
22,928.35 |
5,506.57 |
31.61 |
|
(15.00) |
(18.94) |
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of which: Provision for NPAs |
9,349.37 |
14,188.89 |
4,839.52 |
51.76 |
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iii) |
Operating Expenses |
28,894.55 |
32,362.56 |
3,468.01 |
12.00 |
|
(24.87) |
(26.73) |
|||||
of which: Wage Bill |
20,444.88 |
22,389.92 |
1,945.04 |
9.51 |
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C. |
Profit |
|||||
i) |
Operating Profit |
29,717.24 |
39,474.72 |
9,757.48 |
32.83 |
|
ii) |
Net Profit |
12,295.46 |
16,546.37 |
4,250.91 |
34.57 |
|
D. |
Spread (Net Interest Income) |
37,379.46 |
43,731.72 |
6,352.26 |
16.99 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
12,85,410.61 |
14,71,427.67 |
1,86,017.06 |
14.47 |
|
Note: Figures in brackets are percentage shares to the respective total. |