Appendix Table III.12 (C): Financial Performance of Nationalised Banks - आरबीआय - Reserve Bank of India
Appendix Table III.12 (C): Financial Performance of Nationalised Banks
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(Amount in Rs. crore) |
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Item |
2002-03 |
2003-04 |
Variation of Col. (3) over Col. (2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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A. |
Income (i+ii) |
79,597.73 |
85,712.03 |
6,114.30 |
7.68 |
|
(100.00) |
(100.00) |
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i) |
Interest Income |
66,368.04 |
68,539.86 |
2,171.82 |
3.27 |
|
(83.38) |
(79.97) |
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of which: Interest on Advances |
33,134.49 |
33,684.10 |
549.61 |
1.66 |
||
Income on Investments |
30,148.18 |
32,268.55 |
2,120.37 |
7.03 |
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ia) |
Interest on Recapitalisation Bonds |
1,855.72 |
1,855.72 |
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ii) |
Other Income |
13,229.69 |
17,172.17 |
3,942.48 |
29.80 |
|
(16.62) |
(20.03) |
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of which: Commission & Brokerage |
3,336.17 |
3,604.78 |
268.61 |
8.05 |
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B. |
Expenditure (i+ii+iii) |
71,813.79 |
74,784.38 |
2,970.59 |
4.14 |
|
(100.00) |
(100.00) |
|||||
i) |
Interest Expended |
42,645.95 |
40,369.38 |
-2,276.57 |
-5.34 |
|
(59.38) |
(53.98) |
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of which: Interest on Deposits |
40,556.74 |
38,185.77 |
-2,370.97 |
-5.85 |
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ii) |
Provisions and Contingencies |
10,702.19 |
14,183.55 |
3,481.36 |
32.53 |
|
(14.90) |
(18.97) |
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of which: Provision for NPAs |
5,762.92 |
8,988.97 |
3,226.05 |
55.98 |
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iii) |
Operating Expenses |
18,465.65 |
20,231.45 |
1,765.80 |
9.56 |
|
(25.71) |
(27.05) |
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of which: Wage Bill |
13,062.10 |
14,068.36 |
1,006.26 |
7.70 |
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C. |
Profit |
|||||
i) |
Operating Profit |
18,486.13 |
25,111.20 |
6,625.07 |
35.84 |
|
ia) |
Operating Profit (exclusive of income |
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from recapitalisation bonds) |
16,630.41 |
23,255.48 |
6,625.07 |
39.84 |
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ii) |
Net Profit |
7,783.94 |
10,927.65 |
3,143.71 |
40.39 |
|
iia) |
Net Profit (exclusive of income |
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from recapitalisation bonds) |
5,928.22 |
9,071.93 |
3,143.71 |
53.03 |
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D. |
Spread (Net Interest Income) |
23,722.09 |
28,170.48 |
4,448.39 |
18.75 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
7,90,939.05 |
9,22,170.57 |
1,31,231.52 |
16.59 |
|
Note: Figures in brackets are percentage shares to the respective total. |