Appendix Table III.12(E): Financial Performance of Old Private Sector Banks - आरबीआय - Reserve Bank of India
Appendix Table III.12(E): Financial Performance of Old Private Sector Banks
(Amount in Rs.crore) | ||||||
Item | 2001-02 | 2002-03 | Variation of Col. (3) | |||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. | Income | 10,945.65 | 11,278.83 | 333.18 | 3.04 | |
(i+ii) | (100.00) | (100.00) | ||||
i) | Interest Income | 8,725.23 | 8,917.82 | 192.59 | 2.21 | |
(79.71) | (79.07) | |||||
of which: Interest on Advances | 4,620.73 | 4,800.69 | 179.96 | 3.89 | ||
Income on Investments | 3,582.73 | 3,692.65 | 109.92 | 3.07 | ||
ii) | Other Income | 2,220.42 | 2,361.01 | 140.59 | 6.33 | |
(20.29) | (20.93) | |||||
of which: Commission & Brokerage | 485.61 | 511.08 | 25.47 | 5.24 | ||
B. | Expenditure | 9,941.17 | 10,047.24 | 106.07 | 1.07 | |
(i+ii+iii) | (100.00) | (100.00) | ||||
i) | Interest Expended | 6,496.57 | 6,327.22 | -169.35 | -2.61 | |
(65.35) | (62.97) | |||||
of which: Interest on Deposits | 6,189.57 | 6,076.74 | -112.83 | -1.82 | ||
ii) | Provisions and Contingencies | 1,511.30 | 1,572.84 | 61.54 | 4.07 | |
(15.20) | (15.65) | |||||
of which: Provisions for NPAs | 745.61 | 769.73 | 24.12 | 3.23 | ||
iii) | Operating Expenses | 1,933.30 | 2,147.18 | 213.88 | 11.06 | |
(19.45) | (21.37) | |||||
of which : Wage Bill | 1,179.28 | 1,297.45 | 118.17 | 10.02 | ||
C. | Profit | |||||
i) | Operating Profit | 2,515.78 | 2,804.43 | 288.65 | 11.47 | |
ii) | Net Profit | 1,004.48 | 1,231.59 | 227.11 | 22.61 | |
D. | Spread (Net Interest Income) | 2,228.66 | 2,590.60 | 361.94 | 16.24 | |
(Interest Income - Interest Expended) | ||||||
E. | Total Assets | 93,229.29 | 1,05,109.50 | 11,880.21 | 12.74 | |
Note: Figures in brackets are percentage shares to the respective total. |