Appendix Table III.15 (B) Financial Performance of Scheduled Commercial Banks (Excluding the Conversion Impact) - आरबीआय - Reserve Bank of India
Appendix Table III.15 (B) Financial Performance of Scheduled Commercial Banks (Excluding the Conversion Impact)
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
1,83,872.12 |
1,86,703.20 |
2,831.08 |
1.54 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
1,44,346.81 |
1,53,126.82 |
8,780.01 |
6.08 |
||
(78.50) |
(82.02) |
||||||
of which: |
Interest on Advances |
70,049.85 |
79,202.64 |
9,152.79 |
13.07 |
||
Income on Investments |
66,104.78 |
65,380.89 |
-723.89 |
-1.10 |
|||
ii) |
Other Income |
39,525.31 |
33,576.38 |
-5,948.93 |
-15.05 |
||
(21.50) |
(17.98) |
||||||
of which: |
Commission and Brokerage |
11,837.60 |
14,652.15 |
2,814.55 |
23.78 |
||
B. |
Expenditure (i+ii+iii) |
1,61,601.18 |
1,65,997.54 |
4,396.36 |
2.72 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
87,562.75 |
86,601.26 |
-961.49 |
-1.10 |
||
(54.18) |
(52.17) |
||||||
of which: |
Interest on Deposits |
77,667.58 |
76,903.26 |
-764.32 |
-0.98 |
||
ii) |
Provisions and Contingencies |
30,329.28 |
30,256.34 |
-72.94 |
-0.24 |
||
(18.77) |
(18.23) |
||||||
of which: |
Provision for NPAs |
17,441.31 |
7,181.78 |
-10,259.53 |
-58.82 |
||
iii) |
Operating Expenses |
43,709.15 |
49,139.94 |
5,430.79 |
12.42 |
||
(27.05) |
(29.60) |
||||||
of which: |
Wage Bill |
26,359.53 |
28,733.58 |
2,374.05 |
9.01 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
52,600.22 |
50,962.00 |
-1,638.22 |
-3.11 |
||
ii) |
Net Profit |
22,270.94 |
20,705.66 |
-1,565.28 |
-7.03 |
||
D. |
Net Interest Income/Margin |
56,784.06 |
66,525.56 |
9,741.50 |
17.16 |
||
E. |
Total Assets |
19,74,017.00 |
22,74,622.42 |
3,00,605.42 |
15.23 |
||
# : Excluding the impact of conversion of a non-banking entity into a banking entity. |