Appendix Table III.12 (C): Financial Performance of Nationalised Banks - आरबीआय - Reserve Bank of India
Appendix Table III.12 (C): Financial Performance of Nationalised Banks
(Amount in Rs.crore) |
||||||
|
||||||
Item |
2001-02 |
2002-03 |
Variation of Col. (3) |
|||
Absolute |
Percentage |
|||||
|
||||||
1 |
2 |
3 |
4 |
5 |
||
|
||||||
A. |
Income |
72,489.56 |
79,597.73 |
7,108.17 |
9.81 |
|
(i+ii) |
(100.00) |
(100.00) |
||||
i) |
Interest Income |
61,964.93 |
66,324.28 |
4,359.35 |
7.04 |
|
(85.48) |
(83.32) |
|||||
of which: Interest on Advances |
30,658.30 |
33,199.97 |
2,541.67 |
8.29 |
||
Income on Investments |
27,877.25 |
30,081.29 |
2,204.04 |
7.91 |
||
(ia) |
Interest on Recapitalisation Bonds |
1,793.08 |
1,855.72 |
|||
ii) |
Other Income |
10,524.63 |
13,273.45 |
2,748.82 |
26.12 |
|
(14.52) |
(16.68) |
|||||
of which: Commission & Brokerage |
3,095.82 |
3,336.17 |
240.35 |
7.76 |
||
B. |
Expenditure |
67,634.20 |
71,813.79 |
4,179.59 |
6.18 |
|
(i+ii+iii) |
(100.00) |
(100.00) |
||||
i) |
Interest Expended |
42,597.86 |
42,645.95 |
48.09 |
0.11 |
|
(62.98) |
(59.38) |
|||||
of which: Interest on Deposits |
40,464.32 |
40,556.73 |
92.41 |
0.23 |
||
ii) |
Provisions and Contingencies |
8,101.50 |
10,702.19 |
2,600.69 |
32.10 |
|
(11.98) |
(14.90) |
|||||
of which: Provisions for NPAs |
5,173.10 |
5,688.62 |
515.52 |
9.97 |
||
iii) |
Operating Expenses |
16,934.84 |
18,465.65 |
1,530.81 |
9.04 |
|
(25.04) |
(25.71) |
|||||
of which : Wage Bill |
12,316.55 |
13,062.10 |
745.55 |
6.05 |
||
C. |
Profit |
|||||
i) |
Operating Profit |
12,956.86 |
18,486.13 |
5,529.27 |
42.67 |
|
(ia) |
Operating Profit (exclusive of income |
|||||
from recapitalisation bonds) |
11,163.78 |
16,630.41 |
5,466.63 |
48.97 |
||
ii) |
Net Profit |
4,855.36 |
7,783.94 |
2,928.58 |
60.32 |
|
(iia) |
Net Profit (exclusive of income |
|||||
from recapitalisation bonds) |
3,062.28 |
5,928.22 |
2,865.94 |
93.59 |
||
D. |
Spread (Net Interest Income) |
19,367.07 |
23,678.33 |
4,311.26 |
22.26 |
|
(Interest Income - Interest Expended) |
||||||
E. |
Total Assets |
7,06,109.02 |
7,91,281.43 |
85,172.41 |
12.06 |
|
|
||||||
Note: Figures in brackets are percentage shares to the respective total. |